Pacific Financial Group (Closed)

2015-09-16

Discovery Bay, CA

Application, originator, mortgage broker

Mortgage: Conventional adjustable mortgage (ARM)

Complaint: I wish to remain anonymous. Recently, I found out that ththe Loan Officer I am working with does not have aNMLS number. I searched on NMLS Consumer Accessbut her name does not exist on the database. I didfurther investigation and found out that she hascriminal history and was incarcerated because offinancial fraud. I find this very concerning. Her name XXXX XXXX and she advertises her company asPacific Financial XXXX XXXX XXXX # XXXX, CA XXXX request that you look into this serious matter andrequire her to obtain NMLS number if she is to workon loans. This is very concerning to us consumers. Please feel free to email me XXXXXXXXXXXX. Thank you for yourhelp in advance.
Company Response: Untimely response

Disputed: No Untimely Response

2014-07-25

Key Biscayne, FL

Communication tactics

Debt collection: Payday loan

Threatened to take legal action
Company Response: Closed with explanation

Disputed: Yes Timely Response

2014-07-18

Grangeville, LA

False statements or representation

Debt collection: I do not know

Impersonated an attorney or official
Company Response: Closed with explanation

Disputed: No Timely Response

2014-06-30

Chicago, IL

Improper contact or sharing of info

Debt collection: Payday loan

Contacted employer after asked not to
Company Response: Closed with explanation

Disputed: No Timely Response

2014-06-16

Phila, PA

Taking/threatening an illegal action

Debt collection: I do not know

Threatened arrest/jail if do not pay
Company Response: Closed with explanation

Disputed: No Timely Response

2014-06-11

Campton Hills, IL

False statements or representation

Debt collection: I do not know

Impersonated an attorney or official
Company Response: Closed with explanation

Disputed: No Timely Response

2014-05-12

Biloxi, MS

Disclosure verification of debt

Debt collection: I do not know

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2014-05-07

White Plains, NY

Improper contact or sharing of info

Debt collection: I do not know

Contacted employer after asked not to
Company Response: Closed with explanation

Disputed: No Timely Response

2014-05-06

San Tan Valley, AZ

Improper contact or sharing of info

Debt collection: Payday loan

Talked to a third party about my debt
Company Response: Closed with explanation

Disputed: No Timely Response

2014-04-23

Bateman, WI

Cont'd attempts collect debt not owed

Debt collection: I do not know

Debt is not mine
Company Response: Closed with explanation

Disputed: No Untimely Response

2014-04-23

Los Lunas, NM

False statements or representation

Debt collection: Other (i.e. phone, health club, etc.)

Indicated committed crime not paying
Company Response: Closed

Disputed: No Timely Response

2014-04-22

Bridgeport, CT

Improper contact or sharing of info

Debt collection: Payday loan

Contacted employer after asked not to
Company Response: Closed with explanation

Disputed: No Untimely Response

2014-04-21

Kissimmee, FL

False statements or representation

Debt collection: Payday loan

Impersonated an attorney or official
Company Response: Closed with explanation

Disputed: No Timely Response

2014-04-16

Reynolds Station, KY

Can't stop charges to bank account

Payday loan:

Company Response: Closed with explanation

Disputed: No Timely Response

2014-04-10

East Union, WA

Disclosure verification of debt

Debt collection: Payday loan

Not given enough info to verify debt
Company Response: Closed with explanation

Disputed: No Timely Response

2014-04-08

Hinsdale, IL

False statements or representation

Debt collection: Payday loan

Impersonated an attorney or official
Company Response: Closed with explanation

Disputed: No Timely Response

2014-03-29

Birmingham, AL

Communication tactics

Debt collection: I do not know

Threatened to take legal action
Company Response: Closed with explanation

Disputed: No Timely Response

2014-03-26

East Brooklyn, CT

Taking/threatening an illegal action

Debt collection: I do not know

Threatened arrest/jail if do not pay
Company Response: Closed with explanation

Disputed: No Timely Response

2014-03-07

Maryville, TN

False statements or representation

Debt collection: I do not know

Impersonated an attorney or official
Company Response: Closed with explanation

Disputed: No Timely Response

2014-02-28

Columbus, OH

Communication tactics

Debt collection: Payday loan

Frequent or repeated calls
Company Response: Closed with explanation

Disputed: Yes Timely Response