Levy and Associates, LLC

2019-11-01

Warrenton, VA

False statements or representation

Debt collection: Credit card debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-10-25

NC

Written notification about debt

Debt collection: Private student loan debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-10-16

OH

False statements or representation

Debt collection: Credit card debt

Attempted to collect wrong amount
Complaint: On XX/XX/26 I was notified by the XXXX XXXX working on my house closing that their was a lien against me. Therefore, the XXXX XXXX paid the lien with my extra from closing costs. However, I settled with XXXX XXXX for {$1900.00}. XXXX XXXX relief has made 4 payments to them ( XXXX XXXX ). The XXXX XXXX paid them {$2100.00}, which was more than my settlement. Simple math tells you that you should take the amount of settlement and subtract those 4 payments. Levy LLC says I'm owed nothing. Wont release information to me and wont tell XXXX XXXX XXXX Account is paid in full so XXXX XXXX XXXX stops paying them. The lien is still not removed.
Company Response: Closed with explanation

Timely Response

2019-10-16

Danville, VA

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Sued you without properly notifying you of lawsuit
Company Response: Closed with explanation

Timely Response

2019-09-12

Mill Creek, IN

False statements or representation

Debt collection: Credit card debt

Told you not to respond to a lawsuit they filed against you
Complaint: Yesterday I received a court summons filed by Levy & Associates, LLC who represents XXXX XXXX XXXX in my PO Box when checking for my car registration. I had contacted the firm while still at the post office to get started in planning a payment arrangement, explaining to them that I had a death in the family and was recovering my finances and getting up to date with a variety of bills along with taking care of the deceased estate and caring for the deceased while she was in the hospital and the XXXX XXXX. I had explained also that XXXX XXXX XXXX was engaged in theft and filed a complaint against them about that. I contacted them this morning and after being on hold for a hundred years and several attempts, I reached a non-attorney debt collector by the name of XXXX, who stated that I need to recant my complaint with the CFPB before they can talk to me. I then contacted the CFPB and was informed that they had no right telling me that. I then attempted to call them and with no avail.
Company Response: Closed with explanation

Timely Response

2019-09-06

Saint Charles, MD

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2019-09-02

Columbus, OH

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: I have requested proper legal documentation from LEVY & ASSOCIATES LLC ( XXXX XXXX XXXX ) XX/XX/2019 XXXX XXXX. I HAVE NEVER HAD ANY ACCOUNTS FOR BUSINESS WITH THEM AND I HAVE YET TO RECEIVE ANYTHING THAT SHOWS THEY ARE IN COMPLIANCE WITH FEDERAL AND STATE LAWS FCRA OR FDCPA, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts SECTION ( C ) AND SUBSECTION ( 3 ) I HAVE HAD SEVERAL DUBIOUS AND FRAUDULENT CLAIMS FROM FAKE COMPANIES IN THE PAST AND I DO NO WISH TO BE A VICTIM AGAIN. I NEED THIS ACCOUNT DELETED ASAP. I HAVE FILE A COMPLAINT WITH THE CFPB AND LOCAL XXXX POLICE DEPT.
Company Response: Closed with explanation

Timely Response

2019-08-19

Vernon Hill, VA

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-08-03

Cedar Hill, TX

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-07-10

Rochester, OH

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Complaint: In XXXX of XXXX, I received a lawsuit notice from this company, which is also a collection agency as well. The notice stated that it was for the amount of XXXX which shocked me because this was for a XXXX card that I knew I made a final payment for in XXXX of XXXX. I immediately called them and requested to drop the lawsuit and/or get this balance to be disputed and reviewed. They claimed they mailed out a demand letter in XXXX of XXXX. I told them I never got it and they rudely responded with " There is nothing in the notes that states we got a return letter ''. I then told them I never got the letter. I also immediately responded to the complaint as this has turned out to be a very long pending investigation. Many weeks later I get a letter directly from XXXX stating their " I still owe the money '' after further investigation. There was no other explanation. I called the collection agency again and asked them to drop the suit and they again rudely responded with " our client does not allow that ''. They also refused to give further details on why the dispute was rejected. In XXXX of XXXX, I found out that my identity was stolen. This credit card they are referencing too was open during this period of time. They also refused to give actual debt details and refuse provide any evidence of any contact in regards to this debt prior to the lawsuit. They do not have any prove that letter was mailed out. I already filed a complaint against XXXX for failing to follow on the credit card act Levy Law and Associates LLC failed to follow on the collection act as well.
Company Response: Closed with explanation

Timely Response

2019-07-01

Cincinnati, OH

False statements or representation

Debt collection: Medical debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-06-21

Bel Alton, MD

False statements or representation

Debt collection: Credit card debt

Attempted to collect wrong amount
Company Response: Closed with explanation

Timely Response

2019-06-11

Galena, OH

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Sued you in a state where you do not live or did not sign for the debt
Complaint: XXXX XXXX XXXX ( XXXX ) was the 3rd party that compromised my XXXX XXXX XXXX Visa credit card account on XX/XX/XXXX and XXXX XXXX XXXX may have initiated that breach. XXXX XXXX XXXX acted fraudulently when it created a fictitious account on XX/XX/XXXX without a Credit Card Agreement to allow XXXX to recklessly transfer a credit card account originated by XXXX in XX/XX/XXXX. Levy & Associates attorney for XXXX XXXX XXXX filed a false claim in XXXX County Municipal Court on XX/XX/XXXX pursuing {$4800.00} more. XXXX XXXX XXXX was already unduly enriched by demanding and receiving payments from me from XX/XX/XXXX - XX/XX/XXXX on an account not legitimately owned by them. XXXX XXXX XXXX XXXX XXXX and attorney XXXX Levy/Levy & Associates are violating the OCC Consent Order # XXXX dated XX/XX/XXXX. XXXX XXXX XXXX is corrupting the banking system with what appears to be racketeering and Levy & Associates is perverting the justice system by getting a Judgment for them on a fictitious account with no account agreement. XXXX XXXX XXXX did not and can not produce the credit card account agreement they referenced in their response to my original complaint # XXXX referred to the CFPB by the OCC via my Case # XXXX on XX/XX/XXXX. The correspondence received on XX/XX/XXXX from XXXX XXXX XXXX in response to my initial complaint is unacceptable and erroneously dated XX/XX/XXXX.
Company Response: Closed with explanation

Timely Response

2019-03-07

Youngstown, OH

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2019-03-05

Indianapolis, IN

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2018-12-26

Bedford, OH

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Information belongs to someone else
Company Response: Closed with explanation

Timely Response

2018-10-13

Chesapeake, VA

Written notification about debt

Debt collection: Credit card debt

Didn't receive notice of right to dispute
Company Response: Closed with explanation

Timely Response

2018-10-06

Warrenton, VA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt is not yours
Complaint: XX/XX/2018 This started all on XX/XX/2018 when I received an email from my employer about a garnishment for XXXX XXXX aka XXXX XXXX. I've never been XXXX XXXX and I even noticed some time ago XXXX XXXX appeared on my Credit Report and I tried to remove it but it's still there. They related me to XXXX XXXX who probably owes this debt. Levy Law Firm is collecting on a debt that I do not owe for their client XXXX XXXX. I called XXXX XXXX and they refuse to provide proof that I owe this debt. There is a garnishment on my pay! I've called Levy Law Firm every day and multiple times a day since my pay was first garnished. I called them when I found out about the garnishment and they were supposed to send me the dispute form but when I gave them my address information they put it in wrong so I never got the forms. My pay was garnished two weeks later and I called again and they were just going to correct the address but I kept calling in irate and they finally emailed me the forms and gave me the information to fax it in. I continue to call and then I started looking up more information for XXXX XXXX and called them, the guy gave me another number of the debt collector to get more information. I called them and they said they just route the collection and that I would need to speak to the debt holder which was some other company name and gave me the number. When I called the new number it was XXXX XXXX and the guy actually picked up and then hung up on me. I called back and just let the phone ring until he finally answered. I continued requesting the information like the contract with my signature for this debt and he kept saying he can't give it to me over and over. Now I continue to call Levy Law Firm every day checking on the status of the request they sent to their client and they are 'still waiting '. on XX/XX/2018 they said they received a notification that the client sent proof of debt validity and I think it's going to be the judgement from the court which is in the attached pdf. They have already garnished {$1800.00} in a single paycheck. Which is incredible for a DEBT THAT'S NOT EVEN MINE!
Company Response: Closed with explanation

Timely Response

2018-10-04

OH

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Complaint: On XX/XX/XXXX, I stopped into XXXX XXXX XXXX, where I am a frequent customer. The people there informed me they had received a WAGE GARNISHMENT in the amount of XXXX. I do not now, nor have I EVER worked there. I was a customer in good standing, now because of this illegal disclosure of debt elsewhere, I can no longer do business with them. I asked to see the paperwork they received as I knew NOTHING about it. They declined to share this with me. I then went and did a online search and came across the documents in XXXX County, Ohio courts. These documents are incorrect as filed by Levy & Assoc. There are 3 different amounts they claim I owe just in the single filing their filing supposedly files XX/XX/XXXX does NOT match the amount of the " judgement '' they included. and they further change the amounts in the affidavit they sent to XXXX XXXX XXXX, the address " Levy & Assoc . '' CLAIM to have mailed all documents to is incorrect as shown in their " proof of mailing '' - and I note that while they claimed to have sent certified, there is no proof of service from USPS in the file. The address in the headers of filing has correct address. My social security number is on the documents they sent to XXXX XXXX XXXX, and I have the names and addresses of alleged other debtors and amounts owed attached to MY file [ see notice of court proceeding ] So they have not only infringed upon my rights but those of at least 9 others and who knows how many more people they disclosed private information to in their mailings. Further, the judgement lien that they claim to now " own '', was adjusted back in XXXX through state of Ohio Dept of taxation, as THEY made an error and I sent them the proof they requested at that time making the balance XXXX, I never received any further communication from them stating I owed anything- now 2 years later I get this?. I have NEVER received a single communication from " Levy & Assoc '' in regard to this or any matter. I find it to be neglect and I feel intentional that they can get the correct address on the documents they FILE, but can not get that address correct when supposedly mailing me notification of pending court actions.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Timely Response

2018-08-27

Newark, NJ

Attempts to collect debt not owed

Debt collection: I do not know

Debt was paid
Complaint: I made all payments charge long ago, yet the company states I owed {$20.00} which in turn became {$340.00}. I was sent no information regarding that I had owed any more than I already paid and was charged fees for a bill that was fabricated by XXXX XXXX XXXX.
Company Response: Closed with explanation

Timely Response

2018-07-23

Charlotte, NC

Took or threatened to take negative or legal action

Debt collection: Private student loan debt

Sued you without properly notifying you of lawsuit
Company Response: Closed with non-monetary relief

Timely Response

2018-07-19

Newport News, VA

Took or threatened to take negative or legal action

Debt collection: Private student loan debt

Threatened or suggested your credit would be damaged
Company Response: Closed with explanation

Timely Response

2018-06-19

Took or threatened to take negative or legal action

Debt collection: I do not know

Collected or attempted to collect exempt funds
Company Response: Closed with explanation

Timely Response

2018-06-13

Columbus, OH

Written notification about debt

Debt collection: Credit card debt

Didn't receive notice of right to dispute
Company Response: Closed with explanation

Timely Response

2018-05-09

Hampton, VA

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Complaint: A company notified my employer in attempt to collect a debt. I was never contacted or given an opportunity to dispute the claim or ever served with the with the summons. They presented it to my employer 7 years later. The debt is also in someone else 's name.
Company Response: Closed with explanation

Timely Response