Diversified Consultants, Inc

2019-04-18

Chicago, IL

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Complaint: This company called Diversifeid consultant attempted to collect the sum XXXX from me. They said I owe XXXX XXXX T this money. I explained to them I dont owe such amount of money but they went ahead and destroy my credit with a degoratory marks. This has ruined my credit score/report. I called XXXX XXXX XXXX and they confirmed I dont owe them that amount but this false claim has already destroy my credit history/report. Please kindly help me on this matter.
Company Response: Closed with explanation

Timely Response

2019-04-18

Bakersfield, CA

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Company Response: Closed with explanation

Timely Response

2019-04-18

Cypress, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Company Response: Closed with explanation

Timely Response

2019-04-18

Lannon, WI

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: Thisdebtof{$350.00}waspostedtocollectionsinXXXXof2019.IcalledXXXXXXXXandtriedtohavethemexplainittomebecauseIhaven'thadservicesthroughthemforatleast3or4years.Theycould'texplain.NowithasbeenplacedforcollectionsandIdon'tthinkIoweit.Ipaidallbalancesandreturnedequipmenttothematthetime.Ifeelthisisamistakeontherepart.IalsocannotaffordtopaybecauseIamonSocialSecurityXXXX,can'tworkandonlimitedincome.
Company Response: Closed with explanation

Timely Response

2019-04-18

WI

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account status incorrect
Complaint: In XX/XX/2018 we canceled XXXX services. ( Had paid the monthly payment by autopay. ) upon canceling, we were informed that we must return equipment upon receipt of their postage paid box/label or we would get charged for equipment. We promptly and immediately complied and sent all items requested. We verified it was received by XXXX. Because we were also building a new home ; beginning XX/XX/2018, we applied for a construction loan from our financial institution and our credit scores were impeccable, as they always have been. My wifes and my own credit scores were, in fact lateral as we have been married 25 years and had the same accounts, etc. Because our construction loan is now matured and needs to be converted to a traditional mortgage, our financial institution indicated we could not get a good rate on a mortgage because my credit score took a nose dive! To my utter shock, I reached out to XXXX to inquire as to why the sudden drop. It was indicated I had an unpaid bill reported to them by Diversified Consultants IN, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, FL XXXX ( phone XXXX ) in the amount of {$800.00}! First, we NEVER received notification of such amount due and second, we had no idea who this company was! After searching their name we learned they were a collection agency for XXXX! We immediately filed a complaint with XXXX and spoke to them numerous times to expedite our complaint and resolve the incorrect information so to put my credit score back to where it was prior to the scathing incorrect information. Unfortunately, every time we have spoke with them, there was a huge language barrier and after hours and hours on the phone, we asked where we were calling and learned it was the XXXX. We then asked to speak to someone in the USA and was obliged with the request. The credit bureau did indicate the item was deleted from the credit file, however it could take as long as 90 days to be reflected on my credit score!!! I begged that this be carried out sooner so I may get a traditional mortgage that should be afforded to me. I have worked all my life, paid all my bills, fought for my country, and have had an impeccable financial and personal reputation. I have explained that this is unacceptable and unjust. It was not a valid debt and further, this incorrect ding on my credit score is going to cost me many, many thousands of dollars due to the fact I can not obtain a traditional mortgage!!!! Diversified Consultants, XXXX and XXXX needs to compensate us for the grief, anxiety, and moreover the additional costs we will incur due to this total debacle. For your information, the XXXX Confirmation number of the completed complaint is XXXX.
Company Response: Closed with explanation

Timely Response

2019-04-17

Arlington, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-04-17

Key Biscayne, FL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account status incorrect
Company Response: Closed with explanation

Timely Response

2019-04-17

Black Rock, AR

False statements or representation

Debt collection: I do not know

Attempted to collect wrong amount
Complaint: Diversified Consultants says I owe money I dont and has fraudulently reported it to collections.
Company Response: Closed with explanation

Timely Response

2019-04-16

Taft, OH

Communication tactics

Debt collection: Other debt

Frequent or repeated calls
Company Response: Closed with explanation

Timely Response

2019-04-16

Santa Barbara, CA

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-04-16

Brooklyn, NY

Took or threatened to take negative or legal action

Debt collection: I do not know

Threatened to arrest you or take you to jail if you do not pay
Company Response: Closed with explanation

Timely Response

2019-04-16

Jupiter, FL

Attempts to collect debt not owed

Debt collection: I do not know

Debt was result of identity theft
Company Response: Closed with explanation

Timely Response

2019-04-15

Cincinnati, OH

Communication tactics

Debt collection: Other debt

Frequent or repeated calls
Company Response: Closed with explanation

Timely Response

2019-04-15

Lk Buena Vis, FL

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: This debt was reported and deleted from my credit file as unverified and according to law can't be charged twice I am asking this be removed and not put back on my credit file. It is known for harrassment
Company Response: Closed with explanation

Timely Response

2019-04-15

Bessemer, AL

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-04-13

Bremen, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: Cancelled my account with XXXX over 2 years ago. XXXX picked up equipment and nothing was owed or due. Diversified Consultants, Inc. have been continually reporting me falsely in an malicious attempt to extort money out of me. Moreover. they removed this from my credit previously then started placing this negative action back on my report causing me great financial harm.
Company Response: Closed with explanation

Timely Response

2019-04-12

Louisville, CO

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Closed with explanation

Timely Response

2019-04-12

San Diego, CA

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: Collection was removed from report multiple times but re-opened multiple times.
Company Response: Closed with explanation

Timely Response

2019-04-12

Williams, MN

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: XXXX did not.disconnect my cable when I asked them to and claimed I was locked into a 2 year contract when i had my package for well over 2 years. By disconnecting my account for nonpayment, then reconecting after I paid my bill they said I was locked into a new 2 year contract. My balance was paid when I called to cancel in XXXX and they continued charging me. I had moved out of their service area and no longer needed their services. They continued charging me almost {$900.00} before finally disconnecting my services. I have disputed with the credit bureaus, the collection agency XXXX XXXX XXXX, and with XXXX. I filed a complaint with XXXX as well. XXXX said they were investigating and would call back in 48 hours and it has been over a week. I called them and they said they do not see an investigation.
Company Response: Closed with explanation

Timely Response

2019-04-12

Rncho Domingz, CA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: I have internet phone and cable through XXXX and paid they bill a few days late. This has happened before but this is the first time that it put a collection on my credit report for it. My account is currently in good standing and my bills have been on time. I told a rep and they said it should come off within a few days and its been at least a month Thank you, XXXX XXXX
Company Response: Closed with explanation

Timely Response

2019-04-12

Chicago, IL

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: On XX/XX/XXXX I went to check my credit, because I was preparing to buy a house, then thats when I noticed that my score was lo, and there were accounts on my credit that I didnt open.The following accounts were opened fraudulently : XXXX of XXXX, XXXX. was opened on XX/XX/XXXX with a balance of {$760.00} XXXX XXXX was opened on XX/XX/XXXX with a balance of XXXX XXXX XXXX was opened on XX/XX/XXXX with a balance of XXXX XXXX XXXX was opened on XX/XX/XXXX with a balance of XXXX
Company Response: Closed with explanation

Timely Response

2019-04-12

Columbus, OH

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-04-11

Fort Worth, TX

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-04-11

Houston, TX

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: On XX/XX/19 I requested the credit bureaus to investigate the collection with Diversified Consultants # XXXX. They stated that the debt was valid. Well I reached out to Diversified Consultants and requested the proper validation to prove they can legally collect on the account and a contract with my signature ( Tracking # XXXX XXXX XXXX XXXX XXXX ). I only received a copy of a bill from them. This is not proper validation and I want this account removed.
Company Response: Closed with explanation

Timely Response

2019-04-11

KS

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: I am repeatedly being contacted by Diversified Consultants , Inc . ( " D.C.I. '' - which I believe is the only agency involved with this fraudulent attempt at collecting money from me ; but it has been going on for some time - they may also have partners, I think another company tried contacting me in the past as well ). They are relentlessly trying to collect an alleged {$56.00} on behalf of XXXX XXXX XXXX. I called XXXX XXXX XXXX directly to confirm, and they told me I have never had an outstanding debt, which makes sense because I have had my credit card set up on auto-pay since my account was initially set up with XXXX XXXX XXXX - so quite frankly, this is ludacris. I don't understand how this company hasn't been shut down already. D.C.I has been sending me letters with RETURN MAIL ONLY listed for XXXX XXXX XXXX, XXXX, MI XXXX & they are listing the amount due should be sent another address : XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX, TX XXXX. They have the creditor listed as XXXX XXXX XXXX XXXX, Account Number : XXXX, Agency Reference Number : XXXX, Balance : {$56.00}. They have a toll free number of XXXX. They are calling 1-2x a day from phone numbers in XXXX, NE. Here are some of the numbers that nonstop call me : XXXX, XXXX, XXXX, XXXX, XXXX, and I have tried blocking others. I have also tried answering a couple of the calls and explaining to the representative that I have contacted XXXX XXXX XXXX and confirmed these claims are fake. But that has only caused them to call me more and more it seems.
Company Response: Closed with explanation

Timely Response