Ad Astra Recovery Services Inc

2017-10-17

Houston, TX

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Complaint: inaccurate information put on my credit report i have sent over the police report that this is not my violation of hippa and cra
Company Response: Closed with explanation

Timely Response

2017-10-17

Lewisville, TX

Attempts to collect debt not owed

Debt collection: Payday loan debt

Debt is not yours
Complaint: I noticed a balance of debt with Ad Astra Recovery Services Inc. out of XXXX, KS. I called Ad Astra on or about XXXX of XXXX to inquire what this debt was. I was told this was a debt from XXXX XXXX! I never took out a loan with XXXX XXXX I explained. They would not remove it from my reports. On or around XXXX/XXXX/XXXX, I sent them this letter : Estoppel Notice NON-NEGOTIABLE XXXX of the family : XXXX Authorized Representative for XXXX XXXX and all derivatives thereof c/o XXXX XXXX XXXX XXXX XXXX XXXX XXXX Texas [ AD ASTRA RECOVERY SERVICES Inc. ] Collections Department [ XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PNB XXXX ] [ XXXX, KS. XXXX ] XXXX of XXXX XXXX Notice of Irrevocable Estoppel by Acquiescence Notice to Agent is Notice to Principal. Notice to Principal is Notice to Agent Re : Reference Number : [ xxxxxxxxxxxxxxxx ] Dear Interloper With reference to the letter dated [ XXXX XXXX, XXXX XXXX delivered by recorded mail. In this letter I asked you to provide the following reasonably requested specific items : 1. Proof of Claim that the alleged liability has been created in the form of an original contract. 2. Proof of Claim that the alleged liability exists in the form of a verified true bill signed by your client and charged to XXXX XXXX pursuant to the The Uniform Commercial Code 3. Proof of Claim that [ AD ASTRA RECOVERY SERVICES Inc. ] has the legal right and lawful authority to attempt to enforce collection of the alleged liability in the form of Proof of Agency. I hereby serve Notice that failure to provide Proof of Claim by [ AD ASTRA RECOVERY SERVICES Inc. ], has created a permanent and irrevocable estoppel by acquiescence, forevermore barring [ AD ASTRA RECOVERY SERVICES Inc. ] from bringing any and all claims, legal actions, orders, demands, lawsuits, costs, levies, penalties, damages, interests, liens and expenses whatsoever, against XXXX XXXX. It is important that you acknowledge and understand that this is not a letter but a legal notice, which is a different specie of correspondence all together. I hereby declare that the law of agent and principal shall apply and that service upon one is service upon another. Furthermore, your failure to provide Proof of Claim in the form of the above reasonably requested specific items comprises the tacit procuration of [ AD ASTRA RECOVERY SERVICES Inc. ] s agreement to the following terms and conditions. 1. That the debt did not exist in the first place ; OR 2. It has already been paid in full ; AND 3. That any damages I suffer, you will be held culpable ; 4. That any negative remarks made to a credit reference agency will be removed ; 5. You will no longer pursue this matter any further. 6. You have not proven any debt, if you sell the alleged liability, and/or appoint an agent to act on its/your behalf on this matter you will have broken our agreement and you agree to pay the following fee schedule Fee Schedule Any further invalid claims against XXXX XXXX and/or attempting to contact the Authorized Representative by mail, mobile phone and/or telephone will constitute the agreement of [ AD ASTRA RECOVERY SERVICES Inc. ] to the following Fee Schedule : 1. {$1000.00} ( ONE THOUSAND US DOLLARS ) per invalid claim in writing, nunc pro tunc, 2. {$1000.00} ( ONE THOUSAND US DOLLARS ) per letter and/or notice sent by recorded mail, XXXX pro XXXX, 3. {$1000.00} ( ONE THOUSAND US DOLLARS ) per hour or portion thereof, of the Authorized Representative, 4. Representatives time, nunc pro tunc, 5. {$1000.00} ( ONE THOUSAND US DOLLARS ) per attempt to contact by telephone and/or mobile phone 6. {>= $1,000,000} ( ONE MILLION US DOLLARS ) per Authorized or infringement. All fees are payable in Twenty One ( 21 ) days of date of invoice is received, as evidenced by recorded delivery tracking number. Without malice or mischief, in sincerity and honor. Yours sincerely By : By : Sovereign XXXX of the family : XXXX Authorized Agent and Representative for XXXX XXXX No assured value, No liability. Errors & Omissions Excepted. All Rights Reserved. WITHOUT RECOURSE NON-ASSUMPSIT Calls maybe recorded Ad Astra then sent me the alleged liability without any proof of agency, no true bill, and no original contract between AD ASTRA & XXXX XXXX. I sent them back an invoice for contacting me after failing to prove proof of agency, proof of claim, and proof of a true bill on or around 4/15/17 They now have sent a fee schedule as well. They have not removed anything from the credit agencies, and they now sent a fee schedule. This debt is not mine and they have not proven anything to suggest it is. I will file suit if this matter is not handled by them immediately. I will also report hem to the FDCPA.
Company Response: Closed with explanation

Timely Response

2017-10-15

August F. Haw, CA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was result of identity theft
Company Response: Closed with explanation

Timely Response

2017-10-14

Hill Country Village, TX

Attempts to collect debt not owed

Debt collection: Payday loan debt

Debt was paid
Company Response: Closed with explanation

Timely Response

2017-10-13

Corona, CA

Problem with a credit reporting company's investigation into an existing problem

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Their investigation did not fix an error on your report
Company Response: Closed with explanation

Timely Response

2017-10-12

Fort Worth, TX

Incorrect information on your report

Payday loan, title loan, or personal loan: Payday loan

Information belongs to someone else
Complaint: I CONTACTED A 3RD PARTY COLLECTION AGENCY RECOVERY ACCOUNT # XXXX AND INFORMED THEM THIS WAS NOT MY ACCOUNT. INFORMED THEM THIS WAS MY EXWIFES ACCOUNT AND THEY REFUSE TO REMOVE THIS FROM MY CREDIT FILE. MY EX WIFE XXXX XXXX FILED A BK XXXX XXXX/XXXX/XXXX AND THIS ACCOUNT/ CREDITOR HAS BEEN INCLUDED IN HER PETITION AS A CREDITOR. MY EX SPOUSE XXXX XXXX HAS ACKNOWLEDGED THIS IS HER ACCOUNT AND THIS 3RD PARTY COMPANY CONTINUES TO HARRASS ME AND DAMAGE MY CREDIT FILE.
Company Response: Closed with explanation

Timely Response

2017-10-11

Fort Worth, TX

Incorrect information on your report

Payday loan, title loan, or personal loan: Payday loan

Public record information inaccurate
Complaint: THIS ACCOUNT WAS INCLUDED IN A BANKRUPTCY CHAPTER XXXX CONVERTED TO A CHAPTER XXXX CASE FILING XXXX. THE ACCOUNT WAS A JOINT ACCOUNT UNDER XXXX XXXX & XXXX XXXX. THIS ACCOUNT SHOULD BE IMMEDIATELY REMOVED FROM MY CREDIT FILE AS WE HAVE BEEN PROTECTED UNDER THE FEDERAL BANKRUPTCY LAWS.
Company Response: Closed with explanation

Timely Response

2017-10-11

Dallas, TX

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2017-10-11

Arlington, TX

Loan payment wasn't credited to your account

Payday loan, title loan, or personal loan: Payday loan

Company Response: Closed with explanation

Timely Response

2017-10-09

AL

Took or threatened to take negative or legal action

Debt collection: Payday loan debt

Threatened or suggested your credit would be damaged
Complaint: On XX/XX/XXXX of the year 2016, I began receive information from a collection company stating that I owed them money in the amount of {$130.00}. It was stated that debt was seriously past due, assigned to an attorney, and reporting to credit bureaus with negative information to be reported if action was n't taken immediately. After several attempts to dispute whom I had the account with and asking for verifiable witnesses to substantiate their claims that I owe anyone the said amount, which has not been verified. This company has not only damaged my reputation as an consumer, but also has vilified my name with the major credit reporting agencies.
Company Response: Closed with explanation

Timely Response

2017-10-09

Lawton, OK

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2017-10-09

Cordova, TN

Took or threatened to take negative or legal action

Debt collection: Payday loan debt

Threatened or suggested your credit would be damaged
Complaint: XXXX XXXX XXXX XXXX XXXX XXXX, TN XXXX AD ASTRA RECOVERY SERVIC XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, KS XXXX Re : Acct # XXXX To Whom It May Concern : This letter is regarding account # XXXX, which you claim my account was charged off {$500.00}. This is a formal notice that your claim is disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act. Please note that I am requesting " validation '' ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. My reason for disputing is : my contract was canceled. Please also be aware that any negative mark found on my credit reports ( including XXXX, and XXXX ) from your company or any company that you represent, for a debt that I do n't owe, is a violation of the Fair Debt Collection Practices Act ; therefore if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter will result in small claims legal action against your company at my local venue. I will be seeking a minimum of {$5000.00} in damages for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violation of the Fair Debt Collection Practices Act ( including but not limited to Section 807-8 ) You will be required to appear in a court venue local to me, in order to formally defend yourself. For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. Consent to publish the description of what happened? Consent provided This is about a ( n ) Debt collection : Other ( i.e. phone, health club, etc. ) Which of these best describes your issue? False statements or representation : Attempted to collect a charged off debt. DESIRED RESOLUTION What do you think would be a fair resolution to your issue? Remove the debt from all three credit reports, show as paid. Delete Charge Off Status.
Company Response: Closed with explanation

Timely Response

2017-10-07

Austin, TX

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2017-10-07

Austin, TX

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2017-10-06

Fort Worth, TX

Attempts to collect debt not owed

Debt collection: Payday loan debt

Debt is not yours
Complaint: Recently I checked my credit report due to all the credit bureau breaches and mishaps. Upon reviewing my credit report Ad Astra Recovery XXXX is listed on my credit report from 2012. I do not own this account and it is not mine. I have called Ad Astra to correct the incorrect info listed on my credit report to no avail. I have never received any written information from this company and I am being held financially accountable for an account that is not mine.
Company Response: Closed with explanation

Timely Response

2017-10-05

Mboro, TN

Credit monitoring or identity theft protection services

Payday loan, title loan, or personal loan: Payday loan

Billing dispute for services
Company Response: Closed with explanation

Timely Response

2017-10-04

Del Sur, CA

Attempts to collect debt not owed

Debt collection: Payday loan debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-10-03

Avondale, AZ

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2017-10-02

Thibodaux, LA

Attempts to collect debt not owed

Debt collection: Medical debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-10-01

San Antonio, TX

Attempts to collect debt not owed

Debt collection: Payday loan debt

Debt is not yours
Complaint: AD ASTRA RECOVERY SERVICES received certified mail from me on Friday XXXX XXXX, 2017 of notice to validate debt and to provide an original wet ink contract stating I owe debt.
Company Response: Closed with explanation

Timely Response

2017-09-30

Houston, TX

Threatened to contact someone or share information improperly

Debt collection: Payday loan debt

Contacted your employer
Complaint: Ad Astra at number XXXX repeatedly called my cell phone and my work phone between XXXX and XXXX on X/XX/2017. They do not disclose who they are and was very rude when asked to call after work hours. I asked if there was a call back number and was told " we need an account number from you to settle this debt or we would have to pursue you in court and file criminal charges. '' The agent was very degrading and belligerent. When they called my employer and was placed on hold they immediately hung up.
Company Response: Closed with explanation

Timely Response

2017-09-29

Las Vegas, NV

Communication tactics

Debt collection: Other debt

You told them to stop contacting you, but they keep trying
Company Response: Closed with explanation

Timely Response

2017-09-29

Aubrey, TX

Communication tactics

Debt collection: Other debt

You told them to stop contacting you, but they keep trying
Company Response: Closed with explanation

Timely Response

2017-09-28

Tarzana, CA

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2017-09-28

Moreno Valley, CA

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response