Law Offices of Hayt, Hayt Landau, LLC

2019-11-13

Wallington, NJ

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Threatened or suggested your credit would be damaged
Company Response: In progress

Timely Response

2019-10-24

New Brunswick, NJ

False statements or representation

Debt collection: Credit card debt

Attempted to collect wrong amount
Company Response: In progress

Timely Response

2019-09-21

Martinsburg, WV

Attempts to collect debt not owed

Debt collection: Private student loan debt

Debt was result of identity theft
Company Response: Closed with explanation

Timely Response

2019-09-16

Wallington, NJ

Attempts to collect debt not owed

Debt collection: Payday loan debt

Debt is not yours
Complaint: Hayt, Hayt and Landau has called several times in an attempt to collect a debt on behalf of XXXX XXXX XXXX. Calls began Friday XX/XX/2019. I contacted Hayt, Hayt and Landau at ( XXXX ) XXXX explaining I do not have an account nor have I ever with XXXX XXXX XXXX. I further explained they are attempting to scam me and I will contact the authorities if they continue. Of course, they have continued with more calls XX/XX/XXXX, and XX/XX/XXXX. On XX/XX/XXXX, I filed a complaint with the XXXX # XXXX. The XXXX responded stating that the office of Hayt, Hayt, and Landau does not have a attempting to collect a debt case on file against me. However, Hayt, Hayt and Landau continued to call XX/XX/XXXX, requesting I call Ms. XXXX at ( XXXX ) XXXX.
Company Response: Closed with explanation

Timely Response

2019-05-23

Wallington, NJ

Threatened to contact someone or share information improperly

Debt collection: Credit card debt

Talked to a third-party about your debt
Complaint: The company LAW OFFICES OF HAYT HAYT & LANDAU have been harassing me nonstop with phone calls and have also been harassing family members and giving out confidential information regarding my accounts.
Company Response: Closed with explanation

Timely Response

2019-03-19

Hillsborough, NJ

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2019-01-10

Philadelphia, PA

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Sued you without properly notifying you of lawsuit
Complaint: I recently received a letter in the mail on XX/XX/XXXX from an outside independent legal entity notifying me that I was being sued by XXXX XXXX XXXX/XXXX XXXX XXXX regarding a credit card account that was filed in XXXX Circuit Court on XX/XX/XXXX. I would like to make the CFPB aware of this occurrence as I never received a formal document from XXXX/XXXX XXXX notifying me of the possibility of a default judgment or documentation demonstrating the suit that was filed in the XXXX Municipal/Circuit Court for period XX/XX/XXXX through XX/XX/XXXX. I would like be contacted by a representative of either/or both XXXX XXXX & XXXX XXXX XXXX via phone or email in order to facilitate a mutually beneficial payment arrangement as I would like to avoid a potential default judgment as I do not have any available PTO to attend the legal proceeding scheduled for XX/XX/XXXX and also do not have additional funds available to pay for legal representation. Latest updates are that I never received a letter from Hayt Hayt and Landau regarding in XXXX as referenced in XXXX letter of response ( attached ) to my initial request to create a payment arrangement which was submitted through CFPB - and if I had not been contacted by an outside legal entity that I would not be aware that a court case was entered against my name. As a result of this discovery I have repeatedly reached out to Hayt Hayt Landau and have left voicemail messages with XXXX XXXX and also physically spoken to a team member that promised they would have the attorney on the case call me back or email me on XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX and XX/XX/XXXX. I still have not received a call/ voicemail message or an email in response to my request to create a payment arrangement. As I have not been given a file number yet due to no one reaching out to me - I am unable to establish a payment arrangement or initiate a payment. Can someone please advise me on whether I should initiate a payment arrangement with XXXX if Hayt Hayt Landau does not contact me via email/phone or respond to my phone calls prior to the XX/XX/XXXX court date? I do not have vacation/leave available to go to court or additional money available for legal representation and would like to establish and arrangement in order to resolve this issue. If I am unable to resolve this issue a judgment would put me into an even more arduous financial situation. I will continue to call Hayt Hayt Landau as I would like to establish an arrangement as soon as possible. Please Advise.
Company Response: Closed with explanation

Timely Response

2018-12-12

PA

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Threatened to sue you for very old debt
Complaint: My son, has been on SS benefits since he was 8 years old, he has XXXX XXXX and XXXX XXXX so I am writing this out for him. He got a credit card back in XX/XX/2008 and I was paying on it. He had a run in of problems and couldn't pay any longer. Through the years we got phone calls, letters to pay XXXX XXXX. Years ago an attorney firm of Hayt, Hayt and Landau contacted us, made everything look legal, but still my son said can not pay. Just a week ago, I received this deposition notice that they want him to appear at the Bar Association where we live with all kinds of paperwork, proof of income, property, etc. All he has is one vehicle and we share one junked vehicle. Now today I get a FINAL NOTICE from the USPS that there is a large package that has to be picked up. We are home everyday, no post officer knocked on the door for a signature, he just put the slip in the mail box. I wrote them on their website ( Contact Us ) and told them, he is on SS, this is a very old debt, not on his credit report ( which I just checked yesterday ) and to stop harassing us. We do not have anything else, as myself, and my other son are also on Social Security. I am my son 's rep payee and he says he will not pay an old debt. They can not garnish federal benefits if this is a time barred debt. If this makes it to the Magistrate, then so be it, we will make payments. But they have been harassing us for years, I had to get a phone system that blocks callers. I read on the net that this company has gone to many lengths to collect a debt. If this is something we definately need to take care of, I need to know. I will talk to my son but it will have to be a very low payment every month and they can bring it down 30 %. I am afraid to talk with them on the phone and my son won't.
Company Response: Closed with explanation

Timely Response

2018-09-15

Newark, NJ

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Collected or attempted to collect exempt funds
Complaint: REQUEST FOR ASAP ASSISTANCE AS I AM LEFT BROKE AT THE HANDS OF OFFICERS OF THE COURT - This is a complete shame that I have to write this complaint as a last resort, but my financial health is currently at risk. I was contacted bu people that are supposed to be licensed practitioners for our judicial system, Hayt, Hayt & Landau about a debt owed from XXXX XXXX ( which I later learned was from an unauthorized account opened by my ex wife ). Regardless of that, I spoke with people from Hayt in XX/XX/2018 to set up an auto payment arrangement to resolve this debt. I gave them my bank card information, and each month, around the XXXX, as of XXXX, they debuted the agreed upon monies. I went to the bank Tuesday, XX/XX/XXXX to see I have {$0.00} in my account, which I knew was wrong because I just was paid that Friday. This Wednesday I visited my bank and it was then that you learned that I learned that there was a levy on my account placed by Hayt, Hayt & Landau, the same people that I made a payment arrangement with in XXXX. I immediately called the Hayt and spoke with XXXX at their office who told me the levy was placed because I missed the XXXX payment. I reminded her that I had set up auto payments with them, so there couldnt have been a missed payment. She then said it showed that a failed attempt by me to make an online payment is what triggered the levy, to which I said, that is inaccurate since I set up the auto payment. The bank manager immediately began reviewing my account for the debits each month, and found the debits each month, except for XX/XX/2018 ; which I informed XXXX. She then stated she would investigate by Friday, XX/XX/2018, but when I called Friday to get a status update on the investigation, I was given an update that indicated they, again, didnt do as agreed. Additionally, once I learned they had put a levy on my account, I began researching the laws of New Jersey related to freezing ones account. It was at that time that I discovered that there is an exemption in the state of New Jersey that prevents creditors from accessing anyones personal goods ( money included ) up to {$1000.00}, i.e., Hayt has illegally frozen monies they were, by law, prevented from doing. The intent behind NJ statute 2A:17-19 is to ensure that New Jersey residents are not left without any monies to survive, which is what has occurred right now. Also, Hayt was legally obligated to place in the mail a copy of the Writ which they served on my bank, the same day they served it on my bank, which I have yet to receive, so yet another violation of my rights by Hayt. New Jersey statutes are clear on the procedures surrounding judgments, writs, etc., so what is being done by Hayt is unacceptable and has left me without means to pay bills, eat, or contribute to household expenses without having to request delayed payments from my other creditors and borrow money from family and loved ones. In an attempt to get this resolved, I faxed XXXX, at Hayt, a copy of all my bank statements that show the debits by them from XXXX to XXXX, while also showing them that no debits were made by them in XXXX. I also informed them of the exemption in the state of New Jersey which requires them to immediately unfreeze my monies, to which I have not received a response to that, either. I needed assistance in getting this resolved as I am literally without any money unless I am able to get it from family, which is embarassing and unacceptable when this is due to bad practice by people that are barred to follow the law. Please help me resolve this since this law firm chooses not to do the right thing. It is Saturday, XX/XX/XXXX, and I have yet to see a copy of the Writ, which I will ensure to contest with the Court, upon receipt ( they were legally obligated to make sure it was sent out to me ).
Company Response: Closed with explanation

Timely Response

2018-01-17

Somers Point, NJ

Threatened to contact someone or share information improperly

Debt collection: I do not know

Contacted your employer
Complaint: Hayt, Hayt & Landau, LLC called my husband 's employer without permission, humiliating my husband in front of his boss and peers. He has only been at this job for 3 months and this is phone call damaged his reputation and character. My husband is a XXXX XXXX XXXX ( outside ) and would never take a phone call in the office. Hayt, Hayt & Landau, LLC https : //www.haytlaw.com/ XXXX
Company Response: Closed with explanation

Timely Response

2018-01-14

Ridley Park, PA

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Complaint: I never Borrowed the amount of money this law firm from XXXX XXXX is trying to get, they are reporting inaccurate amount of fees and penalty on my credit report stating that i owe them XXXX which i never borrowing from any credit card company. i disputed this account directly with the with this law firm, i never got any original contract, no supporting document, they only send me a copy of purchases made on that account but no proof that i own this company but the derogatory marks remained on my report. If they are n't able to remove this negative that 's really affecting my family live, i will like them to provide full verification and contract of this debt.
Company Response: Closed with explanation

Timely Response

2017-11-09

Newark, NJ

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Seized or attempted to seize your property
Complaint: I m the victim of an on-line work at home scam, the work was to be a purchasing agent, the scam involved paying off my credit card balances so that I could then make purchases to be shipped, the scammer used an account from XXXX XXXX XXXX to pay off the balances of XXXX XXXX XXXX XXXX and XXXX card from XXXX XXXX, when I called the banks to seek fraud protection, they conducted an investigation and stated that because I made the purchases it was not fraud, when I further tried to explain that when the payments were returned back to XXXX XXXX that the XXXX XXXX account was fraudulently obtained and funded that credit cards by money transfer from a XXXX XXXX account, XXXX XXXX advised there was nothing they could do and refused to help.I have the account number and routing number that was given to me by the scammer and I have all the email documentation, a police report and a letter from the state attorney General, the banks say they conducted an investigation but did not want any of my documents to assist them on my behalf, XXXX XXXX wont discuss the matter with me stating they do not give out third party information and since I am not a customer with an account, they can not help me.
Company Response: Closed with explanation

Timely Response

2017-04-20

Hillsdale, NJ

Cont'd attempts collect debt not owed

Debt collection: Credit card

Debt was paid
Company Response: Closed with explanation

Disputed: No Timely Response

2017-04-04

Belfast, ME

Can't repay my loan

Student loan: Non-federal student loan

Can't decrease my monthly payments
Company Response: Closed with explanation

Disputed: No Timely Response

2016-11-02

Arsenal, PA

False statements or representation

Debt collection: Credit card

Indicated shouldn't respond to lawsuit
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Disputed: No Timely Response

2016-09-16

PA

Disclosure verification of debt

Debt collection: Credit card

Not given enough info to verify debt
Complaint: I had a credit card account with XXXX XXXX from XXXX to XXXX. I paid the credit card faithfully until I was laid off in XXXX. The credit card went into collections in XXXX. I paid the collection company from XXXXto XXXX.I stopped paying on it because I hit hard time again. So XXXX in XXXX the XXXX XXXX account went The Law offices of Hayt, Hayt, Landau, LLC. stating I owe {$2100.00} and {$13000.00} went to interest. When I sent my response letter to them, There response was a letter and XXXX XXXX statements from XXXX XXXX. Not anything I paid to the collection agencies.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Disputed: No Timely Response

2016-08-15

Colver, PA

Communication tactics

Debt collection: Credit card

Frequent or repeated calls
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Disputed: No Timely Response

2016-05-09

Eatontown, NJ

Taking/threatening an illegal action

Debt collection: Credit card

Sued w/o proper notification of suit
Company Response: Closed

Disputed: No Timely Response

2016-02-25

Muhlenberg, NJ

Taking/threatening an illegal action

Debt collection: Other (i.e. phone, health club, etc.)

Attempted to/Collected exempt funds
Company Response: Closed with explanation

Disputed: No Timely Response

2016-02-05

Pgh, PA

Improper contact or sharing of info

Debt collection: Other (i.e. phone, health club, etc.)

Contacted me after I asked not to
Company Response: Closed with explanation

Disputed: Yes Timely Response

2015-12-17

Willingboro, NJ

False statements or representation

Debt collection: Credit card

Attempted to collect wrong amount
Company Response: Company chooses not to provide a public response Closed

Disputed: No Timely Response

2015-10-27

Bethel Park, PA

Improper contact or sharing of info

Debt collection: Credit card

Talked to a third party about my debt
Company Response: Closed

Disputed: No Timely Response

2015-03-14

Absecon, NJ

Communication tactics

Debt collection: Credit card

Threatened to take legal action
Company Response: Company believes it acted appropriately as authorized by contract or law Closed

Disputed: No Timely Response

2015-02-23

Berkeley, NJ

False statements or representation

Debt collection: Credit card

Attempted to collect wrong amount
Company Response: Closed with explanation

Disputed: No Timely Response

2015-02-09

Plainsboro, NJ

Taking/threatening an illegal action

Debt collection: Credit card

Threatened to sue on too old debt
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response