TRANSWORLD SYSTEMS INC
Consumer Complaints
There are over 4977 complaints on file for TRANSWORLD SYSTEMS INC. Dated between 2019-12-10 and 2014-12-12.
Complaints Page 150
2016-02-09
CA
Disclosure verification of debt
Debt collection: Credit card
Not given enough info to verify debt
Complaint: I had an account with XXXX XXXX XXXX XXXX XXXX XXXX XXXX accounts military clothing limit XXXX Take Home today limit approx XXXX Normal Credit Cart XXXX in went into collections in 2013 since then I have had my income tax garnished approx XXXX, my military pay garnished approx XXXX, I recently paid {$1000.00} dollars in XX/XX/XXXX, and will pay XXXX more this month. However the balance is XXXX dollars, my attempts to get them to explain how the number is so large i.e. where are my payments have not been successful. I was told I would have to wait for a letter 45 days to explain the payments I made and the debt I owe. It seems that the balanced should be much less than the current amount.
Company Response: Closed with explanation
2016-02-09
FL
Disclosure verification of debt
Debt collection: Medical
Not given enough info to verify debt
Complaint: I have XXXX primary forms of Health Insurance and was told XXXX XXXX XXXX XXXX XXXX XXXX accepted and would process my claims thru each of the health insurance companies. I have contacted XXXX XXXX several times and received XXXX cooperation from administration. All Items and equipment was returned and no longer deal with this provider. I have found a medical provider that has accepted my XXXX and XXXX as full payment! Please contact me if you have any questions. Thank you.
Company Response: Closed with explanation
2016-02-08
Gateway, GA
Communication tactics
Debt collection: Federal student loan
Frequent or repeated calls
Company Response: Closed with explanation
2016-02-07
Norfolk, VA
Dealing with my lender or servicer
Student loan: Non-federal student loan
Trouble with how payments are handled
Company Response: Closed with explanation
2016-02-07
Foothill Ranch, CA
Communication tactics
Debt collection: Other (i.e. phone, health club, etc.)
Frequent or repeated calls
Complaint: Had a period in time where finances were struggling.
Company Response: Closed with explanation
2016-02-06
Friendship, ME
Communication tactics
Debt collection: Medical
Frequent or repeated calls
Company Response: Closed with explanation
2016-02-06
Gonzales, LA
Cont'd attempts collect debt not owed
Debt collection: Other (i.e. phone, health club, etc.)
Debt was paid
Company Response: Closed with explanation
2016-02-05
Nixa, MO
Disclosure verification of debt
Debt collection: Medical
Not disclosed as an attempt to collect
Company Response: Closed with explanation
2016-02-05
Bedford, TX
False statements or representation
Debt collection: Credit card
Attempted to collect wrong amount
Complaint: TSI has failed to communicate with me the balance of the account, what fees I am being charged and why. I have sent letters, contacted people ( specifically XXXX XXXX, because she deals with people once they complain ), I have been told that the information I have asked for has been sent to me ; however, even with the correct address the information fails to reach me. This is a shady company that is not verifying why they are taking what money for. In the last CFPB complaint I filed they did post a payment and charge statement ; however this never disclosed the balance, what fees were being charged. They are only allowed to charge XXXX % as I have been told by TSI employees and XXXX employees. This company says they can change what is allowable by the credit agreement, but failed to send me a copy of the credit agreement, as well as the agreement between them and XXXX.
Company Response: Closed with explanation
2016-02-05
Jacksonville, FL
Disclosure verification of debt
Debt collection: I do not know
Not given enough info to verify debt
Complaint: I have an outstanding derogatory balance on my credit card statement, while I have been on-time with close to XXXX % of my payments that I have ever been bound to. This debt collection company has never made an attempt to contact me via phone, mail or any other means of communication.I suspect that the balance has been subject to excessive charges if it is in fact my debt or it is a debt that is due to identity theft or other unauthorized activity.
Company Response: Closed with explanation
2016-02-04
Allentown, PA
Cont'd attempts collect debt not owed
Debt collection: Medical
Debt is not mine
Company Response: Closed with explanation
2016-02-04
Rehoboth Bch, DE
Cont'd attempts collect debt not owed
Debt collection: I do not know
Debt is not mine
Company Response: Closed with explanation
2016-02-04
Stafford, VA
Taking/threatening an illegal action
Debt collection: Credit card
Attempted to/Collected exempt funds
Complaint: I became behind on my XXXX XXXX XXXX when my Fianc got XXXX from the military and I lost my job due to being laid off in XXXX XXXX. I was notified after filing my taxes in XXXX XXXX that they would be taking all XXXX of my federal tax refund dollars. After contacting the Treasury office, they told me that the only people who can stop this is the creditor themselves. I reached out to the creditor twice trying to make arrangements as well as file for a hardship. They insisted that they could n't help or withdraw the information from the debt until its paid. Basically telling me they can and will take all the money they can. They also told me that filing for a hardship would take about 30-45 days. When i requested to speak to a supervisor i was placed on hold by XXXX different agents many times. I was given a non-working number and told to call the supervisor and leave my name and number, and they will get back to me as soon as possible within 24 hours. The number I was given for the supervisor is XXXX. I explained my hardship of not being able to pay my rent or utilities, as well as having XXXX children. They did n't care and said sorry this is your debt and we will do what is needed to collect but if you like you can set up a payment ed for the remainder of the balance after we take the refund. How am I to pay that money if I can not even pay my normal bills due to them taking my refund.
Company Response: Closed with explanation
2016-02-04
Washington, DC
False statements or representation
Debt collection: Medical
Attempted to collect wrong amount
Complaint: Knew I had already paid the debt when they sent the bill
Company Response: Closed with explanation
2016-02-04
Key Biscayne, FL
Dealing with my lender or servicer
Student loan: Non-federal student loan
Trouble with how payments are handled
Complaint: I attended a public university and used a private student loan to pay part of my tuition. University Accounting Service, LLC ( " UAS '' ) serviced this loan. A few months ago, I consolidated this loan through XXXX to take advantage of a lower rate. When I consolidated, I overpaid UAS by {$340.00}. I emailed UAS requesting a refund and they replied that they would refund the excess amount in 60 days. After 60 days passed I followed up by email and they responded by asking me to call. When I called, they said that they do not issue refunds and that they will keep my money. I believe they are holding money that is rightfully mine. My statement reflects a negative balance. They acknowledged previously that I am entitled to a refund and I can not understand why they are refusing to give me back money that is rightfully mine.
Company Response: Closed with explanation
2016-02-03
Helt, IN
Cont'd attempts collect debt not owed
Debt collection: Non-federal student loan
Debt is not mine
Company Response: Closed with explanation
2016-02-03
Marrero, LA
Cont'd attempts collect debt not owed
Debt collection: Other (i.e. phone, health club, etc.)
Debt is not mine
Company Response: Closed with explanation
2016-02-03
Wdbg, VA
Communication tactics
Debt collection: Credit card
Threatened to take legal action
Company Response: Closed with explanation
2016-02-03
N Monmouth, ME
Communication tactics
Debt collection: Federal student loan
Frequent or repeated calls
Complaint: My complaint is against NCO Financial, formerly XXXX. Enough months ago to have cleared up this matter BEFORE losing my tax return, my husband received a phone call from NCO. They identified themselves, and made it known that I had about {$6000.00} in student loan debt and they were looking to collect on it. My husband informed them that I had been paying on my debt to rehab it and things turned sour there. He asked them to please not call again. The next day we received another phone call from them, to which my husband was told what I owed and it was an attempt to collect the debt. Things got even more sour and they were told to not call again. This company has my address on file, I had to verify it upon my phone call today to find out why they had taken my student loan with out given me written notice of my debt. I was not able to obtain any information only told that they can help me clear up my debt by making an arrangement. I never at any point prior to today 's conversation was made aware in writing that I owed a debt. I am filing this complaint today because even though they made a phone call and divulged my personal information to someone who was not authorized to have that information, they have not sent me, in writing, notice of my debt and subsequently took my tax return, without giving me ample opportunity to made good on the debt owed.
Company Response: Closed with explanation
2016-02-02
Beaver Falls, PA
Disclosure verification of debt
Debt collection: Non-federal student loan
Not given enough info to verify debt
Company Response: Closed with explanation
2016-02-02
Bothell, WA
Can't repay my loan
Student loan: Non-federal student loan
Can't temporarily postpone payments
Company Response: Closed with explanation
2016-02-02
Goshen, VA
False statements or representation
Debt collection: Medical
Attempted to collect wrong amount
Company Response: Closed with explanation
2016-02-02
Mount Pocono, PA
Disclosure verification of debt
Debt collection: Federal student loan
Not given enough info to verify debt
Company Response: Closed with explanation
2016-02-02
Bowie, MD
Cont'd attempts collect debt not owed
Debt collection: Other (i.e. phone, health club, etc.)
Debt is not mine
Company Response: Closed with explanation
2016-02-02
Washington, DC
Communication tactics
Debt collection: Other (i.e. phone, health club, etc.)
Threatened to take legal action
Complaint: Failure to provide the address to which written disputes regarding underlying validity of the debt must be transmitted. Failure to provide accurate information regarding to which federal agency complaints could be lodged.
Company Response: Closed with explanation