National Credit Systems,Inc

Consumer Complaints

There are over 2605 complaints on file for National Credit Systems,Inc. Dated between 2019-12-10 and 2013-07-10.

Complaints Page 3

2019-11-01

Johns Creek, GA

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Company Response: Closed with explanation

Timely Response

2019-10-30

Tacoma, WA

Written notification about debt

Debt collection: Mortgage debt

Didn't receive notice of right to dispute
Company Response: Closed with explanation

Timely Response

2019-10-30

Phoenix, AZ

False statements or representation

Debt collection: I do not know

Impersonated attorney, law enforcement, or government official
Company Response: Closed with explanation

Timely Response

2019-10-30

Mount Holly, OH

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Company Response: Closed with explanation

Timely Response

2019-10-29

Las Vegas, NV

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-10-28

Hinkley, CA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-10-26

Fresno, CA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was result of identity theft
Company Response: Closed with explanation

Timely Response

2019-10-23

Beyersville, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Company Response: In progress

Timely Response

2019-10-22

Aston, PA

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Untimely Response

2019-10-22

Cartersville, SC

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Company Response: In progress

Timely Response

2019-10-22

KY

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: In progress

Timely Response

2019-10-22

NC

Took or threatened to take negative or legal action

Debt collection: Other debt

Threatened or suggested your credit would be damaged
Company Response: Closed with explanation

Timely Response

2019-10-21

AL

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-10-18

Davenport, FL

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-10-17

Canyon City, OR

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-10-17

Newnan, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Complaint: My home was broken into and the personal information of myself and my spouse was stolen. After we reported the incident, a few months later we receive a collection letter in the mail for an amount of XXXX. We went to the originating company and advised them that it was fraud and they were not willing to help us and stated that they already sent the file to the credit collection company and we would have to deal with them. We have reached out to the credit agencies and provided police reports showing that it is fraud and they are un willing to help, even when the first thing their recording says when you call to speak to them, " We are only collecting a debt that you owe '' and I do not owe the debt because it is fraud.
Company Response: Closed with explanation

Timely Response

2019-10-16

Toppenish, WA

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Company Response: Closed with explanation

Timely Response

2019-10-16

San Antonio, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: National Credit Systems contacted me through mail two and half months ago saying I owed a debt from a previous apartment. That was my first time receiving any notice, bill, or anything regarding the so called debt. I reached out to them because I had already paid the apartments at the end of my lease and had proof. They had me email in proof and said it would be deleted once recieved. I called back the next day and they confirmed paperwork had been recieved and that the account was closed. They also mentioned that I could call back in up to 30 days to confirm this. Today, I recieved a notification through XXXX that it had just been added to my credit report. Besides all of this, national credit systems is not even licensed to collect in the state of Texas and I demand this account be closed and removed from all three of the credit reporting agencies.
Company Response: Closed with explanation

Timely Response

2019-10-16

OH

Communication tactics

Debt collection: Other debt

Used obscene, profane, or other abusive language
Complaint: These people are refusing to let me set up payment and threatening me to put this on my credit report even though I am trying to Pay!! My wife accidentally bounced their payment and they tried it again on a non pay week without contacting us to even see what happened then said they could only take a card on XX/XX/19 then on XX/XX/19 they can't make an arrangement and can only take the card the day of.
Company Response: Closed with explanation

Timely Response

2019-10-16

Arlington, VA

Threatened to contact someone or share information improperly

Debt collection: Other debt

Contacted you after you asked them to stop
Complaint: I moved out from XXXX XXXX at XXXX XXXX XXXX, XXXX, Va XXXX on XX/XX/2019. On XX/XX/2019, I received a handwritten itemized note trying to get move out fees totaling {$1700.00}. I disputed with XXXX XXXX on XX/XX/2019 on their charges. I did not receive any response from XXXX XXXX instead I got a call from someone calling from ( XXXX ) XXXX who said he represented XXXX XXXX to collect {$1700.00} from me. He threatened to report to the credit bureaus if I dont pay it at that time. He also said my daughters credit file will be messed up. Of course, credit file is a big deal to a fresh graduate from XXXX XXXX. I refused to speak with him. I emailed to XXXX XXXX immediately on this. They confirmed that they had appointed National Credit Systems to collect the money from me. This company never sent me any correspondence prior to calling me on XX/XX/2019. As of today, I have not received any correspondence from National Credit Systems. I am very worried that they are going to ruin my daughters credit file since she was also on the lease. Please help.
Company Response: Closed with explanation

Timely Response

2019-10-16

Lawton, NV

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-10-14

Hot Springs, AR

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-10-14

Charlotte, NC

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Closed with explanation

Timely Response

2019-10-14

Tuscaloosa, AL

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Company Response: Closed with explanation

Timely Response

2019-10-14

Villa Universitaria, PR

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: National Credit Systems Collection Agency have reported to the credit bureaus a collection account that does not belongs to me. I was in XXXX in Puerto Rico from XXXX thru XX/XX/XXXX and this debt is dated XX/XX/XXXX. There is no way I can rented an apartment while been XXXX. The debt creditor is XXXX XXXX XXXX for the amount of {$2100.00} and the collection agency is : National Credit sysytems XXXX XXXX. XXXX XXXX XXXX, GA XXXX I am trying to get everything straight with my life, getting things done in a responsible way and do not need negative things to stop me to achieve my goals This collection agency refused to remove this debt which does not belongs to me.
Company Response: Closed with explanation

Timely Response


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