Blitt and Gaines, P.C
Consumer Complaints
There are over 170 complaints on file for Blitt and Gaines, P.C. Dated between 2019-11-05 and 2013-08-20.
Complaints Page 4
2017-08-01
Kansas City, MO
Attempts to collect debt not owed
Debt collection: I do not know
Debt was paid
Complaint: XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX, Mo. XXXX, and their attorney, XXXX XXXX, of Blitt and Gaines, P. C., Attorney at Law, XXXX XXXX XXXX, XXXX, IL., XXXX, are trying to collect on an alleged debt that has reached the status of State of Limitation and are trying to collect on a debt that XXXX XXXX XXXX, failed to validate upon request in XX/XX/XXXX. They are also trying to collect on an alleged debt from someone ( that being me ) who is retired and have been retired since XX/XX/XXXX, an entire year before XXXX XXXX XXXX made their first attempt to collect. Also, XXXX XXXX of Blitt and Gaines has committed fraud by advancing a writing ( a fake judgement ) that they know is false with its intention to be detrimental to me by use of interstate communications.
Company Response: Closed with explanation
2017-07-19
IL
Threatened to contact someone or share information improperly
Debt collection: I do not know
Talked to a third-party about your debt
Complaint: I mailed a letter requesting validation of a debt that is listed on my credit report by XXXX XXXX, XXXX ( attached ). The letter was sent by certified mail and the return receipt indicates that it was accepted for delivery on XXXX XXXX XXXX XXXX attached ). I specifically requested they cease and desist from contacting anyone except for me, and to only contact me in writing at my current address included in the letter. On XXXX XXXX XXXX, Blitt and Gaines, P.C., Attorneys at Law mailed a collection letter to an address that I have not resided at in several years. In the collection letter ( attached ), Blitt and Gaines claim to have retained XXXX XXXX to collect the account for which I requested validation.
Company Response: Closed with explanation
2017-07-17
Fithian, IL
False statements or representation
Debt collection: Federal student loan debt
Impersonated attorney, law enforcement, or government official
Complaint: Blitt and Gaines, LLC of XXXX Illinois placed and illegal garnishment on my wages using false statements and document from th e Circuit Court of XXXX County, Illinois. They have included form that are not legal court documents. The amount is XXXX for a student loan that list XXXX XXXX XXXX , XXXX XXXX ( XXXX ), and XXXX XXXX XXXX , XXXX XXXX XXXX XXXX as collectors.Then garnishment start date was XXXX XXXX , 2015. I have the court document to support the illegal garnishment.
Company Response: Closed with explanation
2017-06-13
Boulder Hill, IL
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt was result of identity theft
Company Response: Closed with explanation
2017-06-02
Saint Clair, MO
Took or threatened to take negative or legal action
Debt collection: Credit card debt
Seized or attempted to seize your property
Complaint: At XXXX . On Wednesday, XX/XX/XXXX , I received a phone call from XXXX of XXXX XXXX XXXX , my bank XXXX , informing me that they received a Gsrnishment, Casd Number XXXX , on my account. XXXX also said my account was frozen, not to draw on it and to come in on Thursday, XX/XX/XXXX , and speak with XXXX who was n't working on the XXXX . She also asked if I was familiar with XXXX and I said no. On Thursday, XX/XX/XXXX I visited my bank and spoke to XXXX . XXXX asked me if I was familiar with XXXX and I said no wherein she then asked if XXXX was familiar and I said yes and if I could see the Garnishment. And in a quick review, I told XXXX that this looked like a matter in which I have paid on for more than three years. In that I was n't served a copy, XXXX made me a copy of the Garnishment. I asked XXXX how much of my funds was at risk and she said {$2400.00}. And I replied indicating that they were limited in what they could take. But assured me that they could get the total Garnished amount. Once home my review verified that this indeed was an account that I 'd paid, check # XXXX {$25.00} dated XX/XX/XXXX , on since XXXX , XXXX . And my last payment, ckeck # XXXX {$25.00} dated XX/XX/XXXX . These checks were all issued to XXXX XXXX XXXX , XXXX XXXX XXXX , XXXX XXXX , XXXX XXXX , MO XXXX : XXXX , Fax XXXX . On XX/XX/XXXX , I phoned the XXXX XXXX XXXX seeking a deferment of payments XXXX through XXXX , resuming payments XX/XX/XXXX . However to my surprise, I was informed that Blitt And Gaines, XXXX XXXX XXXX , XXXX , IL XXXX : XXXX . I phoned Blitt And Gaines and spoke with XXXX XXXX at XXXX . Friday, XX/XX/XXXX . After I identified myself and account and that I needed help with this account. She explained that it was costing me $ XXXX interest and told me that XXXX , extension XXXX , had responsibility for my account XXXX formerly XXXX with XXXX . XXXX said XXXX was n't in and that she would give XXXX my message to include to call me. In that XXXX did n't call me on Monday, XX/XX/XXXX , I called him the next day, XX/XX/XXXX at XXXX . and left him message reiterating my purpose and asking him to call me. He called me back at XXXX . XXXX reluctantly agreed to defer my {$25.00} payment XXXX through XXXX with my next payment due XX/XX/XXXX . In his persistence, he asked if I could pay {$10.00} per month. I said no but I would $ XXXX effective XX/XX/XXXX and he said that he 'd call me back in 2-3 months to see how things were going.. <P/> So naturally learning of this Garnishment, I immediately called Blitt And Gaines a phone call on Thursday, XX/XX/XXXX XXXX . XXXX answered the phone and I told her that I was getting no opportunity to leave a message for XXXX st e xtension XXXX . XXXX the informed me that XXXX was no longer with Blitt And Gaines and that she would transfer me to XXXX XXXX , extension XXXX . After I explained that they had Garnished my bank account even though I had secured a deferral of my payments XXXX through XXXX with resumption of payment effective XX/XX/XXXX . XXXX insisted that XXXX 's notes did n't confirm my account of agreed deferral and that the Garnishment must go forward. However he reluctantly said that he would listen to myo XX/XX/XXXX phone conversation with XXXX for such deferral agreement and would call me back. XXXX , when asked, gave me his phone extension, XXXX , and XXXX 's, XXXX who responsible for my account. After not getting a call back from XXXX , I phoned them back on Monday, XX/XX/XXXX at XXXX p.m. seeking their finding verification of deferral agreement listening to recording. I phoned XXXX who initially said that XXXX had 'd spoke to him about our XX/XX/XXXX phone conversation. He did n't know anything about my account or prior phone conversations but maintained that the recording did n't reveal deferral agreement. I then asked if I could speak to a manager and he said I could speak to his supervisor. After a brief hold XXXX XXXX came to the phone stating that he was the supervisor and that the XX/XX/XXXX recording failed to verify deferral agreement and that the Garnishment stands. It is also worth noting that I just received Garnishment copy from Blitt And Gaines XX/XX/XXXX . Does n't seem legal or JUST.
Company Response: Closed with explanation
2017-05-20
Chicago Heights, IL
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt is not yours
Company Response: Closed with explanation
2017-05-09
Douglasville, GA
Attempts to collect debt not owed
Debt collection: Auto debt
Debt was paid
Company Response: Closed with explanation
2017-03-22
Blairstown, IA
Taking/threatening an illegal action
Debt collection: Auto
Attempted to/Collected exempt funds
Complaint: I had a judgement against me in XX/XX/XXXX from a auto loan. They repo 'd the car and still want paid the entire price of the loan and int. They also did not bother to show to court for the judgement, but the judge apparently stood in for them. As of Wednesday XX/XX/XXXX my checking and savings accts were froze. The funds of {$3100.00} that were in my savings, were part of a federal student loan refund that I have proof of day of deposit and a financial aid statement. The bank refuses to lift the freeze. Please point me in the right direction please. I am attending school and working part time and losing those funds would and are causing financial distress. Thank you
Company Response: Closed with explanation
2017-03-21
Clayton, MO
False statements or representation
Debt collection: Credit card
Impersonated an attorney or official
Complaint: R.I.C.O. has been brought on by a private corporation acting as a government agency. XXXX COUNTY CLERK/JUDICIAL system. We have proof of this agency using the court system to work with allege attorneys to simulate the legal process without performing due process of the law. This court has found to remove documents from the docket. They have court against someone without giving notice to the other side. The docket is full of documents which are fraudulent documents yet they ignore the evidence of law which are laws on the books and they never use law on the books to justify their actions but just act out of their personal feelings emotions and thoughts. Now I will leave a list of laws which have been violated using congressional hearings as the root of the R.I.C.O. violations. 801. Short Title This subchapter may be cited as the " Fair Debt Collection Practices Act. '' 802. Congressional findings and declaration of purpose. ( a ) Abusive practices. There is abundant evidence of the use of abusive, deceptive, And unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.
( b ) Inadequacy of laws Existing laws and procedures for redressing these injuries Are inadequate to protect consumers.
( c ) Available non-abusive collection methods. Means other than misrepresentation or other abusive debt collection practices are available for the effective collection of debts.
( d ) Interstate commerce Abusive debt collection practices are carried on to a substantial. Extent in interstate commerce and through means and instrumentalities of such commerce. Even where abusive debt collection practices are purely intrastate in Character, they nevertheless directly affect interstate commerce.
( e ) Purposes It is the purpose of this subchapter to eliminate abusive Debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt Collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses.
CFR 807. False or misleading representations, CFR 808. Unfair practices, CFR 809. Validation of debts, 15 U.S. Code 1692d - Harassment or abuse, 18 U.S. Code 513 - Securities of the States and private entities, 18 U.S. Code 514 - Fictitious obligations, 18 U.S. Code 1021 - Title records,18 U.S. Code 894 - Collection of extensions of credit by extortionate means 8 U.S. Code 1324c - Penalties for document fraud, 15 U.S. Code 77www - Liability for misleading statements. These codes have many laws that sit within them but to put them in here would take up all the space with just a few of them. The docket at XXXX And these XXXX cases will clearly show R.I.C.O not only happened but is still in process and those who commit these violations have no remorse but think they shall continue to defraud the whole system. They think as a private corporation with a XXXX number they are to continue to act as government agency in reality a private corporation who full of corruption and this are just words being spoken but a docket full of fraudulent documents and the docket also reflects that notice was never given while they call themselves a court of justice while acting as a corporation that is corrupt. We have legal existence in every court in the USA and all countries signed to the XXXX and so we know that the color of law is the opposite of legal law. So this becomes where does XXXX stand in law. Here is fraud the fraud. XXXX Case no : XXXX Case no:XXXX Case no:XXXX
Company Response: Closed
2017-03-14
Sm, KS
Cont'd attempts collect debt not owed
Debt collection: Credit card
Debt is not mine
Complaint: Collection I received a dunning letter signed by XXXX, an attorney. I sent a timely response disputing the alleged debt and demanding that he cease and desist from any further collection activities until he validated the alleged debt.
The attorney filed a lawsuit against me within the thirty ( 30 ) days. I have had to defend in court while another attorney continued to send dunning letters without validating the alleged debt.
In court, XXXX, the attorney for plaintiff is shifting the burden of proof onto myself, the defendant.
Company Response: Closed with explanation
2017-03-02
Chicago, IL
Disclosure verification of debt
Debt collection: Other (i.e. phone, health club, etc.)
Not given enough info to verify debt
Company Response: Closed with explanation
2017-02-24
Oak Grove, MO
Disclosure verification of debt
Debt collection: Credit card
Not given enough info to verify debt
Company Response: Closed with explanation
2017-02-22
Hinsdale, IL
Disclosure verification of debt
Debt collection: I do not know
Not given enough info to verify debt
Complaint: On XXXX XXXX, I received a letter from Blitt & Gaines regarding a debt. The debt was in the amount of {$14000.00} and from XXXX XXXX. I have no idea what this debt is, so I responded to the letter with a certified letter asking for the amount and age of the original debt, the name of the original debtor, a copy of the last billing statement sent from the original creditor, if there were any payments made on the debt, and any interest, fees etc on the debt. They followed up with a letter stating the name of the original creditor was XXXX XXXX XXXX, and a different amount of {$14000.00} owed, an assignment of the bill of sale of the debt from XXXX to XXXX XXXX dated XXXX XXXX, XXXX, and a copy of a court document dated XXXX/XXXX/XXXX stating that the default amount of the debt from XXXX was {$9500.00}. I do not know the dates of the original debt, I was never notified of this court hearing and I am under the impression that this debt was paid in full to XXXX. I do n't remember having ANY contact with XXXX XXXX. I am still unclear what the {$5400.00} difference is in the amount owed and the current amount and I do n't feel I have a clear understanding where this debt came from and when the original debt supposedly went into default. I think this debt is beyond the statute of limitations in Illinois and is time-barred.
Company Response: Closed with explanation
2017-02-22
Lockport, IL
Taking/threatening an illegal action
Debt collection: Credit card
Sued w/o proper notification of suit
Company Response: Closed with explanation
2017-02-14
Chicago, IL
Disclosure verification of debt
Debt collection: Other (i.e. phone, health club, etc.)
Not given enough info to verify debt
Company Response: Closed with explanation
2017-01-24
MO
Cont'd attempts collect debt not owed
Debt collection: I do not know
Debt is not mine
Complaint: Blitter and Gaines are trying to collect on a disputed debt that has reached the statute of limitation and trying to collect on this disputed debt from out of my state.
Company Response: Closed with explanation
2017-01-09
Wonder Lake, IL
Cont'd attempts collect debt not owed
Debt collection: Credit card
Debt was paid
Complaint: I sold my house in XXXX, and realized that a debt that I had paid off years ago was still listed as a lien on my home. The title company is holding money until a release is issued in a recordable form.
My attorney at XXXX XXXX has called repeatedly and is always told that it has been filed, will be filed, will be sent to them, and it has not been taken care of.
Today they attempted to speak to a supervisor and was given a non-attorney XXXX XXXX who hung up on the attorneys office after she attempted to explain we have been getting the run around for months.
The title company is holding {$12000.00} of my money for a debt that was paid off years ago. ( Blitt and Gaines Admits that it was paid off )
Company Response: Closed with explanation
2016-12-10
Palos Park, IL
Cont'd attempts collect debt not owed
Debt collection: I do not know
Debt resulted from identity theft
Complaint: Identity theft in XX/XX/XXXX/XX/XX/XXXX when I was XXXX produced an account which a debt collector is attempting to obtain a judgement on in court
Company Response: Closed with explanation
2016-11-28
Mission Hills, KS
Cont'd attempts collect debt not owed
Debt collection: Credit card
Debt is not mine
Company Response: Closed with explanation
2016-11-26
Sm, KS
Credit card protection / Debt protection
Credit card:
Complaint: On XX/XX/2016, I received a dunning letter signed by an attorney on Blitt and Gaines , P.C . stationery. I sent a timely response disputing the alleged debt and demanding that he cease and desist from any further collection activities until he validated the alleged debt.
The attorney filed a lawsuit on XX/XX/2016 against me within the thirty ( 30 ) days. I have had to defend in court while another Blitt and Gaines attorney continues to send dunning letters without proper validation. In court, the attorney for plaintiff is shifting the burden of proof onto myself.
Company Response: Closed with explanation
2016-11-18
Boston, MA
Disclosure verification of debt
Debt collection: Credit card
Not given enough info to verify debt
Complaint: I received an email from my employer on XXXX/XXXX/XXXX advising I had a garnishment processed on my paycheck.
Was given phone # XXXX to call Blitts and Gaines and reference case # : XXXX.
When I called a XXXX answered the phone and denied any request to not be recorded. Advised my mother was served my summon on XXXX/XXXX/XXXX, I advised I am not my mother. Then I was told I called in on XXXX/XXXX/XXXX but I did not.
I asked for ownership of the debt to be mailed to me and stated I feel that my rights were violated because I do not understand how I can be garnished when I never had the chance to dispute said debt.
When I asked what documents would be mailed to me, rep XXXX and Supervisor XXXX XXXX informed me they do not know and were not required to know what I am suppose to receive and would not provide me with the name of the regulatory agency I should follow up with if I feel that my rights were violated.
If this debt is valid I want to make good on the debt and I want to keep misinformation from hitting my credit report. At this time I feel powerless because they already have garnishment withholding order in to my employer.
I advised that if I do not receive the documents I will be at their office to request paperwork in person.
They said they had me on recording acknowledging the debt but refused to provide any copy of the recording or to play the recording on the phone.
Please help me.
XXXX XXXX
Company Response: Closed with explanation
2016-11-02
Bel Nor, MO
False statements or representation
Debt collection: Credit card
Impersonated an attorney or official
Company Response: Closed with explanation
2016-11-02
Hinsdale, IL
Taking/threatening an illegal action
Debt collection: Credit card
Attempted to/Collected exempt funds
Complaint: I would like to file complaint against Blitt and Gaines PC. This is a third party debit collector. I have a very old debit from 2009. I have proof and documents that I had a payoff and settle agreement with another collector. Blitt and Gaines decided to garnish my wages on the same account. When I recieved notice of the garnishment I submitted proof from the other collector the settlement prior to the court date. Blitt and Gaines advised that they will not except the documents I sent and that if I paid over {$13000.00} to them they will close the account. I told them I dont have {$13000.00} and they told me they were going to go ahead and garnish and there was nothing I could do. Of course I do not know my legal rights and thought that because this stamped paper I had no defense. I then proceed to get multiple calls from other collectors for the same account. One collector advised that they would garnish my wages and I had to send proof. This got me thinking how and why. I called the origional collector and they advised on two seperate occasions that my information can be put back into the system. I called Blitt and Gaines and I guess they have held on to this account for a long time letting it build interest. When I asked why they didnt contact me they said they sent a letter over a year prior which I never recieved. When I asked why they didnt except my proof they acted like they had no idea what I was talking about. When I asked who is collecting the interested they could not give me a answer, when I mentioned I was going to record our call they hung up on me. When I asked for verification they sent me a court paper with some other collector on it, nothing said Blitt and Gaines only the envelope it came in. I found out I can contact court documents and get the same thing, I can also print off a wage garnishment form online as well. I contacted the origional collector XXXX XXXX. I was able tosubmit the proof to them. I got a call the day after I submitted the proof and they advised that this account should be closed. I had a hard time but was able to get to the collector I had the settlement with for a payoff. I submitted this to XXXX and they still havent closed the account. I have now been garnished over {$8000.00} on a settlement of {$2800.00} I also had to pay over {$200.00} in fees. This is extorshion.
Company Response: Closed with explanation
2016-10-13
Wesley Chapel, FL
False statements or representation
Debt collection: Other (i.e. phone, health club, etc.)
Indicated committed crime not paying
Company Response: Closed with explanation
2016-09-16
Dike, IA
Cont'd attempts collect debt not owed
Debt collection: Credit card
Debt was paid
Company Response: Closed