There are over 5340 complaints on file for NAVY FEDERAL CREDIT UNION. Dated between 2019-12-16 and 2011-12-05.
2017-04-07
Ellenwood, GA
Company Response: Company believes complaint is the result of an isolated error Closed with explanation
2017-04-07
Mckeesport, PA
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-07
Chesterland, OH
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-07
Atl, GA
Company Response: Company believes complaint is the result of an isolated error Closed with explanation
2017-04-06
Las Vegas, NV
Complaint: My only income is XXXX XXXX ( XXXX ). I bank with Navy Federal. On 5 separate occasions they have taken from my XXXX money to pay for my overdue credit card account. No other money is deposited in my account except for XXXX. This month they took money that I needed to pay the rent, and I could be evicted in the next few days. I have repeatedly told Navy Federal that all the money in my account is from my XXXX XXXX but they are tone deaf to my pleas. I thought it was illegal to take XXXX money for unrelated credit card accounts. Please help me.
Company Response: Company believes complaint is the result of an isolated error Closed with monetary relief
2017-04-06
Killeen, TX
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-06
Garrison, MD
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-05
Fort Stockton, TX
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-05
Occoquan, VA
Complaint: I need assistance with an issue with Navy Federal Credit Union. I called in for a used vehicle loan on XX/XX/XXXX. In speaking with the representative he informed me that if I get a Late model used vehicle ( XX/XX/XXXX or younger ) that my interest rate would be lower ( 4.490 as indicated in the letter mailed on XX/XX/XXXX ). I purchased a XX/XX/XXXX XXXX XXXX on XX/XX/XXXX with XXXX miles. I checked my account on XX/XX/XXXX and noticed that my loam interested was listed double the quoted rate. I called in immediately to inquire. The representative that answered the phone told me that the miles had to be under XXXX. I responded that the miles are only XXXX, Then she said that it had to be a XX/XX/XXXX or younger. I explained to her that the representative told ne XX/XX/XXXX or younger. She put me on the phone with her supervisor XXXX. XXXX assured me that she would listen to the recording of the phone call and get back with me by later that day or Thursday ( XX/XX/XXXX ) by XXXX. I never heard back from her. I called again the following week. They explained that XXXX was out and they could not view it. I finally called back today XX/XX/XXXX and the representative told me that the tape was reviewed and a decision was made not to adjust the rate. I ask for a copy of the recording and she refused. The recording needs to be reviewed or by an independent non-bias party. This interest rate should be adjusted to what the representative told me. If that were the case, I could have accepted financing through the dealership of 4.5 %
Company Response: Company believes complaint is the result of an isolated error Closed with non-monetary relief
2017-04-05
Jacksonville, FL
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-05
Jacksonville, FL
Account terms
Complaint: Navy Fed advised me, as a result, that they did remove my authorization for the USE of the card, however the debt will continue to be reported on CBR, per XXXX on XXXX/17.
However, being an authorized user was never the issue. The debt was never mine to begin with, there is n't any application from me, in my name, anywhere what so ever!
So why would n't Navy Fed remove My name from my CBR? This is NOT EXCEPT ABLE AT ALL!!!!!!!!!!!!
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-05
SC
Complaint: Spanning over 2 years Navy Federal Credit Union ( NFCU ) mishandled documentation related to my mortgage account that resulted in inaccurate negative reporting to my credit report. In addition, NFCU 's mishandling resulted in 2 shorts sales falling through and then, only due to my retaining a lawyer to act on my behalf, did NFCU even begin to process a Deed in Lieu of Foreclosure under their " Borrower Assistance Program ''. The last correspondence received from NFCU approved a Deed in Lieu of Foreclosure. Following this, my lawyer and I heard nothing until I was served documentation advising that I had not appeared at a foreclosure hearing. I was not even notified that the property was being foreclosed upon. My lawyer was able to appear at a subsequent hearing where I was relieved of personal liability due to deficient notice. NFCU then reported on my credit reports that the property had been foreclosed upon - this is not the case, as I never received notice from them that the property was being foreclosed upon. To this day, I have not received anything that states the property was foreclosed and now belongs to NFCU. I need this foreclosure entry removed and a copy of a statement providing that the property now in fact belongs to NFCU. As a lender who primarily markets themselves to military members, the manner in which my account was handled was absolutely unacceptable and has had devastating effect on not only my credit reporting, but also my personal life. The XXXX and XXXX whilst on XXXX has been significant and only because of my retaining of a lawyer, did NFCU even respond to me after almost a year and a half of me trying to work with NFCU on my own.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-05
Cheverly, MD
Attempted to collect wrong amount
Complaint: This item is being reported as 30 days late in XX/XX/XXXX when payments have never been late.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-05
Arvada, CO
Complaint: My family and I have had issues paying our mortgage in the past year. My husband is a XXXX vet and has recently had XXXX and is currently unemployed. We have filed with Navy federal with the loss mitigation department to help push back some of our payments to the back of our loan. Last year when we filed we were asked numerous times to resend paperwork and proof of hardship that we sent in. NFCU was asking us to resend paystubs and our taxes even though they had all these documents from our refinance. We spend time sending and resending all the information needed over and over again but never had the right combination of documents completed according to NFCU. This year I filed again for loss mitigation as my husband had XXXX and is unable to work. NFCU has asked us to send them a hardship letter and my husbands pay stubs again recently even though I made it expressively known that he is unemployed. A few months back we owed the bank over XXXX dollars and I paid down that debt to XXXX. While we are in the process with loss mitigation I am told I am not able to make partial payments and in the same breath they ask us to pay a month in a half of mortgage owed- this is a partial payment thus they are going against their own philosophy. We also received a notice of foreclosure yesterday. I am just in shock as I thought that while we are in loss mitigation and potential forbearance they can not foreclose, not to mention I owe less then a few months ago. We have told them that starting next month we will be able to start making our regular payments as scheduled since my husband will finally receive his VA XXXX back. These 2 years have been extremely hard on us financially and I thought that banks should make an effort to assist us. I have XXXX small kids and with a prospect of losing my home we would just be tossed out on the street like garbage. Please help.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-04
Moncks Corner, SC
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-04
Cottonwood, AZ
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-04-02
Delaware, OH
Company Response: Company believes complaint is the result of an isolated error Closed with monetary relief
2017-04-02
Aiken, SC
Company Response: Company believes complaint is the result of an isolated error Closed with explanation
2017-04-01
CA
Complaint: I have has an account with Navy FCU for over 20 years. I have never missed a single credit card payment and often pay hundreds if not thousands over the minimum payment. This month an automatic payment was made, at the time it actually coverd the 2 % of the balance as a minimum payment. However, NavyFCU, as you know from last year 's lawsuit, uses many illegal ways to make more money. They rebalanced the account prior to the payment posting and the payment was XXXX short. Instead of any notice, Navy FCU froze the account for only XXXX and 5 days past due ( only XXXX due ). They provided no notice, nothing, even after I have NEVER missed a payment. When I called the " Manager '' hung up on me and was extremely rude. Additionally, even after a payment, the refused to unlock the account. They claim the system is automatic and Navy FCU has no control over anything. As you know they have EXTREMELY aggressive systems in place to lock down accounts and do nothing to resolve it. I would ask that you investigate them again.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-03-31
Garrison, MD
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-03-31
Hampton, VA
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-03-31
Atlanta, GA
Frequent or repeated calls
Complaint: I spoke with a rep in XX/XX/XXXX and explain not to call my work place due to repeated calls. I received more calls to my work place after.
Company Response: Company believes complaint is the result of an isolated error Closed with explanation
2017-03-31
Port Hadlock, WA
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-03-31
Klamath Falls, OR
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-03-30
Chicago, IL
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation