CL HOLDINGS LLC

2018-11-19

Spruce Head, ME

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with non-monetary relief

Timely Response

2018-11-19

Traver, CA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: this debt does not belong to me. please deleted from my credit report or i will complain to the XXXX and dispute with all 3 credit bureaus.
Company Response: Closed with non-monetary relief

Timely Response

2018-11-18

Lenzburg, IL

Written notification about debt

Debt collection: I do not know

Didn't receive notice of right to dispute
Company Response: Closed with non-monetary relief

Timely Response

2018-11-18

Las Vegas, NV

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Complaint: On XX/XX/18 I was informed that someone went to my home to serve me court papers. I searched the XXXX XXXX courts online and found a case filed by XXXX XXXX XXXX and the amount I allegedly owe is between $ XXXX {$5000.00}. I have never heard of this company and I have never been contacted by them via phone or mail. I am completely unaware of a debt to them and I am concerned that there isnt even an amount specified. Is this legal? I have had no opportunity to request validation of the debt nor to dispute it and no papers were served to me as I am travelling for the holiday.
Company Response: Closed with explanation

Timely Response

2018-11-17

Piedmont, AL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Complaint: XX/XX/2016, I paid off an old XXXX bill. Since that time, XXXX XXXX has placed an erroneous charge on my credit report. I have disputed this many times to no avail.
Company Response: Closed with explanation

Timely Response

2018-11-17

Mount Holly, OH

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Old information reappears or never goes away
Complaint: XXXX XXXX XXXX incorrectly billed me for cell phone services and refused to correct the bill in XX/XX/XXXX. I refused to pay the ridiculous sum and they would not correct it because the account was already in collections because I was out of the country. In XX/XX/XXXX They then made the first attempts to collect the debt in XX/XX/XXXX and later sold the debt to debt collection agencies. The debt collection agency XXXX XXXX XXXX has RE-AGED the debt to show that it originated on XX/XX/XXXX nearly 4 years after the original date of collection. This is a bold violation of the F.C.R.A, similar companies have been fined {>= $1,000,000} for such violations. XXXX XXXX XXXX I have made every attempt to correct the debt with XXXX XXXX as well as the collection agencies that have held the debt they have expressly refused for 6 years!! Sense they have been unable to collect on the illegitimate debt they have decided to illegally re-age the debt in hopes of either passing it off to another agency, reporting it on their balance sheet or just maliciously harming my credit. I have disputed the debt on my credit report multiple times over a 6 year period, as well as notified the agencies in writing as well as by phone. The violation of my rights by these corporate thugs will no longer be ignored. I intend to exercise my rights to the fullest extent of the law. This is beyond disrespectful and is IN FACT CRIMINAL.
Company Response: Closed with non-monetary relief

Timely Response

2018-11-17

SC

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: Around XX/XX/XXXX due to a credit monitoring service I noticed a fraudulent XXXX XXXX account was opened in my name. I disputed the account with XXXX and the account was removed completely from my credit files. Now a company called XXXX XXXX XXXX has placed a collection on my reports claiming the account was assigned by XXXX XXXX. I called XXXX who reported to me that they removed their tradeline due to fraud. I was advised to file a complaint and submit a dispute. I have yet to receive proper validation required by the FDCRA or received any correspondence regarding they own the debt and proof that the debt belongs to me. The account was just placed on my reports without any notice. I am 100 percent sure there are no such documents because the account is fraudulent.
Company Response: Closed with non-monetary relief

Timely Response

2018-11-15

Austin, TX

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Company Response: Closed with explanation

Timely Response

2018-11-14

Carson City, NV

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Company Response: Closed with non-monetary relief

Timely Response

2018-11-14

Oxford, GA

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: This company has plase a judgement on my name, under FDCPA they had to notify me of they intentions prior to summit lawsuit, that is a clear violation of the FDCPA. I have no knowledge of this debt. I'm requesting for a debt validation of this debt or delete the negative report off my credit and remove judgement from court.
Company Response: Closed with explanation

Timely Response

2018-11-14

Oxford, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: Account is not mine
Company Response: Closed with non-monetary relief

Timely Response

2018-11-12

Baltimore, MD

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Closed with non-monetary relief

Timely Response

2018-11-12

Ft Myers, FL

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Old information reappears or never goes away
Complaint: XXXX XXXX is supposed to be removed it was paid and I was told years ago it would be removed. I attached a paid in full letter.
Company Response: Closed with explanation

Timely Response

2018-11-12

Temperanceville, VA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: As of XX/XX/2018 I Notice a collection item on my credit report with company XXXX XXXX XXXX , XXXX As I did a research on the internet I came up with address XXXX XXXX XXXX XXXX XXXX, MN XXXX. Of an item with XXXX XXXX, In the amount of {$2600.00} I disputed the item with all 3 Credit Report Bureau XXXX, XXXX, XXXX in XX/XX/2018 and came back as verified and certified with XXXX XXXX XXXX. Please be advise that this item doesn't belong to me.
Company Response: Closed with non-monetary relief

Timely Response

2018-11-12

AL

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: After viewing my credit report I saw collection on my account that wasnt my accounts
Company Response: Closed with non-monetary relief

Timely Response

2018-11-11

CA

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: A debt collection appeared on my credit report on XX/XX/2018 for an amount of {$130.00} dollars from XXXX XXXX XXXX. The original creditor appears to be XXXX XXXX. However, I have never been contacted about this debt and I have never had any business dealings with XXXX XXXX. I have bank statements and cell phone records to prove that I have never associated with XXXX but have not been contacted to validate the debt. As such, I am certain this debt has been erroneously attributed to myself.
Company Response: Closed with non-monetary relief

Timely Response

2018-11-11

Palos Park, IL

Communication tactics

Debt collection: Other debt

Used obscene, profane, or other abusive language
Complaint: I had identities fraud and froze my credit report and still received threatening calls.
Company Response: Closed with non-monetary relief

Timely Response

2018-11-11

TN

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Complaint: In XXXX, I switched my phone service from XXXX to XXXX. XXXX offered a promotion to pay off any balance owed to an individual 's current provider to switch to XXXX. I went into the XXXX storeand confirmed with a XXXX representativethat XXXX would pay XXXX. The representative assured me that no further action was required from me. In XX/XX/XXXX, I received an email from XXXX stating that my account was delinquent and in collections. This was the first I received notice that XXXX had not paid the {$270.00} balance, since speaking with the XXXX representative in the store. I called XXXX to explain the situation. After several phone calls between XXXX and XXXX, XXXX agreed to issue a pre-paid visa card with the amount listed on the final XXXX bill. I then called XXXX to have them send me a physical copy of the final bill. I explained that XXXX would pay the outstanding amount with a copy of the final bill that enumerated the unpaid amounts. XXXX refused, stating that they no longer had that information on file because my account had gone to collections. I subsequently sent XXXX a letter requesting that they validate the debt, which did not happen. I ran my credit score through XXXX recently and discovered that a new company, XXXX XXXX XXXX , XXXX, appeared as a negative report. I contacted XXXX and learned the they were attempting to collect the XXXX bill, despite providing no notice aside from damaging my XXXX XXXX. I explained the situation to the XXXX representative, but the representative simply repeated his generic script. Speaking to a manager resulted in a similar unwillingness to help rectify the situation. In short, I am at the mercy of these companies. I have attempted to resolve this issue with XXXX but have been met with indifference. XXXX continues to demand payment from me for a debt that belongs to XXXX, evidenced by XXXX willingness to issue payment for the debt. My credit score continues to suffer harm simply because due diligence is inconvenient for XXXX.
Company Response: Closed with non-monetary relief

Timely Response

2018-11-10

Harsens Is, MI

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Complaint: I sent a letter out to XXXX XXXX in XX/XX/2017 for verify the debt on this account. I never received anything in return about the debt.
Company Response: Closed with explanation

Timely Response

2018-11-09

Scottsdale, AZ

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: I am a victim of Identity theft and have file a Identity Theft Report with the FTC and my local Sheriff Department. I have reported my personal information being stole do to my house being broken into. Afterwards I notice accounts on my credit report that don't belong to me. I have never recieved good and services for this company listed belong. ! XXXX XXXX XXXX XXXX This collection is the result of Identity theft. Please Delete Immediately!
Company Response: Closed with non-monetary relief

Timely Response

2018-11-09

Birmingham, AL

Took or threatened to take negative or legal action

Debt collection: I do not know

Threatened or suggested your credit would be damaged
Company Response: Closed with non-monetary relief

Timely Response

2018-11-09

Sunnyvale, CA

Written notification about debt

Debt collection: Other debt

Didn't receive enough information to verify debt
Company Response: Closed with non-monetary relief

Timely Response

2018-11-09

Augusta, GA

Incorrect information on your report

Credit reporting, credit repair services, or other personal consumer reports: Credit reporting

Account information incorrect
Company Response: Closed with explanation

Timely Response

2018-11-08

Woodland, WA

Attempts to collect debt not owed

Debt collection: Other debt

Debt was result of identity theft
Complaint: To whom it may concern ; As of XX/XX/2017 a debt of {$840.00}. XXXX showed up on my credit report from XXXX XXXX. However, I closed out my account with this company before the process of being evicted from the property. Additionally, I did not reside at this residence during the time this amount was accrued. Whom ever lived at the the property after word was receiving electricity while billing fraudility under my name. This account was sent from XXXX XXXX to XXXX XXXX XXXX XXXX. Account number ( XXXX ). I have dispute this debt multiple times via the credit bureau and the collection agency itself with zero results.
Company Response: Closed with non-monetary relief

Timely Response

2018-11-08

Hiram, GA

Written notification about debt

Debt collection: Other debt

Didn't receive notice of right to dispute
Company Response: Closed with non-monetary relief

Timely Response