TRANSWORLD SYSTEMS INC
Consumer Complaints
There are over 4977 complaints on file for TRANSWORLD SYSTEMS INC. Dated between 2019-12-10 and 2014-12-12.
Complaints Page 4
2019-10-25
Patterson, MD
Attempts to collect debt not owed
Debt collection: Medical debt
Debt was paid
Company Response: Closed with explanation
2019-10-24
Mountain View, OK
False statements or representation
Debt collection: Medical debt
Attempted to collect wrong amount
Company Response: Closed with explanation
2019-10-22
Atlanta, GA
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account information incorrect
Company Response: Closed with explanation
2019-10-22
Columbus, OH
Attempts to collect debt not owed
Debt collection: Other debt
Debt was result of identity theft
Company Response: Closed with explanation
2019-10-22
Rowlett, TX
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: Received a letter and calls from Nationwide credit , inc collection agency stated I owe {$170.00} to XXXX XXXX XXXX. I've paid and close my account with XXXX XXXX XXXX XXXX. I do not owe them anything.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2019-10-22
Chandler, AZ
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account status incorrect
Company Response: Closed with explanation
2019-10-22
Forest Hill, VA
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2019-10-21
Alts De San Jose, PR
Written notification about debt
Debt collection: Other debt
Didn't receive notice of right to dispute
Company Response: Closed with explanation
2019-10-21
Bremen, GA
Communication tactics
Debt collection: Other debt
Frequent or repeated calls
Company Response: Closed with explanation
2019-10-21
NY
Attempts to collect debt not owed
Debt collection: Medical debt
Debt is not yours
Company Response: Closed with explanation
2019-10-21
Hickory Hill, TN
Attempts to collect debt not owed
Debt collection: Mortgage debt
Debt is not yours
Company Response: Closed with explanation
2019-10-20
Blackbird, DE
Attempts to collect debt not owed
Debt collection: Medical debt
Debt is not yours
Company Response: Closed with explanation
2019-10-18
Harlingen, TX
Written notification about debt
Debt collection: Other debt
Didn't receive enough information to verify debt
Company Response: Closed with explanation
2019-10-18
Smyrna, SC
Dealing with your lender or servicer
Student loan: Private student loan
Trouble with how payments are being handled
Company Response: Closed with explanation
2019-10-17
Liverpool, TX
Struggling to repay your loan
Student loan: Private student loan
Problem lowering your monthly payments
Company Response: Closed with explanation
2019-10-16
Fort Worth, TX
Written notification about debt
Debt collection: Other debt
Didn't receive notice of right to dispute
Company Response: Closed with explanation
2019-10-16
Kahului, HI
Dealing with your lender or servicer
Student loan: Federal student loan servicing
Need information about your loan balance or loan terms
Company Response: Closed with explanation
2019-10-16
Mount Olive, OH
Written notification about debt
Debt collection: Medical debt
Didn't receive notice of right to dispute
Company Response: Closed with explanation
2019-10-16
Brentwood, TN
Attempts to collect debt not owed
Debt collection: Medical debt
Debt is not yours
Company Response: Closed with explanation
2019-10-16
Garland, TX
Attempts to collect debt not owed
Debt collection: I do not know
Debt is not yours
Company Response: Closed with explanation
2019-10-16
Detroit, MI
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Complaint: I disputed an account with Transworld and they provided me with a document which is not a contract or anything that legally shows that I owe the amount of {$540.00}. Please provide contracts, copies of actual bills and a signed copy of agreement to Transworld that legally bound Transworld, to collect anything on behalf of this account. I do not believe this charges belongs to me.
Company Response: Closed with explanation
2019-10-15
Hamilton Grange, NY
Dealing with your lender or servicer
Student loan: Federal student loan servicing
Trouble with how payments are being handled
Company Response: Closed with explanation
2019-10-15
F M, FL
Attempts to collect debt not owed
Debt collection: Medical debt
Debt was result of identity theft
Company Response: Closed with explanation
2019-10-15
Edison, NJ
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2019-10-15
IA
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account status incorrect
Complaint: Due to hardship we had to do a mortgage loan modification for both our first and second mortgage in XX/XX/XXXXwith XXXX XXXX XXXX ( government program HAMA ). Upon completing that, the letter we received later in XX/XX/XXXXstates that our second mortgage loan was in default, was being transferred to Nationwide Credit Inc. but it never states that our loan was going to be charged off. Since then we have made every payment for over 5 years like clockwork.
Sometime between XX/XX/XXXX and XXXX XXXX " merged '' or " sold to '' or " hired '' XXXX mortgage services. We now receive statements for both our first and second mortgage from XXXX on XXXX letter head. However, the statement for our second mortgage on XXXX letter head instructs us to send the payment for just the second mortgage to Nationwide Credit. We find this deceiving and gave us the impression for over 5 years that XXXX/XXXX still held our loan and had not charged it off.
Now XXXX has reported to at least XXXX and XXXX ANOTHER CHARGE OFF in XX/XX/XXXX ( how can they charge it off twice )? We can prove they charged it off in XX/XX/XXXX and are now charging it off AGAIN in XX/XX/XXXX ( at least according to our credit reports ). Also, we believe our credit reports are changing almost weekly since we filed the complaint with XXXX/XXXX/Nationwide ( we are not sure which company we should be dealing with? ). We think they are trying to change it to cover their tracks or dates etc. We have pictures of different report dates etc constantly.
Both XXXX and XXXX are wrong. But, specifically XXXX is bogus, it even reports a highest balance of {$0.00} for our second mortgage, {$0.00} paid on that loan but then shows a balance of over {$30000.00} and shows as a " charge off '' in both XX/XX/XXXXand XX/XX/XXXX.
How can you charge a loan off twice 5 years apart? And report a late payment when we have made payments for over 5 years like clockwork?
How can a company charge a loan off twice 5 years apart after we have made the payments AND they send statements from the same company even though we are sending payments to a third company?
This slight of hand and bogus credit reporting is ruining our ability to function and get any consumer and business funding/capital.
We have attached two pictures below that show two charge offs, one in XX/XX/XXXX and one in XX/XX/XXXX. You can also see that it reports we have paid off {$0.00} of this loan. We paid off almost half of this loan. It also shows highest balance as {$0.00} yet a balance of {$35000.00}. I mean nothing on this is correct.
We have been trying to resolve this for over a month with the company and are getting nowhere. We are now filing this complaint and have hired an attorney.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation