Hunter Warfield, Inc

2018-04-14

Birmingham, AL

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-04-13

Monroe, NC

Took or threatened to take negative or legal action

Debt collection: Other debt

Threatened or suggested your credit would be damaged
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-04-13

San Jacinto, CA

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Complaint: I became aware when I checked my credit report that this debt collector under the name of HUNTER WARFIELD INC. has reported incorrect information that I owe the amount {$1500.00}, I have sent a notice of state and federal validation of debt.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-13

San Jacinto, CA

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: I became aware when I checked my credit report that this debt collector under the name of HUNTER WARFIELD INC. has reported incorrect information that I owe the amount {$1500.00}, I have sent a notice of state and federal validation of debt.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-13

Oxford, GA

Attempts to collect debt not owed

Debt collection: I do not know

Debt was result of identity theft
Complaint: I advised the original collector at XXXX XXXX that this was a fraudulent charge either in XX/XX/XXXX I also disputed this as fraudulent activity through all three credit bureaus as well as my bank the original debtor ( XXXX XXXX ) the brought paper ( Hunter Warfield ) I have had my consumers rights violated and ignored on repeat. I have never lived at this apartment or done business with said apartment yet they are continually violating my rights, they have not removed it, provided ANY PROOF of debt, nor attempted to rectify. I have been denied housing, had rights violated, and ignored.an I have yet again been ignored and harased for a debt that is not mines.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-04-13

Biloxi, MS

Attempts to collect debt not owed

Debt collection: I do not know

Debt was paid
Complaint: This is not correct information, I gave enough notice and paid in full prior to moving out.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-13

SC

Written notification about debt

Debt collection: Mortgage debt

Didn't receive enough information to verify debt
Complaint: Hunter Warfield became a part of my life in XX/XX/XXXX. Hunter Warfield reports that they are the collection agency for an apartment that I had in XX/XX/XXXX. I moved out of the apartments they are collecting a debt for on XX/XX/XXXX however after checking credit due to receiving numerous of calls from Hunter Warfield they have been reporting on my credit report since XX/XX/XXXX ( I was still staying in the apartment at this time ). The company as stated above calls soooo many times a day that it is becoming harassment. They will contact my cell phone and turn around and call my house phone and repeat. When I first became aware of hunter warfield being on my credit I request that they provide validation due to the timeframe being off. The company sent me a letter typed on letterhead but it was not validation to the debt and the amount was not accurate. When speaking to a representative they are VERY unprofessional and demand funds on each call. On many occasions when receiving voicemails from this company, they leave you DOB, as well as your SS #, which I'm sure is a violating of some sort. I have reached out to my old apartment complex to possibly confirm Hunter Warfield being a collector for there agency but this is still not being verify. At this time Hunter Warfield has not provide information im abide to in accordance with fdpca, which mean they have not properly validate the debt they using bully tactics to received. I have dispute this account on 2 occasion and they are stating they meet the FCRA requirements but they have NOT. I am requesting that this account be deleted from my account immediately. I have no contract with the company and this company as well as the suppose original creditor has no contract to confirm I am responsible for paying the incorrect amount they are requesting. Please ensure that this information is properly deleted from my acoount due to the company not being able to validate the information within the proper timeframe with the proper legal documentation. Thanks
Company Response: Closed with non-monetary relief

Timely Response

2018-04-12

Scottsville, TX

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: Hunter Warfield claim I owe a debt to XXXX XXXX XXXX XXXX ( XXXX ) XXXX. I asked them 30 days ago to remove the fraudulent debt on trumped up charges and then I told them I will sue them and make them solely responsible for sending mail to me concerning a fraudulent debt or mail fraud. I have tried to warn third-party collector to remove the negative item off of my credit report because I do not have a contract with them and that they don't have the right to collect any alleged debts from me on behalf of an alleged Creditor. This debt was conveniently filed on my birthday XX/XX/XXXX and hit my credit report in XX/XX/XXXXshowing " Late payments and closed '' at the same time. I gave them 30 days to comply with my request to remove fraudulent debt from my credit report, and a Cease and Desist from all collection activities 30 days ago today and gave them an additional 30 days to comply with the complete removal request. This collection agency is in violation of the FDCPA. Typical FDCPA Violations Though the FDCPA is a very technical statute and there are hundreds of ways that the statute can be violated, we have listed some of the most common violations for your convenience. These are violations of FDCPA from a collector : Call you before XXXX. Call you after XXXX. Call you at work more than once. Call third parties ( the only person debt collectors can contact on multiple occasions apart from you is your spouse if you have one ) more than once to try to locate you. Tell anyone else ( apart from your spouse ) that the collector is trying to collect a debt from you. Contact you after you have written to the debt collector and asked them not to contact you Try and collect on a debt that is not valid [ you would be surprised to know that this happens very frequently usually the alleged debtor never owed the money or had settled the debt a long time ago and the debt collector is trying to double dip ]. Debt collectors can not lie to you or use deceptive methods in trying to collect a debt ( this is very vague and can be a great tool for you ). Leave a message on an answering machine without saying that the collector is trying to collect a debt ; he must leave his name and his company. Sue or even threaten to sue on a debt that you have not made a payment on for more than four years ( CA other states differ ). Say or imply anything about arrest, going to jail, or the like. Threaten to sue you when the collector has no intention of doing so [ this usually happens when you have been given a deadline to do something ( usually make a payment ) and if the deadline goes and they have not sued you, that is a violation ]. Threaten to garnish your wages without explaining that first the creditor must file suit and get a judgment. Say or imply anything about taking cars, furniture, or any other property and putting liens against your property again a debt collector has to first sue you and obtain a judgment against you before it can do this. Sue you on the debt except a ) where you live now or b ) where you entered into the debt agreement. Embarrass you by saying things like : " You are a deadbeat ; why don't you pay your bills ; you are a disgrace ; why don't you get rid of your spending spouse. '' Things like that. Use profane or other abusive language. Shout, scream, or get angry with you. Give the impression that the caller or his company has some connection with the government, the courts, the police, other law enforcement, etc. Try to collect the wrong amount : add small fees, for instance. Threaten to deposit a post-dated check, particularly when the collector knows you do not have the money to cover the check. Typical situation : " Give us a check to stop the calls and we will hold it. '' The perfect response to this should be : " The check is in the mail. '' Call you repeatedly. A call a week is OK. More than one call a week is harassment. Certainly more than one call in the same day is an abuse, particularly if you hang up and the collector calls right back. Call you or anyone else ( looking for you ), after the collector knows you have an attorney. Ask you to pay more than you owe. Ask you to pay interest, fees, or expenses that are not allowed by law. Call at times the collector knew or should know are inconvenient. Use or threaten to use violence if you don't pay the debt. Threaten action they can not or will not take an example of this is when the statute of limitations has passed and they threaten you with a lawsuit when that it is not a remedy to the collector at law from XXXX XXXX XXXXFair-Debt-Collection-Practices-Act/Most-Common-FDCPA-Violations.shtml
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-11

Black Horse, PA

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Credit inquiries on your report that you don't recognize
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-04-10

Newnan, GA

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: I have asked Hunter Warfield to validate this debt multiple times. They have ignored multiple request from me. My last letter was sent to them on XX/XX/XXXX. It is still showing as a collection on my credit report. Please assist me with having this in-validated account remove from my credit report so I can continue to proceed with my life. Account Name HUNTER WARFIELD Account # XXXX Account Type Other Collection Agencies Balance {$1000.00} Past Due {$1000.00} Date Opened XX/XX/2016 Account Status Mo. Payment {$0.00} Payment Status Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department High Balance {$0.00} Limit {$0.00} Terms 1 Month Comments XXXX XXXX XXXX XXXX, FL XXXX
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-10

Atl, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-09

Gastonia, NC

False statements or representation

Debt collection: I do not know

Attempted to collect wrong amount
Complaint: Hunterwarfield has been sending letters that they took over a debt originally with XXXX XXXX for rent North Carolina. I never lived in North Carolina. They are trying to say I rented a home with them and that is not correct because I have proof that I lived in West Virginia and was still working daily in West Virginia when the alleged contract was signed. I have asked several times for verification and have not been provided the information. When I dispute, They remove it from my credit, and then put it back changing the balance from {$1200.00} to {$1200.00}. Making it seem like I have been paying on the debt when I havent because it isnt mine.
Company Response: Company believes complaint relates to a discontinued policy or procedure Closed with explanation

Timely Response

2018-04-09

Glendale, CO

Took or threatened to take negative or legal action

Debt collection: Other debt

Threatened or suggested your credit would be damaged
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-04-07

Wonder Lake, IL

Took or threatened to take negative or legal action

Debt collection: Other debt

Threatened or suggested your credit would be damaged
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-04-05

Westerville, OH

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-04

Cypress, TX

False statements or representation

Debt collection: I do not know

Attempted to collect wrong amount
Complaint: RE : Failure to verify this account within the ( 30 ) day timeframe thats required by the FDCPA. Therefore, I am Demanding Monetary Damages for FCRA and FDCPA violations, Fraud and Extortion ; as well as, for failing to provide requested documents under the FACTA ACT, FCRA 623 ( a ) ( 8 ) and violating FDCPA-Validation of Debts 15 U.S.C. 1692g. Inquiry Date ( s ) on my credit report : XX/XX/2017, XX/XX/2017, XX/XX/2017, XX/XX/2017, XX/XX/2017, XX/XX/2017, XX/XX/2017 etc. To whom it may concern, First of all, I would like to express my concerns, disgust and frustration with HUNTER WARFIELD INC UNETHICAL and DISTASTEFUL discriminatory actions, which I believe your company are using in an attempt to RAILROAD me by using OUTDATED, REDACTED and RE-AGED information in the attempt to collect on an alleged account that your company failed to VALIDATE according to FDCPA-Validation of Debts 15 U.S.C. 1692g. More so, it is against the law for HUNTER WARFIELD INC to continue reporting a disputed account to the credit bureau ( s ) ; nevertheless, trying to collect on an alleged debt without VALIDATING it first. Also HUNTER WARFIELD INC violated federal law by not notifying me within ( 5 ) days before they REQUESTED a DELETED account to be REINSERTED back onto my credit file pursuant to 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material. Although this is not a refusal to pay ; however, your noncompliance within the ( 30 ) day timeframe is a violation of both the federal and state law according to the disclosure requirements of the Fair Debt Collection Practices Act and the Uniform Commercial Code ; yet, HUNTER WARFIELD INC fail to meet the legal requirements by law. Therefore, it is apparent that HUNTER WARFIELD INC does not have proper documentation or evidence to support their claims against me ; due to the fact, they have not provided me the documentation within the allotted ( 30 ) day timeframe that is required by law according to FDCPA ; as well as, before reinserting the information BACK on my credit report that is required according to both the FCRA and FDCPA, but your company continues to claim that I owe this debt that they did not confirm with proof. Meanwhile, I believe that HUNTER WARFIELD INC discriminatory actions against me are done with MALICE and WILLFUL INTENT to INJURE or cause HARM, due to the fact, HUNTER WARFIELD INC displayed complete DISREGARD for the law, which caused my consumer rights to be INFRINGE upon. With that being said, I am DEMANDING monetary damages for HUNTER WARFIELD INC violating my consumer rights in the amount of XXXX dollars. The possible violations are as follow ( s ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer. 2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation 6. 15 U.S.C. 1692e - False or misleading representations 7. 15 U.S.C. 1692f - Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor. 11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FDCPA-Implying my account ( s ) have been turned over to purchasers/ HUNTER WARFIELD INC . Within the event that HUNTER WARFIELD INC continues to list the disputed item ( s ) on my credit report and not compensate me for the aforementioned violations. I will obtain it crucial to file suit against your company for actual damages ; as well as, punitive damages under the Fair Credit Reporting Act. Due to the fact, the Fair Credit Reporting Act supplies concurrent jurisdiction in federal and state courts ; thus, I shall elect to make use of my Residency County and state as jurisdiction to bring appropriate action against HUNTER WARFIELD INC. Even though I prefer not to litigate, I will use the courts as necessary to enforce my rights under the Fair Credit Reporting Act, if HUNTER WARFIELD INC continues to show complete disregard of the law ( s ). Furthermore, any correspondence MUST be made in the form of a commercial affidavit under penalty of perjury and sent by certified mail and any other form of service besides aforementioned above shall be deemed defective upon its face. So, be advised that your company make sure that your records are ACCURATE in order to prevent me from taking legal actions ; due to the fact, any information obtained shall be used for that purpose. However, I look forward to an uneventful resolution of this matter.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-03

Detroit, MI

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Complaint: This company is not licensed to collect debt in Michigan. The companys name is Hunter Warfield. Address : XXXX XXXX XXXX XXXX XXXX, FL XXXX Amount : {$4600.00} This company is attempting to collect a debt that is not owed to them. I never signed any agreement with this creditor. They called me multiple times & harassed me to the point where I had to change my telephone number. This company is also reporting on my credit bureau reports. I attempted to have the debt validated and the company was unable to validate it with a signature page.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-03

Washington, DC

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-02

Houston, TX

Took or threatened to take negative or legal action

Debt collection: I do not know

Sued you without properly notifying you of lawsuit
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-02

Hinsdale, IL

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Complaint: Date on my credit report is XX/XX/XXXX. This was for a home I rented with former roommate. I disputed this on my credit report last year and they have not removed the charge. I would like to have this resolved seeing as I passed the walk through in the home. In XXXX the home flooded due to the water heater busting. The renters waited 2 months to fix anything. The home smelled of mold because the water got into the molding. They never removed the carpet. The smell went on for 5 months and I emailed PROGRESS RESIDENTIAL multiple times and no one would help me. We paid each months rent. I never received the deposit back and on top of that I see a charge on my credit report for {$820.00} and to date that amount is now {$1000.00}. I have not signed anything or been given notice as to why the amount has rises? I have copies of the email being sent from myself to the renters where they were unlawfully letting us live in horrible living conditions for 5 months.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-04-02

Charlotte, NC

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-04-01

Detroit, MI

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-03-31

Houghs Neck, MA

Communication tactics

Debt collection: I do not know

Frequent or repeated calls
Complaint: I have a new phone number for about one year. This Hunter Warfirld collection company is looking for someone else, not me. They call 3-4 times per day, always a different phone number leaving multiple messages. No one ekso can leave a message, they fill my box.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-03-30

Problem with a credit reporting company's investigation into an existing problem

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Their investigation did not fix an error on your report
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-03-30

Bremen, GA

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Complaint: Spoke with Hunter Warfield company on XX/XX/XXXX. Who is a debt collector for apartments. I was told today that the original amount ( {$2500.00} ) accrued interest and a higher amount ( {$3700.00} ) is being collected due to federal and state debt collection laws. I spoke with my attorney and they advised no interest can be accrued on accounts that are not loans or from a financial institution. Which in my case this I'd definitely not a loan of any sorts. The Georgia State law does not state anything like that. This debt is 5 years old and has not changed in amounts until XX/XX/XXXX. The company is lying and I refuse to pay an amount higher than what is owed.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response