TRANSWORLD SYSTEMS INC

2017-04-27

Charlotte, NC

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: I had a contract with XXXX that initiated on XX/XX/XXXX . After having XXXX services performed, I noticed my lawn deteriorating. I reached out to XXXX and expressed my concerns. They blamed it on our lack of rain, although I had been watering the lawn myself and incurring the additional expense on my water bill. On XX/XX/XXXX I called and spoke with XXXX at XXXX . I informed her that I wished to discontinue my agreement with XXXX because my lawn looked much worse than when I started. She assured me that my account had been noted and that no additional charges would be made. The area manager, XXXX ( XXXX ) XXXX called me on XXXX and said that he was sorry for the poor service that I had received and that he was going to come and evaluate my yard to see if there was anything they could do to win back my business. He said that he would remove the unauthorized charges from my account. As of today ( XX/XX/XXXX ), I have never seen or heard from them again. I am now receiving collection notices from Transworld Systems for the {$230.00} amount. I have written to them explaining all of this, however they continue to attempt collection. I do not want this to tarnish my credit. PLEASE HELP
Company Response: Closed with explanation

Timely Response

2017-04-27

Bellaire, TX

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Threatened or suggested your credit would be damaged
Complaint: XX/17 -TransWorld Systems. The company listed is NOT bonded in the state of Texas and can not legally collect debt. Please remove from my credit report and confirm that debt is not owed.
Company Response: Closed with explanation

Timely Response

2017-04-26

El Paso, TX

Took or threatened to take negative or legal action

Debt collection: I do not know

Sued you without properly notifying you of lawsuit
Company Response: Closed with explanation

Timely Response

2017-04-26

Los Indios, TX

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Complaint: In the XXXX XXXX XXXX I was erroneously charged {$83.00} for co-insurance by the hospital I work for related to services provided in XXXX XXXX XXXX XXXX XXXX . Hospital policy is not to collect co-insurance from employees and family members covered under the employed individuals benefits plan. I did explain this in writing in a notification sent back to the hospital billing department. In XXXX XXXX , I received a notice of debt collection from Transworld Systems Inc. I sent a written notice on XXXX XXXX , XXXX demanding immediate cessation of attempts to collect this erroneous debt. On XXXX XXXX , XXXX I received another letter seeking to collect this debt with the addition of accrued interest making the total {$85.00}. I have sent another notice to the company as of today, XXXX XXXX XXXX demanding immediate cessation of attempts to collect this debt.
Company Response: Closed with explanation

Timely Response

2017-04-26

Norwalk, CA

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-04-26

Chesapeake, VA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2017-04-25

Warrenton, VA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: on XXXX XXXX , XXXX i settle a debt of XXXX dollars for XXXX dollars, they were supposed to take it off, of my credit report, but they did n't they still show that i owe a XXXX dollars. I call them various times and asked to be fixed they always tell me that it is being updated but it is not.
Company Response: Closed with explanation

Timely Response

2017-04-25

Hon, HI

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: This is in response to CF PB Claim Number XXXX . In the original CFPB claim XXXX , I stated I did not owe any debt and that I wanted to contest. I said I had aske d Transworld for an itemized invoice but they did not provide one. It seems Transworld responded by sending another invoice that IS NOT itemized. I will not pay an invoice that is not itemized, especially if I have never done business with Transworld or the debt they are allegedly trying to collect in the place of XXXX . I have not used XXXX in recent memory.
Company Response: Closed with explanation

Timely Response

2017-04-25

FL

Communication tactics

Debt collection: Other debt

Used obscene, profane, or other abusive language
Complaint: My son was in XXXX XXXX working and got a ticket. The truck he was driving was in my name. I have paid the {$90.00} fine and will mail in the morning. The company is Transworld Systems Inc that has been hired to collect this balance. I am XXXX years old an d just retired after working 52 years. I feel I have earned the right to be talked to respectfully. I would like for the young lady to be reprimanded that was so rude and disrespectful to me when she called. I have a credit score of XXXX and pay my obligations and have my entire life. I look forward to an apology at least. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , Fl XXXX cell XXXX
Company Response: Closed with explanation

Timely Response

2017-04-25

Meadows Place, TX

False statements or representation

Debt collection: Federal student loan debt

Told you not to respond to a lawsuit they filed against you
Company Response: Closed with explanation

Timely Response

2017-04-25

Santa Ana, CA

False statements or representation

Debt collection: I do not know

Attempted to collect wrong amount
Complaint: I received by mail a letter fro m transworld system wi th amount of XXXX $ to be pay to XXXX XXXX XXXX but what I have on hand from the court judgments minutes of order that I have to pay XXXX $ and the landlord have on hand XXXX $ security deposit so I have to pay only XXXX $ Amount I attached the judgment order and the landlord statement
Company Response: Closed with explanation

Timely Response

2017-04-24

San Antonio, TX

Struggling to repay your loan

Student loan: Private student loan

Can't temporarily delay making payments
Complaint: Hello, I was a student at XXXX XXXX College. I had taken out loans when I started school XXXX of 2016 wi th the schools financial department, this was my first college that I had ever attended so I 100 % put my trust into this school. I was told that I would have to make a payment every month towards my school loan to stay in school I then stated to them that I was a single mother and my pay checks that I were getting were toward my living expenses and my child 's. So they offered my a stipend to help pay the loan. Then on XXXX XXXX , 2016 ev ery student received a message stating XXXX XXXX College has permanently closed effective immediately. We were not given any notice this was shocking to everyone. I called XXXX who is with XXXX XXXX XXXX XXXX and they had no knowledge to what was happening and that I would be contacted for future information. I did not receive any phone calls for this matter. I then had to look into to other schools and found one XXXX XXXX University who did a teach out and were able to continue but of course for a cost. I am now in my second term there which is actually XXXX quarter there and since being there have been paying on my tuition there. XXXX XXXX college did not leave any funds in my account, they took all my financial aid and my Pell grants so everything in this school is out of pocket. I am currently paying the little I can every month and still have a balance of {$5800.00} not including the next term if I do pass. With all this going on I have recently received a letter stating that I must pay XXXX XXXX XXXX XXXX {$4100.00} which is upsetting because I did not receive my education from XXXX XXXX , the agreement was that I pay back the loan and XXXX XXXX College provide me with my education to complete my XXXX . They just Abandon all of the students and left them with the debt and left us without a degree.The school shut down with no notice, when signing these contracts that never stated what was to happen if the school closed, the only statement that was ever said was if you chose to leave school that I would be responsible, which is fair but I did not make that choice, instead the school was shut down immediately with out any notice. I now have to pay out of pocket to this new school just to finish my education, and I do n't believe that is fair as a single mother just trying to continue on for my daughter to have to pay this amount back. XXXX XXXX College stayed with this money, I did not leave school. did not take an absence or leave, did not fail in my classes but this school just shut down without any notice to anyone. The news was there the day before we were having class normally and not once did anyone say anything. That is completely heart breaking. I am Upset, hurt, discouraged when all I want is to finish my education. I can not pay for these loans with the loans that I have for this new school. There was a breach of contract and XXXX XXXX College should be held liable. Thank you for your time
Company Response: Closed with explanation

Timely Response

2017-04-24

MO

Communication tactics

Debt collection: Federal student loan debt

Frequent or repeated calls
Complaint: I have student loans that my mother cosigned for. They intercept my tax refund every year although I have been paying $ XXXX / mon th also. I have not been able to pay this year but they did receive over {$1000.00} from my refund. My mother ( who cosigned ) is elderly and on SS. I am currently unemployed due to no transportation ( very rural area ). We live together and between the XXXX of us ( XXXX separate cell phones ) they call a minimum of 15 times daily. They use many different numbers. This is Transworld Systems Inc. The lady XXXX was abusive verbally to me when I answered several months ago. They 've been relentless since at least XXXX . We are 100 % fed up with so many calls every day. I will not put up with being told I am a " burden on my mother '' and " need to get a job '' again. I 'm currently unable to make any payment but the ones I have add up to over $ XXXX /month. This company needs to stop their bullying and harrassment!!
Company Response: Closed with explanation

Timely Response

2017-04-24

Douglasville, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Company Response: Closed with explanation

Timely Response

2017-04-21

Killeen, TX

Disclosure verification of debt

Debt collection: Other (i.e. phone, health club, etc.)

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-21

Millville, CA

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-21

N Brunswick, NJ

Disclosure verification of debt

Debt collection: Medical

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-21

E Falmouth, MA

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-21

San Jacinto, CA

Dealing with my lender or servicer

Student loan: Non-federal student loan

Having problems with customer service
Complaint: I took a private student loan on XXXX XXXX , XXXX . I was supposed to start paying the loan in XXXX XXXX . My mother was the co-signer on this loan and she included this loan in her bankruptcy in XXXX XXXX . In XXXX XXXX my mother dismissed her bankruptcy and contacted XXXX , the owner of the loan at the time, to ask them to re-affirm the loan so we could start making payments. We were told the loan had been charged off and there was no way to make payments on the loan. I never made any payment on this loan and it went delinquent in XXXX XXXX . Recently I was contacted ( 7 years lat er ) b y XXXX different collection companies trying to collect on this loan. I informed all three companies that the statutes of limitation in California is 4 years and I have no legal obligation to pay this debt. I have asked all XXXX companies to stop calling me, however I continue to receive collection notices and phone call to my cell phone, home phone, and my mother 's cell phone. The XXXX companies are : 1 ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX Phone number XXXX . They are demanding payment of {$20000.00} 2 ) XXXX XXXX XXXX , XXXX XXXX . XXXX XXXX XXXX , NY XXXX Phone number XXXX . They are demanding {$16000.00} 3 ) U nknown company, received letter by mail with no Company address, Phone number XXXX Processing number XXXX . They are demanding payment of {$19.00}. I have copies of all three letters/notices.
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-21

Melbourne, FL

Communication tactics

Debt collection: Medical

Frequent or repeated calls
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-20

Acton, MA

Communication tactics

Debt collection: Medical

Used obscene/profane/abusive language
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-20

Bluffton, SC

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-20

Macon, GA

Cont'd attempts collect debt not owed

Debt collection: I do not know

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-20

Scottsdale, AZ

Dealing with my lender or servicer

Student loan: Non-federal student loan

Don't agree with fees charged
Complaint: This was to be a temporary credit through XXXX . They told me I was fully approved to cover my loans for school. After I had started to go to class they pulled me out of class to tell me that I did n't get approved for part of for tuition I needed. XXXX told me they could give me a temporary credit where I could paythe school back directly. After I graduated I started receiving bills from XXXX and then I called them they told me I had a private loan. I have called them and asked them to provide me with a copy of this loan or contact to show me where I ever signed an acknowledgement of this loan but they told me they ca n't provide it because XXXX is in bankruptcy
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-20

Hanceville, AL

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt is not mine
Complaint: I joined XXXX XXXX for a personal trainer, after receiving a personal trainer by the name of XXXX . We setup payment dates which the money would be taken out on. One week prior to the first payment due, I reached out to XXXX to reschedule the first payment. XXXX was very understanding and she would let management know about the change. XXXX told XXXX another personal trainer and XXXX said he could change it but he never did. XXXX reason for not changing it was because he had personal family issues going on but that is not a good reason not to do your job plus that was unfair to me. So the {$250.00} was taken out of my account and that let me in a bind. The same day the money was taken out, I went up there to get it resolved but they were n't understanding or compliant at all. They said it is what it is and they can not do anything about it in a very rude manner. So I cancelled my membership and they still want me to pay for a gym I stopped attending the same day they refused my refund.
Company Response: Closed with explanation

Disputed: No Timely Response