Aldridge Pite Haan, LLP

2018-05-16

WA

Attempts to collect debt not owed

Debt collection: Auto debt

Debt is not yours
Complaint: XX/XX/XXXX 1 ). What is the complaint about : A credit collection agency is trying to hold me accountable for a debt that never existed. 2 ). What type of problem are you having : On XX/XX/XXXX, I received a collection letter from Aldridge Pite Hann , LLP XXXX XXXX 3 ). What happened, ( background and or history ) : In XX/XX/XXXX I bought a XXXX XXXX XXXX new from a Dealership in XXXX XXXX. I put XXXX down on this and had a Payment of XXXX per month. At that point I was working for the XXXX and the XXXX XXXX XXXX XXXX, making roughly XXXX per month. On XX/XX/XXXX, I was injured on the job while responding to an alarm as a XXXX XXXX XXXX. The injury was so severe that I would require XXXX, and later would leave me NEVER again be able to perform the duties of an XXXX XXXX XXXX, nor those of a XXXX XXXX XXXX. In XXXX or XX/XX/XXXX I submitted a request and was granted XXXX per month through the Washington XXXX XXXX XXXX XXXX XXXX. This compensation lasted roughly 9 months. Then due to my second required XXXX and incomplete recovery, the XXXX compensation drops to XXXX per month. Timeline : XX/XX/XXXX purchase new Vehicle XX/XX/XXXX injured in the line of duty. XX/XX/XXXX began receiving monthly compensation XX/XX/XXXX 1st of 3 XXXX XX/XX/XXXX-XX/XX/XXXX Made regular if not on time payments to XXXX XXXX XXXX. XX/XX/XXXX 2nd required XXXX XX/XX/XXXX late total end of compensation from the XXXX XX/XX/XXXX late or early XX/XX/XXXX Contacted XXXX and VOLINTARILLY SURRENDERED Vehicle due to inability to earn and make payments. At this point I may have been behind delinquent ONE month behind in my payments. In late XX/XX/XXXX, or early XX/XX/XXXX, I contacted XXXX XXXX XXXX and began the process of surrendering the vehicle back to them. At that point I was facing a 3rd XXXX, and was not able to work, and was at the end of compensation from the XXXX XXXX XXXX XXXX. XX/XX/XXXX/XX/XX/XXXX Voluntarily surrendered the vehicle to XXXX XXXX XXXX. A flatbed truck came to where I was living and the pickup was made. I apologize for not remembering the exact date. All I thought to do was take digital pictures of the condition of the vehicle on that day. I still have the pictures, but cant figure out how to retrieve the time stamp on them. XX/XX/XXXX I began the thought process of trying to rebuild my credit so that one day I could purchase a house. During my recovery the bills piled up and some were paid by the XXXX and others were not. This and other factors such as zero income at that time led to a poor credit history. It was during this point that I learned that of the debt/collection against me. At that point it was listed as XXXX XX/XX/XXXX, began working with a VA Credit Counselor to challenge and repair items on my Credit Report. After writing to all 3 credit bureaus and challenging this item as well as two others I was told that in the case of this item from XXXX the item had been charged off I believe I spoke with XXXX. XX/XX/XXXX. Received correspondence from XXXX based collection agency stating that I owe XXXX 4 ). What company is the complaint about : Aldridge Pite Hann LLP, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX 5 ). People involved Aldridge Pite Hann LLP, XXXX XXXX Summary : This collection agency is trying to collect on a debt which occurred after I returned/surrendered the vehicle. Coupled with egregious fees. Very Respectfully, XXXX XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-05-11

Atl, GA

False statements or representation

Debt collection: Credit card debt

Attempted to collect wrong amount
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-05-07

Loganville, GA

Took or threatened to take negative or legal action

Debt collection: I do not know

Threatened to sue you for very old debt
Company Response: Closed with explanation

Timely Response

2018-04-29

Atlanta, GA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was result of identity theft
Complaint: This is not my debt and has never been. XXXX XXXX company attempt to collect money which is not mine on XX/XX/XXXX. I request verification of this alleged debt. They have not supplied me with any physical evidence of this alleged debt. They only sent me previous capital one bank partial statement on XX/XX/XXXX. This is unfair business practices and deceptive. I am being bullied into a paying for something that isn't mine. Does XXXX XXXX company make up fake accounts and send me and report credit agents them in hopes that unsuspecting consumers pay them? How many other people has this unscrupulous company done this to? Are they even licensed and bonded? I am also going to file a complaint with the GA Attorney General 's office. I have already contacted them and confirmed I do have grounds for a complaint. This shady company needs to be investigated. I demand that this is removed from my credit reports once and for all. Also request close this alleged debt from their ledger and send me the proof immediately. ( ID theft report was sent to credit reporting agents )
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-04-19

AL

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Sued you without properly notifying you of lawsuit
Complaint: I received an initial demand letter from the XXXX based law firm, Aldridge Pite Haan on XX/XX/XXXX. Within the demand letter it is stated, " At this time no attorney at this firm has personally reviewed the circumstances of your account. '' and was signed by the " Collections Department '' for this firm. This morning on XX/XX/XXXX, I was served with a Summons to file an answer in regards to this debt. I believe this to be completely misleading as the demand letter states that no attorney had reviewed the circumstances of the account yet suit was filed. I have no indication that my account did in fact have meaningful attorney involvement after the initial demand letter from their " Collections Department '' was sent. It is my understanding a collections department or collections manager for a firm can not file suit on you, only an Attorney can. I received no communication from an attorney after review of my account, if in fact a review was conducted at all before suit was filed. Given the recent investigation from the CFPB in regards to the Ohio law firm XXXX, XXXX XXXX XXXX where there are claims of falsely represented in millions of collection letters sent to consumers that attorneys were involved in collecting the debt. I am only lead to believe that this falls in the category of not just letters being mail but lawsuits being filed.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-04-02

Union City, GA

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Threatened or suggested your credit would be damaged
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-04-01

Lawrenceville, GA

Attempts to collect debt not owed

Debt collection: Other debt

Debt is not yours
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-03-19

Oxford, GA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was paid
Complaint: Received a letter from the magistrate court of XXXX County stating that XXXX XXXX XXXX XXXX XXXX was suing me as the assignee of XXXX. Form states that it is a " PLAINTIFFS APPLICATION FOR DISBURSEMENT OF FUNDS ''. The following wording is noted : " NOW COMES the Plaintiff in the above styled case and files this Application for payment of all funds due Plaintiff paid by Garnishee after such time as the Clerk determines that no claim has been filed and no Traverse has been filed with twenty ( 20 ) days after Garnishee 's Answer was filed. Moreover, Plaintiff states Garnishee and Defendant will be properly served with the Garnishment pursuant O.C.G.A XXXX and that proof of such service will be filed with the Court prior to any disbursement of funds. '' This letter is signed by XXXX XXXX XXXX XXXX XXXX, Georgia Bar # : XXXX The law firm that sent the letter is Aldridge Pite Haan , LLP The APH File number is XXXX
Company Response: Closed with explanation

Timely Response

2018-02-27

Newnan, GA

Written notification about debt

Debt collection: I do not know

Didn't receive enough information to verify debt
Complaint: On XX/XX/XXXX XXXX XXXX XXXX, XXXX responded to my previous CFPB compliant on XX/XX/XXXX case number # XXXX however they did not respond to the request under a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ) In which I requested the following : Please provide all of the following information and submit the appropriate forms and paperwork within 30 days from the date of your receipt of this request for validation. Name and Address of Alleged Creditor : ______________________________________________________ Name on File of Alleged Debtor : _____________________________________________________________ Alleged Account # : XXXX Address on File for Alleged Debtor : ____________________________________________________________ Amount of alleged debt : _____________________________________________________________ Date that this alleged debt became payable : _____________________________________________________ Date of original charge off or delinquency : ___________________________________________________ Was this debt assigned to debt collector or purchased? XXXX Amount paid if debt was purchased : ___________________________________________________________ Commission for debt collector if collection efforts are successful : ____________________________________ Please attach a copy of the agreement with your client that grants ( Aldridge Pite Hann, LLP ) the authority to collect this alleged debt in my state. Also, please attach a copy of any signed agreement debtor has made with debt collector, or other verifiable proof debtor has a contractual obligation to pay debt collector. Please attach a copy of any agreement that bears the signature of debtor, wherein he/she agreed to pay creditor. Please attach copies of all statements while this account was open. Have any insurance claims been made by any creditor regarding this account? YES or NO ( circle one ) Have any judgments been obtained by any creditor regarding this account? YES or NO ( circle one ) Please provide the name and address of the bonding agent for ( Aldridge Pite Hann, LLP ) ______________________________ ______________________________ XXXX Authorized Signature For Creditor ______________________________ Date You must return this completed form along with copies of all requested information, assignments or other transfer agreements, which would establish your right to collect this alleged debt within 30 days from the date of your receipt of this letter. Your claim can not and WILL NOT be considered if any portion of this form is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. XXXX XXXX XXXX, XXXX indicated that Cease and desist was in placed and I needed to have an attorney to speak with them about the alleged debt. A cease and desist does not prohibit me from requesting the above request, and furthermore I don't need any Attorney to request or discuss this matter. Furthermore XXXX XXXX also verified that they are not making any collection attempts against me. The debt is outside the stature of limitations to even be collected on. Please review Letter from XXXX XXXX in the Attachment section.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-02-22

Johns Creek, GA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was result of identity theft
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-02-13

Newnan, GA

Took or threatened to take negative or legal action

Debt collection: Other debt

Threatened to sue you for very old debt
Complaint: I filed a CFPB complaint against XXXX XXXX last year and the case number is # XXXX. XXXX responded that they were not attempting to collect an old debt from me at all, However Aldridge Pite Hann, LLP filed an court order to aggressively collect an alleged debt from me without validating the debt was mines and they are currently garnishing my wages. The alleged debt that Aldride Pite Hann, LLP is any old debt from XX/XX/2009 from XXXX XXXX which appears to be outside the statute of Limitations to even be collectable. Futhermore Aldridge Pite Haan , LLP has not proved the stature of Limitations has not expired on the old account with XXXX XXXX. according to FDPA Act, 15 USC 1692g Sec. 809 that I have a legal right under that title and section to request for VALIDATION to provide me with competent evidence that I have any legal obligation to pay you. Please Provide the Following : Provide proof that the Statute of Limitations has not expired on this account Please provide all of the following information and submit the appropriate forms and paperwork within 30 days from the date of your receipt of this request for validation. Name and Address of Alleged Creditor : ______________________________________________________ Name on File of Alleged Debtor : _____________________________________________________________ Alleged Account # : _____________________________________________________________ Address on File for Alleged Debtor : ____________________________________________________________ Amount of alleged debt : _____________________________________________________________ Date that this alleged debt became payable : _____________________________________________________ Date of original charge off or delinquency : ___________________________________________________ Was this debt assigned to debt collector or purchased? ____________________________________________ Amount paid if debt was purchased : ___________________________________________________________ Commission for debt collector if collection efforts are successful : ____________________________________ Please attach a copy of the agreement with your client that grants ( Aldridge Pite Hann, LLP ) the authority to collect this alleged debt in my state. Also, please attach a copy of any signed agreement debtor has made with debt collector, or other verifiable proof debtor has a contractual obligation to pay debt collector. Please attach a copy of any agreement that bears the signature of debtor, wherein he/she agreed to pay creditor. Please attach copies of all statements while this account was open. Have any insurance claims been made by any creditor regarding this account? YES or NO ( circle one ) Have any judgments been obtained by any creditor regarding this account? YES or NO ( circle one ) Please provide the name and address of the bonding agent for ( Aldridge Pite Hann, LLP ) ______________________________ ______________________________ ______________________________ Authorized Signature For Creditor ______________________________ Date You must return this completed form along with copies of all requested information, assignments or other transfer agreements, which would establish your right to collect this alleged debt within 30 days from the date of your receipt of this letter. Your claim can not and WILL NOT be considered if any portion of this form is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Please be advised that I will be reporting your law office to the Georgia State Bar association
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2018-02-06

Newnan, GA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt is not yours
Complaint: I received a letter from ALDRIDGE PITE HAAN , LLP on XX/XX/XXXX, stating that they are a law firm that represents XXXX XXXX XXXX and they were contacting me to collect on a debt that I owed for XXXX. Their letter also stated that, " No attorney at this firm has personally reviewed the circumstances of your account '', which I find to be very odd and suspicious. I responded back to ALDRIDGE PITE HAAN , LLP in a letter on XX/XX/XXXX, stating that I have no knowledge of this debt or have any responsibility to this debt, in others words, it's not my debt. I stated that this maybe a result of identity theft. I instructed the firm to stop all communications with me and if they stop the collection of this debt, and forward or return it to another company, please indicate to them that it has been disputed. If they have report it to a credit bureau ( or have already done so ), also report that the debt has be disputed. ALDRIDGE PITE HAAN , LLP has totally ignored my instructions and still is, contacting me. They are still trying to force me to pay a debt that is not mine. They mailed me a printed out file of papers of the debt that they are trying to collect on. It's not even a contract and it doesn't even have a signature on the paperwork. It's not my debt.
Company Response: Closed with explanation

Timely Response

2018-02-01

Marietta, GA

Struggling to pay your loan

Vehicle loan or lease: Loan

Loan balance remaining after the vehicle is repossessed and sold
Complaint: Truck was a XXXX XXXX XXXX was acquired in XXXX and returned on XXXX Company is violating the statute of limitations They already have a garnishment against me
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-12-06

Watkinsville, GA

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-12-01

Johns Creek, GA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was result of identity theft
Complaint: Complaint was made on XXXX/XXXX/XXXX, # XXXX and XXXX attempt on XXXX/XXXX/XXXX, # XXXX. I noticed on XXXX/XXXX/XXXX, XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP XXXX XXXX, XXXX ) asked money {$3800.00}, default judgment which I was never aware previously. I requested three times who XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP is and asked them the proof of debt I owed to them ( Attached : United State Postal Certified Mail # XXXX, XXXX, XXXX ) They denied my request. As I understand, XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP is the person or company who try unauthorized use of my personal information to commit financial fraud. ( Attached Police Report : Tracking Number : XXXX ) I submit complaint to CFPB on XXXX/XXXX/XXXX, File number is XXXX. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP carelessly irrelevant response on XXXX/XXXX/XXXX on CFPB site. Based on XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP response, 1. Request Original Assignment Contract with both parties notary presentment signatures, all pages, XXXX XXXX XXXX XXXX of XXXX XXXX XXXX, XXXX XXXX XXXX. 2. If XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP and/or XXXX XXXX XXXX can not provide the assignment, it is violated the law, 15 U.S. Code 1692e False or misleadingrepresentations and 15 U.S. Code 1692d - Harassment or abuse 3. That collection of alleged debt after having been written off or charged off by XXXX XXXX XXXX, XXXX XXXX XXXX would be a case of unjust enrichment, and/or fraud on the consumer and/or fraud on the court system. 4. Attached : XXXX XXXX XXXX XXXXheir attorney, Aldrige Pite Haan LLP irrelevant response : Wrongful, illegal Validation of Debt Verification Letter received on XXXX, XXXX, XXXX : XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP put their name sticker over XXXX XXXX XXXX on old, XXXX Judgment document. 5. Request Original Client relationship Contract with valid notary presentment signature, all page, between XXXX XXXX XXXX XXXX and XXXX XXXX XXXX : Aldrige Pite Haan LLP is pursuing collection of the judgment of behalf of its client and owner of the judgment, XXXX XXXX XXXX. 6. If Aldrige Pite Haan LLP and XXXX XXXX XXXX can not provide the valid assignment, it is violated the law, 15 U.S. Code 1692e -False or misleading representations and 15 U.S. Code 1692d - Harassment or abuse 7. The Restatement of Torts, Second, 652 ( b ) defines One who intentionally intrudes, physically or otherwise, upon the solitude or seclusion of another or his private affairs or concerns, is subject to liability to the other for invasion of his privacy, if the intrusion would be highly offensive to a reasonable person. 8. The Restatement of Torts, Second, 652 ( c ) also defines One who appropriates to his own use or benefit the name or likeness of another is subject to liability to the other for invasion of his privacy 9. Georgia further recognized the right to be free from invasions of privacy, thus XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP violated Georgia State law. XXXX. The conduct of XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP in engaging in the illegal collection activities resulted in multiple invasions of privacy in such a way as would be considered highly offensive to a reasonable person. 11. All acts of XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP and its agents were committed with malice, intent wantonness, and recklessness and as such I am subject to punitive damages. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP may not sell, transfer, or place that debt for collection because this debt has resulted from identity theft, on based FCRA 615 ( f ) ( 1 ) 13. XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP , XXXX XXXX asked me pay {$3300.00} on XXXX/XXXX/XXXX but sent me a bill {$3900.00} on XXXX/XXXX/XXXX which is violate the law, [ 15 USC 1692f ] 808 ( 1 ), the collector ca n't add on any extra fees that alleged original credit or loan agreement does n't allow. And violate the law, [ 15 USC 1692e ] 807 ( 2 ) ( a ), the collector can not misrepresent the alleged amount you owe. 14. XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( a ) fail to send a written debt validation notice within five days of the collector s initial communication, it must send you a notice include the amount of the debt, name of the creditor, and notice of your right to dispute the debt within 30 days. 15. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( b ) ignore my written request to verify the debt and continue to collect. A collector ca n't continue to collect on a debt after you 've made a written request to verify the debt as long as the request was made within 30 days of the collector 's written notice. 16. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP violates the law, [ 15 USC 1692g ] 809 ( b ), continue to collect on the alleged debt before providing verification. After receiving your written dispute, the collector must stop collecting on the debt until you have received verification. 17. XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP violates the law, 1692e ( 11 ) XXXX XXXX did not disclose that the communication was from a debt collector on XXXX/XXXX/XXXX. In other words, the collector must state, " this communication is from a debt collector, '' in all communications, including in voicemail messages. The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector. 18. Moreover, XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP can not provide very fundamental basic debt verification documents within 3 business day after received this complaint, request dismiss summary judgment or Statement said XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP is not the owner of the judgment : summary judgment is not sufficient material fact Judgment but allowed favor by court without defendant aware nor dispute process : XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP has made false, knowing and intentionally deceptive and/or misleading representations to the general public and court system to obtain and/or pick and stolen summary judgment is constitute violations of the Fair Debt Collections Practices Act and the Fair Business Practices Act. 19. XXXX XXXX XXXX/ their attorney, Aldridge Pite Haan LLP responded still vague answer on XXXX/XXXX/XXXX that they will continually pursue collecting alleged debt or not. I assume XXXX XXXX XXXX and their attorney, Aldridge Pite Haan LLP are separate entity. Also, I assume I need to request written validation of alleged debt to XXXX XXXX XXXX itself. 19. This complaint and requested answer should not limited to Aldridge Pite Haan LLP, but also obviously demands an answer to XXXX XXXX, Incit is plain, common sense.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-11-14

KY

Took or threatened to take negative or legal action

Debt collection: Credit card debt

Sued you in a state where you do not live or did not sign for the debt
Complaint: ALDRIDGE P. HAAN, LLP SENT COURT GARNISHMENT ORDER TO EMPLOYER WITHOUT ANY DUE PROCESS OF LAW, ACCOUNT OUTDATED PASS 15YRS OLD NOT COLLECTIBLE EXPIRES STATUE OF LIMITATION OCGA 90-3-23 AND 9-3-25, I DO LIVE IN THE STATE OF GEORGIA LAW SUE FILED, COMPANY VIOLATES FDCPA AND FCBA
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-11-12

Oxford, GA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was result of identity theft
Complaint: I noticed on XX/XX/XXXX, Aldrige Pite Haan LLP ( XXXX, XXXX ) asked money {$3800.00}, default judgment which I was never aware previously. I requested three times who Aldrige Pite Haan LLP is and asked them the proof of debt I owed to them ( Attached : United State Postal Certified Mail # XXXX, XXXX, XXXX ) Please publish my complaint to public so that other consumers can aware and learn from my hardship experience. They denied my request. As I understand, Aldrige Pite Haan LLP is the person or company who try unauthorized use of my personal information to commit financial fraud. ( Attached Police Report : Tracking Number : XXXX ) I submit complaint to CFPB on XX/XX/XXXX, File number is XXXX. Aldrige Pite Haan LLP carelessly irrelevant response on XX/XX/XXXX on CFPB site. Based on Aldrige Pite Haan LLP response, 1. Request Original Assignment Contract with both parties notary presentment signatures, all pages, XXXX XXXX XXXX assignee of XXXX XXXX XXXX, XXXX XXXX XXXX. 2. If Aldrige Pite Haan LLP and/or XXXX XXXX XXXX can not provide the assignment, it is violated the law, 15 U.S. Code 1692e - False or misleading representations and 15 U.S. Code 1692d - Harassment or abuse 3. That collection of alleged debt after having been written off or charged off by XXXX XXXX XXXX, XXXX XXXX XXXX would be a case of unjust enrichment, and/or fraud on the consumer and/or fraud on the court system. 4. Attached : Aldrige Pite Haan LLP irrelevant response : Wrongful, illegal Validation of Debt Verification Letter received on XX/XX/XXXX : Aldrige Pite Haan LLP put their name sticker over XXXX XXXX XXXX on old, XX/XX/XXXX Judgment document. 5. Request Original Client relationship Contract with valid notary presentment signature, all page, between Aldrige Pite Haan LLP and XXXX XXXX XXXX : Aldrige Pite Haan LLP is pursuing collection of the judgment of behalf of its client and owner of the judgment, XXXX XXXX XXXX. 6. If Aldrige Pite Haan LLP and XXXX XXXX XXXX can not provide the valid assignment, it is violated the law, 15 U.S. Code 1692e - False or misleading representations and 15 U.S. Code 1692d - Harassment or abuse 7. The Restatement of Torts, Second, 652 ( b ) defines One who intentionally intrudes, physically or otherwise, upon the solitude or seclusion of another or his private affairs or concerns, is subject to liability to the other for invasion of his privacy, if the intrusion would be highly offensive to a reasonable person. 8. The Restatement of Torts, Second, 652 ( c ) also defines One who appropriates to his own use or benefit the name or likeness of another is subject to liability to the other for invasion of his privacy 9. Georgia further recognized the right to be free from invasions of privacy, thus Aldrige Pite Haan LLP violated Georgia State law. 10. The conduct of Aldrige Pite Haan LLP in engaging in the illegal collection activities resulted in multiple invasions of privacy in such a way as would be considered highly offensive to a reasonable person. 11. All acts of Aldrige Pite Haan LLP and its agents were committed with malice, intent, wantonness, and recklessness and as such I am subject to punitive damages. 12. Aldrige Pite Haan LLP may not sell, transfer, or place that debt for collection because this debt has resulted from identity theft, on based FCRA 615 ( f ) ( 1 ) 13. Aldrige Pite Haan LLP, XXXX XXXX asked me pay {$3300.00} on XX/XX/XXXX but sent me a bill {$3900.00} on XX/XX/XXXX which is violate the law, [ 15 USC 1692f ] 808 ( 1 ), the collector ca n't add on any extra fees that alleged original credit or loan agreement does n't allow. And violate the law, [ 15 USC 1692e ] 807 ( 2 ) ( a ), the collector can not misrepresent the alleged amount you owe. 14. Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( a ) fail to send a written debt validation notice within five days of the collectors initial communication, it must send you a notice include the amount of the debt, name of the creditor, and notice of your right to dispute the debt within 30 days. 15. Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( b ) ignore my written request to verify the debt and continue to collect. A collector ca n't continue to collect on a debt after you 've made a written request to verify the debt as long as the request was made within 30 days of the collector 's written notice. 16. Aldrige Pite Haan LLP violates the law, [ 15 USC 1692g ] 809 ( b ), continue to collect on the alleged debt before providing verification. After receiving your written dispute, the collector must stop collecting on the debt until you have received verification. 17. Aldrige Pite Haan LLP violates the law, 1692e ( 11 ) XXXX XXXX did not disclose that the communication was from a debt collector on XX/XX/XXXX. In other words, the collector must state, this communication is from a debt collector, '' in all communications, including in voicemail messages. The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector. 18. Moreover, Aldrige Pite Haan LLP can not provide very fundamental basic debt verification documents within 3 business day after received this complaint, request dismiss summary judgment or Statement said Aldrige Pite Haan LLP is not the owner of the judgment : summary judgment is not sufficient material fact Judgment but allowed favor by court without defendant aware nor dispute process : Aldrige Pite Haan LLP has made false, knowing and intentionally deceptive and/or misleading representations to the general public and court system to obtain and/or pick and stolen summary judgment is constitute violations of the Fair Debt Collections Practices Act and the Fair Business Practices Act.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-11-03

Macon, GA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was paid
Complaint: The law firm Aldridge Pite Haan , LLP has been assigned a debt for collection by XXXX XXXX which represents the merchant 's ongoing efforts to help the State of Florida to retaliate against me for calling attention to the federally institutionalized denial of due process for groups protected under Federal Fair Housing Laws, embodied by HUD through the absence of any provision for HUD rules to be adjudicated in Federal Court or for county judges to be required to recuse from any landlord-tenant disputes involving HUD rules within any municipalities wherein HUD Programs are not fully privatized, because of the automatic financial ties county judges have to any landlords participating in HUD Programs within those municipalities -- especially given that county judges are not actually qualified or even authorized to rule on Federal issues. Note in the attached Complaints that XXXX XXXX refused to even forward my XXXX XXXX dispute from last year to the merchant, subsequent to failing to uphold my dispute against the XXXX XXXX XXXX a few months prior, wherein I had detailed my efforts to address the aforementioned federally institutionalized denial of due process for groups protected under Federal Fair Housing Laws, instigated at the insistence of the authorities in the Southeastern portion of the country -- on behalf of Southern-based businesses, such as XXXX XXXX -- that Democracy must never amount to anything more than a subterfuge necessary to extend the influence of XXXX Oligarchy.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-10-16

Hollywood, FL

Dealing with your lender or servicer

Student loan: Private student loan

Received bad information about your loan
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-10-11

South Florida, FL

Attempts to collect debt not owed

Debt collection: I do not know

Debt is not yours
Complaint: I received at letter from A.P.H LLP 0n XX/XX/2017 informing me that they represent XXXX XXXX XXXX for a debt 0f $ XXXX.I never have acct, loan or credit car from XXXX XXXX XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-09-27

Johns Creek, GA

Attempts to collect debt not owed

Debt collection: Credit card debt

Debt was result of identity theft
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-08-11

Newnan, GA

Took or threatened to take negative or legal action

Debt collection: I do not know

Threatened to sue you for very old debt
Complaint: XXXX XXXX [ Aldridge Pite Haan, LLC ] [ XXXX XXXX XXXX XXXX XXXX ] [ XXXX, Ga XXXX ] [ XX/XX/17 ] To [ Aldridge Pite Haan ] : Under the provisions of Public laws 95 109 and 99 361, known collectively as the Fair Debt Collections Practices Act ( FDCPA ) I formally notify you to cease all communications with me in regards to this debt, or any other debts that you allege I owe. Please be advised that if collection attempts continue after receipt of this notice, I will immediately file a complaint with the Federal Trade Commission and the Georgia Attorney Generals office. Additionally, if Im contacted again after receipt of this notice, I will pursue both criminal and civil claims against you and your company for violation of the FDCPA. Please be aware that going forward, after I have confirmed your receipt of this notice, any communications from your company may be recorded to be used as evidence for my claims against you. Also, be advised that any negative information appearing on my credit reports pertaining to this account will be handled with the full legal rights and remedies available to me with regards to current consumer protection laws. Regards, XXXX XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-08-03

Covington, GA

Written notification about debt

Debt collection: Credit card debt

Didn't receive enough information to verify debt
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-07-06

GA

Took or threatened to take negative or legal action

Debt collection: I do not know

Threatened or suggested your credit would be damaged
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response

2017-05-30

Cadwell, GA

Took or threatened to take negative or legal action

Debt collection: I do not know

Sued you without properly notifying you of lawsuit
Complaint: OnXX/XX/XXXX, I was notified of a garnishment that would soon commence by the Human Resource department. After reviewing the summons signed by judge, I was able to ascertain a case number for the judgement. The summons was submitted by Plaintiff : c/o XXXX XXXX XXXX, XXXX Aldridge Pite Haan XXXX XXXX XXXX XXXX XXXX XXXX , GA XXXX. XXXX. APH File number : XXXX. This is where it gets squirrely. Based on the case #, I was able to pick up copies from the court house., XX/XX/XXXX XXXX XXXX XXXX/XXXX XXXX XXXX XXXX ; XXXX XXXX XXXX , Attorney at Law - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , XXXX XXXX XXXX XXXX, XXXX , GA XXXX XXXX filed a suit stating an amount owed of {$1000.00} plus $ XXXX-attorney fees ; interest {$350.00} and court costs of {$100.00} totaling {$1600.00} with {$5.00} FiFa fees. Included are also 4 different bills for sale for companies that are all out of business. There is also a generic cardmember agreement for XXXX XXXX. On XX/XX/XXXX, XXXX XXXX XXXX filed an affidavit for breach of contract and failure to file answer with court. I have no contract. I never received copies of the summons nor judgment. XXXX XXXX XXXX sold account to Aldridge Pite Haan, which have filed to enforce judgement by way of garnishment. However, After contacting XXXX XXXX XXXX to ascertain what the debt claim is for, they advise they have no information and are working solely from the judgment. The current company Aldridge Pite Haan, also state they do not have any information regarding the debt. Aldridge Pite Haan filed for garnishment in the amount of {$2800.00}. I do not know what this debt is and unable to trace through my credit report either. Please help! I have exhausted all avenues to trace the origin to no avail, as all are out of business or claim to not have the information. I do n't understand how companies can file legal paperwork with no proof of debt. In my attempts to research, I also found documentation of shady business practices by XXXX XXXX XXXX XXXX XXXX. I believe my case falls within claims against XXXX XXXX XXXX XXXX XXXX.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation

Timely Response