TRANSWORLD SYSTEMS INC

2019-08-28

NC

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: I called and talked to them they couldnt find me on any account. And this was some charge from ky I explained I live in nc and never have be in any hospital in Ky All they said was my insurance paid a bill there so it belongs to me. I explained it again I never been to a hospital or anything in Ky Ask for supervisor and they hung up
Company Response: Closed with explanation

Timely Response

2019-08-27

Dallas, TX

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Other personal consumer report

Information is incorrect
Complaint: I called the company on XX/XX/XXXX after seeing them report deroggatory on my credit report to see who they were and why were they reporting {$25.00}. the representative told me that the company had contacted me. When I questioned him as to when and who did I talk to his resonsed ; that we called you but company policy prevents us from leaving a message. If you call a person and do not let them know you are calling that is not a contact. Since that conversation Trans world Sys Inc /XXXX - ( XXXX ) XXXX has once again reported to the credit bureaus numerous in the Month of XXXX ( XX/XX/XXXX and XX/XX/XXXX ). I am not clear as to what this company is doing and hope that consumers can be protected from them. Additionally, I did not receive any correspondence from this alleged debtor. Can anyone just drive your FICO down on a wim? Is there any request through anyone
Company Response: Closed with explanation

Timely Response

2019-08-27

Grosse Ile, MI

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Company Response: Closed with explanation

Timely Response

2019-08-26

Cold Sprgs Hi, KY

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-08-26

Harsens Is, MI

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: I paid XXXX XXXX XXXX a Settlement amount on XX/XX/19 yet they wont contact XXXX that its paid and its still on my credit report Transworld System inc also is on my credit report for XXXX I sent them a copy showing them that I paid it Why cant I get this off Also XXXX Still says I owe them??
Company Response: Closed with explanation

Timely Response

2019-08-26

Dunnellon, FL

Attempts to collect debt not owed

Debt collection: Other debt

Debt was paid
Complaint: Post moving out of apartment complex " XXXX XXXX '' on XX/XX/2016 owned by " XXXX XXXX '' i received an invoice due for charges obtained from cleaning or damages to the apartment. The charges where paid in full. XXXX still sent this debt to collections and i have left 5 voicemails and waited 5 times the time they promised i would hear back in. There is no way to get a hold of the company. i have also emailed them through there website as well as the manager and regional manager and still no response. This has now made it ( so far ) impossible to rent another place even with perfect rental history and verification. I would like this to be removed from my credit. It should have never even made it to collections.
Company Response: Closed with explanation

Timely Response

2019-08-25

Portage, MI

False statements or representation

Debt collection: Private student loan debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-08-23

Killeen, TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-08-23

Chicago, IL

False statements or representation

Debt collection: Private student loan debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-08-23

Valparaiso, IN

Attempts to collect debt not owed

Debt collection: Medical debt

Debt was paid
Company Response: Closed with explanation

Timely Response

2019-08-23

Galena, OH

Written notification about debt

Debt collection: Private student loan debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-08-23

Columbus, OH

False statements or representation

Debt collection: Private student loan debt

Told you not to respond to a lawsuit they filed against you
Complaint: I have filed a FTC complaint against TSI for misrepresentation I have requested proper legal documentation from TRANS WORLD SYSTEM # XXXX. I HAVE NEVER HAD ANY ACCOUNTS FOR BUSINESS WITH THEM AND I HAVE YET TO RECEIVE ANYTHING THAT SHOWS THEY ARE IN COMPLIANCE WITH FEDERAL AND STATE LAWS FCRA OR FDCPA, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts SECTION ( C ) AND SUBSECTION ( 3 ) I HAVE HAD SEVERAL DUBIOUS AND FRAUDULENT CLAIMS FROM FAKE COMPANIES IN THE PAST AND I DO NO WISH TO BE A VICTIM AGAIN. I NEED THIS ACCOUNT DELETED ASAP. I HAVE FILE A COMPLAINT WITH THE CFPB AND LOCAL XXXX POLICE DEPT. This is a fraudulent attempt to collect a debt that is being misrepresented on a unverified account with no verifiable account numbers, no date of late activities and several other FDCPA violations
Company Response: Closed with explanation

Timely Response

2019-08-23

Little Rock, AR

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Complaint: On XX/XX/2014 I began renting from XXXX XXXX the paper work includes a page consisting of itemized prices for services upon move-out the letter, which is attached, is addressed to me ( although I did not sign ) has very different prices that proves that after I repeatedly asked for an itemized receipt of what my deposit may have gone torwards in order to understand where the extra unknown amounts may have derived XXXX XXXX never contacted me in Reference to an account that I may owe, instead an oblivious receipt with inflated amounts were sent to a collections agency called NCC SERVICES and they are on each of my credit reports unfairly. Does the original lender not to have an allotted time to try to collect what they believe to be owned to them before turning an account over to collections? Also please notice the differences in the amounts on the original move out cleaning letter and the one created after I continue to ask for the details of my deposits since it clearly was not use to cover the cost of it
Company Response: Closed with explanation

Timely Response

2019-08-22

Oxford, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: I have been submitted to debt collection due to a debt owed by the last owner of my house. The collection is for a cemetery in XXXX XXXX that I have never spoken to that only speaks XXXX. In addition, the communication from the agency is only in XXXX and I can not communicate or understand what the issue is. This is not my debt and is therefore harassment as I have told them that I am not associated with the debt. The person with the debt is deceased and no longer lives at the property as I am the second owner of the house. Please ask this company to remove me from there list and notify the issuing party that this is not my debt. Making false claims is illegal.
Company Response: Closed with explanation

Timely Response

2019-08-22

NC

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: This company appeared on my credit report as a collection. shortly after I received a letter in the mail regarding this account. I have spoke to various people at this company to try and resolve the matter they have not sent me any validation for this account I told them this was not my account but the collection calls keeps coming with no verification.
Company Response: Closed with explanation

Timely Response

2019-08-22

Occoquan, VA

Fees or interest

Credit card or prepaid card: Store credit card

Charged too much interest
Complaint: Some time on or around XX/XX/XXXX-XX/XX/XXXX ( I don't know the exact date ) I attempted to call Transworld Systems who was put in charge of collecting a credit card debt for a XXXX XXXX XXXX that I had obtained back in XXXX. The card was originally under a chapter XXXX bankruptcy which had gotten dismissed. So this reopened the debt I owed along with almost {$5000.00} world of intrested to the card limit which was only about $ XXXX {$3400.00}. When I originally called, I'd call to settle the debt for the amount of the card that was used which was around the amount of {$3400.00}. With the job that I have, this amount was manageable for me to get paid in a considerable time. Transworld came back with counter offer with almost {$5500.00} in which they told me I'd have to pay in a month. I agreed to this because they would not offer me any else and made me feel like I had no other choice but to pay this amount. I was able to make a payment of {$500.00} on XXXX XX/XX/XXXX, but was told that I only had a few days to come up with the rest. I told them that this would be impossible for me to do, but they insisted that I figure it out. I'd call and ask for an extension, they would not extend this un reasonable amount for more that 65 days. I don't even get paid {$5500.00} in a month and I have a household to maintain. The last representative who I spoke with whose name was not willing to work with me or come down on the settlement even as I left messages and pleaded with her to work with my situation. I also explained that I was trying to buy a home for my family, but she did not seem to care about anything regarding my goals She also exclaimed that I would not be eligible for another settlement offer for another 6 months if I didn't pay the remaining balance of the settlement and they I was not allowed to put in for a settlement around tax season so that I would not have an opportunity to pay the account of using any tax refunds which is terrible. I would like to negotiate a better settlement that would allow me to pay the amount that I used on the card which was around {$3400.00}. I had already paid {$500.00} into the settlement amount and would like that amount added. Their practices are unfair and deceptive does not benefit me and put me in more of a financial bind.
Company Response: Closed with explanation

Timely Response

2019-08-20

Denver, CO

Dealing with your lender or servicer

Student loan: Private student loan

Problem with customer service
Company Response: Closed with explanation

Timely Response

2019-08-20

Houston, TX

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-08-20

Albuquerque, NM

False statements or representation

Debt collection: Medical debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-08-19

Oak Ridge N, TX

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-08-19

Nyc, NY

Problem with a credit reporting company's investigation into an existing problem

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Their investigation did not fix an error on your report
Complaint: I just recently reviewed my credit report and saw an unknown issue. It appears to me that XXXX XXXX XXXX, a company we rented a cello for my daughter from a few years ago, has been charging me for cello rental even though the cello was returned in XX/XX/2016 and I have not once received a bill or been contacted regarding this since the cello was returned. Clearly, they sold this made up debt to a collection agency who has also never contacted me, yet it’s on my credit report as delinquent since XX/XX/2016. The response from XXXX has just been a photo of the months of the year with red dots indicating that I didn’t pay. I have not been able to reach anyone there as when i call I’m on eternal hold and eventually disconnected. The cello was picked up from XXXX XXXX XXXX XXXX from the receptionist. I will attach her email confirmation with me.
Company Response: Closed with explanation

Timely Response

2019-08-19

Warwick, MD

False statements or representation

Debt collection: Medical debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-08-17

Briaroaks, TX

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-08-17

Tampa Palms, FL

Written notification about debt

Debt collection: I do not know

Didn't receive notice of right to dispute
Company Response: Closed with explanation

Timely Response

2019-08-15

San Diego, CA

Attempts to collect debt not owed

Debt collection: I do not know

Debt was result of identity theft
Company Response: Closed with explanation

Timely Response