Diversified Consultants, Inc

2019-07-09

Mabank, TX

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information is missing that should be on the report
Complaint: Received email from XXXX XXXX in regards of an Collection. Upon checking, this collection started XX/XX/2019 by diverfsified consultnts, based in XXXX Florida XXXX. XXXX. Collection remarks claims I owe {$320.00} from XXXX XXXX XXXX XXXX. Contact info following : DIVERSIFIED CONSULTNTS. XXXX XXXX XXXX XXXXXXXX. XXXX, FL XXXX XXXX. ( XXXX ) XXXX-XXXX. You get no response from calling the listed number on collection claim. When call a different number associated with DIVERSIFIED CONSULTNTS, I get same no response. My credit score is now negatively affected by XXXX XXXX collection error.
Company Response: Closed with explanation

Timely Response

2019-07-09

TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: Im a XXXX year old XXXX veteran which happens to check my credit report every so often and has noticed things that doesnt belong to me. I do NOT owe Diversified Consultants. The account was opened XX/XX/2018. This doesnt belong to me. Please remove from all credit bureaus.
Company Response: Closed with explanation

Timely Response

2019-07-08

KY

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: Diversified Consultants added an account on my credit report for an alleged debt I do not owe. I do not owe them any money. They are flagrantly violating the Fair Debt Collections Practices Act, with their illegal debt collection tactics. When you speak with their customer service agents they are hostile and deceitful. They are flagrantly violating the Fair Debt Collections Practices Act.
Company Response: Closed with explanation

Timely Response

2019-07-08

Federal Way, WA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: DISPUTE/XXXX I leased a phone with XXXX company in early XX/XX/XXXX from an agency in XXXX XXXX, Washington, XXXX. The agency told me that I could return the phone if I was not satisfied. I was not satisfied and so I returned the phone before the expiry of the given 14 days. I was charged XXXX dollars as restocking fees. I received a bill in XX/XX/XXXX of XXXX dollars. I disputed that reminding them that I had returned the phone and even provided them with a receipt number of my payment.They promised to look into the issue but instead of resolving it I continued to receive more bills which so far have amounted to XXXX dollars. The Diversified consultants took me to debt collectors on XX/XX/XXXX. I wrote to the consultants on XXXX thru XXXX XXXX firm but I have not received any feed back.
Company Response: Closed with explanation

Timely Response

2019-07-08

Lansing, MI

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Closed with explanation

Timely Response

2019-07-08

Fort Worth, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt was already discharged in bankruptcy and is no longer owed
Complaint: I purchased an XXXX XXXX XXXX XXXX service in XX/XX/2018 I was told it was much better than my current service I was told I would get free installation and it was to be way cheaper and faster than my current service. Come to find out it was slower so I canceled I used the service for about 30 mins they told me I may receive a bill for the service which I was aware of I received a bill for XXXX $ I called the company they told me not to worry about it because they were going to credit the account since I canceled service within the writing amount of time for cancellation. I was told to disregard the bill. I did just that. Months down the line I moved and I received a new bill at my new address I called again they told me the same thing disregard the bill that there was a credit places on the account. A few more months I got another bill I called again they sent me to a credit service n told me to email them that they didnt know why Im still getting a bill I spoke with sunrise credit emailed them and was told to wait 6 weeks and I never heard anything back. I want to complain that Im being harassed by XXXX XXXX XXXX for a bill I should have never received. So now my credit score has gone down a significant amount Because they have places a collection on my credit report and it is getting in the way of me buying a home
Company Response: Closed with explanation

Timely Response

2019-07-08

FL

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: DIVERSIFIED CONSULTNTS INC CLAIMS I OWED THEM FOR SERVICE I OPEN WITH XXXX XXXX XXXX TWO MONTHS AGO. I DIDNT ANY ACCOUNTS WITH XXXX XXXX XXXX TWO MONTHS AGO. I ASKED THEM TO REMOVE IT
Company Response: Closed with explanation

Timely Response

2019-07-08

Roswell, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Company Response: Closed with explanation

Timely Response

2019-07-07

Austin, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: A debt that originated with XXXX XXXX totaling {$120.00} has been referred to the collections agency, Diversified Consultants. This unpaid debt originated in XXXX, TX occurring some time within the past 3 years and belongs to my mother. I have lived in XXXX, TX for the past 12 years and have never had any accounts with XXXX XXXX. This company, Diversified Consultants, has falsely reported to the credit bureaus, beginning XX/XX/2018, that the debt is mine. They have also harassed me via phone, and their false reports are negatively impacting my ability to submit for a home loan. I have submitted repeated reports about this false debt to the credit bureaus, but I am finding it difficult to get them to remove the debt.
Company Response: Closed with explanation

Timely Response

2019-07-07

Point Arena Air Force Statio, CA

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Complaint: I switched phone carriers. XXXX XXXX was supposed to pay out XXXX for the transfer and they never did leaving me over {$1800.00} in debt with XXXX. This is effecting me getting new housing.
Company Response: Closed with explanation

Timely Response

2019-07-05

Augusta Twp, MI

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-07-05

Friendship, NC

Problem with a credit reporting company's investigation into an existing problem

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Their investigation did not fix an error on your report
Company Response: Closed with explanation

Timely Response

2019-07-04

Northside, NC

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: Occured in XXXX of 2017. XXXX continued to charge me for an account from XXXX XXXX that I had settled. I have sent copies of conversations I had with their Reps to their Debt Department that acknowledged that I had paid the early termination fees. Within 2 months the collections came off my report only to have it now come back on. I did that last year and it was off in XXXX.
Company Response: Closed with explanation

Timely Response

2019-07-04

Clayton, MO

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Complaint: The following two ( 2 ) accounts do not belong to nor ever belonged to me. These accounts are fraudulent and I'm demanding that they be blocked from my credit files. I do not Live in XXXX and probably was a minor when these accounts was created. I'm a XXXX so I'm not sure if that's the mix up but what I know fo sure that these accounts are not mines. Please remove these accounts or provide me with physical documentation, signed contract via identification to show just cause of why you and your companies is reporting these accounts. If you can not show physical proof of these accounts then these accounts shall be removed immediately. 1 ) Diversified Consultant # XXXX 2 ) XXXX XXXX XXXX # XXXX
Company Response: Closed with explanation

Timely Response

2019-07-04

San Antonio, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-07-03

Main Office, VA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Complaint: I sent in a letter to the company to have them validate the debt. I specially ask the to attach copies of agreement with their client that authorizes them to collect on the alleged debt, agreement that bears signature of the alleged debtor and a complete payment history on the account so as to prove that the debt amount they wish to collect is correct. They never sent me neither of those documents. The only documentation that they provided to me was a bill from XXXX billing date XX/XX/2018. THAT IS NOT PROPER VALIDATION!
Company Response: Closed with explanation

Timely Response

2019-07-03

Camden, NJ

Communication tactics

Debt collection: Other debt

Frequent or repeated calls
Company Response: Closed with explanation

Timely Response

2019-07-03

IN

Communication tactics

Debt collection: Other debt

Frequent or repeated calls
Complaint: the representative stated i owed them {$2600.00} and if I didn't pay it they were going to continue calling me and sending me letters in the mail until it is paid. I told them they do not have any documentation bearing my signature and I do not have any contract with Diversified Consultants. I told them as per the Fair Credit Reporting Act Sec 611 ( a ) ( 1 ) ( A ) they have 30 days to complete this investigation and remove this from my credit file. They laughed at me and still stated it was a debt owed to them.
Company Response: Closed with explanation

Timely Response

2019-07-03

CA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: My name is XXXX XXXX XXXX I live at XXXX XXXX XXXX XXXX Ca. XXXX on XX/XX/XXXX, I got a letter from Diversified Consultants , Inc . XXXX XXXX XXXX XXXX, FL XXXX XXXX Diversified continue to call us from XXXX This letter was a collection Bill for {$220.00} Creditor XXXX I called the Diversified collection company the 2 times since they continued to call, and explain that I never had XXXX phone Service and I never lived at XXXX XXXX XXXX XXXX XXXX XXXX XXXX Ca XXXX. I was told not to worry about it but they continue to call. We than call XXXX XXXX XXXXXXXX XXXX XXXX ( XXXX ) XXXXXXXX and fraud department XXXX with the same response. We will fix it but we dont know when. My credit score drop 20 point and we can not get them to fix it, this account is not mine
Company Response: Closed with explanation

Timely Response

2019-07-02

Grimsley, TN

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Company Response: Closed with explanation

Timely Response

2019-07-02

Unity Plaza, CT

Took or threatened to take negative or legal action

Debt collection: Other debt

Threatened or suggested your credit would be damaged
Company Response: Closed with explanation

Timely Response

2019-07-01

TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: This account is coming from XXXX and it is showing up more then once on my credit report I havent ever had XXXX.
Company Response: Closed with explanation

Timely Response

2019-07-01

Saint Louis, MO

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-07-01

Houston, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Complaint: Someone took out a huge debt in my name
Company Response: Closed with explanation

Timely Response

2019-06-30

MO

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: A collection agency called Diversified Consultants out of Florida keeps placing a collection on my credit file for an XXXX XXXX account. It doesn't show a balance or a date. They have done this twice in the past and I have gotten them to remove it because I've never had an att uverse account. I had XXXX internet years ago that I dont owe anything on. I paid the account and returned the equipment ( which XXXX lost and tried to bill me for and I had to provide a tracking number ) I dont owe any XXXX XXXX account. I'm trying to by a house and about to close and now they stuck this fraudulent collection on me and it will cause me not to be able to close and cost me thousands in appraisal and inspection fees. Please.for the love of God do something about these rouge companies doing whatever they want to collect money and get commissions. They monitor credit inquiries and slap collections on right after as a ploy to force people to pay.
Company Response: Closed with explanation

Timely Response