CORELOGIC INC

2018-12-24

Bedford Park, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Chicago, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Chicago, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Chicago, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Chicago, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Bedford Park, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Chicago, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Chicago, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Chicago, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Fort Wayne, IN

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Chicago, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Calumet Park, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-24

Dolton, IL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Personal information incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-23

Occoquan, VA

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-20

Tarzana, CA

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Reporting company used your report improperly
Complaint: CoreLogic Credco is corrupt organization that is violating FRCA and CA Data Privacy Protection laws. On XX/XX/2018 I sent a letter to CoreLogic Credco registered USPS mail requesting my complete consumer data file including all credit reporting and other background and data information that it stores, shares, distributes and sells to others. I attached the personally identifiable information required by law to CoreLogic- Credco . I included a picture of my drivers license, phone bill-utility and my social security number. This is all the documentation is legally required to validate my identity to request my data files. Further, my complaints with Corelogic-Credco involve more than one section of violations of FRCA. It includes selling, sharing, distributing erroneous information to anyone without my authorization, and without validating their customer 's permissible purpose use of this information and authorizations. Moreover, Corelogic is sharing, selling and storing invalid and inaccurate information in their records about my background. CoreLogic Credco sent a automatic letter stating that I needed to send identifiable information for which I had already attached to my letter instead of sending my data file as requested in violation of FRCA. CoreLogic-Credco is deliberately and purposefully delaying sending my entire consumer data file. I called CoreLogic-Credco on XX/XX/2018 at approximately XXXX XXXX PST and spoke with a representative and a Supervisor named XXXX who said he resided in the CA call Center with an Representative ID # XXXX. He had a debt collectors attitude. He refused to answer my questions about escalating my call to their legal department. He refused to provide my complete consumer data file to me as requested. He stated he was refusing because he wanted me to supply my written signature which is not required by law. I refused, as this is not required by law. I will not give this corrupt data aggregator of false and fake information any more data that it can exploit to my disadvantage by profiting on my private personal data that it sells to anyone paying for an account with its company. He acknowledged receiving my drivers license picture, and utility bill, as well as the letter that included my social security number. Credco scanned in all this data digitially and will share it without my permission, or authorization to any customer with an account. They do not protect the consumer. They have sold my data and attributed erroneous data to my background and credit history without any authorizations whatsoever! They are an exploiter and violator of my private personal data. In an effort to protect themselves they are creating unnecessary hurdles not required by law for consumers to climb to acquire their full consumer data files. They do this to 1 ) discourage and prevent consumers from attaining their own consumer data files. 2 ) allow themselves time to review the consumer 's file for all their violations to limit their legal exposure 3 ) to obtain additional validation information from the consumer to sell and exploit. They extort the consumer by forcing and requiring unnecessary information from the consumer on their forms, such as additional signatures not required by law to force the consumer to provide more unnecessary data for CoreLogic to sell to their customers before they will send a copy of the consumer 's data file to the consumer in response to the consumers request. Corelogic tries to use the excuse they're attempting to validate the consumer further with their unnecessary hurdles and roadblocks when all they're doing is forcing the consumer to provide more personal validations for the company to exploit to the consumers utter disadvantage and to CoreLogic 's profit. They try to walk the line of the 30 day requirement to respond to the consumers requests for their data files by sending false, fake auto letters requesting more unnecessary data not required by law in order to give the impression they are complying with the 30 day response law for the consumer 's request for their file. They're fake and unnecessary request is designed to give Corelogic more datapoints to sell and exploit on the consumer. This additional data they're requesting is NOT required by law. Consumer 's should not be subjected to extortion to acquire their file and to protect their private data as this company is doing with its frivolous and unnecessary requests for more data when the law does not mandate it. Clearly, they do not have any valid intent to protect consumers as they share consumer data without validating the permissible purpose of their own customers, or consumer 's authorization supposedly giving to their customer 's that are requiring data. Corelogic-Credco is violating FRCA and other CA data privacy protection laws. They're a corrupt organization that should be prosecuted for their exploitation of the consumer 's private data for their personal profit. Further, my request to Corelogic Credco for my complete consumer data file is compliant with the law. The law does NOT require a wet signature or a digital signature In order to get my file. I do not want to provide Corelogic or any other data aggregator with my signature to exploit for profit. Please require Corelogic-Credco to comply with FRCA and send an immediate copy of my full and complete consumer data file instantly and without further delay, as I requested on XX/XX/2018. ( see attached letter ) Requrie Corelogic to do so without any further unnecessary delays or hurdles! Please prosecute this corrupt Billion dollar enterprise for their corrupt conduct and behavior. There are enough complaints in your database about this company 's abuses of consumer data and violations of FRCA for CFPB to act on behalf of the consumers!
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-19

Hamburg, MN

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Other personal consumer report

Reporting company used your report improperly
Complaint: Companies pulling requires on my credit lower my score
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-19

Main Office, VA

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Credit inquiries on your report that you don't recognize
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-18

Wesley Chapel, FL

Problem with fraud alerts or security freezes

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-18

Brentwood, TN

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Credit inquiries on your report that you don't recognize
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-14

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Credit inquiries on your report that you don't recognize
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-13

Chicago, IL

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Credit inquiries on your report that you don't recognize
Complaint: I sent out two letters to this company stating that there was an hard inquiry on my credit report and need it be removed immediately. The company wrote with the same letter twice and said that XXXX XXXX XXXX XXXX pulled my credit. I called XXXX XXXX XXXX XXXX and ask them to get it remove but no one is willing to remove the hard inquiry. I ask them for proof of my bearing signature of me signing any type of application with this company. XXXX date of inquiry :XX/XX/XXXX CoreLogic XXXX date of inquiry : XX/XX/XXXX XXXX date of inquiry :XX/XX/XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-11

Atlanta, GA

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Credit inquiries on your report that you don't recognize
Complaint: Hello - I was in the process of buying a house through XXXX. CoreLogic is their agencies used to pull credit. There was suppose to be a " SOFT PULL '' of my credit report XXXX XXXX as they had already pull my full report on XXXX XXXX. Unfortunately, they generated another " Hard Pull '', which created another HARD INQUIRY on my credit report. Hard inquiries started popping up on my credit report on XX/XX/XXXX, and XXXX. I have attached the pics as well. I have reached out to both companies to request the Hard Inquiry be removed from my credit report. I did not " authorize '' anyone to perform Hard Pull of my credit on XXXX XXXX and would like this removed ASAP as it effects my credit score which having so many inquires within a short amount of time.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-10

Covington, GA

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Credit inquiries on your report that you don't recognize
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-09

Gloucester City, NJ

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Reporting company used your report improperly
Complaint: There are two issues regarding credit report inquiries creating " hard inquiries '' on my credit report from XXXX, XXXX and XXXX. 1. XXXX : I did not request or authorize this company to acquire or may an inquiry on my credit report. At time of inquiry already had an account with XXXX and was discussing options to adjust account features. At no time did i give authorization to run a report. 2. Multiple inquires within 30days of applying for mortgage loan. I applied for a Mortgage loan in XX/XX/XXXX with mortgage broker. The loan was shopped around with several lenders checking credit report. XXXX, XXXX, PA XXXX on XX/XX/2018 and XXXX XXXX, XXXX, IL XXXX on XX/XX/2018 Then. XXXX XXXX, XXXX XXXX XX/XX/2018 Credco, XXXX XXXX XXXX XXXX XX/XX/2018 This created 5 Hard Inquiries on report which remains on report to date. XXXX shouldnt be on report at all. The other four should have incurred only 2 at best. I've tried to dispute these Hard Inquires with two of the three leading credit reporting services to no avail. Your assist in this matter is greatly appreciated. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NJ XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-09

Asheville, NC

Problem with a credit reporting company's investigation into an existing problem

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Their investigation did not fix an error on your report
Complaint: I have initiated three investigations into a dispute that I have with CoreLogic Credco regarding inaccurate information on my credit report with this company. The investigation results were completed : XX/XX/2018, XX/XX/2018 and XX/XX/2018. The person who has several mortgages, property transactions, addresses, property sales and loans listed on my record lives in XXXX Colorado and has a different middle name than mine. I have submitted evidence of my identity and have never lived in Colorado nor even visited the state. I also have never obtained a mortgage. Each investigation verifies that these mortgages are mine plus the addresses. I am seeking help in solving this matter. Thank you.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response