Weltman, Weinberg Reis Co., L.P.A.

2016-07-07

Centerville, OH

Improper contact or sharing of info

Debt collection: I do not know

Contacted employer after asked not to
Company Response: Closed with explanation

Disputed: No Timely Response

2016-06-29

Tampa, FL

Disclosure verification of debt

Debt collection: Credit card

Not given enough info to verify debt
Complaint: I am a lawfully appointed fiduciary for XXXX XXXX with the duty to dispute any possible discrepancies in the authentication of the alleged debt on behalf of the beneficiary. In the dispute, it is clearly stated several times that the dispute was not a refusal to pay but a request for verification of the alleged debt. I have a very detailed copy of the commercial affidavits sent to the debt collector under notary presentment by permission from XXXX XXXX and I also retain copies of the response from the debt collectors. This dispute was sent to one debt collector who then handed it off, or sold it, to another debt collector when they could not provide the requested validations in our dispute. The second debt collection firm is an alleged attorney firm. After receiving the request for validations, the second debt collector returned a stack of copied statements as verification without any affidavits swearing to the authenticity of records to which I responded with a notice explaining the debt collector 's response was insufficient to verify the debt. Furthermore, the debt collector has not provided any of the requested validations or records to prove it is the holder in due course of any alleged obligation. No copies of contracts, no clarification of the facts requested to be proven by the debt collector and most certainly, no affidavits attesting to the veracity of the debt collector 's allegations were ever sent to me or the beneficiary. The debt collector was given 30 days to provide its proofs and requested validations. After 30 days had lapsed, another notice was sent under notary presentment attesting that we had received no valid responses and that the debt collector is in default of its obligation to provide such disclosure as to prove its alleged ownership and/or rights to the alleged debt. The account has also been charged off by the alleged creditor which to our knowledge, is not assignable as a " debt '' for an account does not constitute a debt under the commercial law. After two equitable attempts to have the debt collector provide requested validations for proof of debt with no avail, this debt collector filed a lawsuit against the beneficiary as if the equitable claim has no standing, force or affect in law. To our understanding, our records are under Notary seal and are the only true records at issue since the debt collector has not provided any at all. These records can be sent for authentication by the Secretary of State where the notary resides if need be. Here we have a first third party debt collector then a second third party debt collector that has not provided a bona fide contract and/or affidavits to attest that the debt collector as a valid party to the missing contract nor has not proven itself a rightful holder to any security or provided any authentic records from its alleged principal when requested clearly showing an attempt to defraud the beneficiary of money, which then turned into the collection agent, as attorney, claiming to represent the principal with no evidence, proof or affidavits from the principal to substantiate any of its claims. We feel the beneficiary is being taken advantage of by the attorney firm first acting as debt collector without any valid proof of claim then using their weight as attorneys to act as council for the alleged principal without any evidence of substance in an attempt to subvert the rights the beneficiary has under the law.
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-06-27

Mount Vernon, OH

Cont'd attempts collect debt not owed

Debt collection: Federal student loan

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2016-06-23

Dayton, OH

Cont'd attempts collect debt not owed

Debt collection: I do not know

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2016-06-10

Allen, KY

Dealing with my lender or servicer

Student loan: Non-federal student loan

Trouble with how payments are handled
Company Response: Closed with explanation

Disputed: No Timely Response

2016-06-10

Springfield, OH

Cont'd attempts collect debt not owed

Debt collection: Mortgage

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2016-06-09

Atlanta, GA

Disclosure verification of debt

Debt collection: Credit card

Not given enough info to verify debt
Complaint: We received multiple voice mails from Weltman, Weinberg, and Reis regarding a debt they claim we owe and payments they claim we had not paid. We had never heard of that law firm. I called them and they said the account was being handled by XXXX Law Firm. XXXX Law Firm had taken over over our account almost two years ago from XXXX XXXX XXXX XXXX without notifying us and we had been paying them every month as agreed. When XXXX took over the account, they filed a garnishment on our bank account with no notice claiming that we had not been making payments. Our payments were made to XXXX XXXX XXXX XXXX and my checks had cleared my bank every month. I had to hire a lawyer at a cost of {$1000.00} to have the garnishment released. I then called XXXX and they said they had no record of us. I explained that we had been making payments to them and I gave them check numbers. They said they had no record of us. Then I received a letter from Weltman saying that if we did not make payments to them, they may file a garnishment against us. Then I called my attorney to help. He sent Weltman a demand letter stating that we had not been notified that XXXX no longer was handling the account and that we needed verification from them that they had taken over the account and that my checks to them would be properly credited and reconciled to my account. They simply sent an email giving us their mailing address where to send the checks. My attorney billed me {$250.00} for the demand letter. I did not want to have my account garnished again so I sent my checks to them and very clearly stated to them NOT to deposit my checks until they had provided me with verification that the account had been transferred from XXXX to XXXX. I have heard nothing from them and today, my checks cleared my bank. They had deposited my checks despite my very clear instructions not to deposit them until they gave me verification that they were handling the account. Now I am out {$1200.00} in legal fees and I still do not have any documentation or verification from Weltman. I have attached all documentation to support my complaint.
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-06-09

Knoxville, TN

Taking/threatening an illegal action

Debt collection: Credit card

Sued where didn't live/sign for debt
Company Response: Closed with explanation

Disputed: No Timely Response

2016-05-26

Galena, OH

Communication tactics

Debt collection: Credit card

Threatened to take legal action
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-05-22

Columbus, OH

Billing disputes

Credit card:

Complaint: I lost my job a few years ago, and have been having problems paying back my credit cards. Even though I do not give the full amount I try to pay something instead of nothing currently I have been having issues with XXXX they turned my debt over to a third party collection agency who keeps asking for a large lump some of money or to pay off the amount and they will not accept the funds I 'am trying to give this company also will not send me any type of billing statement. As of now this company is trying to sue me, I wanted to know my options that I have to settle this issue.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-05-21

Blountsville, IN

Taking/threatening an illegal action

Debt collection: Other (i.e. phone, health club, etc.)

Attempted to/Collected exempt funds
Complaint: Weltman , Weinberg & Reis Co. of XXXX Ohio received a judgement against me in XXXX Court for a credit card I was unable to pay on because I became XXXX. As of XXXX XXXX, 2016 they have tried to hold/attach my social security XXXX check & my husband 's social security money direct deposited into our joint bank account via the court system. I never even received notice of this latest hearing. Just a notice from the courts that it was done. I know the money in the joint checking was tried to put on hold cause my bank contacted me. They did hold the money in the joint savings account, which was a small amount transferred for end of month expenses via the regular joint checking. So now, we are faced with the point where Weltman , Weinberg & Reis will try to hold our social security money every month if they want to.
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-05-18

Smoke Rise, GA

Communication tactics

Debt collection: Federal student loan

Frequent or repeated calls
Company Response: Closed with explanation

Disputed: No Timely Response

2016-05-16

Utica, NE

Cont'd attempts collect debt not owed

Debt collection: Mortgage

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2016-05-11

CA

Dealing with my lender or servicer

Student loan: Non-federal student loan

Keep getting calls about my loan
Complaint: I have a student loan that originated with the XXXX XXXX and was subsequently subbed out to another company called XXXX. I have been making and continue to make payments each and every month with XXXX and yet they have now authorized various collections agencies to initiate attempts to contact me by written letter and phone. The most current collection firm, Wellman , Weinberg & Reis Co. has attempted to contact me for payment of my loan in full, however the account number they list for my loan is incorrect. I have no way of knowing if this is a legitimate company as they do not have the correct information regarding my loan. Furthermore, as long as I continue to make the payments to XXXX and they receive and cash them, it does not seem appropriate that these agencies represent themselves in a manner that is provided by the law to arrange collections for the loan amount due. I am asking your agency to demand that Wellman, Weinberg & Reis cease and desist in any efforts to contact me either by written letter or phone presently or in the future regarding my loan originating with the XXXX XXXX that is now being serviced by XXXX with the approval of the XXXX XXXX and for which XXXX has received and banked the funds issued for payment of this loan. Your assistance will be greatly appreciated regarding this matter. Sincerely, XXXX XXXX
Company Response: Closed with explanation

Disputed: No Timely Response

2016-05-10

North Olmsted, OH

Communication tactics

Debt collection: Mortgage

Frequent or repeated calls
Company Response: Closed with explanation

Disputed: No Timely Response

2016-05-03

Long Beach, CA

Communication tactics

Debt collection: Non-federal student loan

Called after sent written cease of comm
Complaint: A letter was sent to this company on XXXX XXXX requesting validation of this debt and to request all further contact be via mail only. A letter was sent by me and by my husband who was a co-signer on this loan. Delivery for both letter was confirmed on XXXX XXXX ( can provide tracking numbers ) My husband has received XXXX documents from them that do not apply to the debt they are collecting and has someone else 's social security numbers on them so I know this letter has been received. However they have not responded to my letter. They have continued to call my house, my husband 's place of employment and my cell phone number listed above. The last voicemail left on my cell phone was XXXX/XXXX/2016 at XXXX. The last call to my house was XXXX/XXXX/2016 at XXXX. My husband has asked them when they have called him at work not to contact him and they have continued to do so. This is a company with no respect of the law trying to collect a debt that has been passed through at least XXXX different collection agencies none of which can provide proof of debt or proof that they have the master promissory note.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-04-28

Kissimmee, FL

Disclosure verification of debt

Debt collection: Federal student loan

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-04-22

Saint Paul, MN

Disclosure verification of debt

Debt collection: Non-federal student loan

Right to dispute notice not received
Company Response: Closed with explanation

Disputed: No Timely Response

2016-04-20

Brooklyn, NY

Cont'd attempts collect debt not owed

Debt collection: Non-federal student loan

Debt was discharged in bankruptcy
Company Response: Closed with explanation

Disputed: No Timely Response

2016-04-20

Bronx, NY

Disclosure verification of debt

Debt collection: Non-federal student loan

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2016-04-15

Manhattan, NY

Disclosure verification of debt

Debt collection: Federal student loan

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2016-04-06

East Windsor, NJ

Dealing with my lender or servicer

Student loan: Non-federal student loan

Don't agree with fees charged
Complaint: The Creditor is continuing to collect on the debt and utilizes numerous agencies after I provide a formal dispute. They are actively collecting this disputed debt in violation of FDCPA.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-04-05

Arlington, VA

Disclosure verification of debt

Debt collection: Non-federal student loan

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2016-04-04

South Florida, FL

Improper contact or sharing of info

Debt collection: I do not know

Contacted employer after asked not to
Complaint: Today XXXX/XXXX/16 at my place of employment I was contacted by Weltman, Weinberg, and Reis. This is the 2nd time they have contacted me at my place of employment even after I submitted a complaint to the consumer financial protection bureau on Friday XXXX/XXXX/16. Today was a different man attempting to contact me. His name was XXXX XXXX. Phone number XXXX ext XXXX. He would not state what debt the call was about. This is the second time this company has attempted to make inappropriate contact with me.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-04-04

South Florida, FL

Improper contact or sharing of info

Debt collection: I do not know

Contacted employer after asked not to
Complaint: Today XXXX/XXXX/16 at my place of employment I was contacted by Weltman, Weinberg, and Reis. This is the 2nd time they have contacted me at my place of employment even after I submitted a complaint to the consumer financial protection bureau on Friday XXXX/XXXX/16. Today was a different man attempting to contact me. His name was XXXX XXXX. Phone number XXXX ext XXXX. He would not state what debt the call was about. This is the second time this company has attempted to make inappropriate contact with me.
Company Response: Closed with explanation

Disputed: No Timely Response