I.Q. DATA INTERNATIONAL, INC
Consumer Complaints
There are over 1449 complaints on file for I.Q. DATA INTERNATIONAL, INC. Dated between 2019-12-04 and 2013-08-23.
Complaints Page 32
2017-07-01
Copper Canyon, TX
Written notification about debt
Debt collection: I do not know
Didn't receive enough information to verify debt
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-07-01
San Antonio, TX
Written notification about debt
Debt collection: Other debt
Didn't receive enough information to verify debt
Complaint: I received a debt collection letter from I.Q. Data international, Inc. for an apartment that I recently moved from. This came as a surprise because the manager at the apartment made no attempt to inform me of any of this. I immediately disputed the debt because the charges were outrageous and I left the apartment in a good clean condition. I have been speaking with a particular person named XXXX from the company and thought that they had started their investigation to validate any charges. I have been providing documents and papers to back up my dispute. On a prior phone conversation that took place around XX/XX/XXXX XXXX stated that in order to keep my account from being active in collection I needed to provide him with a card number. He also said that my card would NOT be charged if I called back by the XX/XX/XXXX to follow up on the dispute. I did call back on the XX/XX/XXXX to follow up and was still disputing the charges. dispute. I did call back on the XX/XX/XXXX to follow up and was still disputing the charges. Today on XXXX XXXX, 2017 I received a call from XXXX stating that I.Q. Data International , Inc. would be sending out the itemized list of charges they received from XXXX XXXX Management. He asked if I wanted to make a payment toward the debt and I said No. Multiple times. I stated that I was not going to pay this debt because the dispute was still ongoing and I did not believe the charges to be valid. ( The apartment lumped the fee together as " full paint and carpet {$890.00}. '' ) I was told to hold and was transferred to another person. This time a lady who treated me horribly and kept asking why I was n't paying my debt when I owed it. I informed her that it was being disputed and that I was not going to pay it when I did not believe the items being charged were valid. I also informed her that there were deposits that the apartment did not return to me or apply to the supposed debt, and for this reason I was still disputing. The lady kept saying that it was going to go on my credit if I didnt pay and again I told her the same thing. I will not authorize charges to my card because I dont believe the debt is valid. Without my authorization, {$710.00} was attempted to be pulled from my account. Thankfully my bank blocked the charge. Phone calls are recorded with collection companies and at no point in the conversation did I authorized them to charge my card. I specifically told them that I do not authorize them to charge it and they still attempted to do so.
Company Response: Company believes complaint is the result of an isolated error Closed with explanation
2017-06-29
Houston, TX
Written notification about debt
Debt collection: I do not know
Didn't receive notice of right to dispute
Complaint: I have never done business with IQ Data International IN. I do not have a signed contract not any contract with IQ Data International IN, I have the right to demand a copy of any contract between IQ International IN and myself.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-06-26
Atlanta, GA
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: Hi I was living in an XXXX XXXX XXXX in California from XXXX XXXX to XXXX XXXX and at the end date of my lease i got a complete billing from the apartment that i owe them for the maintenance and all other charges that are need to pay. Once i received my final billing complete amount has be paid. I am still getting calls from I.Q Data international INC collection agency that i need to pay them another XXXX . I h ave requested many times the collection agency that all the amount has been paid and i even sent them the documents. They are not listing to me and asking me to pay the debt that i do n't owe them since final amount has already been paid. And they put this in collections which is effecting my credit history.No action has been taken by the company.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with non-monetary relief
2017-06-23
Cheshire, OR
False statements or representation
Debt collection: Other debt
Attempted to collect wrong amount
Complaint: I contacted IQ Data International about my renter 's debt. While I tried to work out a payment plan, they were completely unreasonable with me, treated me like I was ignorant about how the system works, even tried to explain to me what a loan is. When I tried to propose making the payments I am able to make, they said that the amount was too small and that they would not report the payments or provide me with proof of payment. Since then, it was represented to me that a settlement might be acceptable, about one third of the original totally, but another representative informed me that this settlement would not actually clear the debt, simply remove my name from the list. The actual amount required to settle the debt is significantly higher.
Company Response: Company believes complaint represents an opportunity for improvement to better serve consumers Closed with explanation
2017-06-22
Concord, CA
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account status incorrect
Complaint: On XXXX XXXX, 2017 I paid in full a unlawful detainer XXXX XXXX XXXX XXXX vs XXXX XXXX case number XXXX in the amount of {$370000.00} via cashier check to XXXX XXXX XXXX XXXX to the Law Offices of XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, CA XXXX. I received a letter dated XXXX XXXX, 2017 from IQ Data International Inc. account # XXXX-Account # XXXX XXXX XXXX Account representative stating that I owe an outstanding balance of {$7400.00}. this incorrect. I sent IQ Data International Inc. XXXX XXXX a response letter on XXXX XXXX, 2017 via United State Postal Service stating that I do not owe {$740000.00}.
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2017-06-22
Lb, CA
Took or threatened to take negative or legal action
Debt collection: Other debt
Threatened or suggested your credit would be damaged
Complaint: FACTS : ( 1 ) On XX/XX/XXXX, I, XXXX XXXX XXXX, signed a one-year-lease- contract with XXXX XXXX XXXX XXXX . Due to severe health issues ( evidence available ), I explained to the staff : XXXX XXXX XXXX, as a Corporation ; XXXX XXXX, Manager, XXXX XXXX, Assistant Manager, XXXX XXXX, office clerk, I had to leave for XXXX for a special XXXX treatment his physician brother had arranged form him. The therapy is called XXXX, XXXX XXXX- I am a XXXX XXXX person with XXXX and XXXX XXXX and many ailments. ( 2 ) I was assured that his apartment would immediately be put in the market and available for move in so that I would not have to pay not too much money to cover for the rest of the lease time. This is per article 11 of the lease contract ( 3 ) I have been deceived by all the staff and told that the apartment was in the market for rent. I left onXX/XX/XXXX, as I was to fly to XXXX on XX/XX/XXXX. I called the XXXX XXXX XXXX XXXX office several times wondering about the delay as to why XXXX ( XXXX XXXX ) had not called. I was informed that it took 21 days. ( 4 ) I had offered to pay the month of XX/XX/XXXX and following months until the apartment was rented ; however, they refused for they had a plan to defraud, abuse and use me thinking that I am XXXX and perhaps a XXXX XXXX, I would not challenge them for breaching their own contract. They had planned to remodel the apartment on my expense and made it available for move in only in XX/XX/XXXX. The apartment was rented on XX/XX/XXXX, or XX/XX/XXXX. They are demanding that I pay {$8200.00}. Now they are demanding {$9000.00} ( 5 ) The so-called XXXX never contacted me according to article 11 in the contract and waited until the end of the lease to contact me, which is against the lease agreement as evidence shows. A tenant informed me that the apartment was being renovated and refurbished. I thought that they will relief me since they started remodeling the apartment, which means it was not available for move in. ( 7 ) Company representative, XXXX XXXX, confessed in e-mail ( attached ) dated XX/XX/XXXX, that indeed they had the apartment renovated which means the apartment was off the market and used me to pay rent unfairly and unscrupulously. ( 8 ) All company employees have lied to, abused, and used me, as evidence of e-mail messages show. I believe they have discriminated against me for my XXXX and race. <P/>consider the following : ( 1 ) It is my contention that I owe the defendants no money at all and I should be compensated for the deposit and the last month rent ( 2 ) I should be relieved from this illegally assessed amount. ( 3 ) I request that the concept of discrimination against me for my XXXX and my XXXX XXXX background be thoroughly investigated.
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2017-06-21
Sanders, KY
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: This debt from I.Q. DATA INTERNATIONAL, INC, was added to my credit report. The amount is XXXX which I do not owe from an apartment complex, XXXX XXXX. First off the apartment complex was aware we were moving. We had no central air during the summer, we were given the wrong apartment and various other issues they were in breach of the lease agreement. Management was aware and notice was given then they turned around and posted an eviction letter, they kept our deposit, and we moved.No one ever contacted me on any bill. The date is wrong wrong on this we lived there in XXXX this was reported in XXXX. Furthermore this apartment was rented out the next month. We are not liable for this debt and certainly not that amount. Interest is also collected this is a non interest collection. Who ever heard of collecting interest on a collection debt. This company was involved in a class action lawsuit for exactly what is going on here. I want this off of my credit report. Nothing has even been sent to me substantiating this debt. I have disputed this multiple times. with no results. This is my last resort before legal action.
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2017-06-20
Cocoa, FL
Took or threatened to take negative or legal action
Debt collection: Other debt
Threatened or suggested your credit would be damaged
Complaint: I have asked for this collection agency to validate this debt, they sent me a paper with a signature that is NOT MINE. I was not even living in XXXX on XXXX. This signature is fraudulent and forged. I am asking for them to IMMEDIATELY remove this collection from my credit bureaus which is negatively affecting my credit score.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-06-19
Austin, TX
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: I was contacted by I.Q. Data International by telephone on XXXX XXXX, 2017 and informed they were pursuing collection for an amount due an apartment complex in XXXX, XXXX. I informed them that I did not live in XXXX and that the debt was not mine. Upon receipt of the initial letter from I.Q. Data, I provided them on XXXX XXXX, 2017, via certified letter with return receipt, multiple documents to include voter registration card, auto registration, auto insurance, utility bills, mobile phone bills, cable bills, IRS letter, letter from current landlord showing my lease start date and lease end date as well as a statement from the company responsible for moving me from XXXX XXXX, XXXX to XXXX XXXX, XXXX. I have asked the creditor for a signed copy of the lease with the apartment complex in XXXX as well as any tenant information but as of this date, they refuse to provide me with that documentation. They have provided me with a statement with my name and an address is XXXX, XXXX but as I have previously stated, I have not lived in XXXX. On XXXX XXXX, 2017, again via letter sent by certified mail, return receipt, requested a copy of any leases, tenant applications but to date, creditor has ignored my request. On XXXX XXXX, 2017, I received notification from XXXX, XXXX and XXXX, that I.Q. Data International has placed the item on my credit reports. I have been attempting to work with them to resolve this but my attempts have been ignored. I feel that my rights under the Consumer Credit Protection Act have been violated and I am asking for your assistance in order to protect them. I have since filed disputes with all 3 credit bureaus in an attempt to get this removed from my credit report.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-06-19
Jacksonville, FL
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Information is missing that should be on the report
Complaint: I do not have a contract with IQ. DATA INTERNATIONAL .I am not liable for co llection this debt fro m IQ DATA INTERNATIONAL. I am not respo nsible for this debt. Desired Outcome : Correction to a credit report DELETE FROM CREDIT REPORT. they can not sell the debt to another agency, they will not disclose the information to any third party, they agree to delete from all XXXX credit bureaus, they agree to not post it as a settled account, and that the payment is accepted as payment in full. As previously pointed out to you, XXXX XXXX XXXX , XXXX XXXX XXXX , defines Verification as, Confirmation of correctness, truth or authenticity, by affidavit, oath, or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. What this means is that your company must be willing and able to produce a document that proves the accou nt ( s ) in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law. Someone in your company must authenticate the documents in your files that were used to verify the disputed accounts and to do this they must hav e 1st hand knowledge of the alleged account ( s ) and all that has ever transpired for the alleged account ( s ), under oath and under the penalty of perjury.
Your failure to provide me with verifiable proof required for your company to post the accounts listed below is evidence that it does not exist and therefore is proof that you cant properly Verify the accuracy of any of the disputed accounts. Please be advised that under Section 611 ( 5 ) ( A ) of the FCRA you are required to promptly DELETE all information which can not be verified.
Due to your continued willful disregard of the law I intend to pursue litigation in accordance with the FCRA to seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 if the UNVERIFIED items listed below are not deleted within10 days.
A copy of this letter as well as copies of the XXXX previously written letters sent to you by certified mail with proof of delivery will also become part of a formal complaint to the Consumer Financial Protection Bureau. They will also be submitted as evidence in pending litigation provided you fail to comply with this offer of settlement. The law is very clear as to the civil liability and the remedy available to m e ( Section 616 & 617 ) if you fail to comply with Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. In order to avoid legal action I demand that you delete all of the unverified accounts listed below immediately & provide me with a copy of an updated and corrected credit report showing that these items have been deleted.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-06-15
Federal Way, WA
False statements or representation
Debt collection: Other debt
Attempted to collect wrong amount
Complaint: In XXXX XXXX I sent a lette r to I.Q. Data International , Inc. as king for validation of debt with XXXX XXXX XXXX XXXX XXXX . On XXXX XXXX , XXXX I received a letter stating the prinicipal due is {$7000.00}, copy of a lease that expired XXXX XXXX , XXXX and a move out statement dated XXXX XXXX , XXXX . An expired lease and a move out statement that I did not sign or agree to the amount owed is not validation of debt. Beginning XXXX XXXX I have been disputing the validity of this account with all XXXX major credit bureau s ( XXXX XXXX XXXX XXXX ). All XXXX credit bureaus responded stating the account is verified. They also failed to provide me with documentation they received to verify the debt. On XXXX XXXX , XXXX I appeared in XXXX XXXX Superior Court and agr eed to the prinicipal judgment amount of {$4500.00} owed to the XXXX XXXX XXXX XXXX XXXX . This account has been reporting to all XXXX credit bureaus incorrectly since XXXX XXXX , XXXX . Attached are documents received from I.Q. Data International , Inc., and the Agreed Judgment Summary dated/signed XXXX XXXX , XXXX by myself, my attorney, the attorney representing the XXXX XXXX XXXX XXXX , and the Judge.
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2017-06-15
Southern Pnes, NC
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: I do n't have any knowledge of this collection company or the debt that they are attempting to collect
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-06-15
Austin, TX
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: I moved out of XXXX XXXX in XXXX XXXX . In XXXX XXXX , the apartment complex engag ed IQ Data International dba R ent Collect Global to collect a debt of {$120.00} they claimed I owed for cleanout of the apartment I vacated in XXXX XXXX . <P/> I disputed this debt with both the apartment comple x and IQ Data. B oth parties maintained that I owed the debt. <P/> I sued the apartment complex in Justice Court to have the d ebt cleared and my apartment deposit returned. On XXXX XXXX , XXXX t he Justice of the Peace issued the judgement on this case in my favor. In XXXX XXXX , the XXXX XXXX wrote a check to pay the court costs and return my deposit. <P/>
IQ Data has refused to stop reporting this debt to the credit reporting agencies XXXX XXXX XXXX XXXX . I disputed the debt directly with all XXXX credit reporting agencies. XXXX and XXXX have removed the collection from my report. XXXX has not. <P/> Per my current XXXX credit r eport, IQ Data Collections has inc reased my debt due to interest owed to {$130.00} and continues to report this debt as of XXXX XXXX , XXXX . I have written to both IQ Data and XXXX on multiple occasions to remove this mark from my credit history, but IQ Data maintains that I owe the debt despite being presented with the court 's judgement.
Company Response: Company believes complaint is the result of an isolated error Closed with non-monetary relief
2017-06-13
Keyport, WA
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: I n XX/XX/XXXX I go t a call from IQ data collec ting a debt in the amount of XXXX dollars ; at the time I believed this to be the XXXX dollar bill which I paid from XXXX XXXX for a move out charge which turned out to be on a different account. Then I discontinued contact with IQ dat a. In XX/XX/XXXX we discovered that the amount IQ data was charging us for was another amount arbor terrace put on our account as a damages and others fee ; we then went into XXXX XXXX and resolved the debt, we were not given a receipt. Come XX/XX/XXXX I beg an trying to te ll IQ data that the deb t was resolved but they insisted on me sending proof, by XX/XX/XXXX I had for gotten that I did not get a receipt so I believed I h ad one. By the time I had discovered that I had no receipt XXXX XXXX had s witched management companies from XXXX XXXX . N ow neither of them claim to have my receipts but they both do n't have any debt under my name either. So now the only people who are still trying to collect are t he debt collectors of course who wont be satisfied unless I pay or cough up a receipt for a debt that no longer exists.
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with non-monetary relief
2017-06-12
Springfield, MO
Written notification about debt
Debt collection: I do not know
Didn't receive enough information to verify debt
Complaint: In 2015 , XXXX 's XXXX XXXX sent a bill to collecti ons. RentCollect was the company took over the bill. I never received any sort of communication from RentCollect in regards to this. I only found out about it after checking my credit and noticing my score went down due to the collection. The bill they received was for something I do n't owe. Even so, today I contacted them in an attempt to pay that bill. I only offered to pay it because my new apartment complex asked me to address the issue. I called RentCollect multiple times trying to make the payment and only asked for a faxed confirmation to be sent to the apartment complex. They very rudely told me they would not do that and it would have to be mailed.
Company Response: Company believes the complaint is the result of a misunderstanding Closed with explanation
2017-06-12
Cocoa, FL
Written notification about debt
Debt collection: Other debt
Didn't receive enough information to verify debt
Complaint: This collection agency out of no where added a collection to my report in which they failed to validate debt or furnish any proof of correct identity. It was reported on XXXX 2017. I am not aware of this collection and it is messing up my credit score.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-06-09
Hinkley, CA
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2017-06-09
Bedford, TX
False statements or representation
Debt collection: Other debt
Attempted to collect wrong amount
Complaint: There is a collection company trying to collect on an apartment debt which NO way do I owe the amount stated. I lived in this complex for many years, gave a 30 days notice and moved and never even received my deposit back. I think this information is inaccurate and have disputed with no resolution. Please help
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-06-08
Corinth, TX
Problem with a credit reporting company's investigation into an existing problem
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Their investigation did not fix an error on your report
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-06-07
CO
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Personal information incorrect
Complaint: Rented an apartment. Father was supposed to co-sign- however he never filled out documents so the apartment complex filled it out fraudulently and claimed I had and are charging both me and my father for their mistakes, negligence and lack of detail!!
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with non-monetary relief
2017-06-06
TX
Attempts to collect debt not owed
Debt collection: I do not know
Debt is not yours
Complaint: IQ Data is currently reporting negative information on my credit reports. They were in receipt of a letter on XXXX requesting verification/validation of this debt as I have no knowledge of this account and have never done business with this company and they have failed to provide this information. They printed out what appears to be a statement with an amount that does not even add up the amount they are claiming I owe. Further, they handwrote an additional amount which still does not add up to the amount they are claiming I owe and which makes absolutely no sense. This is a violation of the Texas Finance Code as this company is now allowed to collect " interest ' '' on an account unless they have entered an agreement. Further, per the Texas Finance Code Section 392.101, a debt collector must hold a surety bond in the State of Texas in order to attempt to collect a debt. IQ Data has failed to comply with these regulations. I have attached all documentation that was mailed to the company.
Company Response: Company believes the complaint is the result of a misunderstanding Closed with explanation
2017-06-02
Blmgtn, IN
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Information belongs to someone else
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2017-06-01
Neenah, WI
Attempts to collect debt not owed
Debt collection: Other debt
Debt was result of identity theft
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with non-monetary relief
2017-05-31
Oxford, GA
Took or threatened to take negative or legal action
Debt collection: Other debt
Threatened or suggested your credit would be damaged
Complaint: IQ Data International, INC XXXX XXXX XXXX XXXX , WA XXXX ( XXXX ) XXXX Reported to my credit negatively last on XX/XX/2017 .I had no knowledge of this debt until I reviewed my credit report. I never received a move out statement or notice of this balance from the original creditor XXXX XXXX . The alleged debt was originally for XXXX and now the debt is XXXX . This debt is reporting to the same credit bureaus with XXXX different balances, which is a violation of the Fair Debt Collection Practices Act ( FDCPA ) " by misrepresenting the character, AMOUNT, and legal status of a debt. '' I do not own this debt. This debt belongs to my ex spouse that was in the military and discharged and labeled unable to deploy due to scoliosis. I had to sign the lease because I was over the age of XXXX and they needed to run a background check, per the lease agreement, which I have attached, all occupants over the age of XXXX and not marked a legal adult dependent due to XXXX must sign the lease or they can not occupy the apartment for more than XXXX consecutive days, etc.. I had NO income which was clearly marked on the application. XXXX XXXX XXXX I applaud you for assuring all your employees are trained and accredited. In addition, I applaud you for such designation, that is awesome, but we all know even the most highly trained and accredited personnel fail to abide by all laws and regulations. A s IQ Data Internatio nal has actually been sued a few times for illegal actions, where you guys decided to settle, so invalid point. However ; I do not have some divorce decree or private agreement between my ex-husband that is removing me from this debt. I have the contract side between my ex-husband, myself, and XXXX XXXX , which if you had reviewed you would see certain remarks I made on the contract. If it is to my understanding, all apartments have certain criteria to even be a resident, one is running a BACKGROUND check on ALL RESIDENTS over the age of XXXX , which at the time I was. I CLEARLY marked on the application that I do not have any INCOME, which would disqualify me from being able to be responsible for a lease, as obviously I could not afford it. In reference to my complaint " took or threatened to take legal action and threats made against my credit, '' again, here is a flaw in your company that you do not have any documentation of these acti on ( s ), one o bvious action would be threats against my credit which have became actions, you are falsely placing a debt, multiple debts, I DO NOT OWN NOR HAVE RESPONSIBILITY FOR on my credit reports, negatively affecting my credit worthiness, reputation, and ability to provide housing for my XXXX kids and I. Correct, my account has been marked as disputed but do we honestly have to go over the XXXX tactics of the bureaus marking everything as disputed and verified by FCRA requirements? We both know better. Your client is very aware of their actions when it came to selling this debt to you. I have attached a copy of the lease for your review. Maybe you can contact your client for a list of their requirements when it comes to adult occupants and being able to obtain an apartment within their community ; honestly, if you are properly looking into all of these debts you would have their requirements on hand, which I am requesting a copy of as well. Now I am asking you to have this debt removed from all three of my credit bureaus, because I do not have a contract with you all, and the lease that I did sign, for purposes of running a background check to prove I was not a felon, did not bind me to a collection agency for failure to make payments. This debt belongs to my ex-husband, XXXX XXXX , who at the time held an income and was stationed in XXXX XXXX , Colorado. I appreciate your sincere care towards validity of debts. I have requested the debt be removed from all three credit bureaus permanently and null and void. I do NOT own this debt. They have not removed this debt nor acknowledge the true ownership of this debt. I do not own a valid contract wi th IQ Data International, as a co-signer on this application or debt. Please review the attached documents.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation