CL HOLDINGS LLC

Consumer Complaints

There are over 2318 complaints on file for CL HOLDINGS LLC. Dated between 2019-12-10 and 2013-07-26.

Complaints Page 42

2018-05-07

Lenzburg, IL

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Company Response: Closed with non-monetary relief

Timely Response

2018-05-06

TX

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Complaint: The account is for, XX/XX/XXXX XXXX company is with XXXX XXXX XXXX XXXX XXXX. The original account is with XXXX XXXX for the total charge of {$1100.00}. However, this account was opened under an individual by the name of XXXX. I believe this individual has victimized myself with a type of identity fraud. The account was opened with four lines with the contract under this individual as prime ownership. However, when the bill was not paid, I managed to have all negative charges pinned to my personal credit. The actions I have taken were mailing a dispute letter to the provider, as well as to the credit bureau itself. My attempts have not been successful and I am still stuck with the debt collection on my credit report. I currently use XXXX as my phone provider, and the debt seems incomprehensible. Thank you.
Company Response: Closed with non-monetary relief

Timely Response

2018-05-06

Lexington, KY

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Complaint: A third party Debt collector namely XXXX XXXX brought and obtained an debt by XXXX XXXX the party who bought the current debt stated on my credit report that I open or bought services or items on XX/XX/XXXX, when in actuality I never brought any services, phones or other items from them at ANYTIME! The account may have been a part of on older Bankruptcy filed here within the state of Kentucky.According to this Agency that a debt of {$560.00} dollars was vested by me which in fact I dont have any services or phones through this Wireless vendor. And in fact I never had. Also several Credit reporting Agencies stated that I lived at XXXX XXXX XXXX XXXX XXXX XXXX in XXXX XXXX, CA. XXXX, which in fact I have never resided at this location because I've lived here in this state for the majority of my life. And accordingly they also reported that several student loans that were dismissed, paid off, charged off, past the " legal '' mandatory statue of limitations has ran out on several if not all of these loans. XXXX who is the provider of my various loans sent me a letter dated XX/XX/XXXX a post-discharge monitoring period was in effect for a total of ( 3 ) Three years from the discharge date. I fully met these requirements due to being XXXX and unable to pay off any of these loans.
Company Response: Closed with non-monetary relief

Timely Response

2018-05-04

Bremen, GA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was result of identity theft
Complaint: XXXX/XXXX and the Collection agency they use XXXX XXXX XXXX continuously ignored my forms and reports of the debt not being my debt and it was result of identity theft. They've added false debt to my credit report. XXXX claimed it would take 30 days to investifate and sent a letter in threee days saying it was my debt even after the proper forms were submitted such as my FTC report.
Company Response: Closed with non-monetary relief

Timely Response

2018-05-04

Atlanta, GA

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: On XX/XX/2017, this debt for $ XXXXappeared on my credit report. I have no knowledge of this debt. I am requesting a signed confirmation with my signature that I opened this account. Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting on my credit report. Please don't respond to my request by saying that this account has been verified. Send me copies of the documents that you have in your files that were used to verify this account. If you do not have any documentation in your files to verify the accuracy of this disputed account then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness. Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for the account listed within 15 days of receipt of this then you must remove the account from my credit report.
Company Response: Closed with non-monetary relief

Timely Response

2018-05-04

Memphis, TN

Communication tactics

Debt collection: Other debt

Frequent or repeated calls
Company Response: Closed with non-monetary relief

Timely Response

2018-05-04

Pittston, ME

Written notification about debt

Debt collection: I do not know

Didn't receive notice of right to dispute
Company Response: Closed with non-monetary relief

Timely Response

2018-05-03

Euclid, OH

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: XXXX XXXX XXXX is reporting a debt of {$130.00} owed. The original creditor of this bill should be XXXX XXXX. It would be a wireless phone bill. However I don't understand how it has gotten on my personal account, it was a business phone. The account was set up with a credit card. The account was paid on time every month, by automatic withdrawal with a credit card on file. Any arrears should not have happened, because the phone was transferred the day after the bill was due, so XXXX XXXX should have been paid. I travel a lot for several months at a time, so I don't always get a chance to correspond with letters sent, especially if I am out of state, which I usually am. I have never missed a payment and paid on time every month. I tried calling XXXX XXXX XXXX and XXXX XXXX last year to try and resolve this problem. XXXX XXXX Customer Service Reps, took me in circles and had me on long hold times only to tell me I had to call XXXX XXXX XXXX. XXXX XXXX XXXX, if I remember correctly ( no one came to the phone was always on hold for a very long time ).
Company Response: Closed with non-monetary relief

Timely Response

2018-05-03

Hinsdale, IL

Problem with a credit reporting company's investigation into an existing problem

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Problem with personal statement of dispute
Complaint: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX Phone : ( XXXX ) XXXX XXXX Account # XXXX Im filing a complaint because this is not a valid debt and it shouldnt be in collection. This bill is stemming from a disagreement over an early termination fee. I was told in person by a representative that they had to put me in a contract for a promotion to take effect but that it would not have an early termination fee. They went over that two times to my face in person. I did not read the fine print because I completely trusted the representative. I cant help but feel completely duped here since I was misled by one of their Customer Support. I am in a very difficult situation now, being the only provider for the family. I have to work hard and provide everything for them. I have a sick mother to take care of and I need to buy a home that can accommodate her medical need and one that is in closer proximity to the treatment center she visits weekly. This collection account on my credit report is the only thing that is preventing me from moving forward on this. Its beyond frustrating. I would sincerely appreciate if they would submit a request to remove this account from my credit history.
Company Response: Closed with explanation

Timely Response

2018-05-03

Cleveland, OH

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with non-monetary relief

Timely Response

2018-05-03

Hinsdale, IL

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: I have disputed this collection account from XXXX XXXX XXXX, XXXX on credit karma for the last 2 years. I've never had any association with XXXX XXXX XXXX. My phone line has been with XXXX XXXX XXXX for the past 5 years. I am led to believe that this IS fraud. I disputed with XXXX XXXX and noted that the balance is not mine and they need to remove it but to date they have not.
Company Response: Closed with non-monetary relief

Timely Response

2018-05-03

Bonnet Shores, RI

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: I do not owe any $ for the XXXX bill which is on all of my credit bureaus. They must be confusing my name, XXXX XXXX, with another person of the same name. This is not me and I do not owe the {$150.00}
Company Response: Closed with non-monetary relief

Timely Response

2018-05-02

TN

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: For years, I had an account with XXXX for their wireless " mi-fi '' mobile internet service. It is a wi-fi box that you can take anywhere so that you don't have to use public wi-fi and chance getting a virus or other problem, as the " mi-fi '' box is password protected. I normally paid for 5 gigs per month for {$50.00}. Most months I didn't even use the 5 gigs, however, if I had special projects I was working on that caused me to need additional gigs, I had the ability to go into my account and change it, so I had full control over how much data I would use and how much I would pay. This problem goes back to before XX/XX/XXXX, when I contacted XXXX because someone hacked into my " mi-fi '' box and I started seeing charges showing up on my credit card for amounts in excess of {$100.00}. If I ever needed more than my usual 5 gigs for {$50.00}, I could go into my account and change it for the month so that if I needed more than 8 gigs, I would change it and the plan would allow me to use 10 gigs for {$80.00}. I always had my account set up on auto pay, and I knew I would never run my bill up more than {$80.00} per month and it was very rare that I used more than the 5 gigs for {$50.00}. When I started seeing these higher charges on my credit card statements, I called XXXX to let them know that I had a problem and that my " mi-fi '' box had been hacked and it wasn't me running the bill up that high. I called them for several months trying to get them to resolve the problem. The first few calls were to customer service, and I was told that the problem would be elevated to management to be corrected, however, nobody did anything to correct my billing and find out how my account was hacked. After several calls, I was told that I should have been dealing with the fraud department and that they would open a case on it and work on the problem. I let another billing cycle go by, and once again my bill was way to high, so I called again and asked for the fraud department. When I talked to that department again, I was told that nobody ever opened a case on it. I talked to people from the lowest positions up to managers and I could not believe that nobody did anything at all to adjust my bills back to what I actually owed and there was never a fraud case opened. I told them to take my account off auto pay since I was having to pay for several months worth of charges that I didn't run up and obviously nobody at XXXX cared. After I took the account off auto pay I used the internet service for the amount of time that I had already paid for since they never credited my credit card back and then I closed the account and never did business with XXXX again. I even cancelled my cell phone service with them, even though I never had billing problems with that service. I was just never going to do business with them again. After I closed the account and a few months went by, suddenly XXXX managed to put some effort into trying to collect {$170.00} from me, which was the overage from when my account was hacked and nobody could manage to help me get a new " mi-fi '' box or do something on their end to be able to stop the hacker. I told them I had already paid that balance and I would not pay any more money to them on that account and it was ridiculous that I tried to get them to help me for months to no avail. After a while, they turned my account over to a collection agency. Every time I explained the situation to the collection agency, they apologized and said that I would not be hearing back from them and they were sorry for what all XXXX had put me through. It seemed to me that after talking to people at collection agencies, this seemed to be how lacking in service XXXX was all the time. XXXX turned my account over to a few collection agencies and I explained what happened each time and each time I got the same response, an apology and a statement that they would not call me again. Keeping in mind that this goes all the way back to XX/XX/XXXX, XXXX has surely spent a good deal more than {$170.00} over the years trying to collect money that they are not owed. I was hopeful that by now this would be behind me, however, on XX/XX/XXXX I got a phone call from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MN XXXX Phone # XXXX. I once again explained what happened and that I didn't owe XXXX any money and that my account had been hacked and after many, many phone calls to XXXX they did absolutely nothing to stop and fix the problem. The man I was talking to on the phone would say that his manager was right there with him and he said that if I paid {$100.00} that they would write off the other {$75.00}. I once again told him that I was not paying a dime for a bill that a hacker ran up. Then the man said that his manager said that if I would pay {$75.00} that they would write off the rest. Again I asked him what did he not understand - I did not owe that bill and I would not pay any money on a bill a hacker ran up and that XXXX made me make phone call after phone call for months and they didn't do one thing to help take care of this problem and if anything XXXX owed me money for all my time and effort trying to get them to help me and I kept them informed from the very first time my bill was too high. That ended the conversation, and within the next few days, I got an email from XXXX XXXX that my credit score, which has always been excellent, had dropped. I immediately went out to my account and XXXX XXXX had put this on my credit report, so I immediately went online and filed a dispute with XXXX. To my knowledge, I think it is illegal for a collections agency to try to collect different amounts of money than what was turned over to them. I intend to file complaints against XXXX XXXX to every agency I can possibly file with. I have always paid my bills on time and have always had an excellent credit score and I will not stop until this false claim is off my record. If it's illegal for a collection agency to try to wheel and deal with people about how much to pay, I will see that they are reported to the appropriate agencies so that they can go through what I have been put through. The only difference is that I didn't do anything wrong and I don't owe a dime of the balance of what they are trying to collect. It is ridiculous that any business would be chasing after {$170.00} that they aren't even due from all the way back in XX/XX/XXXX and here it is in XX/XX/XXXX. XXXX should be ashamed that they can't run a business any better than that. Thank you for your time and assistance. XXXX XXXX
Company Response: Closed with non-monetary relief

Timely Response

2018-05-02

N Las Vegas, NV

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with non-monetary relief

Timely Response

2018-05-02

New Orleans, LA

Written notification about debt

Debt collection: Private student loan debt

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2018-05-01

Maxwell Afb, AL

Struggling to pay your loan

Vehicle loan or lease: Loan

Loan balance remaining after the vehicle is repossessed and sold
Company Response: Closed with non-monetary relief

Timely Response

2018-04-30

Fort Stockton, TX

False statements or representation

Debt collection: Other debt

Told you not to respond to a lawsuit they filed against you
Company Response: Closed with explanation

Timely Response

2018-04-30

Hutchinson, KS

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Complaint: XXXX XXXX has violated 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
Company Response: Closed with explanation

Timely Response

2018-04-30

Fairview, TX

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Company Response: Closed with explanation

Timely Response

2018-04-30

Rochester, OH

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: I have tried to explain that this was not me who created this account need help removing from my Credit
Company Response: Closed with non-monetary relief

Timely Response

2018-04-30

Orlando, FL

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt is not yours
Company Response: Closed with non-monetary relief

Timely Response

2018-04-27

Queens, NY

False statements or representation

Debt collection: Other debt

Attempted to collect wrong amount
Complaint: I received a phone call from XXXX XXXX XXXX. XX/XX/XXXX stating that they had mailed a notice to collect a debt to an address that I have not lived at for over 10 years. I provided my new address and followed for approximately 2 months. Meanwhile, the deadline to pay the debt was XX/XX/XXXX. I finally received my noticeXX/XX/XXXX. I paid a final payment as per my settlement agreement amount on XX/XX/XXXX which resulted in a total of {$300.00} in installments. I was advised by XXXX XXXX from XXXX XXXX XXXX XXXX. that the XXXX would notify the creditor XXXX XXXX XXXX XXXX XXXX and that I would receive a letter within 7-10 days. On XX/XX/XXXX I was mailed a letter from XXXX stating that I had a balance of {$550.00}. on XX/XX/XXXX I called XXXX and spoke to XXXX XXXX who had advised that my file had not been closed, that XXXX had not notified XXXX XXXX XXXX that my debt was paid in full as per the settlement agreement, and that the notice that I was supposed to receive in 7-10 days was not mailed. As per XXXX XXXX at XXXX they would notify XXXX XXXX XXXX XXXX and I would receive a notice within 7-10 days. It has taken me over 3 months to try and settle this debt without any help or assistance from XXXX XXXX XXXX. Client acct # XXXX XXXX acct # XXXX Creditor is XXXX XXXX XXXX XXXX XXXX Debt Description : XXXX XXXX Original Account # XXXX
Company Response: Closed with non-monetary relief

Timely Response

2018-04-26

Columbus, OH

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: I am in receipt of your companys letter informing me you are handling the collection of the account mentioned above. However after reviewing my records, I am unable to find any documentation of any contractual relationship between XXXX XXXX XXXX. and myself, XXXX XXXX which makes you a person entitled to enforce a commercial claim against me. This is not a request for any verification or validation. This is a request for proof of contract, to substantiate your claim. Therefore, provide me a certified copy of the original contract, with my signature, specifically naming your company as a person entitled to enforce a commercial claim against me. Certification can be done through the presence of a notary public who duly swear the copy made is in fact a copy of the original paper contract in question. Your failure to respond and provide strict proof of contract will constitute your tactic agreement that XXXX XXXX XXXX XXXX XXXX are not entitled to enforce a claim against me. In the event you continue your collection efforts against me without providing proof of contract, I may do one or more of the following : 1. File a complaint with the Attorney General. 2. File a complaint with the FTC, 3. File a lawsuit against you in U.S. Courts for Harassment, fraud and invasion of privacy and attempt extortion. You have 30 days to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist all collection effects and immediately remove my account from your office database. In the event you transfer this account to an attorney without providing proof of contract, he will be immediately reported the STATE BAR ASSOCIATION and the PROFESSIONAL LIABILITY FUND for code of ethics violations. Please check the age date on this account. Look up DOLA ( Date of last activity ) and see the Statue of Limitations by Law makes this account unable to be collected. Please Cease and Desist all collection efforts and communications. You may inform me that this account has been removed from your office files and records as requested within the 30 days.
Company Response: Closed with non-monetary relief

Timely Response

2018-04-26

KS

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Complaint: XXXX XXXX XXXX has violated 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
Company Response: Closed with non-monetary relief

Timely Response

2018-04-26

Chandler, AZ

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with non-monetary relief

Timely Response


© 2025 intlbanking.org | Privacy Policy