There are over 5340 complaints on file for NAVY FEDERAL CREDIT UNION. Dated between 2019-12-16 and 2011-12-05.
2018-09-09
Val Verde, TX
Account status incorrect
Complaint: I have an old credit card account with Navy Federal credit union. Through this complaint forum, or through credit disputes, is the only way that I can contact Navy Federal, as they refuse to talk to me, even though I am still a member. I have a charge off that I am making timely payments on with them, as per a written and signed agreement. This agreement is filed with the XXXX County Courts for record. This is reporting as a " Charged off Account '' on my credit report. However, it has been " TRANSFERRED '' to a Navy Federal Credit Union Lawyer, XXXX XXXX for collection purposes. A charged off account usually indicates it has been transferred, often with a statement on your credit report that says, " Transferred ''. My credit report needs to include a new account entry, most likely from Navy Federal or Mr XXXX, for this debt. The entry showing " Transferred '' is now going to be the active account entry in my credit report, not " Charge off ''. The term " TRANSFERRED '' is neutral. It also can be associated with a positive history when Navy Federal transferred the account to Mr XXXX and I continue to make timely re-payments. There would be no negative impact from the transfer. Scores would simply reflect if all payments were made as agreed after the transfer.
Indicating transferred on my report will also help me more easily track the history of the debt from the original lender, Navy Federal, as I continue to make timely payments. I have been making timely payments for many months now. I have proof, in the form of cancelled checks, enclosed. I also have a letter, from the collection agent, Mr XXXX, to whom I make these payments, this is not Navy Federal. Since Navy Federal has written off this debt and transferred it to Mr XXXX, and they refuse to talk to me and won't update my credit report, I ask for review from the CFPB. I also ask kindly, again for Navy Federal, to please update my credit reports. They should read, " Transferred '' $ XXXX monthly payments, " paying monthly '' ... Not " Charge off past due '' ... Please review enclosed documents and update. At the very least, update my report to " Charge off paying monthly '', {$320.00}. Which is the Gods honest truth of the matter.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-09
Harker Heights, TX
Application denied
Complaint: I am a XXXX XXXX XXXX veteran who is a loyal customer of Navy Federal Credit Union. I served 10 years in the XXXX and while serving obtained a loan through Navy Federal Credit Union. While paying back the loan I became incapacitated and could no longer care for myself. I had to XXXX XXXX XXXX, and XXXX. My brother XXXX XXXX XXXX was taking care of my finances at the time and supposedly notified everybody of my XXXX and XXXX situation. Time went by and after XXXX, I am now able to care for myself. I love XXXX XXXX so I apply for a credit card through them and i'm denied saying that there was a loss. After calling and getting further details, an account that was supposed to be forgiven and/or repaid at a later date per conversations with my brother XXXX and a Navy Federal representative when I was able to settle my own affairs is what Navy Federal is holding against me. It isn't fair that I served my country and acquired injuries that left me unable to attend to things for quite some time and now it's being held over my head. Forgiveness or repayment should have been honored due to the situation. I feel so horrible and embarrassed because everything is always an act of good faith with me. I shouldn't be admonished for serving the military and being injured, I shouldn't be denied the luxury of applying openly for credit with my favorite bank, it isn't fair and it isn't right. I do not care if I have to pay it back or if it is forgiven like agreed upon, i'll do it because I intended to move all of my accounts that my brother opened back to Navy Federal. Please investigate this case as I shouldn't be treated this way for such a horrible reason. Let 's make this right.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-07
Jacksonville, FL
Transaction was not authorized
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-07
Cleveland, OH
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-07
Hampton, VA
Deposits and withdrawals
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-09-07
Account status incorrect
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-06
Douglass Hills, KY
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-06
Hampton, VA
Problem using a debit or ATM card
Complaint: I XXXX XXXX was in the hospital from XX/XX/XXXX to XX/XX/XXXX that what I remerber in beween that time my money was tanken from hy account without my promise which navy federal denial my complain I even sent the dates that I was in the hospital they said it was denail becausr conflick date about lossing a card which I don't remerber do to a XXXX in which I was in on XXXX XXXXt I just remerber waking up in XX/XX/XXXX.and I XXXX XXXX when I can thourgh didn't have my XXXX XXXX XXXX XXXX I went from XXXX to hospital slect to rehab in a matter of 3 mounts was dismiss XX/XX/XXXX
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-06
Greenwood, CA
Complaint: Hi, My credit union Navy federal credit Union have discriminated against me because I exercised my consumer financial protection rights as a identy theft victom. I have my mortgage loan, line of credit, credit card and auto loan with navy federal credit Union. I've never missed one payments on any of my Bill 's. End of XX/XX/2018. I've been in a auto collision while at work. Someone rear ended me while I was stopped at the stop light. I've been in XXXX XXXX XXXX since. I reached out to navy federal to apply for a fixed equity loan on my home that I financed threw NFCU. Before applying for the loan over the phone. I ask the agent if they use all three credit bureaus to pull my credit and the agent said yes. They use all three credit bureaus to pull my report and to make final decision. I agreed to move forward with the equity loan Application. I did a follow up call to my loan server and processor to introduce myself and I also had some questions about the Application. Before I even finish asking my question. The agent stopped me and said no need to finish filling out ur Application because underwriting decided not to move forward with the Application because I dont meet they requirements to be approved and my credit score was to low with XXXX. I ask the lady what was my score with the other two credit bureaus and what was they requirements on getting approved. The NFCU agent said to me my score with XXXX is to low I ask about my other scores and she said they only work threw XXXX to pull report when someone applying for equity loans or line of credit. They dint use the other bureaus to run credit report. I said to the agent. I am a victom of identy theft and it's because of XXXX data breach my personal information have been compromised and that some opened up fraudulent accounts in my name and that I'm starting a lawsuit against XXXX and that can they give me another option or can they use the other bureaus also to make a fair decision on my Application. The lady told me theres no other option they can offer me. I explained to the agent that my XXXX report dont reflect my other two reports and that information on my XXXX report are fraudulent and I am in dispute with XXXX over those fraudulent accounts. I explained to the navy federal agent that I sent XXXX supporting documents such as my police report and ftc report. I asked XXXX to please remove and or block those fraudulent accounts from my credit report until they finish they investigation. Navy federal agent said to me. It's nothing they can do or option they can offer me. I told the NFCU agent that it's not fair to me and it's a violation of my rights and to please not run my report with XXXX for the above reasons. How can they go to someone that violated my rights and 143 million of Americans rights by they data breach. It's like asking the person who violated my rights to give a fair report on me. It's a conflict of interest. If I am in lawsuite with XXXX why would they go to them to get a fair report about me. I dont think I was giving a fair chance on my Application. I was lied to by the agent that I did the phone Application with. He told me they use all 3 credit bureaus to make a decision on equity loan Application. I believe I was discriminated against because i exercised my rights under the consumer financial protection act and was giving false information just to get me to complete and move forward with the Application. Navy federal credit Union used all three credit scores to come up with a anser on my other Application why they only use XXXX when applying for equity loans. I think it was done deliberately only to deny my Application or to give the people a higher interest on they loans or to not allow the people to access they equity. I always paid all my Bill 's on time and never missed a payme t till this moth. Because I been dealing with fraudulent activities and my personal bank accounts that I make payme ts from have been comprised also so my bank closed that account and sent me new cards.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-06
Musk, OK
Deposits and withdrawals
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-06
Bowie, MD
Banking errors
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-05
Camp Springs, MD
Problem with additional products or services purchased with the loan
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-05
Southern Pnes, NC
Account opened as a result of fraud
Complaint: On XX/XX/XXXX, I learned that my ex-wife has a Navy Federal Credit account and car loan. I called Navy Federal several days to figure out how she had an account, because in order to have an account, you have to have a sponsor in the Military with their social security card number, account number, rank, and full name. During the phone call with Navy Federal, the first person told me that my ex-wife opened the account in XX/XX/XXXX. Please note, the ex and I were legally separated XX/XX/XXXX. The second person I talked to, after an hour on the phone, took me off as the ex 's sponsor, but declared that the ex using my information " was not fraud. '' XX/XX/XXXX, Navy Federal responded with a very blanket response stating it was " Not fraud '' once again. They did not respond with how my Ex opened the account using me as a sponsor, what information she gave them, or what they plan to do to fix this problem.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-05
Personal information incorrect
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-05
Lannon, WI
Transaction was not authorized
Complaint: On XX/XX/2018 I made out check # XXXX to XXXX XXXX XXXX, for {$1100.00}. On XX/XX/2018 my Bank deducted amount from my checking account on XX/XX/2018. The back of the check indicates it went into, NAVY FCU XXXX XXXX XXXX XX/XX/2018 XXXX XXXX XXXX.
I have called XXXX, 3 times, spoke to a XXXX. My daughter-in-law went to the credit union in XXXX VA. They insist they did not received this money. My Bank official XXXX XXXX XXXX also called this number an got the same answer, My bank has filed a Affidavit of Unauthorized Paper Drafts 0n XX/XX/2018. NO ONE KNOWS WHERE MY {$1100.00} debit went. I need help, I am XXXX years old and was just trying to help my Son and Daughter-in-law out on a fixed income
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-04
Borough, CT
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-04
Huntingtn Wds, MI
Unable to open an account
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-04
Columbia, SC
Problem making or receiving payments
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-04
Chesapeake, VA
Account information incorrect
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-04
Bridgeville, PA
Unable to open an account
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-09-04
Deposits and withdrawals
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-08-31
Cibolo, TX
Debt is not yours
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-08-31
Charlotte, NC
Problem using a debit or ATM card
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-08-31
Fort Sill, OK
Problem using a debit or ATM card
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-08-30
Falmouth, VA
Account information incorrect
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation