I.Q. DATA INTERNATIONAL, INC.

2019-07-23

Orlando, FL

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-07-20

Manhattan, NY

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-07-20

Bedford, TX

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Complaint: On XX/XX/XXXX I disputed this collection, you inturned provided me information from the original debtor showing figures that I believe to be inaccurate and also claims of repair and fix up on items in the apartment that I know where false, as well as unreturnable items belonging to the company as well. I am requesting that the following inaccurate items be immediately investigated. Please delete this misleading information in order to show my true credit history. By the provisions of 15 USC section 1681i of the Fair Credit Reporting Act of 1970, I demand that the following items be re-verified and deleted from my record. The balance is falsely inaccurate, please remove this account from my report, cause it is very misleading and also a LIE. This is a straight out VIOLATION OF THE LAW and it should go against the integrity of your that company that continues to publish this FALSE AND MISSLEADING INFORMATION IQ DATA INTERNATIONAL - XXXX BALANCE IS INCORRECT
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-07-20

Las Vegas, NV

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Complaint: There's a company by the name of IQ Data International that has a collection on my credit reports, XXXX, XXXX, and XXXX with a false debt. This debt was sold to them by XXXX XXXX XXXX in the amount of {$4900.00}. I have never lived at those apartments and I have already disputed this information with IQ Data International ; they have not validated this account or responded to my request. I have also disputed this information with the credit bureaus. I have had not had any official documentation due to some of my identification documents being destroyed in a fire. I would like to see what ID they have on file, an official ID and signed leases / documentation. I have never even heard of these apartments until it came up on my credit report and no one has provided accurate information because there isn't any to prove other wise. The laws of the FCRA states that all data reported must be accurate and validated. Please help me with getting this removed as they are violating those laws.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-07-17

Tempe, AZ

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2019-07-15

Glendale, CO

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: I called IQ Data International Collection company on Friday XX/XX/2019 regarding a payoff letter for my lender. 1. I was told that I had to provide a debit card number, expiration date and CVV in order to have my payoff letter " Generated '' - I hesitantly allowed them to use the card that was apparently already on file, though I personally never once gave them my debit card nor did I ever authorize them to have that. 2. I have since called back today, XX/XX/2019, as I have not received that payoff letter. The woman I spoke to was able to verify my email address and a comment about how someone was scheduled to send that ( which means they lied, they told me it was already sent during the first phone call ). So I asked if she could resend that. she refused. I asked her who could, She said her boss could but that he wasn't around. This is preventing me from buying a mortgage. My closing date is XX/XX/2019.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-07-12

San Jose, CA

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Complaint: This company only made one attempt to notify me about this debt over the phone about 2 months ago. I have yet to receive anything in writing from either them or the primary company that was handling this account which is an apartment complex I moved from last year due to poor/ lack of management. The apartment complex never sent me a final move out statement even after I made multiple attempts to get that information. I even went down in person twice and spoke to a manager who has yet to return my call.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-07-12

Columbus, OH

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2019-07-11

Delray Beach, FL

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2019-07-11

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2019-07-11

Aurora, UT

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account status incorrect
Complaint: I.Q. Data International Inc is reporting a debt I do not owe. I made my last payment in XX/XX/2015 and gave a 30 day notice to indicate I was leaving. They are trying to charge me for the entire time that the apartment was vacant before new renters. This debt should be past the statute in California as the date of last activity they have is inaccurate.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with non-monetary relief

Timely Response

2019-07-11

Las Vegas, NV

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-07-10

Slidell, LA

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with non-monetary relief

Timely Response

2019-07-08

Beyersville, TX

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Complaint: I called IQ Data on XX/XX/19 and spoke with XXXX and he assured me that once payment was made collection will be removed and email confirmation will be sent over confirming that debt was taken care of and removed from my credit report file. We are now on day 11 and I've been hung up on and transferred trying to retrieve/check the status of the email confirmation.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2019-07-08

Foraker, IN

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2019-07-03

Lk Buena Vis, FL

Threatened to contact someone or share information improperly

Debt collection: I do not know

Talked to a third-party about your debt
Complaint: Someone by the name of XXXX contacted my brother in regards to my mom and hung up on me twice and said that i was lying and that i was my mother. XXXX insulted my brother on the phone and told him that it was non of his business why he was calling him and other disrespectful threats. He was also very sarcastic while on the phone with me insinuating i was my mother. the company name is XXXX XXXX XXXX. the phone number is XXXX. They were only able to pull us up with my moms phone number XXXX so i dont know how they got my brothers number
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2019-07-03

Kansas City, KS

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Complaint: XXXX XXXX XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX XXXX XXXX XXXX ) XXXX Started a debt in XX/XX/2016. From what I can tell when speaking with them this debt is for an apartment that flooded in 2016. I moved after the flood and did not return. I have explained that this debt is not valid. They are very rude. My main complaint with this company is that since they took this account into collections this company has increased the balance on this account monthly. I have not received any documentation from this company to validate the debt, or validation that they have a right to keep adding money to this account monthly for over two years. I have tried to find relief through credit dispute, but they only answer with a letter stating that they can not give info to third party without a signed form but will not provide the form.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-06-30

Arvada, CO

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Complaint: The collection agency IQ Data international has repeatedly violated my fair credit reporting rights. I have filed a identity theft report with the Federal Trade commission which I have forwarded that report to IQ Data International so that the fraudulent collection account that they're reporting on my credit reports can be removed. They have not been in compliance for fair credit reporting by continuing to ignore my identity theft report which is a legal document from the FTC. By law they are required to remove this information and they continue to report it on my credit reports. I have once again attached a copy of this report along with this complaint to be forwarded to IQ Data international and ask that they comply with my rights as an identity theft victim and my rights to fair and accurate credit reporting, this is my final attempt before taking this issue to court.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-06-29

Colts Neck, NJ

Threatened to contact someone or share information improperly

Debt collection: Other debt

Talked to a third-party about your debt
Company Response: Company believes complaint is the result of an isolated error Closed with explanation

Timely Response

2019-06-28

Las Vegas, NV

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-06-27

Bedford, TX

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Complaint: Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested.Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the three major credit bureaus ( XXXX XXXX XXXX XXXX ), this action might constitute fraud under both federal and state laws. Due to this fact, if any negative mark is found or continues to report on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. Please provide the following : 1. Agreement with your client that grants you the authority to collect on this alleged debt. 2. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. 3. Any insurance claims been made by any creditor regarding this account. 4. Any Judgments obtained by any creditor regarding this account. 5. Name and address of alleged creditor. 6. Name on file of alleged debtor. 7. Alleged account number. 8. Address on file for alleged debtor. 9. Amount of alleged debt. 10. Date this alleged debt became payable. 11. Date of original charge off or delinquency. 12 Verification that this debt was assigned or sold to collector. 13. Complete accounting of alleged debt. 14. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for COLLECTIONAGENCY in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-06-27

Palos Park, IL

Attempts to collect debt not owed

Debt collection: I do not know

Debt was result of identity theft
Complaint: XX/XX/XXXX To Whom It May Concern : I am filing a report about a collection that has shown in my credit history. I am in the process of buying a house and the first Lender ( XXXX XXXX XXXX ) checked my credit score with XXXX my score is XXXX. The second Lender ( XXXX XXXX XXXX ) also checked my credit score and it dropped to XXXX. When I inquired what caused my score to go from 800 plus to below 700 after years of excellent credit history ; I found out that the collection showed in two credit bureaus ( XXXX and XXXX ) an unpaid collection of {$10000.00} from a creditor named XXXX XXXX XXXX that was dated XX/XX/XXXX per the dept collector agency IQ Data International. This is not the 1st time that someone has used my information as the same thing happened to me lastXX/XX/XXXX, when a person named XXXX XXXX used my SS number, my maiden name, and previous home address to lease a room in XXXX XXXX. I reported this to 3 credit bureaus and asked for security alert. I don't know why it happened again. I am afraid that someone or a possibly a group of individuals are continuously using my identity and ruining my credit score. I am again contacting the FTC/CFPB to prevent further damage to my identity and credit. I have again already reported this issue to XXXX and XXXX about this incident. XXXX bureau has not received notice of this collection. Please advise as this has been going on for more than a year now. Below is the 1st report I made to FTC in XX/XX/XXXX for your reference. Sincerely, XXXX XXXX " XX/XX/XXXX To Whom It May Concern : I was given notification from XX/XX/XXXX. XXXX XXXX ( Ph # ( XXXX ) XXXX-extXXXX ) that I owed {$130.00} to a creditor titled : XXXX XXXX, XXXX XXXX XXXX XXXX XXXX. XXXX, acct # XXXX. I sent a letter of dispute informing this transaction was unknown to my knowledge. I received a call from XXXX today,XX/XX/XXXX and was told that my identity must have been stolen and the culprit is actively using my social security number ; the person applied online and tried to lease a room in the said company name listed above for a year. XXXX emailed me the lease contract that was created under my name and it states that I moved from XXXX to XXXX. In the contract, submitted under my name falsely, someone was listed as a contact or claimed to be my friend and she is supposedly my emergency contact. Her name is XXXX XXXX, contact information ( XXXX ) XXXX email : XXXX. It also says in the contract that I am currently employed at XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, supervisor name is XXXX XXXX, ( XXXX ) XXXX. In the contract, my maiden name, previous home address and current social security number were provided ; my drivers license, income, phone number and the date when I moved out of my previous home were incorrect. Obviously, someone has my vital information and is pretending to be me. I am contacting the FTC to prevent further damage to my identity and credit. Thank you, XXXX XXXX ''
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-06-24

Detroit, MI

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2019-06-24

Euclid, OH

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2019-06-23

Aurora, CO

Problem with a credit reporting company's investigation into an existing problem

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Was not notified of investigation status or results
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response