Hunter Warfield, Inc

2018-09-11

Warrenton, VA

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Company Response: Closed with explanation

Timely Response

2018-09-11

Edmond, OK

Took or threatened to take negative or legal action

Debt collection: I do not know

Threatened or suggested your credit would be damaged
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-11

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-09

Ridley Park, PA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-08

Cartersville, GA

False statements or representation

Debt collection: I do not know

Attempted to collect wrong amount
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-08

Reynolds, IN

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-07

SC

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Complaint: This company claims that they verified a debt with me. This company sent me a old lease that they claim is mine. In the contract under ( Full legal name ) the contract says XXXX XXXX. My name is not XXXX!!! My full legal name is XXXX XXXX XXXX.XXXX is a guys name and XXXX is a girls name. Plus on a completely separate page they show a signature that doesn't even match. Then there is a separate page with no signature, just a typed up bill with bogus charges with dates that aren't even on contract. They also claim they tried to contact me but they didn't even have MY ADRESS OR PHONE NUMBER!! This debt is CLEARLY not verified and clearly is not mine!!!!!
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-06

Eagle Creek, IN

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-06

Aberdeen, MD

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-09-05

GA

False statements or representation

Debt collection: I do not know

Attempted to collect wrong amount
Complaint: I have disputed this claim to no avail, that was listed on my credit report by Hunter Warfield account XXXX, I have never rented a rental property or have knowledge of one and believe this is a fraudulent account. I am requesting that this be removed from all of the credit reporting sites and my report permanently.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-05

New Orleans, LA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: Hello, I have sent several debt validation letters to hunter warfield and they have also sent the same documents copies of a lease up until XX/XX/XXXX. They also sent a list of charges. On XX/XX/XXXX I mailed and also faxed them a new dispute letter because the amounts they were charging for was XX/XX/XXXX-XX/XX/XXXX. I never received a lease from them which showed the dates hunter warfield was trying to collect for. Hunter sent me new documents which I received XX/XX/XXXX. In looking at these documents it is clear that 1 they have been photocopied in their favor 2 signatures were used and copied from one lease onto another.While the original company XXXX XXXX or Hunter Warfield used these documents to try and collect monies they are not owed when all the steps were taken on my behalf when I gave notice of moving out. They just decided to report to the credit bureaus after 3 years about this debt without any prior notice or a change to properly dispute it before damaging my credit.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-05

Lk Buena Vis, FL

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX HUNTER WARFIELD To Whom It XXXX Concern : This letter is being sent to you in response to CFPB COMPLAINT : XXXX sent to me on ( XX/XX/XXXX ). Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request tha tyour offices provide me with competent evidence that I have any legal obligation to pay you. Please provide me with the following : What the money you say I owe is for ; Explain and show me how you calculated what you say I owe ; Provide me with copies of any papers that show I agreed to pay what you say I owe ; Provide a verification or copy of any judgment if applicable ; Identify the original creditor ; Prove the Statute of Limitations has not expired on this account Show me that you are licensed to collect in my state Provide me with your license numbers and Registered AgentAt this time I will also inform you that if your offices have reported invalidated information toany of the 3 major Credit Bureaus ( XXXX, XXXX or XXXX ) this action mightconstitute fraud under both Federal and State Laws. Due to this fact, if any negative mark isfound on any of my credit reports by your company or the company that you represent I will nothesitate in bringing legal action against you for the following : Violation of the Fair Credit Reporting Act Violation of the Fair Debt Collection Practices Act Defamation of Character If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-04

Newport Beach, CA

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Company Response: Closed with explanation

Timely Response

2018-09-04

Bellaire, TX

Took or threatened to take negative or legal action

Debt collection: I do not know

Sued you without properly notifying you of lawsuit
Complaint: To whom it may concern, First of all, I would like to thank you in advance for processing my complaint. However, I am infuriated with XXXX XXXX XXXX XXXX/ Hunter Warfield behavior and asked you with all sincerity as an American citizen, that something be done about XXXX XXXX XXXX XXXX/ Hunter Warfield unethical , immoral and disgusting behavior to stop them from abusing consumers rights like myself with no repercussion. However, it has been approximately ( 1 ) week ago since I filed a complaint with CFPB against XXXX XXXX XXXX XXXX/ Hunter Warfield for FCRA and CFPB violation. Now this, I found out that Hunter Warfield is behind the lawsuit against me from XXXX XXXX XXXX XXXX. I can not believe it ; one can only XXXXmagine how many other consumers whom rights are being infringe upon by XXXXXXXX XXXX XXXX XXXX/ Hunter Warfield and it appears that XXXX XXXX XXXX XXXX/ Hunter Warfield does not have any remorse. I know people feel as though their consumer rights are not being protected by the law, because I do. XXXX XXXX XXXX XXXX/ Hunter Warfield has been compelled to adhere to the rules and regulation in both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ) to ensure fairness, accuracy and provide protection for consumers rights. So, with that being said, what makes XXXX XXXX XXXX XXXX/ Hunter Warfield so powerful that their company supersedes Federal Law? How and why is XXXX XXXX XXXX XXXX Hunter Warfield able to continuously blow off consumers, by responding to their legitimate complaints with their bogus and frivolous responses that do not have any merit, untrue and hearsay? The fact of the matter is that XXXX XXXX XXXX XXXX/ Hunter Warfield has violated my consumer rights according to both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). More so, this is an urgent matter and I respectfully request that your office respond promptly. Due to the fact, Hunter Warfield has DISGUISE themselves as XXXX XXXX XXXX XXXX and filed a wrongful and UNETHICAL lawsuit after I requested monetary damages for multiple violations on or about XX/XX/XXXX. I believe their actions are unlawful, shameful, vile and without merit. With that being said, it is distasteful for them to throw a curb ball of this magnitude, especially when they continuously REFUSE to Validate the Debt which would prove that they have proper ownership of the debt. Therefore, I believe the possible violations are as follow XXXX XXXX ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer. 2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 6. 15 U.S.C. 1692e - False or misleading representations 7. 15 U.S.C. 1692f - Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor. 11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FCDPA-Creditor Misrepresentation of Identity-807 ( 14 ) 15. The debt collector shall cease all collection once the item has been disputed according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 16. FDCPA-Implying my account ( s ) have been turned over to purchasers/ XXXX XXXX XXXX XXXX/ Hunter Warfield 17 . XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the legal AUTHENTIC/ORIGINAL contract or other instrument bearing my signature that proves I agreed to pay them for the alleged debt. Due to the fact, I NEVER sign a contract agreeing to pay XXXX XXXX XXXX XXXX/ Hunter Warfield . 18. XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the Chain of Title to prove that they purchased this debt or that it was legally assign to them and or if they have the right to collect money for this debt that is required by FDCPA XXXX Refer to case ( s ) ( XXXX v XXXX XXXX XXXX XXXX XXXX XXXX XXXX ). 19. XXXX XXXX XXXX XXXX/ Hunter Warfield NEVER properly served the defendant ( s ) with any notice that a lawsuit had been filed against them, which is required by law pursuant to the FEDERAL RULES OF CIVIL PROCEDURE RULE 4. SUMMONS ( a ) ( c ) ( 1 ). 20. XXXX XXXX XXXX XXXX/ Hunter Warfield violated my DUE PROCESS RIGHTS pursuant to the 5th and 14th ADMENDMENTS that is required by law. Due to fact, XXXX XXXX XXXX XXXX/ Hunter Warfield filed a lawsuit against me on or around XX/XX/XXXX, without giving me any prior notice at all. Furthermore, I probably would have never found out about this litigation against me if I would have not received letters from multiple law firms advising me that they would be able to assist me with the lawsuit that was filed by XXXX XXXX XXXX XXXX. Therefore, please review the attached documents in order to help me rectify this matter. Thank you in advance with all sincerity. Best Regards, XXXX XXXX
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-04

Bellaire, TX

Took or threatened to take negative or legal action

Debt collection: I do not know

Sued you without properly notifying you of lawsuit
Complaint: To whom it may concern, First of all, I would like to thank you in advance for processing my complaint. However, I am infuriated with XXXX XXXX XXXX XXXX/ Hunter Warfield behavior and asked you with all sincerity as an American citizen, that something be done about XXXX XXXX XXXX XXXX/ Hunter Warfield unethical , immoral and disgusting behavior to stop them from abusing consumers rights like myself with no repercussion. However, it has been approximately ( 1 ) week ago since I filed a complaint with CFPB against XXXX XXXX XXXX XXXX/ Hunter Warfield for FCRA and CFPB violation. Now this, I found out that Hunter Warfield is behind the lawsuit against me from XXXX XXXX XXXX XXXX. I can not believe it ; one can only imagine how many other consumers whom rights are being infringe upon by XXXX XXXX XXXX XXXX/ Hunter Warfield and it appears that XXXX XXXX XXXX XXXXC/ Hunter Warfield does not have any remorse. I know people feel as though their consumer rights are not being protected by the law, because I do. XXXX XXXX XXXX XXXX/ Hunter Warfield has been compelled to adhere to the rules and regulation in both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ) to ensure fairness, accuracy and provide protection for consumers rights. So, with that being said, what makes XXXX XXXX XXXX XXXX/ Hunter Warfield so powerful that their company supersedes Federal Law? How and why is XXXX XXXX XXXX XXXX/ Hunter Warfield able to continuously blow off consumers, by responding to their legitimate complaints with their bogus and frivolous responses that do not have any merit, untrue and hearsay? The fact of the matter is that XXXXXXXX XXXX XXXX XXXX/ Hunter Warfield has violated my consumer rights according to both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). More so, this is an urgent matter and I respectfully request that your office respond promptly. Due to the fact, Hunter Warfield has DISGUISE themselves as XXXX XXXX XXXX XXXX and filed a wrongful and UNETHICAL lawsuit after I requested monetary damages for multiple violations on or about XX/XX/XXXX. I believe their actions are unlawful, shameful, vile and without merit. With that being said, it is distasteful for them to throw a curb ball of this magnitude, especially when they continuously REFUSE to Validate the Debt which would prove that they have proper ownership of the debt. Therefore, I believe the possible violations are as follow ( s ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer. 2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 6. 15 U.S.C. 1692e - False or misleading representations 7. 15 U.S.C. 1692f - Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor. 11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FCDPA-Creditor Misrepresentation of Identity-807 ( 14 ) 15. The debt collector shall cease all collection once the item has been disputed according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 16. FDCPA-Implying my account ( s ) have been turned over to purchasers/ XXXX XXXX XXXX XXXX Hunter Warfield 17 . XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the legal AUTHENTIC/ORIGINAL contract or other instrument bearing my signature that proves I agreed to pay them for the alleged debt. Due to the fact, I NEVER sign a contract agreeing to pay XXXX XXXX XXXX XXXX/ Hunter Warfield . 18. XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the Chain of Title to prove that they purchased this debt or that it was legally assign to them and or if they have the right to collect money for this debt that is required by FDCPA . Refer to case ( s ) ( XXXX v XXXX XXXX XXXX XXXX XXXX XXXX XXXX ). 19. XXXX XXXX XXXX XXXX/ Hunter Warfield NEVER properly served the defendant ( s ) with any notice that a lawsuit had been filed against them, which is required by law pursuant to the FEDERAL RULES OF CIVIL PROCEDURE RULE 4. SUMMONS ( a ) ( c ) ( 1 ). 20. XXXX XXXX XXXX XXXX/ Hunter Warfield violated my DUE PROCESS RIGHTS pursuant to the 5th and 14th ADMENDMENTS that is required by law. Due to fact, XXXX XXXX XXXX LLC/ Hunter Warfield filed a lawsuit against me on or around XX/XX/XXXX, without giving me any prior notice at all. Furthermore, I probably would have never found out about this litigation against me if I would have not received letters from multiple law firms advising me that they would be able to assist me with the lawsuit that was filed by XXXX XXXX XXXX XXXX. Therefore, please review the attached documents in order to help me rectify this matter. Thank you in advance with all sincerity. Best Regards, XXXX XXXX
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-04

Phoenix, AZ

Communication tactics

Debt collection: Other debt

Frequent or repeated calls
Complaint: Over the past few months, I have received countless calls from unknown and random numbers. When I answered the call, it is a computer voice saying that my social secruity number has a debt collection on it and I need to call a number. When you call the number, the person that answers asks for your name and social secruity number. Obviously, I thought it was fake and I didn't give them my person information. Over the weekend I received a XXXX alert saying that I had a debt collector after me. XXXX XXXX provided me the name of the debt collector, Hunter Warfield. I called the company and talke to an extremly rude person that told me I was lying ( I told him I didn't have outstanding debt and I wasn't sure what this was all about ) and demanded my social secruity number. Again, I didn't give him it. I did give him my first and last name and the last XXXX of my SS. This gave him enough to tell me my old apartment complex, XXXX XXXX XXXX, filed for a debt collection because I apparently didn't pay to break my lease ( which I 100 % did pay on time ). The guy at Hunter Warfield told me to fax them proof of payment, which I just did. I have an email confirmation from XXXX XXXX on XX/XX/29 saying I payed the full amount and it also shows I have a Zero Balance. Now what? XXXX XXXX XXXX inaccurately reported debt information on my credit report. A debt collector has been harrasing me for months now, they have been disrupting my work life, and they really disrupted today 's work. I felt compelled to reach out to the CFPB because I don't have the money to get a lawyer and now I am worried that my credit has been negatively impacted. I also don't know if I this is settled now that I have shown the debt collection company that I payed.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-01

Cypress, TX

Took or threatened to take negative or legal action

Debt collection: I do not know

Sued you without properly notifying you of lawsuit
Complaint: To whom it may concern, First of all, I would like to thank you in advance for processing my complaint. However, I am infuriated with XXXX XXXX XXXX XXXX/ Hunter Warfield behavior and asked you with all sincerity as an American citizen, that something be done about XXXX XXXX XXXX XXXX/ Hunter Warfield unethical , immoral and disgusting behavior to stop them from abusing consumers rights like myself with no repercussion. However, it has been approximately ( 1 ) week ago since I filed a complaint with CFPB against XXXX XXXX XXXX XXXX/ Hunter Warfield for FCRA and CFPB violation. Now this, I found out that Hunter Warfield is behind the lawsuit against me from XXXX XXXX XXXX XXXX. I can not believe it ; one can only imagine how many other consumers whom rights are being infringe upon by XXXX XXXX XXXX XXXX/ Hunter Warfield and it appears that XXXX XXXX XXXX XXXX/ Hunter Warfield does not have any remorse. I know people feel as though their consumer rights are not being protected by the law, because I do. XXXX XXXX XXXX XXXX/ Hunter Warfield has been compelled to adhere to the rules and regulation in both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ) to ensure fairness, accuracy and provide protection for consumers rights. So, with that being said, what makes XXXX XXXX XXXX XXXX/ Hunter Warfield so powerful that their company supersedes Federal Law? How and why is XXXX XXXX XXXX XXXX/ Hunter Warfield able to continuously blow off consumers, by responding to their legitimate complaints with their bogus and frivolous responses that do not have any merit, untrue and hearsay? The fact of the matter is that XXXX XXXX XXXX XXXX/ Hunter Warfield has violated my consumer rights according to both the Federal Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). More so, this is an urgent matter and I respectfully request that your office respond promptly. Due to the fact, Hunter Warfield has DISGUISE themselves as XXXX XXXX XXXX XXXX and filed a wrongful and UNETHICAL lawsuit after I requested monetary damages for multiple violations on or about XX/XX/XXXX. I believe their actions are unlawful, shameful, vile and without merit. With that being said, it is distasteful for them to throw a curb ball of this magnitude, especially when they continuously REFUSE to Validate the Debt which would prove that they have proper ownership of the debt. Therefore, I believe the possible violations are as follow ( s ) but not limited to : 1. The Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b ( c ) : Transactions Not initiated by Consumer. 2. 607. Compliance procedures : ( b ) Accuracy of report ( 15 U.S. Code 1681e ) 3. 616. Civil liability for willful noncompliance ( 15 U.S.C. 1681n ) 4. 616. Civil liability for negligent noncompliance ( 15 U.S.C. 1681o ) 5. Continued to attempt to collect a disputed debt is a FDCPA violation according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 6. 15 U.S.C. 1692e - False or misleading representations 7. 15 U.S.C. 1692f - Unfair practices 8. FDCPA-Validation of Debts 15 U.S.C. 1692g 9. Extortion 10. FRAUD by knowingly attempting to execute, any trickery scheme with the intent to defraud a consumer/ debtor. 11. 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material 12. FCDPA-Communicating false credit information-807 ( 8 ) 13. FCDPA-Falsely obtaining information about me-807 ( 10 ) 14. FCDPA-Creditor Misrepresentation of Identity-807 ( 14 ) 15. The debt collector shall cease all collection once the item has been disputed according to FDCPA-Validation of Debts 15 U.S.C. 1692g ( b ) 16. FDCPA-Implying my account ( s ) have been turned over to purchasers/ XXXX XXXX XXXX XXXX/ Hunter Warfield 17 . XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the legal AUTHENTIC/ORIGINAL contract or other instrument bearing my signature that proves I agreed to pay them for the alleged debt. Due to the fact, I NEVER sign a contract agreeing to pay XXXX XXXX XXXX XXXX/ Hunter Warfield . 18. XXXX XXXX XXXX XXXX/ Hunter Warfield fail to provide proof of the Chain of Title to prove that they purchased this debt or that it was legally assign to them and or if they have the right to collect money for this debt that is required by FDCPA XXXX Refer to case ( s ) ( XXXX v XXXX XXXX XXXX v XXXX XXXX XXXX ). 19. XXXX XXXX XXXX XXXX/ Hunter Warfield NEVER properly served the defendant ( s ) with any notice that a lawsuit had been filed against them, which is required by law pursuant to the FEDERAL RULES OF CIVIL PROCEDURE RULE 4. SUMMONS ( a ) ( c ) ( 1 ). 20. XXXX XXXX XXXX XXXX/ Hunter Warfield violated my DUE PROCESS RIGHTS pursuant to the 5th and 14th ADMENDMENTS that is required by law. Due to fact, XXXX XXXX XXXX XXXX/ Hunter Warfield filed a lawsuit against me on or around XX/XX/XXXX, without giving me any prior notice at all. Furthermore, I probably would have never found out about this litigation against me if I would have not received letters from multiple law firms advising me that they would be able to assist me with the lawsuit that was filed by XXXX XXXX XXXX XXXX. Therefore, please review the attached documents in order to help me rectify this matter. Thank you in advance with all sincerity. Best Regards, XXXX XXXX
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-09-01

Burnsville, MN

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-08-30

Darnestown, MD

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-08-29

North Las Vegas, NV

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-08-29

Oak Ridge N, TX

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2018-08-29

Plymouth, FL

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Complaint: The name of the collection company is Hunter Warfield , Inc . They are extremely unprofessional when I've spoken to them over the phone and when I wrote to them directly, I never got responses to my letters. I have attached copies to this complaint of the letters I sent them and also a copy of the account as it was on XXXX ( it was on all 3, but I am just providing a copy of XXXX simply as proof of what was reported and the dates ). They just stuck this debt on my credit reports and refused to investigate. I never even heard of them until they started calling profusely in XX/XX/XXXX. I began disputing in XX/XX/XXXX the unverified, invalidated debt of original amount {$5600.00} and balance of {$6000.00}. While I sent them debt validation letters directly, I also disputed this debt via the 3 major credit bureaus. What Hunter Warfield did was deleted the account and bolted or simply stopped reporting and never said a word ; in other words, they refused to respond, they stopped reporting the account, and to this day ( late XX/XX/XXXX ) I have not heard one word from them. I can only assume that the account was deleted or that they're simply not reporting ; which, I do not know because they refused to say anything. The credit reporting agencies never reported the account as deleted. Therefore, it is very possible that this unverified, invalidated debt could be placed right back on my reports because of this -- and I believe that it is their underhanded, sneaky way of being able to do so! I am outraged that a company could get away with doing such a thing. They did not do their due diligence, the credit bureaus did not do their due diligence either, and I was not given due process as they violated the FCRA and FDCPA.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-08-29

Spring Hill, FL

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: Hunter Warfield has been calling me non stop over and over again. When I moved from my apartment complex in 2014 I gave notice paid them and I paid Hunter Warfield. Then four years after I move from the apartment complex and Hunter Warfield added a {$500.00} to my credit report when I sent the debt validation request all they sent me was a copy of my lease, not a claim or any other reason for charging {$500.00} because I never did anything.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief

Timely Response

2018-08-28

HI

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Complaint: XXXX has the following information on my credit report and it is not correct : Shows an address of : XXXX XXXX XXXX XXXX TX XXXX have never lived in TX XXXX XXXX XXXX XXXX TX XXXX have never lived in TX Shows a collection account from : Hunter Warfeild, Inc. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX This does not belong to me. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX OR XXXX This account was never late. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX This account was never late Shows an inquiry from : XXXX XXXX. I did not authorize this. XXXX. I did not authorize this. XXXX. I did not authorize this. XXXX. I did not authorize this. XXXX XXXX XXXX. I did not authorize this. XXXX XXXX XXXX. I did not authorize this. XXXX/Pre-Owned. I did not authorize this. XXXX XXXX. I did not authorize this.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response

2018-08-28

HI

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account status incorrect
Complaint: XXXX has the following information on my credit report and it is not correct : States I am know as XXXX have never spelled my name this way Shows an address of XXXX XXXX XXXX XXXX TX XXXX have never lived in TX Shows a collection account from XXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX FL XXXX XXXX XXXX XXXX. This does not belong to me. Shows an inquiry from XXXX. I did not authorize this.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation

Timely Response