Nationwide Credit Corporation

2019-11-15

Smyrna, SC

Attempts to collect debt not owed

Debt collection: I do not know

Debt was result of identity theft
Company Response: In progress

Timely Response

2019-10-28

Alexandria, VA

False statements or representation

Debt collection: Other debt

Impersonated attorney, law enforcement, or government official
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2019-10-08

Washington, DC

Communication tactics

Debt collection: I do not know

Frequent or repeated calls
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2019-09-13

Sterling, VA

Attempts to collect debt not owed

Debt collection: Medical debt

Debt is not yours
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2019-08-09

Livingston, NJ

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2019-06-11

Ardmore, MD

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2019-02-18

Staunton, VA

Communication tactics

Debt collection: I do not know

You told them to stop contacting you, but they keep trying
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-17

Washington, DC

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-12-08

Garrison, MD

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-11-29

Bowie, MD

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2018-08-30

Cheverly, MD

Took or threatened to take negative or legal action

Debt collection: Other debt

Collected or attempted to collect exempt funds
Complaint: On XX/XX/2018 I received a notification through a 3rd party consumer reporting monitoring service a collection account in the amount of {$190.00} was opened on XX/XX/2018 by and through XXXX XXXX without any notification of this said date prior to damaging my credit file. My credit score was decreased 89 points by this unknown creditor back dating an alleged debt 9 months
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-08-02

Arvada, CO

Written notification about debt

Debt collection: Medical debt

Didn't receive notice of right to dispute
Complaint: Nationwide Credit Corporation ( XXXX, VA ) continues to call me daily to collect a {$40.00} medical debt from a doctor I do not believe I have ever seen. I have spoken with their representatives many times over the past month or so. They are generally nice until I request a Debt Verification letter, then they turn hostile and begin shouting at me. I understand my rights and will not make a payment until they have provided a verification letter. I have no problem paying this debt if it is in fact mine, but I don't think it is. They claimed to have sent a letter to me, but I have not received one. I asked if they sent it certified, but they declined to answer, so how do I know they sent it or are just lying like another shady debt collector? I can't possibly know!
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-08-01

Arlington, VA

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-06-25

Richmond, VA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-04-11

Brooklyn, NY

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-04-11

Des Moines, IA

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Complaint: 1. ) These accounts, opened in XX/XX/XXXXand XX/XX/XXXX, commits itself to a pattern of fraud that took place within a specific period of time as is evidenced by all subsequent accounts. More specifically, a XX/XX/XXXX thruXX/XX/XXXXtimeframe. 2 ) The address provided to and reported by XXXX XXXX XXXX XXXX is one that XXXX XXXX has never lived at, in a State in which he has never been a resident. 3 ) Further, based upon the published requirements for membership to this credit union, XXXX XXXX would have been ineligible for legal membership or services due to : 1 ) The fact he was living abroad when these accounts were opened and utilized. ( Figure A ) 2 ) In conjunction with Item 1, XXXX XXXX status as an Iowa resident ( verified thru any and all identification documents which he has possessed that are valid and legal, would have made him legally ineligible for membership. 4 ) XXXX XXXX XXXX XXXX failed to respond in any measure to the Cease and Desist notice registered with the Civil Court of XXXX County Iowa inXX/XX/XXXX, which demanded that the aforementioned company immediately cease identifying this account with our client. That document detailed the failure of XXXX XXXX XXXX XXXX to comply with : 31 CFR, Part 1020, Rules for Banks, Subpart D 1020.410Records to be made and retained by banks and Opening Account Procedures. The United States Fair Credit Reporting Act, 15 U.S.C. 1681, 611 The Fair Debt Collection Practices Act, 15 U.S.C.1692 It is because of these facts, and the documentation, provided which proves that these two accounts were in no way a result of any application of our client, nor did he benefit from it in any way, that we ask that your organization immediately delete and/or block the reporting of this trade line.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-04-02

MD

Communication tactics

Debt collection: Credit card debt

Used obscene, profane, or other abusive language
Complaint: Nationwide Credit Corporation refused to give a receipt on medical debt paid unless I wait 30 days and then call them back to make the request for a receipt. We are not talking about letting a company have time to process and send a receipt. We are talking about a company that does not let you REQUEST the receipt for 30 days. They are ILLEGALLY hoping I forget to call them back. I see NO LEGAL reason for them not making a note of my REQUEST for a request when they take payment. If CFPB thinks this policy is OK, please send an explanation of what legal purpose anyone would have to refuse to allow me to REQUEST ( not receive ) a receipt until 30 days after payment is received over the phone. I can not clean up finances and prove that deductibles are met without the receipt. It should not be so hard for me to get a receipt. This is clearly a scam to make sure I pay more money than I should.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-03-28

Alexandria, VA

Took or threatened to take negative or legal action

Debt collection: Other debt

Seized or attempted to seize your property
Complaint: On XX/XX/XXXX, I received a reply from CFPB that improperly told me, concerning my following complaint, XXXX, that your Agy does not handle criminal acts and conducted engaged in by State , County, local law enforce-ment officers. These Courts ' holdings do give your agency full and complete authority to seek to handle these 'criminals ' that violate FDCPA, FTC Act and other Federal crimes codes under the 4th Cir. and U.S. Supreme Court decisions : XXXX v. XXXX, XXXX, 4th Cir. XXXX ; XXXX v. XXXX County, XXXX XXXX XXXX ( XXXX ) ; and In re : XXXX, XXXX, XXXX XXXX XXXX, XXXX ( XXXX ). Too, CFPB releases a joint criminal press release against debt collectors ' illegal conduct that has law enforcement officers, deputies do a debt collector 's criminal 4th Am. violations exactly like this criminal complaint CFPB was enacted to protect against. See. CFPB and FTC joint PRESS RELEASE. XX/XX/XXXX ; and court decisions/holdings cited above. Held : The seizure and removal of the trailer home implicated petitioners ' Fourth Amendment rights. Pp. 61-72. ( a ) A " seizure '' of property occurs when " there is some meaningful interference with an individual 's possessory interests in that property. '' United States v. XXXX XXXX XXXX, XXXX. The language of the Fourth Amendment - which protects people from unreasonable searches and seizures of " their persons, houses, papers, and effects '' - cuts against the novel holding below, and this Court 's cases unmistakably hold that the Amendment protects property even where privacy or liberty is not implicated. See, e.g., ibid. ; XXXX v. United States,XXXX XXXX XXXX, XXXX. This Court 's " plain view '' decisions also make untenable the lower court 's construction of the Amendment. If the Amendment 's boundaries were defined exclusively by rights of privacy, " plain view '' seizures, rather than being scrupulously subjected to Fourth Amendment inquiry, Arizona v. XXXX XXXX XXXX, XXXX, would not implicate that constitutional provision at all. Contrary to the Court of Appeals ' [ XXXX XXXX XXXX, XXXX ] position, the Amend-ment protects seizure even though no search within its meaning has taken place. See, e.g., XXXX, XXXX, at 120-125. Also contrary to that court 's view, XXXX v. XXXX XXXX XXXX, does not require a court, when it finds that a wrong implicates more than one constitutional command, to look at the dominant character of the challenged conduct to determine under which constitutional standard it should be evaluated. Rather, each constitutional provision is examined in turn. See, e.g., XXXX v. XXXX XXXX XXXX. Pp. 61-71. ( b ) The instant decision should not foment a wave of new litigation in the federal courts. Activities such as repossessions or attachments, if they involve entering a home, intruding on individuals ' privacy, or interfering with their liberty, would implicate the Fourth Amendment even on the Court of Appeals ' own terms. And numerous seizures of this type will survive constitutional scrutiny on " reasonableness '' grounds. Moreover, it is unlikely that the police will often choose to further an enterprise knowing that it is contrary to the law, or proceed to seize property in the absence of objectively reasonable grounds for doing so. Pp. 71-72. 942 F.2d 1073, reversed and remanded. XXXX, XXXX, delivered the opinion of a unanimous court. ================= Accordingly, your Enacted Agency signed by Pres. Obama in XX/XX/XXXX, has held, totally adverse to and contrary of CFPB'S/FTC 'S joint task forces to collectively prosecute all law enforcement agencies that conspire with NCC , County Tax Admin . Therefore, it is seriously URGENT that your Agy must handle my Illegal Debt Collections by NCC and XXXX Tax Collections.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-03-13

Alexandria, VA

Took or threatened to take negative or legal action

Debt collection: Other debt

Seized or attempted to seize your property
Complaint: RE : XXXX XXXX XXXX, ( NCC ) XXXX COUNTY TAX ADMIN., VIOLATIONS OF FDCPA, DUE PROCESS, & VIOLATION 0F SOCIAL SECURITY ACT. [ FTC CASE # XXXX ] [ CFPB CASE # XXXX ] I was referred to file my illegal consumer debt collection practices complaint to your agencies by the Virginia Attorney Generals Office. This morning, XX/XX/XXXX, my car was booted by the XXXX County Sheriff 's Office, acting on behalf of a credit collection company, I have no dealings with, NCC, XXXX XXXX XXXX in XXXX, VA., claiming I owe NCC taxes amounting to {$35000.00}, ( Bond ). I am on a fixed income, {$930.00}. I do not owe that amount, having not been sued for it, in a specific amount. XXXX County Tax Administration had been fully informed of, repeatedly told about and did unconstitutionally ignore my nearly 20-months requests for help to prosecute and seize from the State of New Jersey, as a crime-victim, pursuant to Federal criminal codes 18 U.S.C. 3225 and 3663, which does allow a State to file seizure of assets against a another States criminal Defendants, XXXX XXXX, XXXX XXXX, owner of XXXX XXXX regarding that criminal Defendants owed 28 months of crime- victims damages, to collect from XXXX XXXX XXXX Insurance policies. Documents received from the XXXX County Tax Administration was that it had attempted to seize my wifes assets, her home, fraudulently telling the County Department of Real Estate that I owned her home, adverse to it being owned by her femme sole, before our marriage. It was done on a weekend, wthout any legal justifications on behalf of XXXX County Tax Admin., by NCC . XXXX XXXX XXXX did employ illegal means without Due Process, adverse of 15 USC 1692 ( a ), ( C ), ( D ), and ( E ), on attempting to seize property not owned by me, but is owned by XXXX XXXX XXXX XXXX. Under 15 U.S.C., 1692, ( Sec. 803 - 809 ), makes it a crime to knowingly, willfully, and deliberately cause various damages to a person 's reputation, as was done by the Sheriff 's Dept., acting as an agent of or for N.C.C. a known criminal enterprise with more than 292 filed consumer complaints with the FTC, CFPB. Jointly each did cause my verified damages to me, personally, and causing physical property damages to my vehicle, pursuant to 15 USC Ss 805, 808, and Ss 809, is criminally liable to the debtor. XXXX County Sheriffs deputies placed large, bright yellow placards on the windows of the car located in the community 's parking lot for all to see and read, violating Ss 803, 806, 808 - 811 of the Unfair Debt Collection Practices Act. 15 USC Ss 803 - 812, at seq.. By fraudulently alleging a debt exists and publicizing their attempt to seize anothers property by using NCC 's methods to make illegal threats of seizure of a persons property, thus, forcing me to pay a debts I do not owe and such debts are intentionally filed to be as excessive, fabricated, and without any legal justification nor due process requiring me pay a {$35000.00} bond on what is falsely claimed to be an alleged {$5000.00} debt are absolutely illegal and impossible for any retired consumer to pay on a fixed income with more than {$1400.00} a month debts after retirement. XXXX TAX ADMIN AND SHERIFF 'S DEPUTIES WERE informed by Federal Codes, Laws, that their engaging in a criminal conspiracy, as stated in FDCPA, is clearly adverse to each part of Section 806 ( A ) ( 1 ), ( 5 ) ; 807 ( 1 ), ( 2 ), ( 4 ) ; and under 808-811, et seq.. XXXX County Sheriffs deputies and NCC, jointly engaged in acts of coercion by public harassment, fully knowing from XX/XX/XXXX, XXXX XXXX was retired and he did not owe any debts before XX/XX/XXXX, deceptively making it impossible for him to pay {$35000.00} on a a-monthly Social Security Retirement of {$930.00} per month, while he is also over his current debts, under his earnings the County, Tax Admin. know the State of New Jersey OWES him from XX/XX/XXXXto XX/XX/XXXX, more than {$250000.00} for earnings, and Attorney 's fees, costs, and 15 travel expenses, exceeding {$450000.00}, combined. XXXX County Police have over 18 months, refused to have XXXX XXXX XXXX find out who has been calling my wife and I, never leaving any messages, but over more than 100 times in about 6 months, hanging up on those few dozen times I have answered the phone. Those more than 100 incoming phone harassing hangup calls from all hours XXXX XXXX til XXXX XXXX EDST has caused my wife and I to verbally argue about when to and not to answer our telephone calls. As of now, I am already trying to fix my debts from $ XXXXa month in XX/XX/XXXX to XXXX per month in XX/XX/XXXX, where the State of New Jersey owes me from XX/XX/XXXX, more than {$450000.00} ( rounded off ) as a crime-victim from XXXX XXXX XXXX caused criminal and consumer damages done to me under Federal, VA. , and N.J. codes/ statutory criminal laws. XXXX County Sheriffs Office and Tax Admin has continued to ignore, deny, and conceal their legal ability to seize from the State of New Jersey, as the IRS is doing to Federally seize from XXXX XXXX, under Tax Laws, getting from XXXX XXXX, State of N.J., N.J.S. 2C:2-6 XXXX XXXX 's past unpaid earned income of ( {$250000.00} ), Social Security has still not been paid from New Jersey , from XX/XX/XXXX to XX/XX/XXXX, to include, increase XXXX XXXX 's Social Security Retirement checks. Anything that your office can do to urgently assist me will be greatly appreciated.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-03-12

Attempts to collect debt not owed

Debt collection: Medical debt

Debt is not yours
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-03-03

Arlington, VA

Attempts to collect debt not owed

Debt collection: Auto debt

Debt was paid
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-02-11

VA

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Complaint: On XXXX-16 I had to visit the emergency room at XXXX XXXX Hospital. I am a veteran with coverage under the Department Of Veterans Affairs. XXXX XXXX XXXX failed to file a cliam with the Department of Veterans Affairs within the 90 time limit requirement prescribed by law XXXX. Instead they instructed their agent Nationwide Credit Corporation to pursue collection activities against me in the amount of {$210.00}. I have attempted to resolve this matter with the companies to no avail. Their actions have resulted in inacurrate and negative information in my credit report affecting my credit score, insurance rates etc.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-01-25

Hampton, VA

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: First, let me describe the problem and the abhorrent practices that I believe are in violation of the law. I had to do research to obtain the following information which included obtaining information from the FTC. I keep getting repeated calls to my telephone number by the following company : NCC ( Nationwide Credit Corporation ) XXXX XXXX XXXX, XXXX XXXX XXXX, VA XXXX The repeated calls from NCC have a recorded message ( possibly robo dialed ) for another person to call them, even though this telephone number is not registered in that person 's name and never has been. Further, that person does not live at this address. I've had this number alone for over 32 years. NCC leaves only a long distance number to call them which would cost me money. No option to talk with anyone and no toll free number provided as required by law. The calls just keep coming, why should I have to pay and waste my money to get a lawless company to stop harassing me when I am not even a party to the debt? So I call the FTC & they are able to lookup a toll free number. I have since called NCC and told them that this phone is mine and does not belong to the person they seek ( name provided to them ) & that no such person lives here. I told them to cease and desist. Why should I have to waste my time & be put through all of this nightmare when I am clearly not the person they seek? Why are these companies allowed to behave this way? Harassing a person that they know full well is not the individual that they are after? This number is listed and anyone can see that it is not the telephone number for the person that they seek. This is abhorrent to keep harassing me without giving me a toll free number or an option to talk to anyone. This is terrorism by telephone and this company needs to be punished for these underhanded, deceitful & unlawful practices. I don't feel violated, I have been violated and it's totally uncalled for. Debt collectors are supposed to provide a toll free number if they demand a return call and they have no right to harass the innocent. Hint, my number has a very male name and the person they are after is female. Is this a reading comprehension problem on the part of NCC are do they intend to terrorize everyone with a similar last name trying to get them to pay the debt of another person? This is disgusting XXXX behavior.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-12-27

Denver, CO

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-10-02

MD

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: I XXXX XXXX desire to work out a payment arrangement with XXXX XXXX XXXX XXXX directly. As a public utility this company is governed by a public service commission, not protected by the Fair Credit Reporting Act. In addition, this account has been sent to two collection agencies to illegally cloud my personal credit rating, without written consent or assignment to collect being sent to me directly. Accordingly, this collection must comply with the legal collection process as mandated by FTC v. XXXX XXXX XXXX XXXX. These collections need to be deleted and as I stated, I will work out any payments, if required to XXXX XXXX XXXX XXXX.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response