Weltman, Weinberg Reis Co., L.P.A.

2019-12-06

Caro, MI

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt is not yours
Company Response: In progress

Timely Response

2019-11-08

Chicago, IL

Dealing with your lender or servicer

Student loan: Private student loan

Trouble with how payments are being handled
Company Response: Closed with explanation

Timely Response

2019-11-04

Braintree, MA

Struggling to repay your loan

Student loan: Private student loan

Can't get other flexible options for repaying your loan
Company Response: In progress

Timely Response

2019-10-21

Kissimmee, FL

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: In progress

Timely Response

2019-10-17

MI

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Complaint: I was given a notice by attorney XXXX XXXX of XXXX, Michigan on behalf of XXXX XXXX that I allegedly owed a debt on a credit card. Once I received this notice I sent letters three times to attorney XXXX asking that the documentation ( I have attached one example of the letter I sent ) regarding these claims be sent to me. He never responded, instead he filed a lawsuit in the local district court against me on behalf of XXXX XXXX ( also attached ). In addition, in that lawsuit he had me named but asked for a judgment against a different person, whom I know nothing about and never heard of that person. Also, when they posted the lawsuit on my door, they caused damage to the door. During this whole process, they continued to harass me, but yet did not provide any documentation.
Company Response: Closed with explanation

Timely Response

2019-10-07

MI

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Complaint: First, the originally summons was filed on unknown date. Per this summons and complaint summons was issued without a date and without an expiration date. I have not received any notification from this law office regarding the claim made against me. Thus, I was never provided a chance to fairly respond to such claims made against me within your courts. The request by the plaintiff to file a second summons was then granted on XX/XX/2019 with an expiration date of XX/XX/2019. Because the original summons is not dated, it is unclear if this summons was potentially filed prior to the original expiration date of the original summons. Per this summons, the plaintiff does not provide any statements or information regarding the rationale of bringing claims against me. Thus, this would not allow me the opportunity to properly or adequately review the plaintiffs statements made against me. Next, the plaintiff filed the second summons onXX/XX/2019with an expiration date of XX/XX/2019. The plaintiff also filed a Order Regarding Alternative Service was also filed and issued. This document was accompanied with a complaint. It is unclear why the plaintiff failed to file a complaint with the original summons with your court. The plaintiff states that this said complaint and summons was provided through method of : first-class mail, tacking or firmly affixing to the door, and certified mail. To date, mail has not been received by the defendant as proposed by the plaintiff. It is unclear how two separate methods of mailing through the United States Postal Service can not be validated, or, why the plaintiff has not provided proof of such for my personal review. Additionally, in the Order Regarding Alternative Service, the plaintiff alleges that service of process upon the defendant can not be reasonably made as provided in MCR 2.105. It is unclear of why the plaintiff deemed process service unreasonable. I have not experienced any issues with receiving other personal items and documents through first- class mail. I have not experienced any issue with receiving certified mail from various businesses. In fact, I have not experienced any issues with the delivery of mail while residing at this residence. It is unclear why the plaintiff filed a Order Regarding Alternative Service when an original method of service never occurred. It is unclear of what and/or why the plaintiff requested an alternative to. A alternative who be under the pretense that an original attempt was made by the plaintiff ; which can not be validated. Again, it remains unclear of the logic and/or rationale of requesting an alternative means to an event where an original event has not occurred. It is very concerning that plaintiff would request alternative services being aware of their failure to make an original attempt. Likewise, the first and ONLY attempt was made on XX/XX/2019. At this time, I arrived home to find a Summons, Second Summons, and a Order Regarding Alternative Service tacked to the door of my residence. This is when the plaintiff provided a complaint and summons. The complaint attached was extremely vague in nature in the claims made against me, the defendant. This fact that an undated, Summons was provided with a Second Summons indicates that the plaintiff did not properly serve the original summons. In fact, it is unclear if the first summons is valid ; as this summons is undated and does not have any signature to indicate review and acceptance by a court clerk. Further, the second summons filed by the plaintiff indicates there is no other pending or resolved civil action arising out of the same transaction or occurrence as alleged in the complaint. Based on the plaintiffs statement in the second summons, a first summons would not be needed regarding the said transaction. It also remains unclear as to WHEN the first summons was actually filed. Thus, providing possible rationale as to why the first summons is undated and not signed by a court clerk ; why a complaint was not provided with the first summons, and why a complaint and summons was only provided with an Order Regarding Alternative Service. Second, the address of which the plaintiff implies attempts of due diligence were made by requesting an Order Regarding Alternative Service on the same date the second Summons was filed. XXXX XXXX XXXX in XXXX has been my living address since XXXX. The State of Michigan will indicate such in the updating of my address with their office. Also, this address is where I receive numerous pieces of mail and billing statements. It is unclear as why the defendant would not be able to find this address and provide timely process service. I am a registered voter in this district. I am insured in this district with this address. Third, on the second summons and complaint filed by the plaintiff on XX/XX/2019, the plaintiff stated under the General Civil Cases portion that there is no other pending or resolved civil action arising out of the same transaction or occurrence as alleged in the complaint. The affidavit does not provide factual proof this account is indeed an account I have applied for and/or opened. It provides an undated, old billing statement indicating impending a charge off of the account presented. It provides am undated, old billing statement indicating a past due balance of the account presented. There is no supportive to indicate documentation provided to support the account being past due, the alleged amount past due, or how that amount was concluded and calculated. The plaintiff also indicated this in the first summons. This precludes the statements that ANY summons was filed timely on the behalf of the plaintiff. It further brings into great question the validity of the alleged filed first summons that is undated and unsigned by any court official. This also brings into the integrity of ethics of the plaintiff. Moreover, in XXXX of 2019, the plaintiff originally completed the said complaint alleged against the defendant. Yet, the first AND ONLY attempt to contact me regarding this manner was XX/XX/2019. I again go back to the plaintiffs attempt to present an appearance of timely and ethical practices in this case. As I was concerned by the unethical practices by this office, I began to do some personal discovery on my own about the Weltman, Weinberg, & Reis firm. What I found is that this office consistently had multiple violates of the Fair Debt Collections Practices Act. Several suits, including class action, have been filed against this office, not only by consumers, but by government agencies such as the Consumer Protection Bureau. This is exactly what this office is subjecting me to. Based on this information, not only do I feel this case should be dismissed with prejudice based on the information provided, I have filed complaints with the XXXX XXXX XXXX of Michigan, the Michigan Attorney General, Consumer Financial Protection Bureau, and the Federal Trade Commission. NOW, today, I have received a default request in the mail from the same office, dated XX/XX/2019. Please note that the date of the postmark of the mail is XX/XX/2019 for failure to appear. HOWEVER, I was NEVER served any paperwork to ever appear regarding this manner. I did submit a response to their summons TIMELY on XX/XX/2019. However, once again, this office unethically operates attempting to collect on a debt that they have failed to validate on SEVERAL occasions when this was requested in writing. Yet again, this office has intentionally failed to make proper and timely notification in attempt to illegal collect against a debt that they continue to FAIL to properly validate in accordance to the law. The practices this office utilizes is HIGHLY unethical, deceptive, and illegal. In closing, I do not agree with the statements of the plaintiff, or their attempt to bring forth a claim against me which they have made multiple conflicting statements on court documents. In this complaint, the defendant makes several false statements in regards to attempts to serve me with proper notification of this case. With the newest information I have provided about the practices of this office, I do not think it would fair or ethical for this case to move forward.
Company Response: Closed with explanation

Timely Response

2019-10-05

San Antonio, TX

Struggling to repay your loan

Student loan: Private student loan

Can't temporarily delay making payments
Complaint: The company of Weltman, Weinberg , & Reis Co., LPA have contacted me frequently since the beginning of the month as well as my stepfather as on our personal mobile phones during our work hours. I have been making payments for my private student loans. They left the toll free number XXXX and reference number XXXX.
Company Response: Closed with explanation

Timely Response

2019-10-03

East Detroit, MI

Written notification about debt

Debt collection: Auto debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-09-19

Colfax, IN

False statements or representation

Debt collection: Credit card debt

Indicated you were committing crime by not paying debt
Complaint: On XX/XX/XXXX, XXXX XXXX, by way of Attorney XXXX XXXX, filed a lawsuit against me. My address on the complaint was listed correctly in XXXX IN. On XX/XX/XXXX, after sitting inactive for several months, the court on its own petition filed for a Trial Rule XXXX XXXX hearing for failure to prosecute. On XX/XX/XXXXXXXX XXXX XXXX by way of Attorney XXXX XXXX, refiled the case. On XX/XX/XXXX, XXXX XXXX, by way of Attorney XXXX XXXX, filed to a Motion to Vacate the Trial Rule XXXX XXXX hearing stating the had located a new address as just cause for not prosecuting the case. The refile on XX/XX/XXXX and the Motion to Vacate the hearing had the exact same address as the original filing on XX/XX/XXXX. There was never a new address by their own admission on their filings. The Attorney perjured herself on the court affidavits saying that there was. This is not a victimless crime. I am the victim here of an Attorney that has alright lied. After this letter to you, I will be filing complaints with the Indiana XXXX XXXX, the Indiana XXXX XXXX XXXX, and the Consumer Credit Bureau for perjury and violations of the FDCPA.
Company Response: Closed with explanation

Timely Response

2019-09-05

Chicago, IL

Struggling to repay your loan

Student loan: Private student loan

Can't get other flexible options for repaying your loan
Company Response: Closed with explanation

Timely Response

2019-08-27

Briggs, OH

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Threatened to arrest you or take you to jail if you do not pay
Company Response: Closed with explanation

Timely Response

2019-08-13

Stroudsburg, PA

Took or threatened to take negative or legal action

Debt collection: I do not know

Threatened to arrest you or take you to jail if you do not pay
Company Response: Closed with explanation

Timely Response

2019-08-05

Mount Tabor, NC

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Seized or attempted to seize your property
Company Response: Closed with explanation

Timely Response

2019-07-16

Mount Holly, OH

Threatened to contact someone or share information improperly

Debt collection: Private student loan debt

Contacted you after you asked them to stop
Complaint: On XX/XX/XXXX I submitted via certified mail to Weltman, Weinberg , & Reis Co., LPA a written request to stop contacting me except via US Mail however they continued to attempt to contact via telephone many times through out XXXX, XXXX, XXXX, and the beginning of XXXX. At one point they called my in laws and told them they were attempting to get in touch with me over a past due loan and they attempted to call me at my place of employment on or about XX/XX/XXXX however I do not have a record of this. I do have records however showing 29 call attempts from them, some with messages, that occured between XXXX, XXXX and XXXX, XXXX. Some days they called 2-4 times per day. Also on XX/XX/XXXX, within 30 days of receiving the validation notice, I requested several documents to validate the debt including proof that the account had been sold or assigned to the collection agency which I did not receive.
Company Response: Closed with explanation

Timely Response

2019-07-14

AL

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Complaint: I received a phone call on XX/XX/XXXX from an agent who states he represents Weltman, Weinberg, & Reis. The agent informed me that this was an attorney 's office, and they were attempting to collect a debt. I informed the agent I was not familiar with this company, and I do not have or are responsible for any debt in collections. I went on to ask the agent what type of debt and the alleged amount owed. The agent refused to provide that information, even after several attempts to gather that information. He then stated that a letter was mailed on XX/XX/XXXX describing the alleged debt. I informed the agent that I do not owe any debt, and I have not received any notification from this company or any other company alleging any debt. After several attempts to gather information and requesting the company not to call again, noting this was harassment, the agent discontinued the call. XXXX XXXX, Weltman, Weinberg, & Reis called daily, per my phone 's caller ID. On XX/XX/XXXX, I received a call, on my personal cell phone, from Weltman, Weinberg, & Reis. The agent, XXXX, called stating that I owed an alleged debt to their company. I asked XXXX several times for information regarding this alleged debt, the amount, and the original creditor. XXXX refused to provide this information. I informed her that under the FDCPA, Weltman, Weinberg, & Reis were legally obligated to provide that information. She continued to refuse to provide that information. XXXX then went on to say that I can look at their website. I did while she was on the phone. The website appears fraudulent, and it did not provide the information that I requested. I asked XXXX how she obtained my cell phone number, because it is not published. She states that her company uses " XXXX XXXX '' and " XXXX '' to gather personal information. After several more attempts to gather information. I asked XXXX to provide information regarding Weltman, Weinberg & Reis, such as a direct phone number and an address. She refused the direct phone number and provided an address in Ohio. After receiving the address, the phone call discontinued. I contacted XXXX and inquired about information they allegedly released about me. They informed me that there were no records associated with my name, email address, or phone number in their database. XXXX also informed me that Weltman, Weinberg, & Reis are not clients. Therefore, no information would be provided to this company without signed permission from the person who's information is being researched. They also informed me that most of their clients gather information to verify employment, which permission is given in writing. Finally, the calls continue daily, and I mailed a certified letter to Weltman, Weinberg , & Reis, dated XX/XX/XXXX, disputing the alleged debt and requesting that this company cease all attempts to communicate with me without the appropriate validation of this alleged debt. The letter also states that Weltman, Weinberg, & Reis must inform the original creditor, any company that this alleged debt may be forwarded to, and the three credit bureaus of the dispute. The letter was received on XX/XX/XXXX by Weltman, Weinberg, & Reis. The phone calls continue from Weltman, Weinberg , & Reis, even after receiving the certified letter on XX/XX/XXXX. Therefore, I am filing a complaint against Weltman, Weinberg , & Reis for violation of the Fair Debt Collection Practices Act.
Company Response: Closed with explanation

Timely Response

2019-07-13

Ladies Island, SC

Attempts to collect debt not owed

Debt collection: Private student loan debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-07-03

Cedar Rapids, IA

Communication tactics

Debt collection: Private student loan debt

Frequent or repeated calls
Complaint: They tried contacting me via my cell phone number and I did not call back because right now I am trying to figure out how to tackle some of my student loan debts. Finally called my employer and told me that in order to settle the debt I would have to cash in my retirement fund. Gave me 3-4 days to look into it. Called me work again. I told them I would not be doing that and he proceeded to tell me that if I don't do that then I am refusing to pay the debt when I in turn told him that I would like to start paying on the debt via a payment plan. He would not give me that as an option. He kept insisting my only option was to borrow against my retirement and that me saying I wouldn't was me refusing to pay the debt when I was suggesting a payment plan. As it stands there is no resolution because the ONLY option they are giving me is to pay my debt in full with no other options. I have since gone to a financial counselor and they suggested to report this type of contact. It was VERY abrasive and insistent. I've since learned that you can tell them not to call your work which I did and they have stopped, but continue to call my cellphone, but I am hesitant to answer because he was very insistent that I only had ONE option to pay the debt off. I've never dealt with a debt collector like this before and it gave me major anxiety especially since they are giving me no other option. I would like to start paying on the loan via a payment plan.
Company Response: Closed with explanation

Timely Response

2019-06-20

Passyunk, PA

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-06-05

Houston, TX

Took or threatened to take negative or legal action

Debt collection: I do not know

Threatened to sue you for very old debt
Complaint: I keep getting calls from XXXX. When I answer they ask me for my social, date of birth, and address. I refuse to give them my personal information, so I was told there would be legal action against. I have never received any letters from this company, before these calls. Its a lot of scamming going for on. I tried calling back, but they still wanted all my information.
Company Response: Closed with explanation

Timely Response

2019-06-04

Bradenton, FL

Communication tactics

Debt collection: Auto debt

Frequent or repeated calls
Company Response: Closed with explanation

Timely Response

2019-06-01

Galena, OH

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: I am filing this complaint in regards to a debt that I had previously dispute directly with XXXX XXXX XXXX ( XXXX XXXX ) ACCOUNT WWR # XXXX. I never received a response back from XXXX XXXX XXXX. I HAVE HAD SOME ISSUES with Fraud that are still being addresses. I am in the process of filling a FTC ID theft compliant at this time. Reporting information that you know to be inaccurate, or failing to report information correctly, violates the Fair Credit Reporting Act. Finally, please note that I do not wish to receive further telephone calls or letters concerning this debt that I do not owe to your client. The Fair Debt Collection Practices Act requires you to respect this request. See 15 U.S.C. 1692 ( c )
Company Response: Closed with explanation

Timely Response

2019-05-29

Warren, OH

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Seized or attempted to seize your property
Company Response: Closed with explanation

Timely Response

2019-05-11

Mokena, IL

False statements or representation

Debt collection: Credit card debt

Impersonated attorney, law enforcement, or government official
Company Response: Closed with explanation

Timely Response

2019-05-09

OH

Threatened to contact someone or share information improperly

Debt collection: Credit card debt

Contacted your employer
Complaint: On XX/XX/19 at XXXX. Weltman, Weinberg, & Reis called my workplace from phone # XXXX. I just happened to be the person answering the phone AT MY WORKPLACE. They asked to speak to XXXX XXXX. I asked, may I ask who is calling & she said " This is XXXX with Weltman, Weinberg, & Reis " I hung up & felt harassed because they are attempting to contact a debt that i have with XXXX XXXX XXXX XXXX.
Company Response: Closed with explanation

Timely Response

2019-05-09

Columbus, OH

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: Whom It May Concern, I have no ideal who or where this company came from but I have never had a account or bill with WWR # XXXXTo The reason for my dispute is WELTMAN, WEINBERG & REIS CO LPA was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, WELTMAN, WEINBERG & REIS CO LPA failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, which is {$1000.00} per violation and the state of OHIO allows treble damages. Under 809. Validations of date and Mini-Mirandi under Section 807 ( 1 ) WELTMAN, WEINBERG & REIS CO LPA failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation. WELTMAN, WEINBERG & REIS CO LPA* is held liable as well for defamation and in the state of OHIO a creditor is who collects their on debt is considered a debt collector under 1319.12 Taking assignment of debts. FDCPA I fail to see where WELTMAN, WEINBERG & REIS CO LPA is in compliance with OHIO LAW. I also believe that this business is not registered to operate in the state of OHIO I expect this collection account to be removed from my credit report. WELTMAN, WEINBERG & REIS CO LPA has not even tried to contact me regarding this collection account. Please have them remove this collection account immediately. Thank you!
Company Response: Closed with explanation

Timely Response