Accelerated Financial Solutions, LLC

2018-03-29

Falmouth, VA

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with non-monetary relief

Untimely Response

2018-03-28

Cheverly, MD

Communication tactics

Debt collection: I do not know

You told them to stop contacting you, but they keep trying
Complaint: Accelerated Financial Solutions, contacted a XXXX year old family member, & told him that his cell phone number was given to them by me as my main contact phone number. XXXX was the contact person. She also told him that she is trying to reach me. This happened on XX/XX/18 at XXXX. I called her back immediately, and she told me that I owed over {$900.00} to a company I've never heard of. I told her that this is a scam & I am going to report you to the FTC, & to my states attorney general office. I then got a call from XXXX & another lady.
Company Response: Closed with non-monetary relief

Timely Response

2018-03-25

Las Milpas, TX

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: Have disputed this before. company repsonded to CFPB that they will cease adn desist. and it has popped up on my credit report on XX/XX/2018 again!! I am goign to pursue this further
Company Response: Closed with non-monetary relief

Timely Response

2018-03-19

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Closed with non-monetary relief

Timely Response

2018-03-16

Smoke Rise, GA

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Complaint: This is not my debt. Creditor continues to attempt to collect on this account that is not a verified account
Company Response: Closed with non-monetary relief

Timely Response

2018-03-13

Shalimar, FL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Complaint: Approximately 5 months ago, I disputed this item with all 3 credit reporting agencies as the item not belonging to me. Upon completion of the investigation, it was determined that the account did not belong to me and the item was deleted from my credit file at all 3 agencies. On XX/XX/2018, this item was reinserted on my XXXX credit report. This item has been disputed 3 times now, with results proving the item does not belong to me, yet it continues to be deleted and reinserted. Also, in accordance with the requirements of the FCRA, the consumer reporting agency should notify the consumer of the reinsertion 5 days prior to reinsertion. I did not receive said notice, therefore, this is a violation of the FCRA.
Company Response: Closed with explanation

Timely Response

2018-03-08

LA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Complaint: Someone stole my wallet in XX/XX/2012and went to a furniture store and received furniture with my information. The amount of the debt was XXXX. Ive tried disputing this information with all three credit bureaus to no avail. I sent Accelerated Financed a validation letter and they mailed me contracts with signatures that dont match. The debt was sold to Accelerated and they increased the amount owed to XXXX. Accelerated sent me all the info for the account, all of the info has the same address where I lived but the furniture was delivered to a different address. I had to close that account because of fraudulent activity and also filed a police report when someone broke into my car.
Company Response: Closed with non-monetary relief

Timely Response

2018-03-07

Austin, TX

Problem with a credit reporting company's investigation into an existing problem

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Problem with personal statement of dispute
Company Response: Closed with non-monetary relief

Timely Response

2018-03-06

Charlotte, NC

Written notification about debt

Debt collection: I do not know

Didn't receive notice of right to dispute
Company Response: Closed with explanation

Timely Response

2018-03-06

Duncanville, TX

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with non-monetary relief

Timely Response

2018-02-24

Lewisville, TX

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: Received notification that a Collection account from ACCELERATED FINANCIAL had been placed on all 3 major reports named as XXXX XXXX, the account went delinquent 30 days or more in XX/XX/XXXXand was never brought current, after numerous calls & even uploading a credit report dated XX/XX/XXXX reflecting the account should be removed as of XX/XX/XXXX, due to First Date of Delinquency. advised after numerous calls the debt was no longer collectible & should be immediately removed to which the suggestion was made they say you owe it, I going to offer you the lowest possible offer I can to get this squared away can you pay {$500.00} & this will be taken care of, I advised I would not as this debt is no longer collectible.I find it disheartening that information can be added to reports just by simply sending to credit bureaus after this my scores dropped 40,29 & 31 points.
Company Response: Closed with non-monetary relief

Timely Response

2018-02-23

San Antonio, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: I received notification from my credit monitoring service that my score went down 50 points because this debt collection agency report inaccurate information for a debt I have already paid.
Company Response: Closed with non-monetary relief

Timely Response

2018-02-23

Dallas, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with non-monetary relief

Timely Response

2018-02-22

Lakeland, FL

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with non-monetary relief

Timely Response

2018-02-20

TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: Firstly, thank you for taking your time to review this and I understand my complaint is just one of hundreds that you guys read on a daily basis. I was checking my credit report because my little family and I are looking to buy a house for the first time, that's when i noticed i have derogatory mark that shouldn't be on my credit report. Derogatory Mark Info : 1 ) The original creditors name - XXXX XXXX XXXX 2 ) Account opened - XX/XX/XXXX XXXX ) Account Status - Open 4 ) Remarks - Placed For Collections 5 ) Amount Owed - {$930.00} Back Story : Back when I was in school, I was irresponsible with my credit because i made a purchase at XXXX XXXX XXXX for my brother. I put a XXXX XXXX TV and surround sound system on my credit for his living room because he told me he would make the payments. Later on, my parents and I found out that he sold the TV and Surround Sound System to by XXXX. This was hard news for me because my own brother was XXXX to XXXX and hurting the family, so my parents put him into XXXX in hopes that he would get clean. He has been in and out of XXXX and is still fighting XXXX. I apologize for unloading this XXXX story on to you but this issues has been haunting me in more ways then one. Conclusion : 1 ) I made the XXXX XXXX back on XX/XX/XXXX 2 ) I have already payed off these debt collections 3 ) I gratefully ask this negative remark to be removed from my Credit Report Thank You, XXXX.
Company Response: Closed with non-monetary relief

Timely Response

2018-02-18

Fort Worth, TX

Communication tactics

Debt collection: Other debt

Frequent or repeated calls
Company Response: Closed with non-monetary relief

Timely Response

2018-02-17

Fort Worth, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt was already discharged in bankruptcy and is no longer owed
Complaint: Original Creditor sold " Charged off '' debt to another collection company and has " re-aged '' the debt with false info of when I started the account which is wrong. Original Debt to be cleared with Bankruptcy discharge
Company Response: Closed with non-monetary relief

Timely Response

2018-02-17

Roberts, ID

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: ACCELERATED FINANCIAL SO XXXX XXXX XXXX XXXX XXXX XXXX, VA XXXX This company contacted me twice claiming to be a legal " skip tracing service '' in XX/XX/XXXX and XX/XX/XXXX. They expressed that they were attempting to collect a debt on behalf of XXXX ( when I returned the call. I expressed to them very clearly that I have not had XXXX service since early in XXXX, 12 years ago. They expressed that they purchased this debt. I neither owe, nor recognize any debt to this company or XXXX. I was paid off with them when I closed my account in XXXX. Further, upon request for information to be sent to me about this debt, I was refused. This company has gone as far as to file this as a negative on my credit report. I am disputing this with the credit companies currently as a fraud. Per my understanding 1 statute of limitations for collections is 4 years and statute of limitation for credit reporting is 7. Even if this was valid, it would fall well beyond both of these. I am further concerned that I was unable to receive ANY written documentation from them when requested yet they had no issue placing this on my credit report.
Company Response: Closed with non-monetary relief

Timely Response

2018-02-16

Bohemia, NY

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: I received a credit monitoring alert that a collection was place on my credit report. The collection agency name reads Accelerated Financial Solutions LLC. The original creditor reads XXXX XXXX which I assume is XXXX. The account was opened 6 months ago on XX/XX/207 and reads as an open account. The amount owed reads {$180.00}. There is no account number given just the information I provided above. This is a fraudulent account! I NEVER opened a account or requested services from this company. This is fraud! This fraudulent account has caused almost a 40 point drop to my credit score. Please assist me in getting this matter resolved as I am planning to go for a home loan within the year and will not be able to do so.
Company Response: Closed with non-monetary relief

Timely Response

2018-02-16

Dortches, NC

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: This company is attempting to collect funds from me over a debt that is not mine. I have never signed a contract with this company and have never heard of them. They are reporting to the credit bureaus a collection in the amount of {$3600.00} that was opened XX/XX/2017. This is NOT my debt and this collection is causing a huge impact on my credit score/file.
Company Response: Closed with non-monetary relief

Timely Response

2018-02-16

Dallas, TX

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Complaint: On XX/XX/2018, I received an alert that a new collection was reported on my credit reports. I reviewed my reports and seen a entry from Accelerated Financial SO ( 12 XXXX Retail ) with a balance of {$2500.00} and a high balance of {$290000.00}. I have disputed XXXX 's 2 years ago about this account. I requested documents and it was proven that this account was not mine. The application clearly proved that there is an individual with the same name that lives in a neighboring city.
Company Response: Closed with non-monetary relief

Timely Response

2018-02-15

Lewisville, TX

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Complaint: I received an alert that XXXX XXXX XXXX put a collections account in my credit report. I contacted the company and a rep named XXXX answered the phone. I told him about the amount. It stated that my highest credit limit was {>= $1,000,000} and it was incorrect. He then stated that the credit bureaus must have typed that information in. I then asked for verification of the amount owed and the original amount of the debt. He then told me that he was not he was not going to send me out any paperwork so I can decide if I want to pay. He told me that I shouldnt have went into XXXX with the intent of stealing or not paying for the merchandise. He then hung up.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-02-15

Canutillo, TX

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-02-15

Las Milpas, TX

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2018-02-14

Houston, TX

Took or threatened to take negative or legal action

Debt collection: I do not know

Threatened to sue you for very old debt
Company Response: Closed with explanation

Timely Response