Cascade Capital, LLC
Consumer Complaints
There are over 95 complaints on file for Cascade Capital, LLC. Dated between 2019-11-24 and 2013-11-20.
Complaints Page 2
2018-08-27
Lk Buena Vis, FL
Attempts to collect debt not owed
Debt collection: Auto debt
Debt was paid
Complaint: I had a repossessed car with XXXX XXXX that was sold over to cascade. I paid cascade the amount and was promised that it would be reported as paid in full ; it was reported negatively that sent the account to collections on my credit and reported it late once again Ive called both companies. Just to get a we cant help you. The account was paid XX/XX/2018 for {$3000.00}. I receive a paid in full letter.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-08-20
Garrett Park, MD
Threatened to contact someone or share information improperly
Debt collection: Auto debt
Contacted you after you asked them to stop
Complaint: On or about XX/XX/18 I make a cease and decease letter to Cascade Capital , LLC XXXX XXXX XXXX XXXX XXXX , XXXX and to XXXX XXXX XXXX, XXXX in the amount of XXXX. on XX/XX/18 a letter was drafted by XXXX XXXX XXXX XXXX XXXX. This letter was drafted after I mailed them both a cease and deceased letter explaining to them not to contact me. I do not owe Cascade Capital , LLC anything they brought this debt and my account with XXXX is closed.
Can you please assist me further with this matter.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-05-23
Indianapolis, IN
Attempts to collect debt not owed
Debt collection: Other debt
Debt was paid
Complaint: Back in 2007, I got a payday loan, at XXXX, in XXXX, Indiana, I paided all the installments, except for one, so they reported me to an debt agency, so ever since I didn't pay the loan last installment, I couldn't get a loan, so two years ago I paided the balance of my debt off, of {$85.00}, through my bank account, etc ... .... & Now still to this day I can't get a payday loan, because the debt agency, of XXXX, haven't fix the problem.
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2018-04-18
Memphis, TN
False statements or representation
Debt collection: Auto debt
Attempted to collect wrong amount
Complaint: I sent a debt validation to the creditor XXXX XXXX XXXX to validate the debt they are saying I owe. After 30 days I contacted the creditor and they informed me that my debt was sold to another company called Cascade Capital LLC. I contacted this company via telephone to ask them there license and bonding number to be able to collect a debt in my state. The representative did not know what I was talking about and put me on hold and hung up the phone after being on hold for over 10mins. This company is not license and bonded and by law are not able to collect a debt in my state. I am asking you to permanently remove this information from my credit report immediately.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-04-11
AR
Attempts to collect debt not owed
Debt collection: Medical debt
Debt was paid
Complaint: I was on XXXX XXXX in the XXXX XXXX at the time I incurred the debt, by being taken to the emergency room. This was XX/XX/2012. My XXXX should have covered it. Nonetheless I did pay the {$480.00} some years later to XXXX XXXX XXXX XXXX The amount incurred or being attempted to collect is {$480.00}.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-04-09
Douglasville, GA
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account status incorrect
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-04-06
MA
Written notification about debt
Debt collection: Medical debt
Didn't receive enough information to verify debt
Complaint: My name is XXXX XXXX.
I visited XXXX XXXX XXXX XXXX on XX/XX/2015 to get XXXX on my XXXX in the ER.
I was under the impression, that my insurance had covered my bill, and I didn't receive any intimation of a bill from anyone, until a couple of weeks ago, when I saw a mail from a debt collection agency, XXXX XXXX XXXX from XXXX Texas asking me to pay them for services provided in the ER. There notice and representatives stated that this debt was owed on behalf of XXXX XXXX XXXX of XXXX XXXX, but I never received any information from them asking for bill payment. When I called XXXX XXXX XXXX, they didn't show any record of me in their system. They have refused to provide me with itemized list of the costs totaling XXXX dollars, despite me asking them for a verification letter. I feel it is extremely unfair to have had the sent the bill into collections without giving me any notice of the bill and have a collection reported on my credit.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-03-27
Kansas City, KS
Attempts to collect debt not owed
Debt collection: Payday loan debt
Debt was paid
Complaint: Company is trying to get money for an account that I paid in full 2 years ago. Money was collected through XXXX XXXX company.
Company Response: Closed with explanation
2018-03-22
Kansas City, KS
Attempts to collect debt not owed
Debt collection: I do not know
Debt is not yours
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-03-12
Noblesville, IN
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Old information reappears or never goes away
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-01-25
Biloxi, MS
Attempts to collect debt not owed
Debt collection: Medical debt
Debt is not yours
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-12-12
Cleveland, OH
Written notification about debt
Debt collection: Other debt
Didn't receive enough information to verify debt
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2017-11-18
Melbourne, FL
Communication tactics
Debt collection: Medical debt
Frequent or repeated calls
Company Response: Closed with explanation
2017-11-03
Tampa, FL
Took or threatened to take negative or legal action
Debt collection: Auto debt
Threatened or suggested your credit would be damaged
Complaint: I Received A Letter From Cascade Capital LLC, Dated XX/XX/XXXX ... .Stating My Account Has Been Assigned To XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ... .Stating I Had 30 Days In Order To Dispute This Debt Or It Would Be Deemed Valid ... .After Checking My Credit Report On XX/XX/XXXXThey Had Added This Account To My Credit Report. I Have Never Had An Account With This Collection Agecies Listed ... The Account They Are Noted Was Last Reported In XX/XX/XXXXAnd They Never Gave Any Information As To Them Being The Rightful Owners Of This Debt Or Entering Into A Signed Contract With Me In The Payment Of Said Debit.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-10-21
Key Biscayne, FL
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Information belongs to someone else
Complaint: I previously contacted XXXX, Cascade Capital LLC & XXXX disputing the error on my credit file that was posted without my consent. I strongly believe that the companies associated with this account have committed a major crime and should be rep-remanded for it and I am not happy about it. I have been tremendously affected by the credit breach each of the companies listed above is in dealing with placing errors on my credit report without my consent and no one of these companies contacted me. Please show me any phone calls you have tried to contact me before and after the credit breach. Ive stated facts in my previous dispute letter only to receive a response that my dispute to remove this fradulent error was declined. I dont appreciate unprofessionalism on any levels. I am unaware of the accounts listed below and have never open any accounts to deal with such a company called XXXX & Cascade Capital LLC. I am unaware of the accounts and I demand that it is removed immediately. If this error isnt removed by XX/XX/2017, I will be taken legal actions on this account and any companies involved. I have contacted my lawyer and looking to move forward on this case. I have sent you a previous good will letter for a response but you decline my dispute and now I am forced to take legal actions.
XXXX Cascade Capital LLC
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-09-16
Wann, OK
Written notification about debt
Debt collection: Auto debt
Didn't receive enough information to verify debt
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-09-14
Lincoln, NE
Attempts to collect debt not owed
Debt collection: Medical debt
Debt was paid
Complaint: XXXX XXXX XXXX sent a debt of {$470.00} to XXXX XXXX XXXX XXXX. in XX/XX/XXXX. XXXX XXXX XXXX XXXX used XXXX XXXX for debt collection.
I paid this debt in full ( {$470.00} ) in XX/XX/XXXX. I have a bank statement showing this payment cleared and was paid to XXXX XXXX. In XX/XX/XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX attempted to collect this paid debt. I requested verification and that they cease all attempts to collect the debt, in writing in XX/XX/XXXX and I sent proof of payment ( bank statement copy ) in writing in XX/XX/XXXX. In XX/XX/XXXX, I received a call from Cascade Capital LLC XXXX XXXX attempting to collect this same paid debt. I asked that they provide proof I owe this debt.
My concern is that I am being contacted for a debt that was paid in full and now the burden falls on me to repeatedly prove it when it should have been marked as paid when it was paid in XX/XX/XXXX.
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2017-08-24
Lena, OH
Written notification about debt
Debt collection: Payday loan debt
Didn't receive enough information to verify debt
Company Response: Company believes complaint caused principally by actions of third party outside the control or direction of the company Closed with explanation
2017-07-26
Houston, TX
False statements or representation
Debt collection: I do not know
Attempted to collect wrong amount
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-07-25
National City, CA
Took or threatened to take negative or legal action
Debt collection: Medical debt
Collected or attempted to collect exempt funds
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-05-23
Lowell, AR
Managing the loan or lease
Vehicle loan or lease: Loan
Loan sold or transferred to another company
Complaint: XXXX XXXX XXXX charged off a voluntary repossession on XXXX , closed the account on XXXX . They sold the note to Cascade Capitol, LLC in XXXX , FRAUDULENTLY showing a payment as having been made in XXXX in order to re-open the account. There was NO payment made. The y ( Cascade ) began reporting late on our credit starting XXXX , continuing to present date.
Company Response: Closed with explanation
2017-05-21
GA
Written notification about debt
Debt collection: Medical debt
Didn't receive notice of right to dispute
Complaint: O n two occasions within the past 14 months , I have had XXXX Collection Companies file default notices with XXXX Credit Bureau BEFORE EVER contacting me to advise they had been retained for claimed medical creditors. * XXXX XXXX XXXX based in XXXX TX : XX/XX/XXXX Filed directly to XXXX on behalf of XXXX XXXX XXXX . XXXX XXXX broke down the basic claim into XXXX separate filings, evidently to black mark my credit to the maximum. The only way I found out about their filing was through a gratis Credit Monitoring firm provided after their Company client records were hacked. * Cascade Capital LLC : Recently starting in XX/XX/XXXX and indirectly for the past 5 months has been harassed me as Creditor on behalf of XXXX XXXX Hospital for {$360.00}. Cascade Capital evidently owns many Credit Collections Agencies. First contact was from XXXX XXXX XXXX XXXX XXXX , PA , who failed to contact me in any way before filing their claim against me with XXXX . They never responded to my letters of XX/XX/XXXX and XX/XX/XXXX . Then last month, I received 2nd contact by mail for the same claimed creditor and dollar amount, from XXXX XXXX XXXX XXXX XXXX XXXX , IN. Finally, the link back to Cascade Capital was obvious.
Company Response: Closed with explanation
2017-05-08
Fairburn, GA
Attempts to collect debt not owed
Debt collection: Medical debt
Debt is not yours
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-05-04
Anaheim, CA
Incorrect information on your report
Credit reporting, credit repair services, or other personal consumer reports: Credit reporting
Account information incorrect
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-05-04
Anaheim, CA
Written notification about debt
Debt collection: Payday loan debt
Didn't receive enough information to verify debt
Company Response: Closed with explanation