BWW Law Group, LLC

2016-04-27

Arcola, VA

Disclosure verification of debt

Debt collection: Mortgage

Not given enough info to verify debt
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-04-22

Bel Alton, MD

Loan servicing, payments, escrow account

Mortgage: Other mortgage

Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-04-18

Bel Alton, MD

Loan servicing, payments, escrow account

Mortgage: Other mortgage

Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-04-15

Finksburg, MD

Cont'd attempts collect debt not owed

Debt collection: Mortgage

Debt is not mine
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-04-14

MD

Communication tactics

Debt collection: Mortgage

Threatened to take legal action
Complaint: XXXX president XXXX XXXX as attached she admitted to the types of activities that XXXX, XXXX, XXXX XXXX, XXXX are involve IN MD. Photoshop BWW LAW FIRM AKA XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX. is a MARYLAND State licensed attorney as co-conspirators as attorneys debt collector for Defendant XXXX ' member XXXX fka XXXX as successor to XXXX as trustee FOR ramp XXXX????, XXXX ( assignments from indecomm global services and claim are worthless. This is exactly what the XXXX appellate judges said when I listened in on an appeal -- that they had several occasions in which on the same docket, two completely unrelated parties both claimed to be the holder of the original note and both claimed to have the right to foreclose. The appearance of apparent " wet ink '' signatures clearly means that the pretenders have graduated to more sophisticated forgeries of documents using the miracles of modern technology. The Foreclosure Complaint conceals facts and is deliberately disoriented to sow confusion that at it states the Mortgage
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-04-13

MD

Taking/threatening an illegal action

Debt collection: Mortgage

Seized/Attempted to seize property
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-04-07

MD

False statements or representation

Debt collection: Mortgage

Attempted to collect wrong amount
Complaint: XXXX have continue to sent false information and Representative. most recently on XXXX XXXX i received affidavit of lost note ... ... .. on a recorded phone conversation i was told by XXXX XXXX , XXXX ( XXXX Ombudsman Team of office of WE DO NOT HAVE THE original NOTE YOUR NOTE IS LOST SEE attached affidavit of lost note date XXXX/XXXX/XXXX your original note is still missing.. the affidavit does not have the first name of the notary ( XXXX require notary name to appear as the would on drivers licence, the signer XXXX XXXX, no first name ..the allege check of the first box, personally known not the second box, XXXX XXXX, XXXX XXXX both signature are missing first name ... i did not sign my loan with XXXX ... .but with XXXX, two separate entities. i said why is these law firm BWW AKA XXXX Are co conspiracy filing fraudulent foreclosure complaints with the courts of the State of Maryland and the County Clerks to deceive the Courts and clerks into believing they are accepting legal papers to obtain judgments against homeowners? Bww aka XXXX co conspiracy filing fraudulent foreclosure complaints with the courts of the State of XXXX and the County Clerks to deceive the Courts and clerks into believing they are accepting proper legal papers to obtain judgments against homeowners ... .. created fraud original note when they have admitted from XXXX ombudsman team XXXX XXXX on a record conversation we do not have the note ... your original note is missing that why I sent you this lost note affidavit of lost note, what we have in the recorded conversation he said .. is just scanned image copy we do not have the original note .. so the original ( the law firm of BWW. XXXX was not in fact original but colored copy of created to show it was the original Bww aka XXXX co conspiracy filing fraudulent foreclosure complaints with the courts of the State of XXXX and the County Clerks to deceive the Courts and clerks into believing they are accepting proper legal papers to obtain judgments against homeowners ) he said we do not have the original note, is still missing I sent you a letter dated XXXX XXXX XXXX ... your original note is still missing ..your original note is missing see lost note affidavit ... lost note affidavit signer are missing first name of all signer, the notary does have a first name, the signer does not have the first name, the bank is wrong WHEN COMPARE TO DIGITAL IMAGE OF scanned NOTE XXXX XXXX SENT DATE XXXX XXXX he said. Your note is lost we do not have the original, all we have is what I sent to digital image scanned attached to the letter and lost note to confirm your note is missing fraud created document backdated to show standing by BWW AKA XXXX $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Pattern of fraud with BWW AKA XXXX ( the law firm of BWW. XXXX was not in fact original but colored copy created to show it was the original BY Bww aka XXXX co conspiracy filing fraudulent foreclosure complaints with the courts of the State of XXXX and the County Clerks to deceive the Courts and clerks into believing they are accepting proper legal papers to obtain judgments against homeowners ) Is the conduct of Defendants illegal, unlawful and criminal to which they are engaging in a racket against the public and the judiciary that causes homeowners to unlawfully lose their homes, money to CO CONSPIRACY bww or XXXX and/or engage in litigation to defend themsleves against false filings by CO CONSPIRACY bww or XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-04-05

Camp Springs, MD

Taking/threatening an illegal action

Debt collection: Mortgage

Seized/Attempted to seize property
Company Response: Closed with explanation

Disputed: Yes Timely Response

2016-04-05

MD

False statements or representation

Debt collection: Mortgage

Attempted to collect wrong amount
Complaint: common denominator USE THE SAME AFFIDAVIT OF LOST NOTE format With these XXXX LAW FIRM FORECLOSURE LAW FIRM fraud document, affidavit, forge note. Robo signing law firm BWW aka XXXX co conspiracy XXXX, XXXX XXXX, XXXX, XXXX XXXX. 1, Law firm BWW aka XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX. -- use the same fraud affidavit lost note format ( attached ) 2.XXXX XXXX -- use the same fraud affidavit lost note format ( attached 3. XXXX XXXX -- use the same fraud affidavit lost note format ( attached ). Law firm BWW aka XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX. -- use the same fraud affidavit lost note format ( attached ) 1.XXXX XXXX XXXX ( XXXX XXXX '' ), Respondent, a member of the Bar of XXXX, routinely authorized XXXX non-lawyer members of the staff of what is now BWW Law Group , LLC ( `` BWW Law '' ) to sign his name on documents-including affidavits-in foreclosure filings. XXXX instructed the staff members ( who were also notaries public ) to notarize the affidavits, even though he had not signed them. After learning of allegations that the affidavits had been falsely notarized, XXXX reported himself to the Attorney Grievance Commission of XXXX ( " the Commission '' ), Petitioner. On XXXX XXXX, XXXX, in this Court, Bar Counsel filed a " Petition for Disciplinary or Remedial Action '' against XXXX, charging him with violating XXXX XXXX ' Rules of Professional Conduct ( " MLRPC '' ) 3.3 ( Candor Toward the Tribunal ), 5.1 ( Responsibilities of Partners, Managers, and Supervisory Lawyers ), 5.3 ( Responsibilities Regarding Nonlawyer Assistants ), and 8.4 ( Misconduct ). 1 '' 'Robo-signing '... most often refers to the process of mass-producing affidavits for foreclosures without having knowledge of or verifying the facts. '' Attorney Grievance Comm'n v. XXXX, XXXX XXXX. XXXX, XXXX, XXXX XXXX XXXX, XXXX ( XXXX ). " Robosigning '' may also refer to the mass-production of affidavits that the affiant did not sign. See id. at XXXX, XXXX XXXX at XXXX. As discussed below, this attorney discipline proceeding involves the latter type of " robo-signing. " On XXXX XXXX, XXXX, XXXX e-mailed every member of XXXX XXXX 's staff, stating that he would no longer robo-sign, i.e., authorize others to sign and notarize his name on documents in foreclosure filings. Since then, BWW Law has banned robosigning, as stated in BWW Law 's current employee handbook.XXXX XXXX Foreclosure Mill Shut Down After Guilty Plea And Consent to Judgment, Changes Name to XXXX XXXX XXXX foreclosure mill, Law Firm of XXXX XXXX, has been shut down after the owner, XXXX XXXX, pled guilty to unlawful and unethical practices at his firm. It appears that the firm hopes to have a smooth transition to a new law office, XXXX XXXX, headed by XXXX XXXX 's brother, XXXX XXXX. In XXXX, XXXX XXXX, apparently playing both sides of the crisis, in more than XXXX instancerepresented a property owner against the very same financial institution that he also represented, in at least some capacity, in other foreclosure cases.In XXXX XXXX, XXXX XXXX paid XXXX dollars to settle a XXXX Attorney General investigation into questionable foreclosure practices and suspicious document. massive foreclosure fraud on part of XXXX may ..XXXX XXXX XXXX, XXXX - XXXX XXXX, XXXX. XXXX XXXX, XXXX. has been approached by several homeowners who were the victims of fraudulent foreclosure actions filed by the ... XXXX XXXX has been requested to file an action naming the XXXX XXXX, its employees who manufactured the fraudulent documents and foreclosure foreclosure papers, and the banks and servicer who used the XXXX XXXX to perpetrate the fraudulent foreclosures which numbered XXXX.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-04-04

MD

False statements or representation

Debt collection: Mortgage

Attempted to collect wrong amount
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-04-04

MD

False statements or representation

Debt collection: Mortgage

Indicated shouldn't respond to lawsuit
Complaint: Disclosure of Personal Conflicts of Interest DOOD FRANK LAW. upon information and phone call to XXXX, we do not owe your loan A futures commission merchant or introducing broker must disclose in research reports and a research analyst must disclose in public appearances whether the research analyst maintains a financial interest in any derivative of a type that the research analyst follows, and the general nature of the financial interest. BWW LAW FIRM AKA XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX. is a MARYLAND State licensed attorney as co-conspirators as a collection agent for XXXX is actually representing XXXX, XXXX and XXXX XXXX in conflict of interest by representing multiple clients with different interests in the same CASE MARYLAND LAW criminal statutes relating to false filings and perjury exist to protect citizens and the judiciary from false filings, including 210.05 : A person is guilty of perjury in the third degree when he swears falsely ; 210.35 : A person is guilty of making an apparently sworn false statement in the second degree when ( a ) he subscribes a written instrument knowing that it contains a statement which is in fact false and which he does not believe to be true, and ( b ) he intends or believes that such instrument will be uttered or delivered with a jurat affixed thereto, and ( c ) such instrument is uttered or delivered with a jurat affixed thereto ; and ( c ) 175.35 Offering a false instrument for filing in the first degree-A person is guilty of offering a false instrument for filing in the first degree when, knowing that a written instrument contains a false statement or false information, and with intent to defraud the state or any political subdivision, public authority ..., he offers or presents it to a public office, public servant, public ... with the knowledge or belief that it will be filed with, registered or recorded in or otherwise become a part of the records of such public office, public servant, public authority ... ; and 175.30 A person is guilty of offering a false instrument for filing in the second degree when, knowing that a written instrument contains a false statement or false information, he offers or presents it to a public office or public servant with the knowledge or belief that it will be filed with, registered or recorded in or otherwise become a part of the records of such public office or public servant. " This is business as usual for all the big banks, '' XXXX said, referring to the manufacture of mortgage NOTE documents out of whole cloth in order to establish legal standing to foreclose on homes.BY LAW FIRM OF bww law group under the control XXXX, XXXX, XXXX XXXX,. Documents were fictitious, false, and fraudulent legal documents filed in the Court and County Clerk 's office under penalty of perjury. 5.. The Foreclosure Complaint conceals facts and is deliberately disoriented to sow confusion that at it states the Mortgage was to Defendant XXXX " as nominee for XXXX '', but provides no proof of an assignment to XXXX but created fraud assignment of deed from XXXX ... years after the original lender cease to exist. The assignment of mortgage is fraud created by indecomm global services from a defunct XXXX, because there no live person at XXXX XXXX XXXX XXXX in 2012 when XXXX XXXX XXXX, created the fruad assignments the bank was cease by FDIC SEE ATTACHED SEE similar fraud created by XXXX XXXX XXXX .. ( XXXX land record audits, XXXX county land record audits ) attached ) indecomm global services is similar to docx featured in XXXX on fraud assignments m Robo signer, fraud, signer working for multiple and claiming to be officers of many banking intuitions.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-02-22

Bowie, MD

Taking/threatening an illegal action

Debt collection: Mortgage

Seized/Attempted to seize property
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: Yes Timely Response

2016-02-20

Finksburg, MD

False statements or representation

Debt collection: Mortgage

Attempted to collect wrong amount
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-02-20

Finksburg, MD

Taking/threatening an illegal action

Debt collection: Mortgage

Seized/Attempted to seize property
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-01-10

MD

False statements or representation

Debt collection: Mortgage

Attempted to collect wrong amount
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2016-01-06

MD

Disclosure verification of debt

Debt collection: Mortgage

Right to dispute notice not received
Complaint: BWW XXXX XXXX third party = similar to XXXX XXXX debt collector CFPB FDCPA XXXX XXXX Not enough information to verify debt i.e. amount of debt & name of creditor address of creditor Talked to a third party about my debt ( XXXX company similar to XXXX features in XXXX XXXX XXXX robo signer that lead to Banks, Mortgages, Forgeries and Foreclosures - XXXX Foreclosure Robo-Signing ... Featuring XXXX and XXXX XXXX XXXX Home Real Estate Foreclosures & Short Sales XX/XX/XXXX - Probably the most famous of the many " Robo-Signers '' that have been discovered is " XXXX XXXX '', who was an employee of XXXX based out.. sam e actions as XXXX a 3rd party manufacturing company XXXX XXXX XX/XX/XXXX - Uploaded by XXXX XXXX XXXX XXXX XXXX, XX/XX/XXXX XXXX XXXX forgery foreclosure mortgage, home house reo crime XXXX XXXX ... XXXX : Criminal Charges in the Foreclosure Scandal ... XXXX XXXX XXXX XXXX XX/XX/XXXX - What 's XXXX? Remember XXXX XXXX, the employee who supposedly signed XXXX foreclosure affidavits? Here 's a graphic the ... Sued me without properly notifying me of lawsuit I obtained information and copies from clerk office circuit in XXXX, XXXX records file after I view the case file on XXXX judiciary search search on line public information about cases files denying my right to defend and schedule sale date before the case hearing order by county judge deceptive, and unconscious actions of the law firm bww the attorney XXXX Misconduct in Other States XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX ROBO-LITIGATION Re : Attorney Misconduct at Foreclosure Mills The scale of attorney malfeasance in connection with the foreclosure crisis is enormous. Whether attorneys knowingly filed false documents or simply failed to question documents they had reason to suspect, a large numbers of attorneys were complicit in the filing of tainted documentation throughout the nation. These foreclosure law firms reveal that attorneys do not feel that discovery of the truth is any one person 's responsibility. We can now see that foreclosure litigation, has resulted in robotic attorney practices culminating in severely troubling ethical lapses. Attorneys increasingly revert to the bare floor of rules, rather than examining a sense of obligation to the profession as a whole D. Misconduct in Other States XXXX. XXXX and XXXX foreclosure mill trustee XXXX misconducts While XXXX and XXXX provided much of the news for reports on attorney misconduct, other states ' attorneys managed to earn negative attention as well. Foreclosure law firms in XXXX and XXXX admitted to committing serious misconduct. Attorneys at XXXX, XXXX, XXXX XXXX XXXX XXXX and at XXXXXXXX XXXX XXXX XXXX admitted that other attorneys had signed their signatures in documents submitted to court. XXXX Several notaries had their licenses revoked and the XXXX Court of Appeals adopted a rule allowing courts to appoint independent XXXX Order Adjudicating Plaintiff 's Attorney 's in Contempt of Court at XXXX, XXXX XXXX XXXX v. XXXX XXXX, No. XXXX ( XXXX Cir. Ct. XX/XX/XXXX ), available at XXXX. at XXXX XXXX XXXX XXXX, Banks XXXX Foreclosures, XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX Plaintiff 's Motion to Purge Amended Affidavit of Indebtedness from the Record, XXXX XXXX XXXX , XXXX XXXX XXXX v. XXXX, XXXX. XXXX XXXX XXXX XXXX
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2015-12-10

Silver Spring, MD

Disclosure verification of debt

Debt collection: Mortgage

Not given enough info to verify debt
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2015-09-25

Vab, VA

Loan modification,collection,foreclosure

Mortgage: Other mortgage

Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: Yes Timely Response

2015-09-14

Finksburg, MD

Loan modification,collection,foreclosure

Mortgage: Conventional adjustable mortgage (ARM)

Complaint: This is a complaint against BWW Law Group which is a debt collector and as such is liable under the CFPB for it 's actions. I have submitted a complete application for a loan modification to the debt collector, BWW Law Group, on numerous occasions to the present. I have received letters dated XXXX XXXX, 2015, and XXXX XXXX, 2015, denying my application for a loan modification. I timely appealed the denial. To date, BWW Law Group has not responded to my appeal of the denial, and as such, no foreclosure sale date can be scheduled pursuant to the CFPB. Pursuant to 12 C.F.R. 1024.41 ( g ) ( 1 ), if a foreclosure action has already been filed and it is more than 37 days before a foreclosure sale, and the borrower submits a complete loss mitigation application, a servicer can not " move for a foreclosure judgment [ including a dispositive motion like a motion for default judgment, on the pleadings or summary judgment ] or order of sale or conduct a foreclosure sale until there has been a final outcome of the decision process for the loan modification. " The CFPB requires that the appeal must be reviewed by different personnel than those responsible for evaluating the borrower 's application. And, within 30 days of the borrower making an appeal, the servicer must provide a notice to the borrower stating the servicer 's determination of whether the servicer will offer the borrower a loss mitigation option based on the appeal. Id. at XXXX ( XXXX ). BWW Law Group, profoundly ignoring the CFPB, is dual-tracking me in order to foreclose on my home, going so far as to schedule a sale date of XXXX XXXX, 2015. Debt Collector Address : BWW Law Group, LLCXXXX XXXX XXXX. XXXX XXXX, Maryland XXXX ( XXXX ) XXXX ext. XXXX ( XXXX ) ( XXXX ) XXXX ( XXXX ) XXXXXXXXXXXX
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: Yes Timely Response

2015-09-14

Washington, DC

Cont'd attempts collect debt not owed

Debt collection: Mortgage

Debt was paid
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2015-08-18

Washington, DC

Communication tactics

Debt collection: Mortgage

Frequent or repeated calls
Company Response: Closed with explanation

Disputed: No Untimely Response

2015-07-14

Robertsdale, AL

Taking/threatening an illegal action

Debt collection: Mortgage

Seized/Attempted to seize property
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2015-04-15

Burke, VA

Disclosure verification of debt

Debt collection: Mortgage

Not given enough info to verify debt
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: No Timely Response

2015-04-01

Cheverly, MD

Loan modification,collection,foreclosure

Mortgage: Conventional adjustable mortgage (ARM)

Complaint: Today I received a Notice to Vacate my property despite the fact that I am currently in litigation with XXXX and XXXX. Additionally, I filed a Notice of Rescission which neither organization filed an action in court to challenge as required by law and the recent Supreme court decision. This is now the XXXX entity/ company working as agents for XXXX and XXXX contacting me via mail or in person harassing or attempting to intimidate me.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

Disputed: Yes Untimely Response

2015-03-26

Garrett Park, MD

Loan modification,collection,foreclosure

Mortgage: FHA mortgage

Complaint: BWW LAW GROUP, LLC ATTORNEYS AT LAW A DEBT COLLECTOR IN VIOLATION OF FDCPA AND IN FEDERAL VIOLATION AGAINST ME AND MY RIGHTS. THEY ARE THE BIGGEST SCAM!!!! I HAVE ASKED FOR A TRIAL BY JURY FOR THE ALLEGED CLAIMS OF THE DEBT THEY CLAIM TO OWE WHICH THEY DO NOT. ALL THEY DO IS HARASS FILE FICTITIOUS PAPERWORK ACTING AS ATTORNEYS AND DEBT COLLECTORS AND ASSIGNING PAPERWORK BUT WHEN I RESPOND THEY IGNORE AND VIOLATE ME. I DEMAND A TRIAL AND I PLAN ON SUIING IN XXXX XXXX COURT.
Company Response: Company chooses not to provide a public response Closed with explanation

Disputed: No Timely Response