TRANSWORLD SYSTEMS INC

2017-06-20

Allerton, NY

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-06-19

Soddy Daisy, TN

Took or threatened to take negative or legal action

Debt collection: Medical debt

Threatened or suggested your credit would be damaged
Complaint: I have sent a payment in as I always do. I have been using the XXXX XXXX for years. I do not know why my bill was sent to collections ( that is what I asked them ) When I am sending payments. It went to collections without notice to me. Again I just made a recent payment on this account I have NEVER not paid a bill at XXXX XXXX XXXX as I said I use them often. When I called Transworld they acted like they did n't even know what they were doing. The guy kept asking me for a 5 year old address??????? After 20 min. on the phone he then told me he could n't take any payments I do n't know if this company is legit??? I did call XXXX XXXX as well and they told me they do use Transworld but the call to the m was very fishy?? Just a confusing experience. My bal. is XXXX . I usually get a settlement offer caus e I p ay cash. I made a payment of XXXX when I received the first bill. I usually get another bill and I always summit another payment. This time it went Straight to collections after the first payment?????? The first bill was on XXXX / XXXX / 2017 . The guy I spoke with at Transworld was very weird. Thank yo u for your service!
Company Response: Closed with explanation

Timely Response

2017-06-19

Brooklyn, NY

Written notification about debt

Debt collection: Medical debt

Didn't receive notice of right to dispute
Company Response: Closed with explanation

Timely Response

2017-06-19

Arco, CA

Written notification about debt

Debt collection: Private student loan debt

Didn't receive enough information to verify debt
Complaint: The debt is not validated. I have attached the summons as well as the collection letter from XXXX and XXXX , a debt collector.
Company Response: Closed with explanation

Timely Response

2017-06-19

CA

Communication tactics

Debt collection: Other debt

Frequent or repeated calls
Complaint: I was being called non stop about my medical bill that XXXX XXXX has sent to tsi. I never received a bill until XXXX the XXXX. I paid for the bill on XXXX the XXXX and asked to receive a recipet but still never have I called today as well and got no answer its been a month I 'm very upset and feel this is a scam only.
Company Response: Closed with explanation

Timely Response

2017-06-19

Marion, OH

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: Transworld Systems continues to call my home multiple time a day in search of people I do not know. I was given my home phone number by the phone company when I moved to this city, and I have no knowledge of the p eople who previously had this number.
Company Response: Closed with explanation

Timely Response

2017-06-19

Charleston, WV

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Company Response: Closed with explanation

Timely Response

2017-06-17

Cherry Brook, MA

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Complaint: I had a medical debt in the amount of {$240.00} that I recently paid. I received a notice form Transworld Systems Inc. I called to try to tell them I paid the debt, however the number goes right to a voicemail and I can not leave a message. There is a website, so I logged on but I continuously get an error, and the screen will not provide me a number to call. I have no way of communicating with them that this debt has been paid.
Company Response: Closed with explanation

Timely Response

2017-06-17

Philatelic Center, CA

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Complaint: I went to a XXXX XXXX in Hawaii and paid the {$30.00} copay under my plan. They billed me for an additional {$20.00} after the insurance company paid. This ended up being an error on the part of XXXX and they 've sent the outstanding balance to a collection agency - Transworld Systems , Inc. XXXX XXXX XXXX XXXX XXXX XXXX XXXX , PA XXXX - XXXX . I spoke with my benefits department and they called XXXX XXXX and XXXX XXXX who confirmed it was billed incorrectly. I am concerned this is going to show up on my credit report as a bad debt when one w as never owed.
Company Response: Closed with explanation

Timely Response

2017-06-17

Orion Twp, MI

False statements or representation

Debt collection: Medical debt

Attempted to collect wrong amount
Complaint: Received notification on my credit report fro m TransWorld Inc stating a owed a debt but they apparently mailed it to the wrong address because thats what the hospital had ( the original creditor ) I have perfect credit and explained to remove the debt and continued to be extremely rude and stated it was owed, I said I would contact the BBB which I did and the hospital agreed to remove it, and still nothing, it does n't belong on my credit report, I have receipts showing it was paid prior to placing it on my credit report, which I have now submitted to the credit report agencies. Still nothing.
Company Response: Closed with explanation

Timely Response

2017-06-16

Lakeland, FL

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2017-06-16

Maxwell Afb, AL

False statements or representation

Debt collection: Credit card debt

Attempted to collect wrong amount
Complaint: XX/XX/XXXX Principal. {$5500.00} Pre-placement interest. XXXX Collection costs. XXXX Total balance XXXX They have start taking money out of XXXX XXXX check XX/XX/XXXX. I was told by Transworld systems Inc and XXXX XXXX XXXX XXXX XXXX XXXX said they will offer a buy out in XX/XX/XXXX. I 've heard from them.
Company Response: Closed with explanation

Timely Response

2017-06-16

Manhattan, NY

Attempts to collect debt not owed

Debt collection: Federal student loan debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-06-16

Homer Glen, IL

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-06-16

Phoenix, AZ

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt is not yours
Complaint: In XXXX I was shopping wh en my XXXX XXXX debit card was declined. I reviewed my account on line and identified several transactions which were not mine. I notified XXXX XXXX i mmediately, the card was cancelled ( and a new card issued ) and I was assured I would not be liable for the charges put through. XXXX of the charges were associated with XXXX transactions. I do not have ( nor ever had ) a XXXX account. <P/> Today ( XXXX / XXXX / 17 ) I received a debt collection notice fro m Transworld Systems , Inc. I hav e never received a bill or any prior notice. Demanding payment for the XXXX individual charges of {$13.00} each plus fees for a total of {$44.00}. <P/> I dispute this debt. I did not use XXXX , have never had a XXXX account and am unwilling to pay for charges generated by a criminal who obviously hacked my card.
Company Response: Closed with explanation

Timely Response

2017-06-15

Santa Ysabel, CA

Dealing with your lender or servicer

Student loan: Federal student loan servicing

Don't agree with the fees charged
Complaint: On XX/XX/XXXX, I received notification that my federal Perkins loan Account # : XXXX, was approved for a Deferment. The letter also indicated that a payment of {$50.00} was due for interest accrued on the Federal Perkins loan. The loan period referenced for the deferment is XX/XX/XXXX. My school XXXX University has requested that I provide a default clearance letter, in order to be eligible for financial aid during the next enrollment period. I was advised by several representatives at XXXX XXXX XXXX that they would be unable to provide a default clearance letter, until the payment of the interest was made to XXXX XXXX XXXX. I am submitting a complaint about the handing of my loan, because the student default letter is being denied, although I have been approved for a deferment of the entire Perkins loan referenced above. I believe that XXXX XXXX XXXX is unfairly withholding the default clearance, based on fees that should be included in the terms of the deferment according to the department of educations definition of a deferment. I was also provided with false information by the agent on XX/XX/XXXX. The agent I spoke with stated that a deferment and a default had the same meaning, and that my loan would continue to be reported as default, although it was approved for deferment. If the terms of the Federal Perkins loan are based on the signed promissory note, it should state the terms specified by XXXX, in reference to the definition and polices of a granted deferment. Definition of default based on www.studentaid.ed.gov : Failure to repay a loan according to the terms agreed to in the promissory note. For most federal student loans, you will default if you have not made a payment in more than 270 days. You may experience serious legal consequences if you default. <P/>Definition of Deferment based on www.studentaid.ed.gov A postponement of payment on a loan that is allowed under certain conditions and during which interest does not accrue on Direct Subsidized Loans, Subsidized Federal Stafford Loans, and Federal Perkins Loans. All other federal student loans that are deferred will continue to accrue interest. Any unpaid interest that accrued during the deferment period may be added to the principal balance ( capitalized ) of the loan ( s ).
Company Response: Closed with explanation

Timely Response

2017-06-15

Lk Buena Vis, FL

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Complaint: This complaint is against the co mpany " Transworld Systems ''. Currently, they are reporting that I owe them a total of {$1400.00} on my credit. I have never had any dealings or communication with this company so there is no reason for them to be reporting an unpaid debt on my credit report. Why did they not send me a notice of my right to dispute this debt before they reported it to my credit? I 've done some research online and I have only come across negative reviews and complaints by other consumers who have been harassed and scammed by this company. I will not give my money to a company I do not recognize and who will not tell me why they want me to pay them. To facilitate the CFPB 's investigation, I have acquired the account number of this unknown account from a recent credit report. The account number is listed as follows on my report : " XXXX ''. My report indicates that the account has an " open date '' of XXXX 2016 .
Company Response: Closed with explanation

Timely Response

2017-06-15

Augusta, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: As I stated in my previous complaint, I have no business with this company. I owe and pay XXXX monthly and will continue to do so until this debt is paid. I will not pay Transworld Systems INC. an ything neither will I pay XXXX anything more than I owe in my contract with them. The information sent to me via this site is only information this company obtained from XXXX not validation I owe this company anything. There is no signed contract between this company and I so I ask that they not contact me any further if they do I 'd like them charged for harrasment of a creditor for a debt that 's being paid. I will provide the m one more time this information of my business with XXXX and they need to leave me alone. It is not legal to harass consumers for paid debts.
Company Response: Closed with explanation

Timely Response

2017-06-15

Warren, MI

Incorrect information on your report

Student loan: Private student loan

Account status incorrect
Company Response: Closed with explanation

Timely Response

2017-06-15

Washington, DC

Dealing with your lender or servicer

Student loan: Federal student loan servicing

Received bad information about your loan
Complaint: XXXX XXXX reached out to me to attend their XXXX XXXX program. I expressed to them that I have XXXX and would not be able to secure employment. They assured me that would not be a problem and that I should begin the program. I completed the program in 2013. I have not been able to secure certification nor gain employment in the area in which I trained because of my XXXX . I was made aware that the federal government shut the school down and offered forgiveness to previous students due to misrepresentation and fraudulent programs and guaranteed employment. To date, I have not been able to address the issue and have not been able to receive forgiveness for my loans that I have been paying on.
Company Response: Closed with explanation

Timely Response

2017-06-15

MO

Attempts to collect debt not owed

Debt collection: Private student loan debt

Debt was paid
Complaint: I have been paying monthly installments to a debt that I had let go to collections. For the past year and a half I have been paying {$300.00} to TransWorld Systems Incorporated to pay off a debt of ~ {$16000.00}. I set up automatic withdrawals with TSI and I had received monthly invoices giving me notice of adjusted balance. This month ( XXXX , 2017 ) I looked at my credit report and it noted that specific debt had been closed out ( a total of ~ {$12000.00} at this point ). I also noted that I had not received notice of automatic withdrawal. The regular amount of {$300.00} was still withdrawn from my account. I want to inquire as to why I am still having money removed from my account when the debt has been closed on my credit reports, and I want to inquire if it is reasonable that I have not received notice of the most recent automatic withdraw?
Company Response: Closed with explanation

Timely Response

2017-06-14

Aguadilla, PR

Took or threatened to take negative or legal action

Debt collection: Private student loan debt

Threatened or suggested your credit would be damaged
Company Response: Closed with explanation

Timely Response

2017-06-14

Chula Vista, CA

Dealing with your lender or servicer

Student loan: Private student loan

Received bad information about your loan
Complaint: This is a duplicate complaint from XXXX. However, I made a separate complaint that was erroneously combined with Transworld. Within a few hours, TransWorld responded. However, my issues were separate on the same matter. Transworld did not answer my questions either but I wanted them kept separate so that younomics would respond. I need a response from Younomics. Hence I am resubmitting the complaint as this derailed that process : Have attempted to contact younomics regarding details on my loan and potential involvement in privacy violations. After the CFPB [ Case number : XXXX ]. I was informed that my loans were subject to a security interest at XXXX XXXX. This was not apart of the original documents. The loans holders had changed a number of times. Due to privacy violations etc I was experiencing not sure if this had something to do with it. As it was not interest on a loan and there could very well be security issues. Either way, I believe they were being used by others to facilitate privacy violations. Upon following up with Younomics. They had no information from this complaint, while it was listed that younomics is the company complained against XXXX XXXX XXXX handled the complaint. What I found disconcerting is that Younomics had zero information. They could not answer my questions about anything. They could not produce any documents and could not produce any info. Furthermore, they would not answer questions about who their management team or ownership structure was ( including historically ). While XXXX XXXX was a surprise, that could be either a interest on a loan or a security interest that means there is underlying security issues which would fit my own concerns. I do n't know. When my questions are n't being answered, that 's a problem. I made a complaint regarding XXXX XXXX to XXXX. However, with younomics. They ultimately contacted university accounting service who then put my account in do not contact status. The issue is, I believe these things are being used by others in an adverse way or have been. I ca n't gain any details on the company. It 's not clear who owns them, who manages them and what laws prohibit them providing me this info. Furthermore, it 's not clear how my information being handled as they had access to none of it. I made a complaint concurrently to the NY Department of financial institutions but I do n't know if they did anything? It 's number is XXXX
Company Response: Closed with explanation

Timely Response

2017-06-14

Houston, TX

Problem with a credit reporting company's investigation into an existing problem

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Their investigation did not fix an error on your report
Company Response: Closed with explanation

Timely Response

2017-06-13

Lexington, KY

Attempts to collect debt not owed

Debt collection: Private student loan debt

Debt was already discharged in bankruptcy and is no longer owed
Company Response: Closed with explanation

Timely Response