There are over 5340 complaints on file for NAVY FEDERAL CREDIT UNION. Dated between 2019-12-16 and 2011-12-05.
2018-10-02
Newnan, GA
Problem during payment process
Complaint: I have a loan with NAVY FEDERAL CU. I have always made my payments on time. For some reason I realized that there was a late payment on my credit report. As you can see, I have always had a stellar payment record with this company. I tried contacting both XXXX and NAVY FEDERAL CU with no successful resolution. XXXX is the only one reporting me late. There was definitely an error on their part. I was never 30 days late XX/XX/XXXX / XX/XX/XXXX - XX/XX/XXXX.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-10-02
WA
Problem using a debit or ATM card
Complaint: On or about XX/XX/XXXX I filed a complaint with Navy Federal Credit Union regarding two purchases made. These purchases were made to buy airline tickets with two airlines ; XXXX XXXX and XXXX XXXX. Navy Federal Credit Union is failing to properly investigate my claim. When they resolve my claim, they indicate that I used the airline tickets when in fact I did not.
The disputed transactions are : XXXX XXXX on XX/XX/2018 for approximately XXXX XXXX XXXX ( approximately {$100.00} USD ). The record locator number for this cancelled ticket was XXXX. This ticket was for travel on XX/XX/2018 from XXXX XXXX to XXXX XXXX.
XXXX XXXX on XX/XX/2018 for XXXX EUR ( approximately {$160.00} USD ). The record locator number for this cancelled ticket was XXXX. This ticket was for travel on XX/XX/2018 from XXXX XXXX to XXXX XXXX.
Neither of these two tickets were used. XXXX should ensure the airline is referencing these two tickets when disputing the transaction.
I furnished documentation proving that I cancelled these two tickets and the airlines agreed to issue a refund. Nevertheless, XXXX continues to claim that I used the tickets. I believe their confusion may be that I did purchase two other tickets with the same airlines after these purchases were made, but they are either disputing the wrong transactions with the airlines or the airline is giving them the incorrect information on the used ( but not cancelled ) tickets.
To be clear, there were four tickets purchased. Two were used ( and are not disputed ) and two were cancelled.
I have asked for a representative who handles the dispute to contact me, but I do not receive a phone call back.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-10-01
Debary, FL
Card was charged for something you did not purchase with the card
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-10-01
Mabank, TX
Card opened as result of identity theft or fraud
Complaint: Im id and social was stolen and I reviewed my credit and noticed that I had a credit card on my report that I did not open ....
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-30
Camarillo, CA
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-29
Laurel, MD
Deposits and withdrawals
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-28
Eagle Rock, NC
Their investigation did not fix an error on your report
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-28
Cols, GA
Card was charged for something you did not purchase with the card
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-27
Chicopee, MA
Money was taken from your account on the wrong day or for the wrong amount
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-09-26
Val Verde, TX
Information belongs to someone else
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-25
Hampton, VA
Transaction was not authorized
Company Response: Closed with monetary relief
2018-09-24
San Diego, CA
Deposits and withdrawals
Complaint: Navy Federal Credit union misled its members about its debt collection practices and also unfairly froze customers out of their own accounts without adequate warning. I was affected by it from XXXX until XXXX
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-24
La Vernia, TX
Debt was result of identity theft
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-24
Charlotte, NC
Problem using a debit or ATM card
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-24
Gilbert, AZ
Their investigation did not fix an error on your report
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-23
Cheverly, MD
Their investigation did not fix an error on your report
Complaint: XXXX has me locked out of their online dispute system to upload supporting documents to my complaint. On XX/XX/2018 I received an alert detecting there were changes in XX/XX/2018 from a certain banking provider. Navy Federal CU removed a good standing account and reported derogatory information left unresolved by Navy FCU fraud team in Virginia.
I received another alert on XX/XX/2018 that my name was updated. I contacted XXXX and the call was routed outside of the United States to a Country whereas English is not their primary language in which the individual could not comprehend my dispute regarding other items I noticed decreasing my score without reading from a script.
XXXX has me locked out of their online dispute system to upload supporting documents to my complaint. My credit score decreased 63 points.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with non-monetary relief
2018-09-23
Atlanta, GA
Difficulty submitting a dispute or getting information about a dispute over the phone
Complaint: I opened a account with Navy Federal and they put a security hold on the account for months blocking me from changing the address and even speaking with someone on the phone in regards to servicing the accounts like updating the address and or getting account information. Every time I would call I was told I needed to speak to security and they would give me a list of things to send in. I even went into a branch in XXXX Ga ans after giving them the information they wanted they also told me they would update the address only to find out it never happen. I than later called got login on line to find the credit card was past due 30 days. I never activated the card it was not a annual fee it was a card shipping fee. It was taking off by Navy federal as they have agreed yet my credit is destroyed! They tell me there is nothing they can do. this is insane I never use the card and was told the account was closed until I cleared things up with security. Please step in so I may fix my credit.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-22
W Bend, WI
Funds not handled or disbursed as instructed
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-22
TX
Card was charged for something you did not purchase with the card
Complaint: Credit card company response to unauthorized charges was that it was my responsibility to deal with the auto rental company and that they " believed the rental car company '' = they felt I was a liar. Same response for the other smaller unauthorized charges.
Credit Card company REFUSED to resolve the unauthorized charges and issue credit to my account, stating they would ruin my credit if I did not pay the charges THEY claimed were accurate despite my dispute.
When informed I would file a consumer complaint, they got angry and stated " DO WHATEVER YOU FEEL YOU NEED TO DO '' and hung up on me.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-09-21
Halyoke, MA
Complaint: When I left the service I struggled finding employment. I found a job at the XXXX XXXX XXXX and started in XXXX. During the duration of the time I was unemployed I fell behind on two payments of my mortgage along with other bills. I called Navy Federal and asked if I could move my two missed payments to the end of my mortgage and they said no. I told them I had just started working and I was struggling to keep up. They said that I have X amount of money coming in so I shouldn't be struggling.
I went to pull the dates and amounts of everything but Navy Federal Restricted my access to that information.
In XXXX I submitted a payment around the XXXX. On the XX/XX/XXXX they took another payment. I called and told them I am expecting money from my work do to OJT that the VA will pay me. So once I get that I will get caught up and could they please give me my money that they took back. They said in order for me to get the money back I have to give them a date I will pay by or they won't give me my money back. I said the end of XXXX and they said thats too late. So I said the XXXX. The girl also told me that they will not reserve any future payments that they take. Fast forward to today. Navy federal took XXXX out of my account leaving me with exactly {$27.00}. I called and asked them to refund the money and that I had submitted a hardship package prior to this. They said that the hardship package is just an application and doesn't mean anything, They also said they are no reversing the money. I then asked for a loan to get me through the two weeks and they denied that. How can a bank leave a family of XXXX with XXXX dollars for two weeks? Especially because I have been trying to work with them. They are making getting back on my feet a nightmare.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-09-21
Mabank, TX
Credit inquiries on your report that you don't recognize
Complaint: I have Received my credit report showing multiple inquiries from Navy Federal.I was not aware that my account will be hit multiple times. It is affecting my credit tremendously when applying for loans or credit cards. I in a process of purchasing a home and with the multiple inquiries is not good a look for my credit. The Credit Inquiries are inaccurate, misleading, or incomplete, & may have violated federal law.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-21
Lk Buena Vis, FL
Deposits and withdrawals
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-20
Dallas, TX
Complaint: On XX/XX/2018 I received an email containing a username and password to access a loan document exchange portal with my bank. At the time, I used a family member 's WiFi to login into my account. 3-4 hours later when I came home and tried to login to the portal my password and security questions were changed. I then contacted my bank to have them reset the password. On XX/XX/2018 I received an email about an attempt to login to my email.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-20
Company Response: Company believes complaint is the result of an isolated error Closed with explanation
2018-09-20
Colville, WA
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation