TRANSWORLD SYSTEMS INC

2016-02-17

North Hills, NC

Can't repay my loan

Student loan: Non-federal student loan

Can't get flexible payment options
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-02-17

N Las Vegas, NV

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-17

Colts Neck, NJ

Disclosure verification of debt

Debt collection: Other (i.e. phone, health club, etc.)

Right to dispute notice not received
Complaint: This company represents the State of NJ and are collecting a debt on their behalf. To get my NJ driver 's license, I agreed that I owed a debt and made payment arrangements. I have a representative payee that handles my social security XXXX payments. The company demanded that I give them banking information, ( a debit or credit card ) so that they could have payments taken out automatically. I gave them the card number that is in my daughter 's name. For the past 12 months this company has been sending me letters notifying me that they are taking the money out and to make sure it is available. I just received a notice from NJMVC that my driver 's license and registration privileges are suspended and that I needed to contact this company. When I spoke with them they informed me that the card had been declined. I receive no notice at all that there was a problem. I believed the monthly letter from them and had no reason to believe otherwise. They refuse to give me any information. They are rude and nasty and state that I should have known that the money was not being deducted and the only way to get my driving and registration privileges reinstated is to pay them the {$1200.00} for the back months that their request for funds were denied and to give them a card so that they can take the payments out automatically. They claim I owe in excess of {$11000.00} ( a judgment against me resulting from a car accident I had in NJ in 1999 ) NJMVC states that the judgment is for {$7000.00}. I asked for the contact information of the original debtor and they claim they do n't know it. I ask to speak to a supervisor or someone from the legal department. They take my name and phone number and never call me. I asked for a copy of all correspondence to me and they stated that 12 months of letters is to much to mail out. They have never mailed me any other documentation except the letters confirming that they were taking the money out of my custodial bank account in my daughter 's name ( she is my representative payee )
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-17

San Mateo, CA

Disclosure verification of debt

Debt collection: Other (i.e. phone, health club, etc.)

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-16

Scottsdale, AZ

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-15

Sebring, FL

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt was paid
Complaint: TRANSWORLD SYSTEMS, Debt collector continues to call multiple times daily, 3 weeks after debt was paid.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-14

Grand View, ID

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-14

Highland Park, IL

Disclosure verification of debt

Debt collection: Non-federal student loan

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-02-14

MO

Dealing with my lender or servicer

Student loan: Non-federal student loan

Keep getting calls about my loan
Complaint: In 2007 i filed for bankruptcy and went before the judge and discussed this particular loan ( NATIONAL COLLEGIATE STUDENT Loan ) and the judge granted the bankruptcy on this loan. I have sent this company several copies of this and yet they keep attacking me thru collections as well as taking funds from bank accounts and my tax refunds. They have also ruined my credit by refusing to take it off.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-13

MS

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt was paid
Complaint: I have paid this debt that was an amount not covered by my insurance upon the first notification. I have gone in person to the Provider and they have apologized and stated the debt collection company is acting outside the agreed guidelines and I should have never received a demand for payment from the debt collection agency. I have now received another demand for payment for a debt that was properly paid.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-13

Tyrone, NM

Improper contact or sharing of info

Debt collection: Medical

Talked to a third party about my debt
Complaint: A medical bill, paid by the VA in XX/XX/XXXX, was sent to collections in XX/XX/XXXX. I was never responsible for this bill and I never released my social security number. Collection was filed in XX/XX/XXXX against my social number. I never received any written communication from the private medical facility. This came to my attention a few weeks ago, when denied credit, based on this collection. The bill was the responsibility of the XXXX XXXX VA and they paid it in XX/XX/XXXX. So how did they get my social an why file a collection when the debt was paid. Identity theft and fraud.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-12

Cape Coral, FL

Cont'd attempts collect debt not owed

Debt collection: I do not know

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-12

Garrett Park, MD

False statements or representation

Debt collection: Federal student loan

Attempted to collect wrong amount
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-12

Tucson, AZ

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-12

FL

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt was paid
Complaint: I paid this debt and then I started getting collection letters from Transworld Systems , Inc. The debt was originally from XXXX XXXX XXXX XXXX which I did pay late, but now have a XXXX balance. I checked online with XXXX and it does show me having a XXXX balance. I paid the debt with my credit card several weeks ago and I 'm still receiving debt collection letters.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-11

El Paso, TX

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-11

Patterson, MD

Disclosure verification of debt

Debt collection: Medical

Right to dispute notice not received
Complaint: I received an alert from my credit monitoring agency that a collection was placed on my credit report on XXXX XXXX, 2016 by Trans-world collection agency. I never received any notice of my right to dispute the debt. The collection just appeared on my credit reports. I spoke with a Trans-world representative and she gave me a number to fax a letter demanding due process. To date I have not heard from them. Please assist me in removing this negative information from my report and give me time to check with my health insurance about this medical bill of {$55.00}. The representative admitted that there she did not see any documentation of communication with me.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-11

Kennesaw, GA

Improper contact or sharing of info

Debt collection: Medical

Talked to a third party about my debt
Complaint: I believe I am subjected to aggressive billing and collection practices after receiving treatment at a non-profit hospital ( XXXX XXXX XXXX XXXX, XXXX XXXX XXXX in XXXX Ga ). I was denied by the billing department when I requested a copy of their information on their financial assistance and billing and collection policies ( XXXX/XXXX/XXXX ). The following is a copy of a letter I mailed to the collection agency ( TRANSWORLD SYSTEMS , INC, COLLECTION AGENCY ) : I am demanding that the debt of {$83.00} be removed immediately from my account and that no adverse credit reporting be made to my credit report. In addition, I am requesting in writing that a letter be mailed to me to the above address that this invalid debt, ( 1 ) is taken out of collection, and ( 2 ) that this debt be eliminated from my credit report. The reasons that this action should occur immediately is because ( a ) XXXX XXXX XXXX XXXX used aggressive collection practices to collect a debt that ( 1 ) by XXXX XXXX XXXX XXXX XXXX that once Medicare approved the services, then XXXX should have paid for the remaining services, and ( XXXX ) XXXX XXXX XXXX billing should have contacted XXXX to verify what the {$83.00} debt was for. The debt was not a deductible as XXXX in billing at XXXX XXXX XXXX explained to me ; the charges were for facility usage charges. In addition, the billing department should have been clear of what the XXXX bill was for ( i.e. deductible or facility charges ) and therefore because there is a failure on XXXX XXXX ' billing to find out the nature of the medical claim charges, this invalid debt was placed in collection. A second claim was submitted by XXXX XXXX XXXX for a medical claim adjustment XXXX for charges of {$1400.00} ( i.e. the first claim was submitted on XXXX/XXXX/XXXX for {$1000.00} ). Therefore, XXXX thought I had XXXX colonoscopy procedures. In addition, as is stated in my first priority mail letter ( i.e. XXXX XXXX in XXXX, PA and to XXXX XXXX XXXX XXXX, XXXX, dated XXXX/XXXX/XXXX ), I was never given the opportunity to ( a ) be offered financial assistance, ( b ) nor a payment plan. In addition, if a letter was sent out ( c ) on XXXX/XXXX/XXXX and XXXX/XXXX/XXXX ( i.e. mail notifications were never received ) ( i.e. mail is known to get misplaced or lost around the Holiday Season ) then why is this debt sent to collection in 60 days. I received on XXXX/XXXX/XXXX a letter from XXXX XXXX stating that that this was the FINAL NOTICE dated XXXX/XXXX/XXXX but yet I have a contradictory letter from TRANSWORLD collections that the debt was placed in collection on XXXX/XXXX/XXXX. This is unfair aggressive billing practices by XXXX XXXX XXXX XXXX and must by law be removed immediately. Finally, per a telephone call on today ( i.e. XXXX/XXXX/XXXX ) to a XXXX the claim specialist ( a ) will be mailing out an adjustment check in a couple of days for {$83.00} cents to XXXX XXXX XXXX ( i.e. XXXX responsibility per their claim and billing policies ). Therefore, because this is an invalid debt, ( a ) and it never stated on the bill the exact nature of the services ( i.e. XXXX in billing said it was for a deductible, ) ( b ) the billing department failed to do due diligence because once they were aware that it was a facility charges then, ( c ) XXXX XXXX should have pursued XXXX, ( d ) and therefore this invalid debt should have never been sent to collections. In addition, I was never given an opportunity to be offered ( 1 ) a payment plan, ( 2 ) financial assistance, ( 3 ) or a statement of their financial assistance and billing collection policies ( i.e. requested a copy but XXXX stated that did not have such policies? More importantly after talking with XXXX who agreed to pay the bill and I informed XXXX at XXXX XXXX that this was an invalis debt, ( a ) she lacked due diligence by not following up with XXXX and ( b ) to take the invalid debt out of collections.
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-11

Chicago, IL

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-10

Citrus Heights, CA

Dealing with my lender or servicer

Student loan: Non-federal student loan

Don't agree with fees charged
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-10

Union City, CA

Can't repay my loan

Student loan: Non-federal student loan

Can't get flexible payment options
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-10

San Jose, CA

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-10

Brookside, NJ

Disclosure verification of debt

Debt collection: I do not know

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-09

New Orleans, LA

Disclosure verification of debt

Debt collection: Medical

Not disclosed as an attempt to collect
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-02-09

Phila, PA

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response