OCWEN FINANCIAL CORPORATION
Consumer Complaints
There are over 28887 complaints on file for OCWEN FINANCIAL CORPORATION. Dated between 2019-12-16 and 2011-12-07.
Complaints Page 144
2017-10-11
Lakewood, CA
Struggling to pay mortgage
Mortgage: Conventional home mortgage
Company Response: Closed with explanation
2017-10-11
Country Club, MO
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account status incorrect
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-10
Jacksonville, FL
Struggling to pay mortgage
Mortgage: Conventional home mortgage
Complaint: I refinanced my home that I built with XXXX in XX/XX/2004 and they later sold my loan to XXXX being that XXXX was not allowed to practiced mortgages any longer. I paid any attorney in the past the initial fees, but it was too much. They stated that the loan with XXXX was a Predatory Loan and that I should be able to get out of the mortgage free and clear ; but they want money up front, and I could not pay it up front.
I did get a modification before and I fell behind again because I had to stop working because of health reasons and I was in and out of the hospital. I reapplied for a modification and they are saying I do n't qualify although the income is the same or maybe even more. Now they are saying XXXX XXXX is foreclosing on my home.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-10
PA
Struggling to pay mortgage
Mortgage: Conventional home mortgage
Complaint: We were as month behind then two I scheduled a payment and needed to change the date they did n't change it so it bounced. I set it up again they refused there payment I have confirmation of the payment but they never applied it. I wanted to add to my monthly payment as o if be caught up by XXXX they refused now want XXXX by XXXX I ca n't come up with it I 'm XXXX and have high med bills if they 'd let me get caught up by say XXXX XXXX I could do it but they wo n't our old mortgage co let me pay extra when I fell behind this co said they do n't allow it well my Lian was sold XXXX never agreed to a private investor who wo n't follow the law. I need a payment agreement
Company Response: Closed with explanation
2017-10-10
Springville, CA
Problem with a credit reporting company's investigation into an existing problem
Mortgage: Other type of mortgage
Complaint: I do not know the name of the bank. I will provide the address to the home. Over the last four years, I have worked on undue influence that may have been done because I am a XXXX XXXX. Doctors have worked with me to help a great deal. Though I have many areas to resolve and this is one of them.
The mortgage company was sold. I worked with the existing one to get caught up. Due to my injuries and not knowing about them I would become fatigued.
They would not even acknowledge that my ex-husband was supposed to assist with these matters in court documents. I am not sure where he ever went to though and got very little assistance in that matter.
Address of the house XXXX XXXX XXXX XXXX, Ohio XXXX under the name of XXXX XXXX and XXXX XXXX XXXX XXXX.
Court documents show his pension was to go to child support and he was to assist paying for the siding and the housing payment until it was sold. none of these events occurred.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-10
Trouble during payment process
Mortgage: FHA mortgage
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-10
PA
Trouble during payment process
Mortgage: Conventional home mortgage
Complaint: Our insurance company fax proof of insurance to Ocwen 7 times in the last 6 weeks they just placed Force insurance and took {$1400.00} out of our escrow account I do n't know what else to do to prove to these people we have insurance
Company Response: Closed with explanation
2017-10-09
Ft Myers, FL
Closing on a mortgage
Mortgage: Conventional home mortgage
Complaint: IN THE CIRCUIT XXXX JUDICIAL DIST IN AND FOR XXXX XXXX FLORIDA XXXX XXXX XXXX XXXX Plaintiff, possessor, Droit-Droit XXXX [ Date XXXX XXXX ] VS. G.M.A.C ; OCWEN XXXX XXXX ; XXXX XXXX XXXX XXXX XXXX et al, Defendants XXXX XXXX XXXX LIEN NOTICE AND NOTICE OF GREIVANCES XXXX OBJECTION TO PROPOSED SALE OF HOME AND OBJECTION TO DEBT AMOUNTS ALLEGED COMES NOW the Plaintiff, XXXX XXXX XXXX Pro Per, Federal Whistleblower, XXXX XXXX XXXX.
This Notice fulfills the requirements of a F.S. XXXX XXXX XXXX Notice. Notice of grievances to OCWEN LOAN SERVICING and XXXX is hereby given that the entire case and summary judgment are VOID and untenable XXXX XXXX alleged debt paper was bought in XXXX by B.O.A. Not XXXX.
BACKGROUND XXXX YEAR FRAUD BY DEFENDANTS AND VOID JUDGMENT XXXX XXXX a XXXX was made, broker unlawfully ADDED {$48000.00} lot equity to amount of {$280000.00} that already included lot and demanded same upon XXXX BANK and Federal Reserve for $ XXXX.
The entire project was for $ XXXX, I deposited $ XXXX and the XXXX bank note was $ XXXX.
The {$48000.00} was stolen by broker, builder and bank during 15 month construction process.
XXXX XXXX an inflated appraisal for the $ XXXX account was made for $ XXXX.
XXXX XXXX XXXX XXXX made, {$48000.00} was added back as settlement charges to borrower.
The XXXX note was $ XXXX, I paid $ XXXX, the note was now $ XXXX.
From start in XXXX XXXX, to XXXX XXXX I paid $ XXXX and $ XXXX in interest for total $ XXXX, 10 % of note.
My payments for note were {$1700.00} per month. XXXX XXXX XXXX took over and illegally charged me {$2700.00} per month based on the inflated appraisal, not the note or mortgage agreement.
XXXX rescission enjoined for $ XXXX and $ XXXX breach of contract actions by defendants.
XXXX XXXX, XXXX filed BK case # XXXX and XXXX BANK rejected the defendants subject XXXX trust ; XXXX SECURED XXXX. XXXX IRS Publication XXXX shows trust as VOID.
XXXX XXXX XXXX XXXX, transfers title to notes and mortgages in this and XXXX other trusts, for 1 %.
The defendants, the trusts, the mortgages were listed as UNSECURED creditors, UNSECURED debt.
Plaintiff filed this action on XXXX XXXX, as a still valid T.I.L.A. Rescission Claim in commerce.
Since then the Federal and State governments, attorney generals, Federal Reserve, XXXX XXXX, the CFPB, the Fl. XXXX all agreed to XXXX claims by their XXXX XXXX filings, lawsuits, consent orders.
XXXX XXXX XXXX went bankrupt, became XXXX and sold off it 's fraudulent claims of debt.
XXXX Courts and Judges XXXX and others, reduced the principal note value of the subject trust and many others worth {$8.00} XXXX to 2 %, thereby voiding the $ XXXX summary judgment.
XXXX XXXX the entire XXXX govt and XXXX state XXXX 's, served OCWEN with XXXX lien notice, consent order.
This PROHIBITED foreclosure upon Plaintiff and millions across the XXXX, that OCWEN ignored.
On APR XXXX the unsecured debt was named on a bogus Affidavit of Indebtedness without a penalty of perjury jurat, thereby making the debt XXXX, as jurat and affidavit is required.
On APR XXXX, XXXX after Plaintiff filed XXXX XXXX XXXX Complaints, the CFPB the Fl. XXXX the Fl. XXXX. of XXXX. XXXX. all filed a XXXX LIEN NOTICE and sued OCWEN XXXX SERVICING [ OCWEN ] for Unlawful and Illegal foreclosures, [ including mine ] on behalf of the XXXX XXXX XXXX Bank XXXX. [ WFBNA ] Since XXXX XXXX, when OCWEN took over XXXX XXXX did not SECURE the mortgages onto it 's REALSERVICING platform, until late XXXX, after the summary judgment.
The $ XXXX foreclosure judgment is and was a XXXX Upon the XXXX for a variety of reasons.
XXXX CFPB/ FL.AG lawsuit and consent order in XXXX XXXX prohibited foreclosure on Plaintiff.
XXXX affidavit of indebtedness has several errors including no penalty of perjury jurat.
XXXX a totally incorrect claim amount, and was so old it was XXXX not to be used.
XXXX contempt was done by fired judge XXXX XXXX XXXX XXXX XXXX with $ XXXX judgment.
XXXX XXXX the deal between XXXX and OCWEN was XXXX after being held up XXXX XXXX.
XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX were XXXX Ordered to Resign.
XXXX XXXX, XXXX, XXXX, XXXX went XXXX of business due to my claims.
XXXX and OCWEN both XXXX billions of judgments and orders due to the fraud herein, which is and was a Patented, Copyrighted, Trademarked Procedure carried out by the XXXX called the B.A.R.
XXXX all that and federal lawsuits and Orders for rescission and restitution for me, the XXXX. XXXX is proceeding on XXXX XXXX lien notice for the states benefit and not mine.
CONCLUSION- UNSECURED DEBT MEANS HOME IS NOT COLLATERAL FOR SALE The house and lot in XXXX XXXX XXXX XXXX XXXX. XXXX XXXX is mine, and the proceeds of any ordered sale go to Me being the lawful beneficiary, the state court wants to unlawfully and illegally benefit.
UNSECURED because the note was not put into the trust, XXXX SECURED XXXX UNSECURED because that trust was voided, collapsed and rejected by XXXX in XXXX.
UNSECURED because OCWEN did not secure the instruments unto it 's REALSERVICING platform UNSECURED because the affidavit of indebtedness has several errors voiding it 's use.
UNSECURED because the debt was reduced to only 2 % of face value in prior RESCAP-GMAC cases.
UNSECURED because the C.F.P.B. And the FL. XXXX. Filed XXXX LIEN notice, lawsuit against OCWEN for the very same thing I have pled since XXXX XXXX, an Unlawful and Illegal foreclosure.
XXXX, the Fl. Attorney General shall submit an XXXX to the XXXX to prosecute this XXXX XXXX Notice for my benefit, and this court must take mandatory judicial notice of this pleading.
The proposed sale of my house should be Voided and settled in my favor, not the criminals XXXX.
During the trial of XXXX and XXXX XXXX, XXXX Case XXXX ) XXXX XXXX XXXX XXXX XXXX of the United States XXXX XXXX XXXX XXXX XXXX presented with law stated : " I take my orders from XXXX. This is not a law this court goes by. " For all of those who did not believe that the United States was under XXXX XXXX here it is. All XXXX XXXX, Congressmen, XXXX. XXXX, XXXX XXXX, Legislators and most Attorneys know this and are in fact XXXX Agents.
CERTIFICATE OF SERVICE Service was made by XXXX Mail to ; XXXX XXXX XXXX Building, XXXX XXXX XXXX, XXXX, GA XXXX XXXX XXXX XXXX No. XXXX XXXX # XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Fl. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX Office of Attorney General State of Florida XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX FL XXXX VERIFICATION I, XXXX XXXX XXXX XXXX, hereby verify, under penalty of perjury, under the laws of the United States of America XXXX without the United States XXXX Federal government XXXX, that the above statement of facts and laws is true and correct, according to the best of My current information, knowledge, and belief, so help me XXXX, pursuant to XXXX U.S.C. XXXX ( XXXX ). See Supremacy Clause XXXX XXXX, Laws and Treaties are all the XXXX XXXX of the Land ).
WITHOUT XXXX By : _________________________________good as XXXX authorized representative ; XXXX : XXXX XXXX XXXX negotiable autograph XXXX XXXX Terrace-Cape Coral, Florida- [ XXXX ] -D.M.S.R. XXXX XXXX XXXXXXXXXXXX
Company Response: Closed with explanation
2017-10-09
Arvada, CO
Trouble during payment process
Mortgage: Home equity loan or line of credit (HELOC)
Complaint: Ocwen is our second mortgage provided and we are able to payoff the loan. Our payoff quote included : Satisfaction Fee = {$28.00} Payoff Fee = XXXX It appears that this information is not included in the Payoff Requirements and Conditions.
How greedy is this lender.
Company Response: Closed with explanation
2017-10-09
Groton, MA
Struggling to pay mortgage
Mortgage: Conventional home mortgage
Company Response: Closed with explanation
2017-10-07
OH
Struggling to pay mortgage
Mortgage: Conventional home mortgage
Complaint: i applied to many loan mods but we failed to make payments XXXX time i had the payment they refused it we have time to do another mod my XXXX XXXX XXXX XXXX we lost income my XXXX XXXX XXXX last year lost income then to i work XXXX jobs still don`t make hardly any money
Company Response: Closed with explanation
2017-10-06
Brick, NJ
Struggling to pay mortgage
Mortgage: Conventional home mortgage
Company Response: Closed with explanation
2017-10-06
El Lago, TX
Struggling to pay mortgage
Mortgage: FHA mortgage
Company Response: Closed with explanation
2017-10-06
Gainesville, FL
Struggling to pay mortgage
Mortgage: Other type of mortgage
Company Response: Closed with explanation
2017-10-06
Auburn, AL
Attempts to collect debt not owed
Debt collection: Mortgage debt
Debt is not yours
Complaint: Eight years ago my husband XXXX After his XXXX I called the mortgage company to let them know and to take over the house payments. The company said that they could not talk to me and proceeded to never discuss the home with me. I wrote them letters, and I called and never received a clear understanding of why they could/would not talk to me. I was legally married to my husband at the time of his XXXX and live in a state where this provides me a particular set of rights.
Now, after almost nine years, I have not been able to resolve the issue with the house, which has been difficult for me. I have maintained the house, paid utility bills, home owners insurance, and property taxes. I am writing this complaint in hopes that I can resolve this issue and bring some closure to my husbands untimely XXXX.
My issue is with Ocwen. Ocwen is a debt collector that is seeking to collect debt on the house. They have contacted me for several years attempting to foreclose the home, but they have not been successful. They constantly rotate between their predatory practices and authorize predatory practices with other companies ( probably companies they own ), XXXX and XXXX. After thwarting an illegal eviction by an XXXX vendor, who claims to have been authorized by Ocwen, I have been trying to work with Ocwen to complete a short sale of the property to settle the alleged debt.
The short sale process has been difficult for many reasons. They initiated this short sale proposal, but it is challenging to communicate with them. I have been talking to an Ocwen employee who says his name is XXXX. He contacted me sometime in early XXXX. He proposed that I do a short sale to resolve this situation. At the time, I felt that it was a good proposal. I followed his instructions, which were to fax an authorization letter to them that would allow a real estate agent to talk with them in order to sell the house. I found a realtor and faxed a letter of authorization on XXXX XXXX, 2017. The realtor called them to start the process, and Ocwen said that they had no record of an authorization letter and could not talk to the realtor. I called XXXX, but he did not call me back until a couple of weeks later. When he called, he said that he had not seen an authorization letter, but he would investigate and get back with me. He also said that I needed to also have an authorization letter that proves that I am who I say I am in order to sell the house to resolve this situation. However, that is a very late request considering they have sent me pounds of paper without confirming my identity.
This exchange of paperwork without a clear understanding of the process shows that Ocwen is continuing to privilege their predatory practices. If they want to complete the short sale ( with their offer of an 80/20 split on the sale to bring the alleged debt to a close ), I want to see the documentation and authorization from them that brings a legal closure to this long, grief-filled set of encounters with Ocwen, and presumably their subsidiaries or partners, XXXX and XXXX.
I processed a complaint on XXXX, whose dishonest response tries to paint themselves as preservationists. It is believed they have placed the home on a black-market type site that asks that no one disturbs me as they run a buy-at-your-own-risk operation. They all work together to create what seems to be a black market that preys on homes that they believe belong to less educated American citizens with lower socioeconomic statuses. They represent what is wrong with the housing market in our American culture that cultivates an illusion of equitable access and protection for homeowners.
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Company Response: Closed with explanation
2017-10-06
S Hampton, NY
Struggling to pay mortgage
Mortgage: Home equity loan or line of credit (HELOC)
Complaint: XXXX XXXX XXXX is a senior on XXXX XXXX living alone and in and out of the medical facilites for various medical treatments and procedures. She did in fact hire several law firms to take care of her bills and and her home and all 3 of the the law firms with licensed lawyers with so called experience took her money and even the attorney she gave her check book to pay her expenses is no where to be found.
After returning to her home she found that none of her bills ( even her utilities were off ) nothing was paid as well as her mortgages. She is now faced with a foreclosure on a second mortgage serviced by Ocwen Loan Servicing. She has tried to speak to Ocwen but has not been able to work out any solution so far.
She is facing foreclosure on XX/XX/2017. She pray that she will have a chance to save her home. This is a XXXX second loan serviced by Ocwen.
XXXX has monies available to her that she inherited from her late husband.
She is able to make payment arrangements and she need and want to save her home.
She is looking for help ... Please help her!
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-06
Newark, NJ
Trouble during payment process
Mortgage: Other type of mortgage
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-06
Greensboro, GA
Struggling to pay mortgage
Mortgage: Conventional home mortgage
Company Response: Closed with explanation
2017-10-06
Stockbridge, GA
Struggling to pay mortgage
Mortgage: Other type of mortgage
Company Response: Closed with explanation
2017-10-05
Trouble during payment process
Mortgage: Conventional home mortgage
Company Response: Closed with non-monetary relief
2017-10-05
Washington, DC
Struggling to pay mortgage
Mortgage: Conventional home mortgage
Complaint: XXXX XXXX, XXXX Updated XXXX XXXX, XXXX Third submission XXXX/XXXX/XXXX I spoke to an Ocwen representative the week of XXXX XXXX and was informed that Ocwen was still working on this inquiry. I was informed that my property was NOT in foreclosure. I received a letter from an attorney that my property was in foreclosure.
I have been misled again by Ocwen and deceived. I have not had a resolution to a modification request and appeal for over 6 months. Ocwen 1 ) asked me for money for an appraisal that was sent by me but never cashed or returned to address the modification appeal related to the valuation of the home, 2 ) Offered a modification if I had XXXX payment, of which I had/have but never sent paperwork to make the adjustment and modification, 3 ) promised to review the last data I sent them over a month ago and call me with resolution but never has, and 4 ) lost or can not find documents they sent to me that I kept and sent to them directed me what to do with the modification appeal.
Please investigate.
To : CFPB Im frustrated. I took a call today at XXXX with a representative of Ocwen. I was informed that my home is active in foreclosure. I have been challenging and appealing the matter for almost 5 months.
As of today, Ocwen reps do not have and have not resolved the original appeal.
Failed to take into account that I followed instructions.
Cant find the {$200.00} check I sent for the internal review.
Has not addressed this letter and the rep does not even know about this letter.
Wants me to do another letter modification packet with Ocwen instead of resolving this issue on the appeal.
Noted that I inquired about a payoff and I did not make a request which is a fraud alert activity on my account.
Please stop the foreclosure action and review the records you agreed to review and resolve the valuation appeal that has been outstanding since earlier this year.
XXXX Letter To : Appeals Unit, Consumer Finance Protection Bureau XXXXXXXXXXXX XXXX This is a partial letter with the full letter to be attached. The focus here is on repeated request for resolution of an appeal made in early XXXX.
I disputed the appraisal and assessment in XXXX. Ive sent in a check for {$200.00} for an internal appraisal. I missed my appointment with Ocwen Monday XXXX XXXX, XXXX.
The home has water damage and suffered a burglary. The pictures of these items as well as the estimate to repair are attached.
I do inhabit the home in XXXX.
Please reset my call with Ocwen and my relationship manager to discuss these items.
This information is true and accurate to the best of my ability.
Company Response: Closed with explanation
2017-10-05
Hampton, VA
Trouble during payment process
Mortgage: Conventional home mortgage
Complaint: What is this complaint about? Mortgage company What type of problem are you having? Mortgage payment fraud and non payment of escrow credit.
What happened? On XX/XX/XXXX, the XXXX XXXX XXXX, VA, Treasurer 's office sent proof by letter and telephone confirmation of my XXXX XXXX tax exemption for being ( XXXX XXXX XXXX ) rated at XXXX XXXX. In turn, a tax credit in the amount of {$3700.00} is owed me. However, OCWEN continues to hold this escrow credit and refuses to remit payment to me as supported by law. This letter served as official notification to OCWEN to stop collecting property taxes via my mortgage escrow account. As of date, I have spoken with several OCWEN representatives and received conflicting information about this matter. For example, I am being told by OCWEN that an " escrow analysis '' is needed. To date, each of my inquiries to OCWEN I 'm told " another '' escrow analysis is needed so far three have been done with no resolution. Another telephone conversation with OCWEN, I was told my mortgage payment went from $ XXXX+ to $ XXXX+ for the XX/XX/XXXX payment. Instead OCWEN sent me a monthly statement for XX/XX/XXXX in the amount of $ XXXX+ with {$780.00} of " escrow '' which I am " exempt '' from as of XX/XX/XXXX to Present. I am now dealing with an OCWEN employee from the " Research Department '' named XXXX at ( XXXX ) XXXX ext. XXXX. I spoke with her on XX/XX/XXXX as she informed me she would be ordering a new escrow analysis ( 4th one ) and handling my matter going forward. I told her that I will not submit a monthly payment as my mortgage payment is incorrect, I do n't know what is going on with my account, and that OCWEN is committing fraud by intentionally misrepresenting my account and refusing to refund my escrow credit only offering excuses of internal systematic miscalculations. I am very angry and very confused about the entire matter with OCWEN. I seek immediate assistance for this complaint.
What company is this complaintabout? OCWEN Who are the people involved? Research Department ( random employees ) As of XX/XX/XXXX, XXXX at ( XXXX ) XXXX ext. XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-05
Worcester, MA
Applying for a mortgage or refinancing an existing mortgage
Mortgage: Conventional home mortgage
Complaint: I was on the site XXXX Which is an auction site for foreclosures that banks are trying to sell I properly setup an account I saw a property in my home town of XXXX XXXX the property address XXXX XXXX XXXX XXXX XXXX XXXX XXXX was owned by Ocwen Mortgage to whom I had to get approved by them to end the auction at the buy it now price of XXXX XXXX dollars which they asked if I was willing to accept the property for the price with the house having extensive damage with necessary rehabilitation to live there and I agreed on the basis that I would need financing of the property price not the repairs just the price they had aggreed to end the auction with approval for financing I sent over my information gave my notice at my apartment I lived in and set up all necessary information for the closing process started packing my home and the bank Ocwen called and said so how will you be paying for the house I replied I thought that you were going to finance me they said no we are n't going to do that I said that was our agreement they said no you need to secure financing on your own they then relisted the house and left me homeless I 'm hoping something can be done about this
Company Response: Closed with explanation
2017-10-05
Campbell, MO
Written notification about debt
Debt collection: Mortgage debt
Didn't receive notice of right to dispute
Company Response: Closed with explanation
2017-10-05
Delray Beach, FL
Trouble during payment process
Mortgage: Conventional home mortgage
Company Response: Closed with explanation