TRANSWORLD SYSTEMS INC
Consumer Complaints
There are over 4977 complaints on file for TRANSWORLD SYSTEMS INC. Dated between 2019-12-10 and 2014-12-12.
Complaints Page 22
2019-03-25
Ft Lauderdale, FL
Attempts to collect debt not owed
Debt collection: I do not know
Debt is not yours
Complaint: I was notified that a collection agency reported a debt on my credit report in the amount of {$150.00}. I disputed this debt directly with the credit bureau who responded that the collection agency Transworld verified the debt. The credit bureau despite my request failed to provide verification of physical documents of how this company verified the debt belonged to me. I then attempted to directly contact Transworld and ask they provide me with validation that the debt belonged to me since this is something I never received in the first place. A certified mail was sent to Transworld requesting validation of debt however as of date I have received no response from this collection agency however they are still continuing to report inaccurate unverified information on my credit report.
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Company Response: Closed with explanation
2019-03-25
NY
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: I received a collection letter from Transworld systems I never herd of this company. They are stating that I owe {$1000.00} in XXXX XXXX tunnels tickets. This is untrue., This company has not shown me any tickets or passing. I always pay my tolls cash if I did not have an active easy pass I paid over 200 XXXX XXXX money in XX/XX/2018. This company has found some time of balance with someone and charge me with it. I do have or presumed to have had a balance with XXXX XXXX for {$40.00}.
I demand this be discarded and this accusation be dismissed I do also believe this company should be fined for false documentation.
This collection agency is a fraud persone who to contacty XXXX XXXX XXXX This company has a charge repeated over 22 times and they have no lic plate # I did not have a car during this time where did this come from what state and how where this is not true what car what year!
Company Response: Closed with explanation
2019-03-25
City Of Sunrise, FL
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account information incorrect
Company Response: Closed with explanation
2019-03-24
Beachwood, OH
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: XX/XX/2018 amount owed XXXX
Company Response: Closed with explanation
2019-03-23
Oxford, GA
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Public record information inaccurate
Complaint: Judgement was placed from XXXX XXXX loans for a proposed loan that exceeded the federal time limit. I requested proof and nothing was provided. Currently judgement is on my credit damaging my credit score.
Company Response: Closed with explanation
2019-03-23
Rochdale, NY
Struggling to repay your loan
Student loan: Federal student loan servicing
Can't get other flexible options for repaying your loan
Complaint: Hi All, I am writing this so that it is on record that I XXXX XXXX have attempted to explain previous to both XXXX and XXXX XXXX XXXX that paying my loans would place me in hardship.
I have in total federal and private XXXX worth of student loan debt and have yet to reach graduation in school due to the XXXX - XXXX school year of XXXX XXXX now XXXX retrieving my loan in my XXXX year from XXXX univesity. This matter has since caused me XXXX to which I have taking medication on as well as affected me from paying back my XXXX bills due to my diagnose of XXXX. I have several XXXX bills unpaid for an my condition can be XXXX or XXXX at any point in my life which is on record. According to my doctor i have had XXXX my entire life it just recently has taken over my body causing me to be hospitalized from XX/XX/XXXXup until on off XX/XX/XXXX and on bed rest. I just went back to work in XX/XX/XXXX which is on record since I was on XX/XX/XXXX. In starting my new job I also have no health insurance currently and am not sure I remain seeing as though my health has not been 100 percent an the affect of paying back these loans are causing server XXXX.
The loan companies have used tactics such as threats, calling my family ( XXXX XXXX XXXX did this ), telling me I have no options, and depleting my credit score.
I would like for the CFPB to step in with ways on how to assist a consumer who has both private and federal. I am writing this so that if in the case I end up back in the hospital or in court that it is on record that I have searched every day for options and have atleast spoken to both companies once for a clear and reasonable understanding and they have failed. One is taking me to court and the other I am paying .. I also have loans with XXXX which come back into affect within XX/XX/XXXX.
Company Response: Closed with explanation
2019-03-23
Bixby Knolls, CA
Attempts to collect debt not owed
Debt collection: Medical debt
Debt was paid
Company Response: Closed with explanation
2019-03-22
Bromley, KY
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account status incorrect
Company Response: Closed with explanation
2019-03-22
Cheverly, MD
Problem with a credit reporting company's investigation into an existing problem
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Their investigation did not fix an error on your report
Complaint: I have received a data breach letter from XXXX and XXXX. I have tried disputing the items on my report but was told there is nothing no one can do. I should only have one account XXXX XXXX I have so many inquiries and accounts that I know nothing about like XXXX and Transworld. I have contacted IDENTITYTHEFT.GOV and submitted a complaint as well XX/XX/2019
Company Response: Closed with explanation
2019-03-22
Tyrone, NM
Attempts to collect debt not owed
Debt collection: Medical debt
Debt is not yours
Complaint: I was XXXX with my XXXX child in XXXX. She was born in XX/XX/XXXX. I was on XXXX then because I was not working. I had been on XXXX since my son was born the year before that. I was a patient at XXXX in XXXX. I was always seen for appointments here, and never was questioned about my Medical coverage because of what they already had on file. Never did I have to pay a co-pay of any sort. Toward the end of the XXXX in XXXX I had to do the renewal paperwork for the upcoming year. I turned in everything, and was always told I was missing some sort of paper. I would get that in and something else would be missing. I was worried that coming up the birth would be affected by this and I knew it would be expensive. So I did everything I could and complied with whatever was required of me. I even tried to hand carry in the documents in the office in XXXX but they told me I could not do that, and I would have to mail them. I just didnt want them to get lost. So I would mail them from outside their office. They had informed me that they would back pay the payments 3 months from the submission of my application while it awaited approval in XXXX. Come the birth, we stayed days and they nurse told us XXXX had only covered 3 days, therefore I was covered again. I recently applied for a mortgage loan and was ready to close in the next few weeks. A new collection from XXXX had popped up and dropped my score significantly. I immediately called XXXX and asked what I could do to get this removed because of the situation that I was in. I had told the lady that I thought this whole Insurance thing was behind me. I had already spoken with XXXX and XXXX about paying the past bills because they would retro pay the time I was still getting in documents that they kept losing. XXXX had me call XXXX to ask if I could pay them and have them remove the account from my credit report. The Manager there told me she was unable to do that because once it leaves their office it is out of their hands. I told XXXX this and they said it was false, they will only let the Credit Bureau know my account is paid off, but will not delete. Only the Hospital can do that. So I went back and forth getting nowhere. All I wanted to do was pay off the entire debt and get it cleared. I had told them I was willing to pay it in full right there but nobody would help me get it removed from the report. This entire thing was a mix-up and is now so old, I have no documentation for it.
Company Response: Closed with explanation
2019-03-22
Jacksonville, FL
Attempts to collect debt not owed
Debt collection: Medical debt
Debt was paid
Complaint: I have contacted this company on multipal occasionsand informed them that this was paid by insurence. they have informed me that the original comany ( XXXX XXXX ) was not given insurence info. Which at the time i did provide to them ( XXXX XXXX ) the insurence info. I have disputed it through them several time Which at that time they have told me they would report to the accurate standing of the acct to the credit agencys. To this day it is still showing open on my CBR not as a DISPUTE. i contacted them today XX/XX/2019 at XXXX and was advised of the same thing.
Company Response: Closed with explanation
2019-03-21
Atlanta, GA
Attempts to collect debt not owed
Debt collection: Other debt
Debt was result of identity theft
Complaint: On XX/XX/XXXX, I received a fraudulent charge to my credit card for {$150.00} from XXXX. I disputed this charge with XXXX XXXX XXXX and they decided in my favor. From XX/XX/XXXX until XX/XX/XXXX I did not receive any correspondence from XXXX XXXX XXXX or XXXX. On XX/XX/XXXX I received a letter from Transworld Systems ( a collection agency ), alleging that I had a balance of {$4900.00} due with XXXX that they had passed on to me. Again, I had not received any prior correspondence from XXXX that I had outstanding bills due. After calling XXXX, I learned that my online account had been illegally accessed, and the criminals had gained access to my saved credit cards and were able to use that info along with my saved billing address to send out 4 invoices totaling {$4200.00}. They also changed the email address to their email ( which I have a picture of ), and changed my password.I have full PDFs of all of the fraudulent shipment invoices, many originating in New York state and Washington State, and all shipping to XXXX. XXXX 's Fraud division closes cases after 90 days and thus they were not able to help me, so I have filed a police report and am filing this CFPB report in hopes that it can be resolved. I am hoping that I can provide proof to XXXX that the charges were fraudulent so that they can let the collections agency know that they were fraudulent and drop the collections. Transworld can not do anything about my charges unless XXXX gives them approval, and XXXX claims they can not help me since it has been longer than 90 days since the charges were made. This leaves me in a difficult position.
Company Response: Closed with explanation
2019-03-21
Palos Park, IL
Attempts to collect debt not owed
Debt collection: Medical debt
Debt was paid
Complaint: This is actually a two-fold issue : attempt to collect a debt that was already paid and attempt to collect more than owed. On XX/XX/XXXX, I received a phone call from Transworld Systems ( XXXX ) indicating that they were attempting to collect a debt for monies owed to XXXX XXXX ( XXXX XXXX ). I do not recall the exact amount, but it was around {$320.00}. I had paid this account IN FULL to XXXX XXXX on XX/XX/XXXX in the amount of {$270.00}, which was the total amount due.
After hanging up with Transworld Systems, I called XXXX XXXX and confirmed that my previous payment of {$270.00} was the only amount owed and my balance was {$0.00}. They also indicated that they do not use Transworld Systems for any collections and that they would contact Transworld Systems.
On XX/XX/XXXX, I received another call from Transworld Systems ( XXXX ) indicating that they were attempting to collect a debt for monies owed to XXXX XXXX. I indicated to the caller that the account with XXXX XXXX had been settled two months ago and that XXXX XXXX had indicated they did not use Transworld Systems for any collections. They indicated that they would get in touch with XXXX XXXX.
I then called XXXX XXXX and was assured that they had contacted Transworld Systems in XX/XX/XXXX to let them know they should not be calling about this account. I was assured that they would be contacting Transworld again because " this is bordering on harassment. '' ( Their words, not mine ... although I agree. )
Company Response: Closed with explanation
2019-03-20
Phoenix, AZ
Written notification about debt
Debt collection: Other debt
Didn't receive enough information to verify debt
Company Response: Closed with explanation
2019-03-20
Liverpool, TX
Problem with a credit reporting company's investigation into an existing problem
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Was not notified of investigation status or results
Company Response: Closed with explanation
2019-03-20
Dublin, CA
Took or threatened to take negative or legal action
Debt collection: Medical debt
Threatened or suggested your credit would be damaged
Company Response: Closed with explanation
2019-03-19
Arbutus, MD
Written notification about debt
Debt collection: Medical debt
Didn't receive enough information to verify debt
Company Response: Closed with explanation
2019-03-19
Bellevue, TX
Threatened to contact someone or share information improperly
Debt collection: Private student loan debt
Contacted you instead of your attorney
Complaint: On XX/XX/XXXX at XXXX CST, XXXX XXXX XXXX called my place of employment ( my desk ), after being transferred from the operator, from phone number XXXX. I was sued ( served ) by XXXX XXXX XXXX in XX/XX/XXXX and XX/XX/XXXX. I had retained a lawyer and both cases were dismissed. One was dismissed in XX/XX/XXXX and the other in XX/XX/XXXX. These cases were dismissed without prejudice. The first one was dismissed because XXXX XXXX XXXX dropped the lawsuit and the second was Dismissed for Want of Prosecution. I should not be receiving phone calls from XXXX XXXX XXXX as both cases were dismissed. The statute of limitations has also passed ( 4 years in Texas ). XXXX XXXX XXXX has never contacted me at work and I am unsure why they are attempting to contact me at my place of employment given the reasons above. When they called they stated that it was regarding a personal matter and asked for the last 4 digits of my social and mailing address. I refused to provide either and hung up the phone.
Company Response: Closed with explanation
2019-03-19
IL
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: I have written 2 letters informing Transworld Systems Inc. that the XXXX bill does not belong to us. The bill was for a shipment that did not originate from the address indicated and the billing address was for a company that does not exist. I suggested they contact the sender indicated on the bill or the recipient indicated on the bill for payment.
Company Response: Closed with explanation
2019-03-19
Southern Pnes, NC
Took or threatened to take negative or legal action
Debt collection: Other debt
Threatened or suggested your credit would be damaged
Complaint: To whom this may concern, On XX/XX/2018 - XX/XX/2018 I visited the NY area to celebrate XXXX with family and friends. On this trip I accumulated toll fees through an auto-mated system that sends bill to address associated with your TAG number. I was very unfamiliar with this new system this being the 1st time I had to use it as Im from North Carolina and we don't have tolls. A couple days after I being searching for their tolls by mail system with no success and could not locate my information in the system, I had not received any notices or correspondence until this day on XX/XX/2018 with my current address and fees and totals in excess of {$750.00}. The original fee 's are displaying under {$60.00} and they are demanding that I pay more than 10x 's the original amount. I called XXXX and XXXX picked up the phone agent IDXXXX and he explained he could not give his last name and could not give me any type of leniency regardless of my situation, I then requested to speak with a supervisor and the phone was disconnect on XXXX 's end. I then called back and spoke with a XXXX Agent IDXXXX, I explained to her that I was in the process of speaking with a supervisor and she informed me that one was not available to speak with me and that someone would call me back. No call back was given and to my belief this company is associated with unconstitutional parcties and prey on customers to make money. I never agreed to any of the following fee 's and I'm now being held accountable for fees totaling just under {$1000.00} which again is 10x 's the original amount. XXXX informed me that my Credit will be hit with a derogatory mark and collections are in progress and not I'm receiving constant notices in the mail.
Company Response: Closed with explanation
2019-03-18
San Jacinto, CA
Struggling to repay your loan
Student loan: Private student loan
Can't get other flexible options for repaying your loan
Complaint: Hello I'm a XXXX Veteran after service my county XXXX. Diagnosed I got hurt in WAR with XXXX and XXXX. XXXX XXXX XXXX from explosion I'm XXXX XXXX XXXX and XXXX XXXX on social security income. I will never be able to pay this $ XXXX that mushroomed to {$42.00} k from this law firm representing a investor group ( Investor group got illegal settlements against me ) XXXX and XXXX XXXX. is the law firm for XXXX XXXX XXXX that got the loan from a bank. So 3 levels down and making me pay monies each month on a loan I don't know nothing about. There making me pay on a loan I have no idea about. I called them and said they don't own my loan. How are they able to force me to pay if they don't own the loan or have any paperwork. All I got was threat of sue and lien/levy. Do they have the correct paperwork? Who did the notary 's are the forged? With my XXXX I couldn't even defend myself having XXXX XXXX XXXX and XXXX XXXX XXXX XXXX and XXXX XXXX trust of investors bought loan from banks who got an illegal judgement against me while I was sick with wrong paperwork. I was housebound and had a caregiver.
Called the law firm they didn't even check with the TRUST about compassion review process. How am I being forced to pay on a judgement I wasn't even there to defend myself. Now I'm XXXX XXXX XXXX and XXXX. I cant pay it. Should be removed and refund all my grocery money over years.
Resolution is to drop my Student Loan due to being XXXX and XXXX XXXX or incorrectly pursuing me for the amount without the correct paperwork. There is no way they have the correct paperwork from a BANK to Investor group to law firm. I asked to see the paperwork direct me to court. Thats just the judegement paperwork they got illegally. There taking my social security/grocery money. I want all payments made to be refunded to me in a form of one check. Serving my county and getting hurt XXXX And XXXX XXXX should grant me the ability not to have to pay this. Please help. Same thing as " XXXX XXXX, They cant just come up with their own paperwork and get false judgement. plus I'm XXXX and XXXX. this is just taking advantage of me. if i didn't serve my county I wouldn't got hurt Id be productive and be able to but that didn't happen > is there any help for XXXX veterans in CALIFORNIA. i WAS already destroyed thru the courts with child custody trying to stay in my own daughters life. Thank s =======Student Loan Refunds & Discharges for XXXX XXXX XXXX {$5.00} billion in Private Student Loan Debt may be forgiven thanks to the greatest clerical error in history.
And you should pay close attention to this story, because its not just one of the biggest changes to private student loan debt forgiveness that Ive covered in 10 years of tracking the industry, but one that may have a bigger impact on your loans than any other, ever.
As reported by the XXXX XXXX XXXX, tens of thousands of private student loan holders may be eligible for having their debts wiped away because critical paperwork is missing, and thats great news for anyone with outstanding private student loans.
This potential private debt forgiveness opportunity stems from a court case where troubled borrowers who fell behind on their payments were being aggressively pursued by debt collection agencies representing the XXXX XXXX XXXX XXXX XXXX
Company Response: Closed with explanation
2019-03-18
Getting a loan
Student loan: Private student loan
Problem with the interest rate
Company Response: Closed with explanation
2019-03-17
NM
Attempts to collect debt not owed
Debt collection: Medical debt
Debt is not yours
Complaint: I found out when checking my credit report ( XXXX XXXX ) a debt from transworld was reflected on such, no one called me, never received a letter from anyone ..Ive contacted the agency ( trans world ) to get a copy of my debt with them over 2 months ago I hired a company ( XXXX XXXX ) worthless, I told them Ill need to validate my debt if I owe them money Ill pay every penny..yet they told me they dont how long it will take to receive documents..its been over 2 months.
Company Response: Closed with explanation
2019-03-16
Newark, DE
Written notification about debt
Debt collection: Medical debt
Didn't receive enough information to verify debt
Company Response: Closed with explanation
2019-03-14
Saipan, MP
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Information belongs to someone else
Company Response: Closed with explanation