TRANSWORLD SYSTEMS INC

2015-10-23

Turners Sta, KY

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt is not mine
Company Response: Closed with non-monetary relief

Disputed: No Timely Response

2015-10-23

Beverly Manor, IL

Disclosure verification of debt

Debt collection: Medical

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-23

Disclosure verification of debt

Debt collection: Medical

Not given enough info to verify debt
Complaint: I have tried repeatedly to contact trans world systems on XXXX to figure out why a medical debt for {$51.00} is showing on my credit report and I follow the prompts ( 1 for english and so on ). It asks me to enter my ss # and then I 'll be transferred to an agent. Each time I do and then the line just hangs up!
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-23

San Carlos, CA

Incorrect information on credit report

Credit reporting:

Account status
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-22

Cypress, LA

Cont'd attempts collect debt not owed

Debt collection: I do not know

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-22

Lexington, NC

Cont'd attempts collect debt not owed

Debt collection: Credit card

Debt resulted from identity theft
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-22

Rncho Domingz, CA

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt is not mine
Complaint: XXXX is billing me for service at a home that never had XXXX service in it 's history. When calling XXXX XXXX, they do not know what I 'm talking about as they have no information for service at this address, yet they have notified the credit bureaus as an unpaid debt. Bottom Line - XXXX can bill every address in country and make everyone pay {$200.00} just to get it removed from their credit reports and they make the dispute process extremely difficult
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-22

Washington Green, CT

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-22

Miami, FL

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-21

New York, NY

False statements or representation

Debt collection: Other (i.e. phone, health club, etc.)

Attempted to collect wrong amount
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-21

Federal Way, WA

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-21

Glendale, CA

Disclosure verification of debt

Debt collection: Medical

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-21

AL

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt is not mine
Complaint: I called XXXX in XXXX 2010 that I wish to discontinue my service. They told me they would send me a box to return the receiver. A couple of months passed and I never received an authorization to return the receiver and I did not use my XXXX service after XXXX/XXXX/2010 since they told me I was paid up through that date. They began calling me to collect in XXXX 2010 and I will not pay the {$180.00} balance since I do not owe it. They have reported this on my credit. I need this taken off since I do not owe it.
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-21

NM

Communication tactics

Debt collection: Medical

Threatened to take legal action
Complaint: Transworld Systems sent me a letter indicating they collecting a medical bill debt. I believe I have paid this bill and attempted to call their customer service number multiple time. There is no answer -- only a strange message about an extension number. I logged on to their website only to find there is no way to dispute this debt on the website. They provide the same phone number described earlier. This also happened to me in XXXX 2014. I still have that issue on my credit report. This company makes it difficult or impossible to contact them.
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-21

Philadelphia, PA

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt is not mine
Complaint: I checked with XXXX There is no record of me owing this money. I contacted Transworld Systems to clear up the matter. They failed to give me any details about the bill and abruptly disconnected the phone call.
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-21

NM

Disclosure verification of debt

Debt collection: Medical

Not given enough info to verify debt
Complaint: This complaint is about Transworld Systems. I had several accounts with XXXX XXXX. physicians, XXXX. I paid off all of them ... but one. I honestly did not know I had an outstanding bill. I thought the bill was paid in full but is was not and it went to collections. I received two weeks ago a mailed statement by Transworld Systems for the XXXX XXXX balance. {$1200.00}. I tried to call and set up affordable payments and get due dates to Transworld but when I called they could not find my acct. information by name, number, SSN. I had tried several times to get them payment. Since I was not successful by phone I used the mailed statement from Transworld and set up an account online using the website, registration code and directions they provided to me in that statement. I set up my profile and logged in. I was going to make a payment to them but logged out since they did not take the only form of major credit card that I have. Today, I tried to log back in to their website so that I could contact them and I have not been able to access my account. When I try and log in my user ID and Password SEEM to work but my verification question answers do not. The screen tells me messages that my SSN is wrong or my telephone number information is wrong. That is not the case since they worked before. I really think that log in is a kind of dummy acct so that they can initially get more information or it is just a scam or they lock it once they have your information. The contact telephone number they provide to reach them for log in help on verification screen does not even work! I called another number from the statement and I finally got a representative and he had my information this time. I was told by him that he ca n't give me any information about my account besides the balance I owe until according to the rep. that I " Go to XXXX and get a prepaid Visa or XXXX to pay my bill only then ( they ) Transworld, XXXX XXXX ( sp ) the rep. can set up payments and give me my acct. access online to pay my debt! They asked for a full amount. I said I can do payments and I will mail a check and that is when the rep. had told me to go to XXXX for the PrePaid Visa card and then once I have it to call him back ; he would be there till XXXX XXXX. He was polite. I told him I do not live near any XXXX ... frustrated I ended the call. Why do they make it difficult!!!! They want all my information but wo n't give me information, they want the full balance due on my medical bill. I ca n't pay online, they do n't take my brand of major US credit card and they do n't want me to write a personal check- the statement states that I can send a check! So that is what I am going to do and for the amount that I can send. What more can I do? I am more than glad to pay for my outstanding debt but I just ca n't get seem to get them my money. Why do they need to make it hard for me to pay them! I even tried to speak with the original debtor, XXXX XXXX to confirm that Transworld is really legit. Transworld seems disorganized and scam like. I asked if XXXX could retrieve it from Transworld ( since they take my credit card ) and they said no. Do either company really want my money? Transworld communications feels like a scam. Bad service and bad business practices by Transworld Systems, ( XXXX ) XXXX. I contacted THEM to make a payment. Again, why be so difficult. Two weeks dealing with this so far ...
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-20

Point Arena Air Force Statio, CA

Dealing with my lender or servicer

Student loan: Non-federal student loan

Keep getting calls about my loan
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-20

Columbus, OH

Can't repay my loan

Student loan: Non-federal student loan

Can't get flexible payment options
Complaint: The name and location of the school I attended during the time I borrowed the private student loan in question : The Ohio XXXX University, XXXX, OH. The issue at hand : The current situation I am facing surrounds National Collegiate Trust ( NCT ) and their attempts to collect on a series of private student loans totaling more than {$30000.00} that they can not provide any information to me about. NCT has recently filed suit in my hometown court of common pleas ( XXXX County, Ohio ) with regard to this matter and I do not know who to turn to since lawyers in my region will not get involved in student loan consumer disputes. I was actually told that these situations do not bring them any money in fees, they are an uphill battle to wage and they simply are n't worth the time. I have a real legal situation here where I am being harassed ( as well as my co-signer father who filed for bankruptcy a few years ago ) for payment and I have no way of remedying this situation on my own. NCT refuses to cooperate with me at any step along the way and I deserve a chance to validate this debt and act accordingly. I do not know who owns the loans in question, who services them, or who is able to collect payment on them. NCT has previously informed me that they occupy none of these roles ... .that they purchased loans in bulk and can not provide detailed information on individual disbursements. Please help.
Company Response: Closed with explanation

Disputed: Yes Timely Response

2015-10-19

San Francisco, CA

Cont'd attempts collect debt not owed

Debt collection: Medical

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-19

San Marcos, CA

Disclosure verification of debt

Debt collection: Other (i.e. phone, health club, etc.)

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-19

Sebastian, FL

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-19

Gloucester City, NJ

Cont'd attempts collect debt not owed

Debt collection: Other (i.e. phone, health club, etc.)

Debt resulted from identity theft
Complaint: My aunt took out a utility contract with my name and social without my permission. I was a college student in Ohio at the time these charges were accrued, and had no knowledge of it until I started receiving collections bills at my Ohio address. I have proof of my address and the collections bills that were mailed to me.
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-18

Fort Worth, TX

Dealing with my lender or servicer

Student loan: Non-federal student loan

Received bad information about my loan
Complaint: This is the private portion of my student loans to attend XXXX College in XX/XX/XXXX. There is XXXX issues with this so called debt. First I have never been able to get a job due to the lack of the proper training. This is the same reason that XXXX College was shut down. I disputed this debt with new collection company in XX/XX/XXXX. Under the Fair Credit Reporting Act they are required to send me the original contract. Instead of sending the original contract they sent me a contract with no signatures, the wrong address, and a lot of other missing info. The second reason I do n't feel I owe this debt is in XX/XX/XXXX I XXXX. All my federal student loans have been dismissed by the government and this loan should follow suit, but typical of a greedy corporation they want me to pay for a bogus degree that I ca n't even get a job with.
Company Response: Closed with explanation

Disputed: Yes Timely Response

2015-10-18

Patterson, MD

Disclosure verification of debt

Debt collection: Medical

Right to dispute notice not received
Complaint: I pulled my credit report and noticed that Transworld System was reporting on my credit report, I never received an early warning notice, I sent a notice to them letting them know that I never received an early warning notice and how can they place it on my credit report and also I sent a follow up letter for them to validate the debt, they never sent anything and they had the debt removed and then replaced it on my credit report 2 months later without no notice at all.
Company Response: Closed with explanation

Disputed: No Timely Response

2015-10-16

Elmwood, LA

Cont'd attempts collect debt not owed

Debt collection: I do not know

Debt is not mine
Company Response: Closed with explanation

Disputed: No Timely Response