Aldridge Pite, LLP
Consumer Complaints
There are over 158 complaints on file for Aldridge Pite, LLP. Dated between 2019-11-29 and 2015-12-10.
Complaints Page 3
2018-04-02
Union City, GA
Took or threatened to take negative or legal action
Debt collection: Credit card debt
Threatened or suggested your credit would be damaged
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2018-04-01
Lawrenceville, GA
Attempts to collect debt not owed
Debt collection: Other debt
Debt is not yours
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2018-03-19
Oxford, GA
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt was paid
Complaint: Received a letter from the magistrate court of XXXX County stating that XXXX XXXX XXXX XXXX XXXX was suing me as the assignee of XXXX.
Form states that it is a " PLAINTIFFS APPLICATION FOR DISBURSEMENT OF FUNDS ''.
The following wording is noted : " NOW COMES the Plaintiff in the above styled case and files this Application for payment of all funds due Plaintiff paid by Garnishee after such time as the Clerk determines that no claim has been filed and no Traverse has been filed with twenty ( 20 ) days after Garnishee 's Answer was filed. Moreover, Plaintiff states Garnishee and Defendant will be properly served with the Garnishment pursuant O.C.G.A XXXX and that proof of such service will be filed with the Court prior to any disbursement of funds. '' This letter is signed by XXXX XXXX XXXX XXXX XXXX, Georgia Bar # : XXXX The law firm that sent the letter is Aldridge Pite Haan , LLP The APH File number is XXXX
Company Response: Closed with explanation
2018-03-02
Corning, CA
Struggling to pay mortgage
Mortgage: Conventional home mortgage
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-02-27
Newnan, GA
Written notification about debt
Debt collection: I do not know
Didn't receive enough information to verify debt
Complaint: On XX/XX/XXXX XXXX XXXX XXXX, XXXX responded to my previous CFPB compliant on XX/XX/XXXX case number # XXXX however they did not respond to the request under a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ) In which I requested the following : Please provide all of the following information and submit the appropriate forms and paperwork within 30 days from the date of your receipt of this request for validation.
Name and Address of Alleged Creditor : ______________________________________________________ Name on File of Alleged Debtor : _____________________________________________________________ Alleged Account # : XXXX Address on File for Alleged Debtor : ____________________________________________________________ Amount of alleged debt : _____________________________________________________________ Date that this alleged debt became payable : _____________________________________________________ Date of original charge off or delinquency : ___________________________________________________ Was this debt assigned to debt collector or purchased?
XXXX Amount paid if debt was purchased : ___________________________________________________________ Commission for debt collector if collection efforts are successful : ____________________________________ Please attach a copy of the agreement with your client that grants ( Aldridge Pite Hann, LLP ) the authority to collect this alleged debt in my state.
Also, please attach a copy of any signed agreement debtor has made with debt collector, or other verifiable proof debtor has a contractual obligation to pay debt collector.
Please attach a copy of any agreement that bears the signature of debtor, wherein he/she agreed to pay creditor.
Please attach copies of all statements while this account was open.
Have any insurance claims been made by any creditor regarding this account? YES or NO ( circle one ) Have any judgments been obtained by any creditor regarding this account? YES or NO ( circle one ) Please provide the name and address of the bonding agent for ( Aldridge Pite Hann, LLP ) ______________________________ ______________________________ XXXX Authorized Signature For Creditor ______________________________ Date You must return this completed form along with copies of all requested information, assignments or other transfer agreements, which would establish your right to collect this alleged debt within 30 days from the date of your receipt of this letter. Your claim can not and WILL NOT be considered if any portion of this form is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back.
XXXX XXXX XXXX, XXXX indicated that Cease and desist was in placed and I needed to have an attorney to speak with them about the alleged debt. A cease and desist does not prohibit me from requesting the above request, and furthermore I don't need any Attorney to request or discuss this matter. Furthermore XXXX XXXX also verified that they are not making any collection attempts against me. The debt is outside the stature of limitations to even be collected on. Please review Letter from XXXX XXXX in the Attachment section.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2018-02-22
Johns Creek, GA
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt was result of identity theft
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2018-02-13
Newnan, GA
Took or threatened to take negative or legal action
Debt collection: Other debt
Threatened to sue you for very old debt
Complaint: I filed a CFPB complaint against XXXX XXXX last year and the case number is # XXXX. XXXX responded that they were not attempting to collect an old debt from me at all, However Aldridge Pite Hann, LLP filed an court order to aggressively collect an alleged debt from me without validating the debt was mines and they are currently garnishing my wages. The alleged debt that Aldride Pite Hann, LLP is any old debt from XX/XX/2009 from XXXX XXXX which appears to be outside the statute of Limitations to even be collectable. Futhermore Aldridge Pite Haan , LLP has not proved the stature of Limitations has not expired on the old account with XXXX XXXX. according to FDPA Act, 15 USC 1692g Sec. 809 that I have a legal right under that title and section to request for VALIDATION to provide me with competent evidence that I have any legal obligation to pay you.
Please Provide the Following : Provide proof that the Statute of Limitations has not expired on this account Please provide all of the following information and submit the appropriate forms and paperwork within 30 days from the date of your receipt of this request for validation.
Name and Address of Alleged Creditor : ______________________________________________________ Name on File of Alleged Debtor : _____________________________________________________________ Alleged Account # : _____________________________________________________________ Address on File for Alleged Debtor : ____________________________________________________________ Amount of alleged debt : _____________________________________________________________ Date that this alleged debt became payable : _____________________________________________________ Date of original charge off or delinquency : ___________________________________________________ Was this debt assigned to debt collector or purchased?
____________________________________________ Amount paid if debt was purchased : ___________________________________________________________ Commission for debt collector if collection efforts are successful : ____________________________________ Please attach a copy of the agreement with your client that grants ( Aldridge Pite Hann, LLP ) the authority to collect this alleged debt in my state.
Also, please attach a copy of any signed agreement debtor has made with debt collector, or other verifiable proof debtor has a contractual obligation to pay debt collector.
Please attach a copy of any agreement that bears the signature of debtor, wherein he/she agreed to pay creditor.
Please attach copies of all statements while this account was open.
Have any insurance claims been made by any creditor regarding this account? YES or NO ( circle one ) Have any judgments been obtained by any creditor regarding this account? YES or NO ( circle one ) Please provide the name and address of the bonding agent for ( Aldridge Pite Hann, LLP ) ______________________________ ______________________________ ______________________________ Authorized Signature For Creditor ______________________________ Date You must return this completed form along with copies of all requested information, assignments or other transfer agreements, which would establish your right to collect this alleged debt within 30 days from the date of your receipt of this letter. Your claim can not and WILL NOT be considered if any portion of this form is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act. Please allow 30 days for processing after I receive this information back. Please be advised that I will be reporting your law office to the Georgia State Bar association
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2018-02-09
Sacramento, CA
Struggling to pay mortgage
Mortgage: Other type of mortgage
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2018-02-06
Newnan, GA
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt is not yours
Complaint: I received a letter from ALDRIDGE PITE HAAN , LLP on XX/XX/XXXX, stating that they are a law firm that represents XXXX XXXX XXXX and they were contacting me to collect on a debt that I owed for XXXX. Their letter also stated that, " No attorney at this firm has personally reviewed the circumstances of your account '', which I find to be very odd and suspicious. I responded back to ALDRIDGE PITE HAAN , LLP in a letter on XX/XX/XXXX, stating that I have no knowledge of this debt or have any responsibility to this debt, in others words, it's not my debt. I stated that this maybe a result of identity theft. I instructed the firm to stop all communications with me and if they stop the collection of this debt, and forward or return it to another company, please indicate to them that it has been disputed. If they have report it to a credit bureau ( or have already done so ), also report that the debt has be disputed. ALDRIDGE PITE HAAN , LLP has totally ignored my instructions and still is, contacting me. They are still trying to force me to pay a debt that is not mine. They mailed me a printed out file of papers of the debt that they are trying to collect on. It's not even a contract and it doesn't even have a signature on the paperwork. It's not my debt.
Company Response: Closed with explanation
2018-02-01
Marietta, GA
Struggling to pay your loan
Vehicle loan or lease: Loan
Loan balance remaining after the vehicle is repossessed and sold
Complaint: Truck was a XXXX XXXX XXXX was acquired in XXXX and returned on XXXX Company is violating the statute of limitations They already have a garnishment against me
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-12-21
Perris, CA
Communication tactics
Debt collection: Other debt
Frequent or repeated calls
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-12-06
Watkinsville, GA
Written notification about debt
Debt collection: Credit card debt
Didn't receive enough information to verify debt
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-12-01
Johns Creek, GA
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt was result of identity theft
Complaint: Complaint was made on XXXX/XXXX/XXXX, # XXXX and XXXX attempt on XXXX/XXXX/XXXX, # XXXX.
I noticed on XXXX/XXXX/XXXX, XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP XXXX XXXX, XXXX ) asked money {$3800.00}, default judgment which I was never aware previously. I requested three times who XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP is and asked them the proof of debt I owed to them ( Attached : United State Postal Certified Mail # XXXX, XXXX, XXXX ) They denied my request. As I understand, XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP is the person or company who try unauthorized use of my personal information to commit financial fraud. ( Attached Police Report : Tracking Number : XXXX ) I submit complaint to CFPB on XXXX/XXXX/XXXX, File number is XXXX. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP carelessly irrelevant response on XXXX/XXXX/XXXX on CFPB site.
Based on XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP response, 1. Request Original Assignment Contract with both parties notary presentment signatures, all pages, XXXX XXXX XXXX XXXX of XXXX XXXX XXXX, XXXX XXXX XXXX.
2. If XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP and/or XXXX XXXX XXXX can not provide the assignment, it is violated the law, 15 U.S. Code 1692e False or misleadingrepresentations and 15 U.S. Code 1692d - Harassment or abuse 3. That collection of alleged debt after having been written off or charged off by XXXX XXXX XXXX, XXXX XXXX XXXX would be a case of unjust enrichment, and/or fraud on the consumer and/or fraud on the court system.
4. Attached : XXXX XXXX XXXX XXXXheir attorney, Aldrige Pite Haan LLP irrelevant response : Wrongful, illegal Validation of Debt Verification Letter received on XXXX, XXXX, XXXX : XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP put their name sticker over XXXX XXXX XXXX on old, XXXX Judgment document.
5. Request Original Client relationship Contract with valid notary presentment signature, all page, between XXXX XXXX XXXX XXXX and XXXX XXXX XXXX : Aldrige Pite Haan LLP is pursuing collection of the judgment of behalf of its client and owner of the judgment, XXXX XXXX XXXX.
6. If Aldrige Pite Haan LLP and XXXX XXXX XXXX can not provide the valid assignment, it is violated the law, 15 U.S. Code 1692e -False or misleading representations and 15 U.S. Code 1692d - Harassment or abuse 7. The Restatement of Torts, Second, 652 ( b ) defines One who intentionally intrudes, physically or otherwise, upon the solitude or seclusion of another or his private affairs or concerns, is subject to liability to the other for invasion of his privacy, if the intrusion would be highly offensive to a reasonable person.
8. The Restatement of Torts, Second, 652 ( c ) also defines One who appropriates to his own use or benefit the name or likeness of another is subject to liability to the other for invasion of his privacy 9. Georgia further recognized the right to be free from invasions of privacy, thus XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP violated Georgia State law.
XXXX. The conduct of XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP in engaging in the illegal collection activities resulted in multiple invasions of privacy in such a way as would be considered highly offensive to a reasonable person.
11. All acts of XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP and its agents were committed with malice, intent wantonness, and recklessness and as such I am subject to punitive damages.
XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP may not sell, transfer, or place that debt for collection because this debt has resulted from identity theft, on based FCRA 615 ( f ) ( 1 ) 13. XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP , XXXX XXXX asked me pay {$3300.00} on XXXX/XXXX/XXXX but sent me a bill {$3900.00} on XXXX/XXXX/XXXX which is violate the law, [ 15 USC 1692f ] 808 ( 1 ), the collector ca n't add on any extra fees that alleged original credit or loan agreement does n't allow. And violate the law, [ 15 USC 1692e ] 807 ( 2 ) ( a ), the collector can not misrepresent the alleged amount you owe.
14. XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( a ) fail to send a written debt validation notice within five days of the collector s initial communication, it must send you a notice include the amount of the debt, name of the creditor, and notice of your right to dispute the debt within 30 days.
15. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( b ) ignore my written request to verify the debt and continue to collect. A collector ca n't continue to collect on a debt after you 've made a written request to verify the debt as long as the request was made within 30 days of the collector 's written notice. 16. XXXX XXXX XXXX/ their attorney, Aldrige Pite Haan LLP violates the law, [ 15 USC 1692g ] 809 ( b ), continue to collect on the alleged debt before providing verification. After receiving your written dispute, the collector must stop collecting on the debt until you have received verification.
17. XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP violates the law, 1692e ( 11 ) XXXX XXXX did not disclose that the communication was from a debt collector on XXXX/XXXX/XXXX. In other words, the collector must state, " this communication is from a debt collector, '' in all communications, including in voicemail messages. The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector.
18. Moreover, XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP can not provide very fundamental basic debt verification documents within 3 business day after received this complaint, request dismiss summary judgment or Statement said XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP is not the owner of the judgment : summary judgment is not sufficient material fact Judgment but allowed favor by court without defendant aware nor dispute process : XXXX XXXX XXXX their attorney, Aldrige Pite Haan LLP has made false, knowing and intentionally deceptive and/or misleading representations to the general public and court system to obtain and/or pick and stolen summary judgment is constitute violations of the Fair Debt Collections Practices Act and the Fair Business Practices Act.
19. XXXX XXXX XXXX/ their attorney, Aldridge Pite Haan LLP responded still vague answer on XXXX/XXXX/XXXX that they will continually pursue collecting alleged debt or not. I assume XXXX XXXX XXXX and their attorney, Aldridge Pite Haan LLP are separate entity. Also, I assume I need to request written validation of alleged debt to XXXX XXXX XXXX itself.
19. This complaint and requested answer should not limited to Aldridge Pite Haan LLP, but also obviously demands an answer to XXXX XXXX, Incit is plain, common sense.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-11-24
Atlanta, GA
Written notification about debt
Debt collection: Mortgage debt
Notification didn't disclose it was an attempt to collect a debt
Complaint: This Complaint is filed because XXXX XXXX XXXX. Is attempting a non-judicial foreclosure on a security deed that is not ATTESTED per Georgia Statute, thus a nullity. the security deed is not a valid instrument and does provide an interest in my property and is not actionable in that it is time barred as well, and if allowed to continue will materially violate federal consumer financial law, and cause direct harm to us as consumers. the scale is schedule to take place XXXX XXXX, XXXX.
1. We believe that supervisory or enforcement actions must be taken to prevent the violations of O.C.G.A 44-5-30 and O.C.G.A. 44-2-15. There is no recorded instrument perfecting an interest in our property because two statutory requirement was never satisfied by the loan originator. The deed contract by law is a nullity.
2. XXXX XXXX XXXX., in its foreclosure notice schedule for XXXX/XXXX/XXXX never recited the FDCPA MIRANDI as specified in the Act. Furthermore, XXXX XXXX XXXX., failed to ever recite the Initial FULL MIRNDA that is required by in the collectors initial contact. see EXHIBIT-2A 3 XXXX XXXX XXXX, failed to comply with the requirements the FDCPA where it failed to inform us that of our right to dispute the collection notice with the alleged lender. see EXHIBIT-2A 4 XXXX XXXX XXXX., while operating under color of law, is attempting to unlawfully files or causes to be filed with the official registrar of deeds of XXXX County state Georgia XXXX document XXXX XXXX XXXX. knows to contain a deliberate misstatement. misrepresentation, or omission, in violation of O.C.G.A. 16-8-102 Residential mortgage fraud statute.
5 Whereas, It is unlawful for any person, through a pattern of racketeering activity or proceeds derived there from, to acquire or maintain, directly or indirectly, any interest in or control of any enterprise, real property, or personal property of any nature, including money. See ( O.C.GA. 16-14-4. Racketeering, Prohibited activities. ), XXXX XXXX XXXX and SPS Inc. has a duty imposed by law to reframe from the criminal and civil violations of the laws cited below.
6 On XXXX XXXX, XXXX, a non-judicial Foreclosure is scheduled to take place conducted by XXXX XXXX XXXX. which is in violation of Georgia criminal law and consumer financial laws that are enforced by the CFPB.
7 Be advised that the security deed at EXHIBIT-1A at page 16 was never attested or acknowledged as called for by statute. Whereas, It was never indexes by Georgia XXXX Court Clerks ' XXXX XXXX, and by law, a deed that is not properly attested or acknowledged is ineligible for recording, and may be rejected by the clerk of the court, or, even if recorded, will not serve as constructive notice. XXXX v. XXXX, 157 Ga. 823, 122 S.E. 694 ( 1924 ). also see XXXX XXXX XXXX XXXX, XXXX XXXX. S10Q1564. Decided : XXXX XXXX, XXXX.
8 Georgia deeds executed prior to XXXX XXXX XXXX had two statutes regarding deed execution that must be taken together to ensure the documents are entitled to recording. O.C.G.A 44-5-30 requires 2 attesting witnesses for the signature. That means two witnesses that actually see the signor execute the document. O.C.G.A. 44-2-15 requires that one official witness ( usually a Notary ) attest to the document. The Notary can act as your 2nd attesting witness in addition to acting as your official witness. By its own wording, an acknowledgment states that the signor merely acknowledged that the document was signed, but does not have the necessary language for the notary to act as the 2nd attesting witness. consequently the security deed shown in EXHIBIT-1A at page 16, clearly shows the signature page of the security deed was not executed and is not executed in compliance with O.C.G.A 44-5-30 and O.C.G.A. 44-2-15.
9 An acknowledgment by a notary public does not obviate the necessity of attestation by two witnesses, whether the instrument is signed in Georgia or in another jurisdiction. Further, Georgia has no Savings Statute, and therefore, a defectively executed document provides neither constructive nor inquiry notice to a bona fide purchaser. There are two fairly recent Georgia 10.1 10. Supreme Court opinions that illustrate cases where a bankruptcy trustee was allowed to avoid defectively executed security deeds despite actual notice.
11. Please note that according to Exhibit-1A, which is a 20 year title Search report, the current deed is the warranty deed, and no other deed is recognized as a security instrument in the chain of title. Furthermore, the federal one year
TILA/Reg. Z rescission statute of limitation to recover debt has expired, see Revocation of Power of Attorney in EXHIBIT-1A. Also note that the Georgia 4 year and 6 year statute of limitation has also expired on the transaction in question.
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-11-14
KY
Took or threatened to take negative or legal action
Debt collection: Credit card debt
Sued you in a state where you do not live or did not sign for the debt
Complaint: ALDRIDGE P. HAAN, LLP SENT COURT GARNISHMENT ORDER TO EMPLOYER WITHOUT ANY DUE PROCESS OF LAW, ACCOUNT OUTDATED PASS 15YRS OLD NOT COLLECTIBLE EXPIRES STATUE OF LIMITATION OCGA 90-3-23 AND 9-3-25, I DO LIVE IN THE STATE OF GEORGIA LAW SUE FILED, COMPANY VIOLATES FDCPA AND FCBA
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-11-12
Oxford, GA
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt was result of identity theft
Complaint: I noticed on XX/XX/XXXX, Aldrige Pite Haan LLP ( XXXX, XXXX ) asked money {$3800.00}, default judgment which I was never aware previously.
I requested three times who Aldrige Pite Haan LLP is and asked them the proof of debt I owed to them ( Attached : United State Postal Certified Mail # XXXX, XXXX, XXXX ) Please publish my complaint to public so that other consumers can aware and learn from my hardship experience.
They denied my request. As I understand, Aldrige Pite Haan LLP is the person or company who try unauthorized use of my personal information to commit financial fraud. ( Attached Police Report : Tracking Number : XXXX ) I submit complaint to CFPB on XX/XX/XXXX, File number is XXXX.
Aldrige Pite Haan LLP carelessly irrelevant response on XX/XX/XXXX on CFPB site.
Based on Aldrige Pite Haan LLP response, 1. Request Original Assignment Contract with both parties notary presentment signatures, all pages, XXXX XXXX XXXX assignee of XXXX XXXX XXXX, XXXX XXXX XXXX.
2. If Aldrige Pite Haan LLP and/or XXXX XXXX XXXX can not provide the assignment, it is violated the law, 15 U.S. Code 1692e - False or misleading representations and 15 U.S. Code 1692d - Harassment or abuse 3. That collection of alleged debt after having been written off or charged off by XXXX XXXX XXXX, XXXX XXXX XXXX would be a case of unjust enrichment, and/or fraud on the consumer and/or fraud on the court system.
4. Attached : Aldrige Pite Haan LLP irrelevant response : Wrongful, illegal Validation of Debt Verification Letter received on XX/XX/XXXX : Aldrige Pite Haan LLP put their name sticker over XXXX XXXX XXXX on old, XX/XX/XXXX Judgment document.
5. Request Original Client relationship Contract with valid notary presentment signature, all page, between Aldrige Pite Haan LLP and XXXX XXXX XXXX : Aldrige Pite Haan LLP is pursuing collection of the judgment of behalf of its client and owner of the judgment, XXXX XXXX XXXX.
6. If Aldrige Pite Haan LLP and XXXX XXXX XXXX can not provide the valid assignment, it is violated the law, 15 U.S. Code 1692e - False or misleading representations and 15 U.S. Code 1692d - Harassment or abuse 7. The Restatement of Torts, Second, 652 ( b ) defines One who intentionally intrudes, physically or otherwise, upon the solitude or seclusion of another or his private affairs or concerns, is subject to liability to the other for invasion of his privacy, if the intrusion would be highly offensive to a reasonable person.
8. The Restatement of Torts, Second, 652 ( c ) also defines One who appropriates to his own use or benefit the name or likeness of another is subject to liability to the other for invasion of his privacy 9. Georgia further recognized the right to be free from invasions of privacy, thus Aldrige Pite Haan LLP violated Georgia State law.
10. The conduct of Aldrige Pite Haan LLP in engaging in the illegal collection activities resulted in multiple invasions of privacy in such a way as would be considered highly offensive to a reasonable person.
11. All acts of Aldrige Pite Haan LLP and its agents were committed with malice, intent, wantonness, and recklessness and as such I am subject to punitive damages.
12. Aldrige Pite Haan LLP may not sell, transfer, or place that debt for collection because this debt has resulted from identity theft, on based FCRA 615 ( f ) ( 1 ) 13. Aldrige Pite Haan LLP, XXXX XXXX asked me pay {$3300.00} on XX/XX/XXXX but sent me a bill {$3900.00} on XX/XX/XXXX which is violate the law, [ 15 USC 1692f ] 808 ( 1 ), the collector ca n't add on any extra fees that alleged original credit or loan agreement does n't allow. And violate the law, [ 15 USC 1692e ] 807 ( 2 ) ( a ), the collector can not misrepresent the alleged amount you owe.
14. Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( a ) fail to send a written debt validation notice within five days of the collectors initial communication, it must send you a notice include the amount of the debt, name of the creditor, and notice of your right to dispute the debt within 30 days.
15. Aldrige Pite Haan LLP violate the law, [ 15 USC 1692g ] 809 ( b ) ignore my written request to verify the debt and continue to collect. A collector ca n't continue to collect on a debt after you 've made a written request to verify the debt as long as the request was made within 30 days of the collector 's written notice.
16. Aldrige Pite Haan LLP violates the law, [ 15 USC 1692g ] 809 ( b ), continue to collect on the alleged debt before providing verification. After receiving your written dispute, the collector must stop collecting on the debt until you have received verification.
17. Aldrige Pite Haan LLP violates the law, 1692e ( 11 ) XXXX XXXX did not disclose that the communication was from a debt collector on XX/XX/XXXX. In other words, the collector must state, this communication is from a debt collector, '' in all communications, including in voicemail messages. The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector.
18. Moreover, Aldrige Pite Haan LLP can not provide very fundamental basic debt verification documents within 3 business day after received this complaint, request dismiss summary judgment or Statement said Aldrige Pite Haan LLP is not the owner of the judgment : summary judgment is not sufficient material fact Judgment but allowed favor by court without defendant aware nor dispute process : Aldrige Pite Haan LLP has made false, knowing and intentionally deceptive and/or misleading representations to the general public and court system to obtain and/or pick and stolen summary judgment is constitute violations of the Fair Debt Collections Practices Act and the Fair Business Practices Act.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-11-10
Atl, GA
Took or threatened to take negative or legal action
Debt collection: Mortgage debt
Seized or attempted to seize your property
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-11-03
Macon, GA
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt was paid
Complaint: The law firm Aldridge Pite Haan , LLP has been assigned a debt for collection by XXXX XXXX which represents the merchant 's ongoing efforts to help the State of Florida to retaliate against me for calling attention to the federally institutionalized denial of due process for groups protected under Federal Fair Housing Laws, embodied by HUD through the absence of any provision for HUD rules to be adjudicated in Federal Court or for county judges to be required to recuse from any landlord-tenant disputes involving HUD rules within any municipalities wherein HUD Programs are not fully privatized, because of the automatic financial ties county judges have to any landlords participating in HUD Programs within those municipalities -- especially given that county judges are not actually qualified or even authorized to rule on Federal issues. Note in the attached Complaints that XXXX XXXX refused to even forward my XXXX XXXX dispute from last year to the merchant, subsequent to failing to uphold my dispute against the XXXX XXXX XXXX a few months prior, wherein I had detailed my efforts to address the aforementioned federally institutionalized denial of due process for groups protected under Federal Fair Housing Laws, instigated at the insistence of the authorities in the Southeastern portion of the country -- on behalf of Southern-based businesses, such as XXXX XXXX -- that Democracy must never amount to anything more than a subterfuge necessary to extend the influence of XXXX Oligarchy.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-16
Hollywood, FL
Dealing with your lender or servicer
Student loan: Private student loan
Received bad information about your loan
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-11
South Florida, FL
Attempts to collect debt not owed
Debt collection: I do not know
Debt is not yours
Complaint: I received at letter from A.P.H LLP 0n XX/XX/2017 informing me that they represent XXXX XXXX XXXX for a debt 0f $ XXXX.I never have acct, loan or credit car from XXXX XXXX XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-10-06
Marigold, CA
Trouble during payment process
Mortgage: Other type of mortgage
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-09-27
Johns Creek, GA
Attempts to collect debt not owed
Debt collection: Credit card debt
Debt was result of identity theft
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-08-23
Los Angeles, CA
Written notification about debt
Debt collection: Mortgage debt
Didn't receive enough information to verify debt
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
2017-08-11
Newnan, GA
Took or threatened to take negative or legal action
Debt collection: I do not know
Threatened to sue you for very old debt
Complaint: XXXX XXXX [ Aldridge Pite Haan, LLC ] [ XXXX XXXX XXXX XXXX XXXX ] [ XXXX, Ga XXXX ] [ XX/XX/17 ] To [ Aldridge Pite Haan ] : Under the provisions of Public laws 95 109 and 99 361, known collectively as the Fair Debt Collections Practices Act ( FDCPA ) I formally notify you to cease all communications with me in regards to this debt, or any other debts that you allege I owe. Please be advised that if collection attempts continue after receipt of this notice, I will immediately file a complaint with the Federal Trade Commission and the Georgia Attorney Generals office. Additionally, if Im contacted again after receipt of this notice, I will pursue both criminal and civil claims against you and your company for violation of the FDCPA. Please be aware that going forward, after I have confirmed your receipt of this notice, any communications from your company may be recorded to be used as evidence for my claims against you. Also, be advised that any negative information appearing on my credit reports pertaining to this account will be handled with the full legal rights and remedies available to me with regards to current consumer protection laws. Regards, XXXX XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response Closed with explanation
2017-08-08
City Ranch, CA
Took or threatened to take negative or legal action
Debt collection: Mortgage debt
Seized or attempted to seize your property
Complaint: Reference the following cases for details of what is going on : Case # XXXX dated XX/XX/XXXX Case # XXXX dated XX/XX/XXXX Case # XXXX dated XX/XX/XXXX. We are a bit confused and want Aldridge Pite , LLP. to clear up this question : Is Aldridge Pite, LLP., a Law Firm, or Debt Collector for any of the following entities : XXXX XXXX XXXX XXXX XXXX , XXXX XXXX , XXXX XXXX , XXXX XXXX XXXX XXXX , not in it 's individual Capacity, but solely as " TRUSTEE '' for the RMAC Trust, Series XXXX?? If so, which one ( s ) do you represent, or contract with? In XXXX XXXX, attorneys for the Aldridge Pite, LLP., " Law Firm '' filed an OBJECTION TO CONFIRMATION OF CHAPTER XXXX PLAN in my Federal bankruptcy case on XX/XX/XXXX. The attorney for Aldridge Pite , LLP. executed and filed this document under REPRESENTATION of XXXX XXXX as " Trustee '' of the RMAC Trust, Series XXXX. Then, again on XX/XX/XXXX, attorneys for the Aldridge Pite , LLP. " Law Firm '' filed a FRAUDULENT CREDITOR 'S PROOF OF CLAIM in my Federal Chapter XXXX Bankruptcy case, again, as the Law firm attorneys REPRESENTING XXXX XXXX XXXX XXXX, not in it 's individual capacity but solely as " TRUSTEE '' for the RMAC Trust, Series XXXX. Since XXXX XXXX XXXX XXXX XXXX, not in it 's individual capacity but solely as " TRUSTEE '' for the XXXX XXXX, XXXX XXXX, OR XXXX XXXX XXXX XXXX XXXX. ( current " SERVICER '' ), or XXXX XXXX, or XXXX XXXX DO NOT LEGALLY OWN MY LOAN, THIS IS FRAUD UPON A FEDERAL COURT! The first week of XX/XX/XXXX I wrote to Aldridge Pite 's attorneys involved in my bankruptcy case, and I SPECIFICALLY asked for documents related to my pooling and servicing agreement for that " RMAC Trust, Series XXXX '', and all pertaining mortgage file accounting paperwork, in regards to that trust, and my home loan. The funny this was that Aldridge Pite LLP., wrote me back on XX/XX/XXXX. They claimed that they have NO INFORMATION REGARDING THIS TRUST, NOR OUR LOAN OR PROPERTY ADDRESS!!! SO, my question to Aldrige Pite LLP., is this : Who are You?? Who do you REPRESENT??? Your website states that you represent " Lenders, Loan Servicers and Investors '' ... .so WHICH XXXX DO YOU REPRESENT IN MY BANKRUPTCY CASE- BE SPECIFIC?!! Your attorney already executed the document as an attorney for XXXX XXXX XXXX XXXX, not in it 's individual capacity, but solely as " TRUSTEE '' for the RMAC TRUST, Series XXXX! So which is it?? First, are you a " Law Firm '', or are you a " Debt Collector ''? Do you have a CURRENT LICENSE to practice either or both in California? What client did you represent in my Federal Bankruptcy case? If it was XXXX XXXX XXXX XXXX, for the RMAC Trust, Series XXXX - then WHY do you NOT have any documents related to that trust, and my loan?? If you work for the loan Servicer, XXXX XXXX XXXX XXXX XXXX, WHY did you file a Creditor 's Proof of Claim as attorney for the XXXX XXXX XXXX . as " trustee '' for the RMAC Trust, Series XXXX?? If you truely represent XXXX XXXX, XXXX XXXX, or the investors in my Federal Bankruptcy case, why did you NOT DISCLOSE THIS, AND GIVE ME THE DOCUMENTS I REQUESTED, ... and you MUST LEGALLY COMPLY WITH?? WHO ARE YOU?? WHAT IS IT " YOUR BUSINESS '' to inject yourself in my Federal Bankruptcy Case?? You better produce answers quick, as you have committed A FEDERAL CRIME UNDER THE FALSE CLAIMS ACT : 851. False Claims18 U.S.C. 152 ( 4 ) Subsection ( 4 ) of Section 152 sets out the offense of filing a false bankruptcy claim. A " claim '' is a document filed in a bankruptcy proceeding by a creditor of the debtor. It is sometimes also called a " proof of claim. '' For the purposes of this section the nature of the claim is immaterial -- i.e., the claim can be secured or unsecured, liquidated or unliquidated, disputed or undisputed. A " false '' claim is one that is known by the creditor to be factually untrue at the time the claim is filed. Subsection ( 4 ) provides : A person who ... knowingly and fraudulently presents any false claim for proof against the estate of a debtor, or uses any such claim in any case under title 11, in a personal capacity or as or through an agent, proxy, or attorney ; ... shall be fined ..., imprisoned ..., or both. The elements of a false claim violation are : that bankruptcy proceedings had been commenced ; that defendant presented or caused to be presented a proof of claim in the bankruptcy ; that the proof of claim was false as to a material matter ; and that the defendant knew the proof of claim was false and acted knowingly and fraudulently. United States v. XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX Cir. ), cert. denied, XXXX XXXX XXXX ( XX/XX/XXXX ). A claim can be asserted by a creditor whether or not it is reduced to judgment, whether the claim is liquidated, unliquidated, fixed, contingent, mature, unmatured, disputed, undisputed, legal, equitable, secured or unsecured. United States v. XXXX, XXXX XXXX XXXX, XXXX ( XX/XX/XXXX denied ) ( XXXX Cir. XX/XX/XXXX ), appeal after remand XXXX XXXX XXXX ( XX/XX/XXXX ). Since the falsity of a claim, in most cases, is obvious, the key issue frequently becomes what was the defendant 's state of mind at the time of the filing of the claim. Good faith is a complete defense to this charge. The filing of a false claim is not a crime where there was a good faith belief in its accuracy. United States v. XXXX, XXXX XXXX XXXX, XXXX ( reh'g denied ) ( XXXX Cir. XX/XX/XXXX ), appeal after remand XXXX XXXX XXXX ( XX/XX/XXXX ). A proof of claim is not false merely because it may be inaccurate or erroneous in any or all respects. The claim may be asserted by a creditor in good faith even though the moneys being sought are thereafter successfully disputed by the debtor or disallowed by the Bankruptcy Court. Instead, a proof of claim is false if the statements contained therein are intentionally inaccurate and submitted without any good faith basis for the claim and are not the result of some mistake or clerical error or inadvertent omission. United States v. XXXX, XXXX XXXX XXXX, XXXX ( XXXX Cir. ), cert. denied, XXXX XXXX XXXX ( XX/XX/XXXX ), appeal after remand, XXXX XXXX XXXX XXXX XXXX Cir. XXXX ), cert. denied, XXXX XXXX XXXX ( XX/XX/XXXX ) ( quoting above instruction with approval ). [ cited in XXXX XXXX ] ANSWER THE FOLLOWING QUESTIONS TRUTHFULLY AND COMPLETELY, AND DO NOT " PRETEND '' THAT YOU DO NOT KNOW THE ANSWER, OR THAT YOU HAVE NO INFORMATION ON THE SUBJECT MATTER : XX/XX/XXXX 2nd Modified Demand for Information on my Proof of Claim in Chapter XXXX Bankruptcy Court ( Case # XXXX ) United States Bankruptcy Court : XXXX District of California : XXXX XXXX Division RE : OBJECTION TO PROOF OF CONFIRMATION OF CHAPTER XXXX PLAN Dear XXXX XXXX XXXX ( XXXX XXXX ), XXXX XXXX XXXX ( XXXX XXXX ) and XXXX XXXX XXXX ( XXXX XXXX ), and the Aldridge Pite LLP. , located at XXXX XXXX XXXX , XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX, CA. XXXX, I am in receipt of your answered correspondence dated XX/XX/XXXX. We demand to know WHOM you work for, in relation to your representation as " attorneys for XXXX XXXX XXXX XXXX, not in it 's individual capacity but solely as trustee for the RMAC Trust, Series XXXX., in the XX/XX/XXXX OBJECTION TO CONFIRMATION OF CHAPTER XXXX PLAN, which was prepared and filed by XXXX XXXX XXXX @ Aldridge Pite LLP., in my Federal Chapter XXXX bankruptcy case ( # XXXX ), In your XX/XX/XXXX answer, in writing, to us, ... you stated that you were " unable '' to produce any documentation, including, but not limited to, the Pooling and Servicing Agreement, for the RMAC Trust, Series XXXX. You stated that our address of XXXX XXXX XXXX XXXX, CA. XXXX, the address on our loan, and our loan number was " unfamiliar to you, and that we were NOT in your system '', therefore you were UNABLE to give us the information that we requested, and is our right to inspect. If you filed an OBJECTION TO CONFIRMATION OF CHAPTER XXXX PLAN in my Chapter XXXX bankruptcy case on XX/XX/XXXX, WHY then, would you have NO INFORMATION regarding this trust you state you are representing? ( RMAC Trust, Series XXXX )?? You state in this document that you are attorneys REPRESENTING the XXXX XXXX XXXX XXXX not in it 's individual capacity, but solely as trustee for the RMAC Trust, Series XXXX : IS THIS IN FACT WHOM YOU REPRESENT? If you do in fact legally " REPRESENT '' XXXX XXXX XXXX XXXX not in it 's individual capacity but solely as trustee for the RMAC Trust, Series XXXX as their attorney, or in any other capacity, or agency, WHY would you NOT have any records relating to my loan ( XXXX ) and /or Property located at XXXX XXXX XXXX XXXX , CA. XXXX. Did XXXX XXXX XXXX execute or prepare, or any agent or representative of XXXX XXXX XXXX execute or prepare the XX/XX/XXXX OBJECTION TO CONFIRMATION OF XXXX XXXX PLAN in the XXXX XXXX XXXX XXXX case # XXXX for debtor XXXX XXXX? If XXXX XXXX XXXX did NOT execute/prepare/file this document from Aldridge Pite LLP, who did? Does Aldridge Pite LLP., DENY that they have a client that they " REPRESENT '', either as an attorney or attorneys, or in any debt collection capacity by the name of XXXX XXXX XXXX XXXX not in it 's individual capacity but solely as trustee for the RMAC Trust, Series XXXX OR XXXX XXXX XXXX XXXX XXXX .? Is XXXX XXXX XXXX XXXX XXXX., a client of Aldridge Pite LLP , and did they request an execution/filing of an OBJECTION TO CONFIRMATION OF CHAPTER XXXX PLAN in my XXXX XXXX Bankruptcy case in XXXX XXXX , CA. CASE # XXXX XXXX XXXX on XX/XX/XXXX? Is Aldridge Pite LLP. a " DEBT COLLECTOR '' for either XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX. , XXXX XXXX , XXXX XXXX XXXX XXXX not in it 's individual capacity but soley as trustee for the RMAC Trust, Series XXXX? Is XXXX XXXX XXXX XXXX XXXX., a client of Aldridge Pite LLP. in relation to Loan # XXXX? Under what AUTHORITY does XXXX XXXX XXXX, XXXX XXXX XXXX and XXXX XXXX XXXX interest themselves, and inject themselves, as " agents/attorneys '' for Aldridge Pite , LLP, in my Federal Bankruptcy Case ( XXXX XXXX CASE # XXXX )? What business do they have filing documents in my Chapter XXXX Bankruptcy Case ( CASE # XXXX )? Under what authority, and for WHOM do they file FRAUDULENT DOCUMENTS in my FEDERAL Bankruptcy Case # XXXX United States Bankruptcy Court : XXXX District of California-XXXX XXXX Division. Does Aldridge Pite LLP., work in ANY CAPACITY, for investors of the XXXX Asset Backed Ceritificates Trust, XXXX XXXX? Is Aldridge Pite LLP., or ANY of it 's agents or atttorneys filing FRAUDULENT DOCUMENTS in my California Chapter XXXX Case # XXXX for any INVESTOR, or Financial Firm? Are you " REPRESENTING, OR COLLECTING '' for the XXXX XXXX XXXX XXXX int in it 's individual capacity but solely as trustee for the RMAC Trust, Series XXXX, AND/OR for investors or financial firms for the XXXX ASSET BACKED CERTIFICATES TRUST, SERIES XXXX. Is Aldridge Pite LLP., or any of it 's agents/attorneys/debt collectors working on behalf of XXXX XXXX , ( The XXXX XXXX XXXX XXXX XXXX )? Why has XXXX XXXX XXXX XXXX, not in its individual Capacity but solely as trustee for the RMAC Trust, Series XXXX filed FRAUDULENT Corporate Assignment of Deed of Trust on XX/XX/XXXX in the XXXX XXXX County Recorders Office, claiming that they are the owner and trustee of my loan secured by my property at XXXX XXXX XXXX, CA. XXXX?? Why did XXXX XXXX AND their attorney / debt collection firm, Aldridge Pite LLP, file a FRAUDULENT PROOF OF CLAIM on XX/XX/XXXX ( which is a FEDERAL CRIME- FALSE CLAIMS ) in my Chapter XXXX Bankruptcy Case in XXXX XXXX , CA.? Why is XXXX XXXX for the RMAC Trust, Series XXXX FALSELY CLAIMING to be OWNER and HOLDER of my note, secured by my property at XXXX XXXX XXXX, CA. XXXX, if, as you claim, they have NOTHING to do with my home loan, or property? And WHY are your attorneys/debt collectors, Aldridge Pite LLP filing the Proof of Claim, as YOUR representatives, in my bankruptcy case? WHO ARE YOU, AND WHAT ARE YOU CLAIMING YOU ARE OWED??
PLEASE RESPOND WITHIN FIVE BUSINESS DAYS OF THIS DEMAND FOR INFORMATION. SINCERELY, XXXX XXXX
Company Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation