TRANSWORLD SYSTEMS INC

2017-06-13

Struggling to repay your loan

Student loan: Private student loan

Can't get other flexible options for repaying your loan
Company Response: Closed with explanation

Timely Response

2017-06-13

Gretna, LA

Attempts to collect debt not owed

Debt collection: Auto debt

Debt was paid
Complaint: I have gone online to pay a parking ticket which was the amount of {$160.00}, paid with credit card on XXXX XXXX , 2017 . Payment went through and since I was unable to print the confirmation page I have taken screenshots of the confirmation page and the printer friendly version of the page for documentation. XXXX Today is XXXX XXXX , 2017 . I have received a notification from Transworld Systems Inc. stating that the unpaid amount of {$160.00} have been carried over to their Debt Collection department. I have called Transworld Systems, but was left with me badly recorded machine that was incomprehensible or at leas t seem to not have given me the option to call for a complaint. On the back of the letter provided a website for transworld payments and website for FTC ( Federal Trade Commission ) in which I had looked up for it 's contact information and called Headquarters. There a machine came on and guided me to call another number to resolve this issue and was lead here to write this complaint.
Company Response: Closed with explanation

Timely Response

2017-06-12

ME

Dealing with your lender or servicer

Student loan: Private student loan

Keep getting calls about your loan
Complaint: I am an XXXX representing four individuals in a federal lawsuit alleging that XXXX XXXX XXXX XXXX XXXX ( " XXXX '' ), among others, including XXXX XXXX, Transworld Systems, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX are unlawfully collecting student loans they do not own by virtue of the loans being purchased by XXXX XXXX XXXX XXXX ( " XXXX '' ) during its bankruptcy. The case is pending in Maine, Docket XXXX. The XXXX have over 370 collection lawsuits pending in state court in this state that my clients believe are unlawful. The lawsuits are unlawful because the Trusts do not own the loans. The loans are " Postpetition Purchased Loans '' as that term is defined in the XXXX Bankruptcy in US Bankruptcy Court - District of MA, XXXX XXXX Docket XXXX ( XXXX ). The Plan is Document XXXX and the Plan Trust Agreement is Doc XXXX. In short, the XXXX are claiming ownership of loans that were purchased by the XXXX. This is a SIGNIFICANT problem because student borrowers are being chased by the XXXX Plan Trustee 's collection agents and The Trusts for the same loans, payments have not been credited, false and damaging information has been transmitted to credit reporting agencies and borrowers are being harassed. My clients settled what they thought were the XXXX loans for thousands of dollars and were nevertheless sued by the Trusts on the same loan.
Company Response: Closed with explanation

Timely Response

2017-06-12

Chandler, AZ

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Company Response: Closed with explanation

Timely Response

2017-06-12

Waynesburg, PA

Dealing with your lender or servicer

Student loan: Private student loan

Need information about your loan balance or loan terms
Complaint: Requested by certified mail XXXX 17that I receive the original promissory notes to validate the debt, and also that communication be done in written format only. I have not received any communication back from them since. They received the certified mail XXXX / XXXX / 17 . I received a phone call today on XXXX / XXXX / 17 ( XXXX XXXX XXXX at XXXX even after I requested document only communication, harassing me.
Company Response: Closed with explanation

Timely Response

2017-06-12

Lk Buena Vis, FL

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: Transworld Systems inc, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, pa XXXX, is trying to collect a debt as per the letter dated XX/XX/XXXX, sold by Florida Department of Revenue, XXXX XXXX XXXX XXXX, XXXX, FL XXXX, Business Partner # XXXX, amount {$1300.00} after the Debt was paid in full. This Debt was paid in full and the satisfaction was recorded on XX/XX/XXXX in XXXX county public records ( Copy Attached )
Company Response: Closed with explanation

Timely Response

2017-06-12

Arlington, VA

Written notification about debt

Debt collection: Medical debt

Didn't receive notice of right to dispute
Company Response: Closed with explanation

Timely Response

2017-06-11

Augusta, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: On X/XX/17 I received communication from this company Transworld Systems INC of a debt which is currently being paid monthly with no missed payment to XXXX. They are yet another company that XXXX is attempting to use to try and discredit my credibility. I do n't deal with collection agencies I pay my debts to creditors as I have been from day one with XXXX I would like to charge XXXX and even this company if they continue to harass me for payment of an account I 'm paying. They are in violation of FCRA and I 'm tired of the harassment. I do n't owe XXXX nothing, I 'm paying them every month. I will not pay anyone else for the debt simply because I have no signed contract with them including this company. Unless this company can provide valid proof of this account not being paid to date. I suggest they allow XXXX to continue to receive payments until it 's paid and cease any further contact harassment with me for XXXX. I 'm including again valid proof of all payments to date in this matter.
Company Response: Closed with explanation

Timely Response

2017-06-11

Atl, GA

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-06-11

Raleigh, NC

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Company Response: Closed with explanation

Timely Response

2017-06-09

Houston, TX

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was result of identity theft
Complaint: I 've been battling with this company for the last year to get negative and fraudulent account off my credit report. I 've Called this company and asked what they needed.. I 've called police, the id.gov place. I guess chooses who and when to help a consumer. I need to get this resolved bc my family needs to move and this account and some lates are killing my credit. Please see attached evidence and I have more and can upload if needed. I 've learned so much about the laws and how to protect yourself.
Company Response: Closed with explanation

Timely Response

2017-06-09

Bellview, FL

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-06-09

Charlotte, NC

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2017-06-08

Lenzburg, IL

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was paid
Complaint: XX/XX/XXXX at XXXX XXXX from phone number XXXX ( XXXX ) XXXX Transworld system attempted to collect a debt which I am already making payments on. The stated that they were calling on th e behalf of XXXX XXXX XXXX XXXX XXXX services. This is starting up I feel because I have in placed a formal review with XXXX for the negitive reporting done by XXXX XXXX XXXX XXXX XXXX XXXX on XXXX / XXXX / XXXX . It is being reported as a charge off balance unpaid account closed on XX/XX/XXXX . I have been making payments to this company for awhile in the amount of {$170.00} plus they have received my past XXXX ( XXXX ) Federal t ax returns. These payment are made directly through EFT to this company out of my XXXX check from SSN. How can this be legal for one and then to tell me that all my payments will go to interest. How can a company charge you interest on a closed, charged off account, all the while taking payments. Is this a violation of FDCPA 807.
Company Response: Closed with explanation

Timely Response

2017-06-07

NH

False statements or representation

Debt collection: Medical debt

Attempted to collect wrong amount
Complaint: I received a letter from a collection agency in XXXX 2017 about a debt I owed to XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX ). I sent a letter disputing the debt to Transworld Systems In c ( the co llection agency ) disputing the debt because my insurance had n't been applied to the bill. I received a letter from Transworld the beginning of XXXX 2017 with a breakdown of my medical charges ( $ XXXX $ XXXX = {$1400.00} ) and a link to XXXX to pay online. I then received a second letter in XXXX of 2017 stating that I owe {$1300.0 0} ( afte r insurance adju stments ) and a link to transworldpayments.com. When I checked my credit the beginning of XXXX 2017 , it stated that I had an outstanding balance of {$2800.00} broken down into XXXX charges all on XXXX XXXX , 2017 ; XXXX for {$93.00} and XXXX for {$1300.00}. So, they had slightly more than double charged me.
Company Response: Closed with explanation

Timely Response

2017-06-07

FL

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Complaint: I owed the XXXX XXXX a balance of {$720.00}. My bill started out at approximately {$1500.00}. I was on a payment arrangement with the clinic and making timely payments of {$100.00} per month. On XXXX XXXX , 2017, I received a collec tion letter from Transworld Systems , Inc. I c alled and spoke with XXXX XXXX and she extended a settlement offer of a 20 % reduction. I paid the amount of {$570.00} via credit card on that phone call. I have now received another collection letter stating the 20 % or {$140.00} is due. I ca lled Transworld Systems , Inc. an d spoke with XXXX XXXX . He put me on hold and when he came back to the line informed me that the settlement offer was not going to be honored and the money was due.
Company Response: Closed with explanation

Timely Response

2017-06-07

Stevenson, MD

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: I have received repeated calls from Trans World Systems, the last call was received on XXXX / XXXX / 2017 at XXXX from XXXX . During this as well as previous calls, I have requested for them to send a bill. I never received a bill from the original creditor, XXXX XXXX XXXX XXXX , and received XXXX notice from Trans w orld several years ago. When I received the only collection notice I got, I attempted to go to their website to pay the bill, but it would not allow me to pay, it stated the account was closed. I have since begun receiving calls again, and they have yet to send a bill, statement, or anything. I have verified my address, and nothing. They are insistent that I pay the bill over the phone, but I will not do so without receiving something in writing, especially considering the scam reviews this company has received from other customers. They have also submitted this account under XXXX different business offices to credit agencies ... ..the same account!! My credit is being ruined for {$590.00}, I am being harassed, and they ca n't even provide documentation that I owe a debt.
Company Response: Closed with explanation

Timely Response

2017-06-07

Chula Vista, CA

Dealing with your lender or servicer

Student loan: Private student loan

Received bad information about your loan
Company Response: Closed with explanation

Timely Response

2017-06-06

Amelia City, FL

Communication tactics

Debt collection: I do not know

Frequent or repeated calls
Company Response: Closed with explanation

Timely Response

2017-06-06

NM

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Complaint: On XXXX XXXX XXXX , I received a letter from TransWorld Systems on behalf of XXXX XXXX in XXXX XXXX , Arizona seeking payment of {$7400.00}. Given I knew I owed XXXX XXXX l {$74.00}, this was surprising. <P/> I called XXXX XXXX and they confirmed my balance was only {$74.00}. I paid that {$74.00} owed to XXXX XXXX and they confirmed the extremely excessive amount TransWorld Systems was an error. At that time, XXXX XXXX said the account was n't in collection, but they only contracted TransWorld Systems to conduct a, " letter notice. '' They explained that TransWorld Systems would only be sending reminder letters to me about the debt. There would be no phone calls. There would be no report to Credit Bureaus. I was also told by XXXX XXXX that they would notify TransWorld Systems that my balance was XXXX . <P/> On XX/XX/XXXX at XXXX XXXX ., MDT, I received a call from TransWorld Systems which was identified as, " an attempt to collect a debt. '' The debt in question was the aforementioned {$74.00}. I told the caller I had paid XXXX XXXX and to not call me again. <P/> On XX/XX/XXXX , at XXXX XXXX ., MDT, I received a second call from TransWorld Systems which was identified as, " an attempt to collect a debt. '' The debt in question was the aforementioned {$74.00}. I told the caller I had paid XXXX XXXX and to not call me again. I pointed out that repeated calls about this, especially twice in a day, and especially twice in a little over an hour was harassment. I also told the caller than any further communications regarding this matter must be only in writing. My response to the harassment by TransWorld Systems and XXXX XXXX was to file this complaint for : Attempts to collect a debt which was already paid, Repeated phone calls about the debt which was already paid, The refusal or failure of XXXX XXXX to notify TransWorld Systems that the debt was paid, and, The misrepresentation by XXXX XXXX that the involvement of TransWorld Systems was, " only a letter account, '' when clearly it was not. <P/> Attached please find the record of this payment provided by XXXX XXXX . It is reported to be directly from XXXX XXXX XXXX ledger regarding my balance.
Company Response: Closed with explanation

Timely Response

2017-06-06

Baltimore, MD

Attempts to collect debt not owed

Debt collection: Medical debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-06-05

Orion Twp, MI

False statements or representation

Debt collection: Medical debt

Attempted to collect wrong amount
Complaint: Transworld Systems , Inc. h as repeatedly sent me letters demanding that I pay a debt to XXXX XXXX XXXX XXXX <P/> I paid the medical bill months ago. I have asked XXXX XXXX XXXX to notify Transworld ; clearly they have not. <P/> I have also attempted to cont act Transworld - they are unreachable over the web or during non-working hours. <P/> This is ridiculous.
Company Response: Closed with explanation

Timely Response

2017-06-05

Burbank, CA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-06-05

Tacoma, WA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: I received a document from Transworld Systems Inc, XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , WA XXXX stating I owe for a parking ticket I received in XXXX , 2017 for a " wheels not turned to the curb '' issue. The Ticket number is XXXX and was to be paid to XXXX Municipal Court. This ticket was paid on XXXX XXXX , 2017, in full with an e-mail response from XXXX Municipal Court thanking me for my payment and asking me to keep proof of payment for my records, which thankfully I did. I should not have to prove I paid something in order to avoid their attempt to coerce payment. They should have to prove I did n't pay it..
Company Response: Closed with explanation

Timely Response

2017-06-05

San Bernardino, CA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was paid
Complaint: I received a letter stating that I owe XXXX XXXX XXXX as of XXXX XXXX , XXXX , when I paid my last payment of the amount on XXXX XXXX , XXXX I was told by the debt collectors it will be taken off my credit report in 30 days and it 's still on my reports. I would like for them 2 take it off.
Company Response: Closed with explanation

Timely Response