CL HOLDINGS LLC
Consumer Complaints
There are over 2318 complaints on file for CL HOLDINGS LLC. Dated between 2019-12-10 and 2013-07-26.
Complaints Page 8
2019-08-31
AZ
Communication tactics
Debt collection: Credit card debt
Frequent or repeated calls
Complaint: They are calling family members that do not have anything to do with said debt. They refuse to give any information and are harrassing the family member.
Company Response: Closed with explanation
2019-08-31
Katy, TX
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt is not yours
Company Response: Closed with explanation
2019-08-30
Jacksonville, FL
Attempts to collect debt not owed
Debt collection: Auto debt
Debt was already discharged in bankruptcy and is no longer owed
Complaint: A debt collection for a repo of {$8000.00} from XXXX XXXX XXXX was deleted and removed from my credit report in XX/XX/2019. This collection agency then sold the collection account to Jefferson Capital Systems which was re inserted into my credit report stating that the account was opened on XX/XX/2019 and was reported on XX/XX/2019 to all 3 credit bureaus. I am working with a credit repair company XXXX XXXX who is disputing this and requesting for it to be deleted from XXXX, XXXX and XXXX.
Company Response: Closed with explanation
2019-08-30
Canoga Park, CA
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt was result of identity theft
Company Response: Closed with explanation
2019-08-29
Juniper Hills, CA
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: I have received a ton of letters, and phone calls form Jefferson Capitol Systems over the last few years. The only time I spoke to someone ( over a year ago ), they said they were collecting from a XXXX XXXX account from XX/XX/XXXX or XX/XX/XXXX. I told them it was not my account, and that over a 15 year old account, if it was ( which it WAS NOT ). I asked them to cease and desist all calls and correspondance, and to stop trying to scam me. They no longer call, however, I still keep getting letters from them. This is a scam, and they need to be stopped.
Company Response: Closed with non-monetary relief
2019-08-29
TX
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account information incorrect
Complaint: {$370.00} is what XXXX XXXX says I owe them. But I have never had a actual phone bill, it has always been prepaid phones. I have XXXX currently. Someone opened up a account in my name and I think I might know who did it. I would like to resolve this asap. Thank you.
Company Response: Closed with explanation
2019-08-29
Cincinnati, OH
False statements or representation
Debt collection: Credit card debt
Attempted to collect wrong amount
Company Response: Closed with explanation
2019-08-28
Winton, CA
Attempts to collect debt not owed
Debt collection: I do not know
Debt was result of identity theft
Complaint: I am a victim of identity theft. The information listed below, which appears on my credit report, does not relate to any transaction ( s ) that I have made. It is the result of identity theft.
Company Response: Closed with explanation
2019-08-27
Louisville, KY
Attempts to collect debt not owed
Debt collection: I do not know
Debt is not yours
Complaint: Collection company is trying to collect a debt that is not mine and also has put negative marks on all three of my credit reports.
Company Response: Closed with explanation
2019-08-27
Main Office, VA
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: The company XXXX XXXX XXXX, is trying to collect a debt of {$310.00}, and reporting this debt to Consumer Credit Agencies.
They are reporting that this debt is from " XXXX XXXX XXXX '' and that it is 2 Years, and 10 months, old.
I have never had a contract, written or verbal, with the XXXX XXXX, and have not received any information from them or the mentioned collector to validate this debt.
Company Response: Closed with explanation
2019-08-27
Memphis, TN
Took or threatened to take negative or legal action
Debt collection: Auto debt
Threatened or suggested your credit would be damaged
Complaint: I purchased a car in XXXX through XXXX XXXX XXXX and it was voluntarily repossessed due to layoff on my job. XXXX XXXX placed it on my credit report which affected my FICO score. Jefferson Capital purchased this account from XXXX XXXX and has placed it back on my credit reports as if I signed an agreement with them as of XX/XX/XXXX for a loan of {$20000.00}
Company Response: Closed with non-monetary relief
2019-08-27
Bueche, LA
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: On XX/XX/2019, I received a call from Jefferson Capital Systems LLC, in an attempt to collect a debt of approximately {$1100.00} that was owed to XXXX XXXX. However, I do not have any consumer debt nor have I ever had an account with XXXX. Therefore, I immediately suspected that this attempt to collect money was fraud.
My suspicion was confirmed when I decided to research Jefferson Capital and one of the first results that came up from my XXXX search was " Jefferson Capital XXXX Fraud ''.
Please take the appropriate action against this company because while I am capable of determining what is fraudulent, other people are not.
Thanks for your timely attention to this matter.
Company Response: Closed with explanation
2019-08-26
Apple Valley, MN
Attempts to collect debt not owed
Debt collection: Other debt
Debt was result of identity theft
Company Response: Closed with explanation
2019-08-25
Rayford, TX
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Company Response: Closed with explanation
2019-08-25
Harsens Is, MI
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: There are 2 Collection on my credit report.
Jefferson Capital Syst XXXX XXXX XXXX XXXX XXXX XXXX I settled with Jefferson Capital on XX/XX/19 I sent a copy to to XXXX XXXX and to XX/XX/XXXX Showing it was paid but its still on my credit report and it shouldnt be
Company Response: Closed with explanation
2019-08-25
CA
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account information incorrect
Complaint: Account is showing as opened in XX/XX/2016. I have not had an account with the original creditor for over 10 years, should no longer be on my credit report.
Amount owed is inaccurate, have never had such a balance with original creditor.
Company Response: Closed with explanation
2019-08-25
Tibbs, MS
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt was paid
Complaint: InXX/XX/XXXX, I applied for a XXXX account and I didn't know about the predatory interest rate that came with the credit account. I became the only working member in the household of XXXX in XX/XX/XXXX due to my husband becoming ill and could not afford the payments. The account was late for 3 months then sent to collections/charged off. On my credit report XXXX has 3 different reporting, consisting of account # XXXX, # XXXX and JeffCapsys XXXX, which is collection agency. I agreed to settle the account with them for {$600.00} and they sent a letter for paid in full. They then listed the balance ( {$730.00} ) of the account on my credit report instead XXXX the account as promised. The reporting of when charged is changed twice and then listed as this year instead of XX/XX/XXXX. Please help me to resolve this issue with XXXX XXXX.
Company Response: Closed with explanation
2019-08-24
AR
Attempts to collect debt not owed
Debt collection: I do not know
Debt was already discharged in bankruptcy and is no longer owed
Complaint: Jefferson Capital System is attempting to collect a XXXX XXXX debt that was discharged in 2006 bankruptcy.
Company Response: Closed with explanation
2019-08-24
CA
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Information belongs to someone else
Complaint: JEFFERSON CAPITAL SYSTEM Last reported XX/XX/2019 {$1500.00} Open balance XXXX XXXX XXXX Original creditor -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- - Dispute item. Doesn't belong to me. Please remove.
Company Response: Closed with explanation
2019-08-24
Vacaville, CA
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Other personal consumer report
Public record information inaccurate
Company Response: Closed with explanation
2019-08-24
Pikeville, NC
Took or threatened to take negative or legal action
Debt collection: Auto debt
Sued you in a state where you do not live or did not sign for the debt
Company Response: Closed with explanation
2019-08-23
Killeen, TX
Problem with a credit reporting company's investigation into an existing problem
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Their investigation did not fix an error on your report
Company Response: Closed with explanation
2019-08-23
Houston, TX
Attempts to collect debt not owed
Debt collection: I do not know
Debt is not yours
Company Response: Closed with explanation
2019-08-23
Bakersfield, CA
Communication tactics
Debt collection: Other debt
Used obscene, profane, or other abusive language
Company Response: Closed with explanation
2019-08-22
Akron, OH
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: XXXX XXXX is showing that I owe a balance of {$1900.00} which is incorrect. This balance is not valid and there should be a XXXX balance on this account. There is no possible way this balance is correct or owed to XXXX due to I switched carriers and bills were paid.
Company Response: Closed with explanation