Diversified Consultants, Inc
Consumer Complaints
There are over 4793 complaints on file for Diversified Consultants, Inc. Dated between 2019-12-05 and 2013-07-11.
Complaints Page 7
2019-09-05
AL
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: ON XXXX I RECIEVED A PHONE CALL FROM MY DAUGHTER INFORMING ME THAT DIVERSIFIED CONSULTANT INC WAS CALLING HER PHONE TRYING TO GET IN TOUCH WITH ME. SHE STATED THAT THEY CALLED HER 3 TIMES IN A SPAN OF 10 MINUTES AFTER SHE TOLD THEM I WAS HER FATHER AND THAT SHE WAS NOT GOING TO GIVE THEM MY NUMBER. SHE TOLD THEM SHE WOULD ASK ME TO CALL THEM. I CALLED THEM AND SPOKE TO XXXX. SHE STATED THAT I OWED A XXXX BILL. I TOLD HER THAT WAS NOT TRUE AND THAT SHE IS NOT TO CALL ME ANY MORE. THAT WAS AT XXXX CST. LATER IN THE DAY AT XXXX THEY CALL ME AGAIN. I ASKED THE PERSON IF IT WAS DOCUMENTED IN THE SYSTEM NOT TO CONTACT ME AND THIS PERSON SAID YES. I THEN ASKED WHY ARE YOU CALLING ME? SHE COULD NOT ANSWER MY QUESTION. I ESCALATED THIS TO THE COMPLIANCE OFFICER AND SHE WAS NOT MUCH HELP.
Company Response: Closed with explanation
2019-09-05
MD
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: On XXXX XX/XX/XXXX, I entered a brick and mortaXXXX corporate XXXX store ( XXXX, XXXX XXXX XXXX XXXX XXXX, MD XXXX, XXXX ). Order number : XXXX. I explained to that representative that I was looking to leave mycurrent carrier ( XXXX XXXX XXXX ) and I am bringing my own devices. I told the representative that I did not want to pay over S 185.00 per month for all three devices ( 2 XXXX and 1 XXXX ) and did not want a service commitment. The representative declared that this was not an issue. The representative presented the " Beyond Unlimited '' plan for XXXX per month, I mentioned that I am military and the representative declared that I would get an additional discount. Which brought my monthly bill below myobjective price point. I agreed to the unrestricted/open service agreement. Before I signed the purchase receipt, I reviewed the purchase receipt to ensure a service commitment was notrequired. In addition, I verbally confirmed with the representative that I did not have service commitment. The representative confirmed verbally and supported by the purchase receipt. Prior to departing the XXXX XXXX, the representative informed me that I would receive a {$150.00} reward for both XXXX for switching to XXXX. On XXXX XX/XX/XXXX, I received an email confirmation from XXXX, " We've received your submission for the Switch to XXXX and get {$150.00} promotion. Here are the tracking number ( s ) for the mobile number ( s ) you provided : XXXX & XXXX. '' In XXXX, I received two rewards of {$150.00}. In review of XXXX FAQ Reward Eligibility Requirements located at XXXX XXXX XXXX, the general requirements required that I switch my number from any wireless carrier to a postpaid XXXX account , which I did. Submit required materials within 30 days of activation, which I did. Devices remain activated for 45 consecutive days, which they were. ( Activated XXXX XX/XX/XXXX, deactivated XX/XX/XXXX, 146 consecutive days ), ( reference : XXXX XXXX XXXX ).
On XXXX XX/XX/XXXX, I received a letter from XXXX XXXX informing me that I owe a debt of {$300.00} dollars. The letter does not disclose the basis for this debt. Therefore, on XXXX XX/XX/XXXX at XXXX, I called the provided number in the letter. I spoke to the customer service representative located at the South Carolina XXXX Call Center. I did not get the representative 's name. I explained to the representative that I received a letter, but did not understand why I have this outstanding debt. The representative reviewed my account and informed me that the debt was for a rebate that required a service commitment of six months. I explained to the representative that I did not sign up for a rebate, nor did I agree or commit to a six-month service agreement, but rather received reward for switching to XXXX and for bringing my own devices, ( provided reference to the XXXX reward receipt ( receipt # s XXXX & and XXXX ). The representative insisted that I had a serviced commitment. At this point, I then requested that the representative transfer me to a supervisor. The representative transferred and connected to a supervisor ( XXXX ) at the above stated Call Center location. I restated the above concern. XXXX repeated what the representative claimed and told me she was unable to assist me further and I should reach out to XXXX Escalation Department. I wrote a letter to the XXXX Escalation Department on XXXX XX/XX/XXXX, provided all of my supporting documents to facts outlined above. I mailed the letter and supporting document to XXXX XXXX Escalation Department, XXXX XXXX XXXX XXXX, NJ XXXX using USPS priority mail, signature required on XXXX XX/XX/XXXX. The letter was delivered and signed for by XXXX XXXX at XXXX on XXXX XX/XX/XXXX. XXXX was non-responsive to my letter.
Based on the facts outlined above, I believe that XXXX has erroneously billed me {$300.00} and I request that XXXX absolve me of this debt. Moreover, to date, XXXX has not provided evidence supporting this debt or a signed contract to that fact ; nor did I directly or indirectly sign a contract or verbally commit to a six-month or any length commitment, other than the 45 days of activation, which was meet. In my opinion, this practice is a bait and switch tactic that misleads the consumer.
On XXXX XX/XX/XXXX, I entered a brick and mortar corporate XXXX store ( XXXX, XXXX XXXX XXXX XXXX XXXX, MD XXXX, XXXX ). Order number : XXXX. I explained to that representative that I was looking to leave mycurrent carrier ( XXXX XXXX XXXX ) and I am bringing my own devices. I told the representative that I did not want to pay over S 185.00 per month for all three devices ( 2 XXXX and 1 XXXX ) and did not want a service commitment. The representative declared that this was not an issue. The representative presented the " Beyond Unlimited '' plan for XXXX per month, I mentioned that I am military and the representative declared that I would get an additional discount. Which brought my monthly bill below myobjective price point. I agreed to the unrestricted/open service agreement. Before I signed the purchase receipt, I reviewed the purchase receipt to ensure a service commitment was notrequired. In addition, I verbally confirmed with the representative that I did not have service commitment. The representative confirmed verbally and supported by the purchase receipt. Prior to departing the XXXX XXXX, the representative informed me that I would receive a {$150.00} reward for both iPhones for switching to XXXX. On XXXX XX/XX/XXXX, I received an email confirmation from XXXX, " We've received your submission for the Switch to XXXX and get {$150.00} promotion. Here are the tracking number ( s ) for the mobile number ( s ) you provided : XXXX & XXXX. '' In XXXX, I received two rewards of {$150.00}. In review of XXXX FAQ Reward Eligibility Requirements located at XXXX XXXX XXXX, the general requirements required that I switch my number from any wireless carrier to a postpaid XXXX account , which I did. Submit required materials within 30 days of activation, which I did. Devices remain activated for 45 consecutive days, which they were. ( Activated XXXX XX/XX/XXXX, deactivated XX/XX/XXXX, 146 consecutive days ), ( reference : XXXX XXXX XXXX ).
On XXXX XX/XX/XXXX, I received a letter from XXXX XXXX informing me that I owe a debt of {$300.00} dollars. The letter does not disclose the basis for this debt. Therefore, on XXXX XX/XX/XXXX at XXXX, I called the provided number in the letter. I spoke to the customer service representative located at the South Carolina XXXX Call Center. I did not get the representative 's name. I explained to the representative that I received a letter, but did not understand why I have this outstanding debt. The representative reviewed my account and informed me that the debt was for a rebate that required a service commitment of six months. I explained to the representative that I did not sign up for a rebate, nor did I agree or commit to a six-month service agreement, but rather received reward for switching to XXXX and for bringing my own devices, ( provided reference to the XXXX reward receipt ( receipt # s XXXX & and XXXX ). The representative insisted that I had a serviced commitment. At this point, I then requested that the representative transfer me to a supervisor. The representative transferred and connected to a supervisor ( XXXX ) at the above stated Call Center location. I restated the above concern. XXXX repeated what the representative claimed and told me she was unable to assist me further and I should reach out to XXXX Escalation Department. I wrote a letter to the XXXX Escalation Department on XXXX XX/XX/XXXX, provided all of my supporting documents to facts outlined above. I mailed the letter and supporting document to XXXX XXXX Escalation Department, XXXX XXXX XXXX XXXX, NJ XXXX using USPS priority mail, signature required on XXXX XX/XX/XXXX. The letter was delivered and signed for by XXXX XXXX at XXXX on XXXX XX/XX/XXXX. XXXX was non-responsive to my letter.
Based on the facts outlined above, I believe that XXXX has erroneously billed me {$300.00} and I request that XXXX absolve me of this debt. Moreover, to date, XXXX has not provided evidence supporting this debt or a signed contract to that fact ; nor did I directly or indirectly sign a contract or verbally commit to a six-month or any length commitment, other than the 45 days of activation, which was meet. In my opinion, this practice is a bait and switch tactic that misleads the consumer.
Disputed the debt on XX/XX/XXXX and the debt was released due to the dispute outlined above. XXXX has now resold the debt to Diversified Consultants inc. ( DCI ). Received a phone call from Diversified Consultants inc. ( DCI ) on XX/XX/XXXX trying to collect this unvalidated debt. I explained that this debt was disputed and released, but DCI continues to harass.
Company Response: Closed with explanation
2019-09-05
Columbia, SC
Attempts to collect debt not owed
Debt collection: I do not know
Debt was result of identity theft
Complaint: I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.
Company Response: Closed with explanation
2019-09-04
Fitchburg, WI
Written notification about debt
Debt collection: Other debt
Didn't receive enough information to verify debt
Company Response: Closed with explanation
2019-09-03
Arsenal, PA
Attempts to collect debt not owed
Debt collection: I do not know
Debt is not yours
Complaint: Collections account from DIVERSIFIED CONSULTNTS {$1300.00} 1yr 2 months current age Collections account from XXXX XXXX XXXX {$610.00} 5 months current age With a total of {$1900.00} in debt that is not mine I have no knowledge of these accounts at all
Company Response: Closed with explanation
2019-08-31
NC
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: To Whom It May Concern : This letter is in response to your recent claim regarding account # XXXX ( {$420.00} ) and account # XXXX ( {$370.00} ) which you claim I owe.
Yet again, you have failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately.
Be advised that the description of the procedure used to determine the accuracy and completeness of the information is hereby requested.
Additionally, please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they verified without providing any proof, bearing my signature.
As per FTC opinion letter from Attorney XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification.
I am again formally requesting a copy of any documents, bearing my signature, showing that I have a legally binding contractual obligation to pay you the alleged amount.
Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is inaccurate and incomplete, and represents a very serious error in your reporting.
I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney Generals office, should you continue in your non-compliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you that you may be liable for your willful non-compliance.
Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature may result in a small claims action against your company. I would be seeking a minimum of {$1000.00} in damages per violation for : Defamation Negligent Enablement of Identity Fraud Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) You will be required to appear in a court venue local to me, in order to formally defend yourself.
Be advised I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls or correspondence sent to any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter.
Company Response: Closed with explanation
2019-08-30
Dallas, TX
Communication tactics
Debt collection: I do not know
Frequent or repeated calls
Complaint: This company initial calls from the XXXX provided w/ DCI on Caller ID. This is Diversified Consultants attempted to collect a small amount of about XXXX. They have repeatedly called and continue to harass by calling from other phone numbers mostly XXXX area code. This company has once informed of the nature of the debt but does not note such on my personal credit reportings. The nature of the debt is fraudulent as know money was agreed owed by the apt complex in which I believe this debt relates. Such is the case a full 13mo lease was paid and extended on a month to month basis until a written and agreed move out date was filed with the apt complex. Assuming this is in fact what they attempt to collect ... the amount is fraudulent and not owed.
This company ( Diversified Consultants ) has managed to reduce my XXXX Credit score many time with the last report resulting in a 16pt decrease following last discussion.
I have blocked the XXXX number the company continues to harass calling from varied numbers as suggested.
Company Response: Closed with explanation
2019-08-30
Lompoc, CA
Written notification about debt
Debt collection: I do not know
Didn't receive notice of right to dispute
Company Response: Closed with explanation
2019-08-28
Buechel, KY
Took or threatened to take negative or legal action
Debt collection: Other debt
Threatened or suggested your credit would be damaged
Company Response: Closed with explanation
2019-08-28
Key Biscayne, FL
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: I have no knowledge of this debt I have disputed and asked for validation on this debt and nothing was received from this debt collector.
Company Response: Closed with explanation
2019-08-28
Euclid, OH
Attempts to collect debt not owed
Debt collection: Other debt
Debt was result of identity theft
Complaint: I am writing to you to complain about Diversified Consultants XXXX XXXX XXXX XXXX, XXXX, Florida, XXXX. I have found adverse account information listed on my credit reports, XXXX, XXXX, XXXX, and XXXX. I have no known or verified accounts with this business and after repeated verification request Diversified Consultants has not responded to my certified letters and continue to report to the three major credit bureaus in violation of federal law. This company unlawfully reported to XXXX, XXXX, XXXX, and XXXX as recent as XX/XX/2019. Diversified Consultants has continued to damage my credit rating and has caused me denial of credit by reporting inaccurate information to the four major credit bureaus. The erroneous account is in the amount of {$460.00}. The account is erroneous and not a result of any transaction that I have made as I am a victim of identity theft. It is inaccurate and unverified and remain on my credit report causing adverse actions as well as denials of credit, business opportunities and adequate housing. I attempted to contact Diversified Consultants multiple times via registered USPS certified mail with return receipts which prove Diversified Consultants has blatantly ignored my attempts resolve this issue and they have not responded to my requests. Diversified Consultants has misrepresented this account by changing various account information, such as account number and account type. This account has been blocked from my credit reports with all four major bureaus in the past due to identity theft. This is the reason they are changing various account information. I know Diversified Consultants is very aware of my identity theft status and they are in receipt of my most recent documentation they received with signature conformation on XX/XX/2019. This is in violation of Federal Law and my rights as a consumer. Please contact me to let me know how to resolve this issue. This has been ongoing for over a year with this company and enough is enough!
Company Response: Closed with explanation
2019-08-28
Arnold, MO
False statements or representation
Debt collection: Other debt
Attempted to collect wrong amount
Company Response: Closed with explanation
2019-08-28
Birmingham, AL
Written notification about debt
Debt collection: Other debt
Didn't receive enough information to verify debt
Complaint: Had a balanced owed from XXXX. They said I never returned my XXXX TV receivers. I took it to a XXXX store and dropped it off and the individual there put it in a bin and sent me on my way. In XXXX of XXXX a mortgage lender ran my credit and everything was perfect. In XX/XX/XXXX he ran it again and there was a collection. It was added to my credit report on XXXX of XXXX. It made my credit score go down roughly 100 points at XXXX and roughly 150 points at XXXX. I was actually planning on using XXXX at this new home I purchase - may not now. I would have kept the service but I moved to an apartment that provided me with cable and tv for free. Never heard about this debt until the mortgage lender told me. Called the debt collector and they said they never tried to contact me, first point of contact was when I called them in XXXX of XXXX. Why did they not contact me the previous 4-5 months?!? XXXX should know I'm not gon na reply to written mail because I don't live there! I returned the equipment, what am I going to use it for? I do not have XXXX service and if I do get new service, from my recollection, the equipment is free! They said they sent me a check for {$70.00} as well that I never got so obviously I never got any notice that I owed {$520.00} dollars and that they never received the receivers from XXXX - again not my fault. The debt collector also has my name incorrect.
Company Response: Closed with explanation
2019-08-27
Alden Manor, NY
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Information belongs to someone else
Company Response: Closed with explanation
2019-08-26
East Freehold, NJ
Written notification about debt
Debt collection: Other debt
Didn't receive enough information to verify debt
Company Response: Closed with explanation
2019-08-24
Glendale, CA
Attempts to collect debt not owed
Debt collection: I do not know
Debt is not yours
Company Response: Closed with explanation
2019-08-24
Memphis, TN
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: Diversified Consultants is a collection company hired by XXXX and XXXX when an account is in collections.
The XXXX account was open in XX/XX/XXXX and closed paid and full, with all equipment returned to XXXX. Diversified is showing a false open date of XX/XX/XXXX, on my credit report with a balance of {$3100.00} Diversified continue to update this information on my account every month and every year Diversified update my account with a new open date.
The XXXX account was paid in full of {$140.00} in XX/XX/XXXX, after transferring to another phone company. Diversified is once again showing a false open date of XX/XX/XXXX, with a balance of {$2100.00}.
I had to change my telephone number because I was harrassed daily from Diversified Consultants. I have disputed this company twice over this false predatory balance on my credit report. XXXX and XXXX were paid in full. Every time I dispute Diversified Consultants, they update information on my credit report account which caused my credit score to go down. This is a form of intimidation to try and keep me from disputing this information, so I can pay them the amount they say I falsely owe.
Company Response: Closed with explanation
2019-08-23
Grimsley, TN
Written notification about debt
Debt collection: Other debt
Didn't receive notice of right to dispute
Complaint: Back in XXXX I had XXXX XXXX, after I told them I was changing my service to our local service. They sent me a final bill AFTER they were told. XXXX then sold the account to Diversified Collections, the amount of this balance is XXXX in XXXX. I have disputed this several times with no luck. It has now been 5 years and they refuse to remove it from my report. I just sent in a dispute on it once again. I was told after 2 years it should be off my report by my lawyer. This needs to be removed from all of my credit reports.
Company Response: Closed with explanation
2019-08-23
Lewisville, TX
Written notification about debt
Debt collection: Other debt
Didn't receive notice of right to dispute
Complaint: In XXXX of XXXX, I opened an account with XXXX XXXX XXXX because I had moved into an apartment. In XXXX of XXXX, I moved back into my parent 's house and transferred the service to their house. A few days after moving back, a technician came in to install the WiFi box ( which was done poorly ) and no less than 5 days after that, my service was cut off. When I called XXXX XXXX XXXX, the claimed that I called and cancelled the service but how can I cancel a service that was just installed? Mind you, the WiFi box was mounted on the wall with a wire, meaning it was not easily accessible. XXXX XXXX XXXX proceeded to send me a charge of {$170.00} claiming that the equipment was not returned but they have a policy that states if the equipment is mounted a certain way then it does not need to be returned. I also called and asked them numerous times to remove that debt before it even reached collections and they still claim that I cancelled the service, yet I never received an email. This false debt drastically dropped the credit score that I have been working so hard to raise. Funny enough, I currently have XXXX XXXX XXXX TV, internet and wireless services but if this is not removed, I will cancel all services and go back to Spectrum.
Company Response: Closed with explanation
2019-08-23
Springfield, IL
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: In XX/XX/XXXX I canceled my XXXX XXXX with XXXX. I returned the equipment and even received an email notice from XXXX that equipment was returned on XX/XX/XXXX. I also spoke to a representative in XX/XX/XXXX because of the circumstances of needing to cancel my service the early termination fee was waived and as long as the equipment was returned the amount owed to the account would be {$0.00}. I received bills in XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX they had not fixed the bill and each month I called, each time speaking with a representative and they would go back and look at the notes to XXXX out the account again. On XX/XX/XXXX I spoke to a representative that applied the appropriate fee waivers and after a couple hours on the phone I was told the balance was XXXX. I never received another bill from XXXX or any other communication regarding this account, until XX/XX/XXXX. I received a phone call and the same day a credit alert to my XXXX credit report that a collections had been place on my account from Diversified Consultants for the {$320.00} from XXXX that had been turned over to them for collections. They have not been willing to removed this from my credit reports, XXXX shows this balance as XXXX again after 3 days of calling and going through old notes the account was corrected. However XXXX XXXX at Diversified Consultants is not willing to remove this from my credit report. The bill was XXXX and it was XXXX fault that this account was placed for collections. I feel that diversified needs to take this collection account off my credit report since XXXX shows a XXXX balance.
Company Response: Closed with explanation
2019-08-23
Nyc, NY
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: To whom it may concern : I had a problem with XXXX. I had family members on an account and we had trouble understanding each other when it came to the responsibility of paying the bill. I decided to cancel The account after not having the & to pay the bill monthly. Some phones were still under leased which made the bill super high. Intent phones were paid already. By the time the account was canceled the company sent me to the corporate office to return the phones still under leased. Thats where all began. No one was able to find my account and I had a HUGE bill. I went to three corporate offices and the account was nowhere to be found therefore they couldnt take the phones to credit the account. Few weeks after that I received notification XXXX sold my account to XXXX and they became my debt collector. After many interactions with them, they also sd they couldnt take the leased phones to credit the account and after scary talks about how this situation was going to harm me in the long run credit I worked a payment plan. I agreed to pay them the attached receipts. It wasnt until They took $ out of my bank without one of the agreed dates that I called and sd I no longer can trust them and no longer had $ to pay them. If they wanted to agreed on a last amount which I was going to do at that moment and thats it. The representative sd thank you and she was going to note the account.
Them I started working with a credit repair company which is helping me with my negative items on my account and after I thought this situation was settled it happens that another company has the account. I Settled this account at whatever I was able to pay. Now this company is hurting my possibility of restarting my credit. Just bc XXXX did me wrong after being a customer for over 18 years.
Company Response: Closed with explanation
2019-08-23
False statements or representation
Debt collection: Other debt
Attempted to collect wrong amount
Company Response: Closed with explanation
2019-08-23
Los Indios, TX
Written notification about debt
Debt collection: Other debt
Didn't receive notice of right to dispute
Complaint: Collection on credit Report 19 months old. No contact or attempt made to notify of payment owed.
Diversified credit has placed a collection on my credit report for an outstanding XXXX XXXX XXXX cable invoice from XX/XX/XXXX. This account was to our knowledge closed and paid in full upon moving. We never received any documentation or notice of the outstanding balance owed. The first knowledge of this debt was upon working with mortgage lender to close on a home in XX/XX/XXXX. The dating of this debt per XXXX XXXX XXXX and Diversified XXXX is 21 months old and has just appeared on my credit report XX/XX/XXXX. If this invoice was received I would have made due payment. However in trying to work with both XXXX XXXX XXXX and Diversified XXXX they are unwilling to assist in clearing this from my credit report despite my eagerness to pay in full. To my knowledge this debt did not exist and was unable to pay what I was not aware existed. Note, a bill was not received at the forwarding address at anytime.
Unable to attach statement below as not provided by either XXXX XXXX XXXX or Diversified XXXX although requested twice.
Company Response: Closed with explanation
2019-08-22
Fresno, CA
Attempts to collect debt not owed
Debt collection: Other debt
Debt was result of identity theft
Complaint: I have a collection account on my credit file that is due to my identity theft case and it linked to my neighbors home not mine and the address needs to be removed from my credit file XXXX XXXX XXXX XXXX XXXX CA XXXX, this is not my residence.
Company Response: Closed with explanation
2019-08-21
Arco, CA
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: I was on XXXX XXXX and saw some debt that shouldn't be on my report.None of these debts are mine. I would like to have these resolved and removed.
Company Response: Closed with explanation