There are over 5340 complaints on file for NAVY FEDERAL CREDIT UNION. Dated between 2019-12-16 and 2011-12-05.
2018-12-22
Jacksonville, FL
Funds not handled or disbursed as instructed
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-22
Bel Alton, MD
Non-sufficient funds and associated fees
Complaint: Dear Sir/ Madam, I'm a current member of the Navy Federal Credit Union and recently I had two return check fees of XXXX for two different amounts. On XX/XX/18 a {$29.00} returned check fee was applied to my checking account for a {$12.00} insufficient funds, but at the time it wasn't save to put any money into the accounts at Navy Federal Credit Union. Because during the weekend of the XX/XX/18 thru XX/XX/18 the bank was having banking issues with the system. On XX/XX/18, I was charged another {$29.00} returned check fee for insufficient funds of {$.00} cents.
On XX/XX/18 the Navy Federal Credit Union system issues were worse. Members were missing their deposits, aa well as other serious issues, which lead to them turning phone lines off. The phone lines rang out busy signal for maybe like 3 hours or more. When I finally got through a representative I was told that they couldn't remove fees because I've had it done before in the past.
I would like for someone to help me resolve this matter as well as look into another over charges on my account, such as finance charges on loans. At this point I would just like to make sure that I'm not being over charge on this as well.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-12-21
OK
Can't use card to make purchases
Complaint: contacted Navy Federal in Early XXXX to confirm travel notification and that my credit card with " no foreign transaction fees '' will work during upcoming trip to XXXX.
was told it will work, and to put the alert on via the website. did so for both the credit and debit cards.
the debit card has a foreign transaction fee.
the credit card will not work.
i have tried numerous times to contact navy federal while abroad, and they tell me they can not assist me because there is a country sanction from office of foreign asset control.
why does one card work, and not the other.
why is it the card with foreign ttsnsaction fees that works, and not the other.
it feels as though they are steering transactions towards the card with higher fees.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-12-21
Hemet, CA
Problem accessing account
Company Response: Company believes complaint is the result of an isolated error Closed with explanation
2018-12-21
Faucett, MO
Problem using a debit or ATM card
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-21
Barry University, FL
Credit inquiries on your report that you don't recognize
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-21
Atl, GA
Deposits and withdrawals
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-21
Huntingtown, MD
Problem with the interest rate
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-20
Milwaukee, WI
Was not notified of investigation status or results
Complaint: I sent a certified letter to all three credit bureaus, to have an investigation done about this hard inquiry from navy federal credit union on XX/XX/18. It's been well I've r99 days and I've heard nothing yet. Which violated the FCRA, law that credit bureaus must report accurate information and respond to consumers within a timely manner. This hard inquiry has caused a great hardship on my life i've been denied home loans and credit and my credit scores dropped drastically because of it.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-20
Bedford, TX
Banking errors
Complaint: Navy has been battling for 203 weeks with banking quirks due to a system upgrade. they knew there were issues. now they are still hiding the issues and refuse to work with customers. direct deposit checks are not processed. money is withheld by nfcu ( interest free money? ) and i still do not have my credit into my account. i need my funds. these types of issues are starting to become the norm for nfcu.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-20
Beaufort, SC
Transaction was not authorized
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with monetary relief
2018-12-20
Milwaukee, WI
Was not notified of investigation status or results
Complaint: I sent all three credit bureaus a certified letter to investigate this Navy federal cu hard inquiry XX/XX/18 and XX/XX/18 from my credit reports. It has been well over 60 days and still not heard from any of the bureau. This violates the FCRA laws that are in place to protect consumers. The bureaus are to report accurate information and respond to disputes in a timely manner. This hard inquiry has caused hardship to me and stress as well as I being denied credit and home loans.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-20
Aloma, FL
Unable to receive car title or other problem after the loan is paid off
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-20
Deposits and withdrawals
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-19
Inglewood, CA
Information belongs to someone else
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-19
Bay Lake, FL
Banking errors
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-19
Problem with fees
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-19
Inglewood, CA
Debt was result of identity theft
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-19
Richmond, VA
Non-sufficient funds and associated fees
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-19
Chula Vista, CA
Account status incorrect
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-18
MI
Transaction was not authorized
Complaint: On XX/XX/2018 a withdraw of {$2500.00} was made by Navy Federal Credit Union ( NFCU ) from my XXXX checking account. They said it was " preauthorized '' which I didn't even know who they were. I told them to send me proof of my signature on anything for which I knew there was none, because I am the only person on my account and knew I didn't sign anything. They said there was no way of providing me anything proving my signature on anything.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-18
Funds not handled or disbursed as instructed
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-18
Bel Alton, MD
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-18
Unable to open an account
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-12-18
Phoenix, AZ
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation