CIT BANK, NATIONAL ASSOCIATION

2017-01-18

Lawrence, NJ

Loan modification,collection,foreclosure

Mortgage: Reverse mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-18

Bryn Mawr, PA

Loan modification,collection,foreclosure

Mortgage: Reverse mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-17

Burbank, CA

Taking out the loan or lease

Consumer Loan: Installment loan

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-16

Fountainville, PA

Loan modification,collection,foreclosure

Mortgage: Reverse mortgage

Complaint: We represent an estate of a deceased who had a reverse mortgage. XXXX things, the daughter submitted a request for {$14000.00} from the remaining line of credit three days before the mortgagee died. The money was needed for XXXX bills, etc. Payment was denied. Also, we notified Financial Freedom we wanted to sell the property. They send us a notice of foreclosure. They have ignored both inquiries. Please advise
Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-16

Mequon, WI

Loan modification,collection,foreclosure

Mortgage: Conventional fixed mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-11

Lihue, HI

Loan servicing, payments, escrow account

Mortgage: Reverse mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-11

Scotch Plains, NJ

Loan modification,collection,foreclosure

Mortgage: FHA mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-11

Wilm, NC

Loan modification,collection,foreclosure

Mortgage: Other mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-10

Foothill Ranch, CA

Loan servicing, payments, escrow account

Mortgage: Reverse mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-10

Lynn Haven, FL

Other

Mortgage: Other mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-10

Warrenton, VA

Loan modification,collection,foreclosure

Mortgage: Conventional fixed mortgage

Complaint: Submitted for a modification numerous times constantly being told documents are not being approved with no explanation as to why. Have submitted a complete package to my lender at least 12 times if not more.
Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-06

Long Beach, IN

Loan servicing, payments, escrow account

Mortgage: FHA mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2017-01-03

Long Beach, IN

Loan modification,collection,foreclosure

Mortgage: FHA mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2016-12-27

Anaheim, CA

Deposits and withdrawals

Bank account or service: Other bank product/service

Company Response: Closed with explanation

Disputed: No Timely Response

2016-12-27

Corneil Estates, NY

Loan modification,collection,foreclosure

Mortgage: Other mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2016-12-26

Oak Grove, MO

Loan servicing, payments, escrow account

Mortgage: Other mortgage

Complaint: Indymac did not provide a truth in lending statement showing the {>= $1,000,000} I will pay for the {$200000.00} they refinanced. I have however paid {$270000.00} in principal payments, all interest due and all taxes and insurance due since 2004. I guess the other {$77000.00} paid onewest bank for the money they had to pay IndyMac federal for my loan.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-12-23

Jefferson, NH

Loan modification,collection,foreclosure

Mortgage: Other mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2016-12-23

Chula Vista, CA

Loan modification,collection,foreclosure

Mortgage: Other mortgage

Company Response: Closed with explanation

Disputed: No Timely Response

2016-12-22

Baltimore, MD

Loan servicing, payments, escrow account

Mortgage: Conventional adjustable mortgage (ARM)

Company Response: Closed with explanation

Disputed: No Timely Response

2016-12-16

Manhattan Bch, CA

Application, originator, mortgage broker

Mortgage: Conventional adjustable mortgage (ARM)

Company Response: Closed with explanation

Disputed: No Untimely Response

2016-12-16

Pasadena, CA

Application, originator, mortgage broker

Mortgage: Other mortgage

Complaint: A Deed of Trust were procured by fraud involving INDYMAC BANK in XXXX. In XXXX, FDIC closed INDYMAC 'S doors and reopened it under INDYMAC, XXXX Request for FDIC to provide information relating to this erroneous loan in which INDYMAC BANK claimed to have " paid out '' an outstanding debt to " XXXX '' in XXXX. The purported loan number is XXXX. Require FDIC to show the equal consideration of the loan balance that were received for this loan in XXXX, after INDYMAC filed for chapter XXXX and debts were discharged.
Company Response: Closed with explanation

Disputed: Yes Untimely Response

2016-12-16

San Diego, CA

Account opening, closing, or management

Bank account or service: Other bank product/service

Complaint: I arranged for bank # 1 to transfer my IRA account to bank # 2 that was paying much higher interest. The IRA Transfer Request I used included this statement : " If you are age XXXX XXXX or older, your required minimum distribution must be processed prior to transferring your IRA to bank # 2 ''. Bank # 1 failed to process the remaining required minimum distribution before transferring the IRA account. When I realized what happened and called them about it, they refused to admit they had made a mistake and refused to do anything to help me request the required minimum distribution from bank # 2.
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-12-15

Cypress, CA

Account opening, closing, or management

Bank account or service: (CD) Certificate of deposit

Company Response: Closed with explanation

Disputed: No Untimely Response

2016-12-15

Key Biscayne, FL

Loan modification,collection,foreclosure

Mortgage: Conventional fixed mortgage

Complaint: & gt ; & gt ; & gt ; Your attention to this matter is greatly appreciated. This is an update & gt ; to my last email. My name is XXXX and my & gt ; wife is XXXX. We are writing to you and all parties cc 'd on this & gt ; corespondent to bring immediate attention to a situation that is of great & gt ; importance to my family. My family has resided at XXXXXXXXXXXXX & gt ; XXXX Florida XXXX for XXXX years. We currently have a modification & gt ; application in with CIT bank. My wife and I have secured mortgages in the past XXXX years on different XXXX and in XXXX. We also worked in the mortgage industry. XXXX is to say we know how to put in a mortgage application and what qualifies. I repeat that " We know how a mortgage application is put together '' In XX/XX/XXXX with the XXXX markets collapse our business closed down. We as a family scaled down, sold properties and needed bankruptcy protection to protect our HOMESTEAD. Since the XX/XX/XXXX difficulties we have been in communication with XXXX which was taken over by XXXX and now XXXX. All along the process we are attempting to secure a modification. For all of these years no modification has been offered and balances because of high interest rates and penalties have grown. Our XXXX income for XXXX are supported by bank statements on average {$30000.00} month deposits and documented income filed with the IRS and verified for over $ 8000 month. XXXX XXXX for a modification. What the bank '' sss '' and I use XXXX 's ( because of XXXX, XXXX, and now XXXX all XXXX in the same ) have done years long paperwork shuffle. Balances and fees grow. processes delayed. Foreclosures initiated. On line News http : XXXX An excerpt from the above article " For XXXX, XXXX fundamental problem stems from the XXXX. His investor group was the sole bidder to take control of the troubled bank IXXXX in XX/XX/XXXX. The group struck a deal that left the XXXX responsible for taking as much as XXXX percent of the losses on former XXXX assets and rebranded the troubled bank as XXXX. The combination of XXXX 's PROFITABILITY, government guarantees and foreclosure activities drew the ire of activist groups like the XXXX XXXX XXXX. It found the bank to be XXXX XXXX of the most difficult to work out loan modifications with even though XXXX never drew a major response from government regulators. '' My opinion nothing has changed about their difficult workouts just the names. By XX/XX/XXXX, XXXX years after taking over XXXX, XXXX sold the bank for {$3.00} XXXX at a tremendous profit. Unsurprising to me are the number of stories on line with similar stories of a paperwork shuffle with the very recent in the national news link above. It 's unfair not to be granted a modification with my documented income. Its unfair the interest, fees, forced insurance and fluff that has been added on this loan. My family, wife and XXXX daughters XXXX, XXXX and twins XXXX have known nothing but this house, as we have resided here since all their births. This banks paperwork shuffle and 8 year stall tactic is nothing more than a process to seize the asset because it is worth MORE as a foreclosure to them then a paying mortgage. DELIBERATELY not modifying. XXXX management, executives and underwriting have a chance to do the right thing on this file, home and family. Thank you.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-12-13

AZ

Account opening, closing, or management

Bank account or service: Savings account

Complaint: I tried to open the account with CIT Bank. Even after providing all the information on the online application page - it 's just not even moving any further. So many other consumers are also facing the same issue due to the terrible website that they are having. Called them thrice yesterday about this issue and they ca n't fix it. There is no other way to open the account with CIT Bank.
Company Response: Closed with explanation

Disputed: Yes Untimely Response